Home > One Valley Bank - East > Income and Expense
One Valley Bank - East, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,405,000 | 2,309 |
| Total interest expense | $5,805,000 | 2,240 |
| Net interest income | $7,600,000 | 2,355 |
| Provision for loan and lease losses | $460,000 | 2,221 |
| Total noninterest income | $1,552,000 | 2,386 |
| Gross Fiduciary activities income | $470,000 | 787 |
| Service charges on deposit accounts | $514,000 | 2,703 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $568,000 | 2,991 |
| Total noninterest expense | $7,297,000 | 2,016 |
| Salaries and employee benefits | $3,035,000 | 2,188 |
| Premises and equipment expense | $927,000 | 2,211 |
| Additional noninterest expense | $3,335,000 | 1,752 |
| Pre-tax net operating income | $1,395,000 | 4,605 |
| Securities gains (losses) | $44,000 | 3,595 |
| Applicable income taxes | $315,000 | 5,902 |
| Income before extraordinary items | $1,124,000 | 4,244 |
| Extraordinary gains, net | $80,000 | 1,785 |
| Net income | $1,204,000 | 4,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 1,761 |
| Cash dividends | $1,005,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,089,680 | 4,143 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,848,000 | 2,543 |
| Total interest expense | $6,213,000 | 2,688 |
| Net interest income | $7,635,000 | 2,363 |
| Provision for loan and lease losses | $514,000 | 2,936 |
| Total noninterest income | $1,459,000 | 2,443 |
| Gross Fiduciary activities income | $420,000 | 824 |
| Service charges on deposit accounts | $507,000 | 2,736 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $532,000 | 3,063 |
| Total noninterest expense | $6,397,000 | 2,288 |
| Salaries and employee benefits | $2,987,000 | 2,187 |
| Premises and equipment expense | $900,000 | 2,305 |
| Additional noninterest expense | $2,510,000 | 2,312 |
| Pre-tax net operating income | $2,183,000 | 2,858 |
| Securities gains (losses) | $-130,000 | 13,812 |
| Applicable income taxes | $678,000 | 3,074 |
| Income before extraordinary items | $1,375,000 | 3,340 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,375,000 | 3,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $684,000 | 2,010 |
| Cash dividends | $950,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,462,100 | 2,923 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.