Home > One Valley Bank-East > Income and Expense
One Valley Bank-East, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $32,660,000 | 1,011 |
| Total interest expense | $14,305,000 | 1,060 |
| Net interest income | $18,355,000 | 963 |
| Provision for loan and lease losses | $364,000 | 2,257 |
| Total noninterest income | $3,414,000 | 1,214 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,752,000 | 764 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,662,000 | 1,309 |
| Total noninterest expense | $11,107,000 | 1,244 |
| Salaries and employee benefits | $5,303,000 | 1,312 |
| Premises and equipment expense | $1,742,000 | 1,151 |
| Additional noninterest expense | $4,062,000 | 1,152 |
| Pre-tax net operating income | $10,298,000 | 805 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,610,000 | 760 |
| Income before extraordinary items | $6,688,000 | 851 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,688,000 | 851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,374 |
| Cash dividends | $1,800,000 | 1,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,688,000 | 845 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $30,559,000 | 1,070 |
| Total interest expense | $13,600,000 | 1,133 |
| Net interest income | $16,959,000 | 993 |
| Provision for loan and lease losses | $500,000 | 1,714 |
| Total noninterest income | $3,049,000 | 1,327 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,689,000 | 738 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,360,000 | 1,495 |
| Total noninterest expense | $10,381,000 | 1,279 |
| Salaries and employee benefits | $5,107,000 | 1,279 |
| Premises and equipment expense | $1,461,000 | 1,330 |
| Additional noninterest expense | $3,813,000 | 1,172 |
| Pre-tax net operating income | $9,127,000 | 857 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,123,000 | 836 |
| Income before extraordinary items | $6,004,000 | 907 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,004,000 | 906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,774 |
| Cash dividends | $5,500,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,004,000 | 870 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $28,646,000 | 1,171 |
| Total interest expense | $12,819,000 | 1,249 |
| Net interest income | $15,827,000 | 1,116 |
| Provision for loan and lease losses | $360,000 | 2,248 |
| Total noninterest income | $2,268,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,381,000 | 922 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $887,000 | 1,889 |
| Total noninterest expense | $9,616,000 | 1,365 |
| Salaries and employee benefits | $4,828,000 | 1,367 |
| Premises and equipment expense | $1,234,000 | 1,577 |
| Additional noninterest expense | $3,554,000 | 1,240 |
| Pre-tax net operating income | $8,119,000 | 1,012 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $2,746,000 | 1,005 |
| Income before extraordinary items | $5,382,000 | 1,027 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,382,000 | 1,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,743 |
| Cash dividends | $4,800,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,376,060 | 1,001 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,410,000 | 1,253 |
| Total interest expense | $12,002,000 | 1,345 |
| Net interest income | $15,408,000 | 1,173 |
| Provision for loan and lease losses | $360,000 | 2,253 |
| Total noninterest income | $2,045,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,114,000 | 1,197 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $931,000 | 1,903 |
| Total noninterest expense | $9,832,000 | 1,452 |
| Salaries and employee benefits | $4,847,000 | 1,387 |
| Premises and equipment expense | $1,456,000 | 1,398 |
| Additional noninterest expense | $3,529,000 | 1,503 |
| Pre-tax net operating income | $7,261,000 | 1,038 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,398,000 | 1,045 |
| Income before extraordinary items | $4,863,000 | 1,071 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,863,000 | 1,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 2,188 |
| Cash dividends | $4,300,000 | 739 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,863,000 | 1,055 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $26,137,000 | 1,312 |
| Total interest expense | $11,107,000 | 1,468 |
| Net interest income | $15,030,000 | 1,196 |
| Provision for loan and lease losses | $323,000 | 2,172 |
| Total noninterest income | $1,792,000 | 2,006 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $984,000 | 1,385 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $808,000 | 2,087 |
| Total noninterest expense | $9,741,000 | 1,459 |
| Salaries and employee benefits | $4,760,000 | 1,391 |
| Premises and equipment expense | $1,370,000 | 1,498 |
| Additional noninterest expense | $3,611,000 | 1,453 |
| Pre-tax net operating income | $6,758,000 | 1,150 |
| Securities gains (losses) | $20,000 | 1,915 |
| Applicable income taxes | $2,223,000 | 1,155 |
| Income before extraordinary items | $4,555,000 | 1,158 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,555,000 | 1,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,739 |
| Cash dividends | $4,025,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,541,600 | 1,142 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $24,341,000 | 1,292 |
| Total interest expense | $9,430,000 | 1,382 |
| Net interest income | $14,911,000 | 1,222 |
| Provision for loan and lease losses | $530,000 | 1,473 |
| Total noninterest income | $2,587,000 | 1,529 |
| Gross Fiduciary activities income | $161,000 | 1,065 |
| Service charges on deposit accounts | $847,000 | 1,598 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,579,000 | 1,325 |
| Total noninterest expense | $10,837,000 | 1,353 |
| Salaries and employee benefits | $5,213,000 | 1,291 |
| Premises and equipment expense | $1,386,000 | 1,504 |
| Additional noninterest expense | $4,238,000 | 1,347 |
| Pre-tax net operating income | $6,131,000 | 1,220 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,067,000 | 1,177 |
| Income before extraordinary items | $4,064,000 | 1,236 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,064,000 | 1,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 1,441 |
| Cash dividends | $3,200,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,064,000 | 1,254 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,893,000 | 2,848 |
| Total interest expense | $4,526,000 | 2,843 |
| Net interest income | $6,367,000 | 2,847 |
| Provision for loan and lease losses | $245,000 | 3,439 |
| Total noninterest income | $1,444,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $407,000 | 3,383 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,037,000 | 1,984 |
| Total noninterest expense | $4,801,000 | 2,958 |
| Salaries and employee benefits | $2,338,000 | 2,825 |
| Premises and equipment expense | $722,000 | 2,801 |
| Additional noninterest expense | $1,741,000 | 3,063 |
| Pre-tax net operating income | $2,765,000 | 2,484 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $969,000 | 2,334 |
| Income before extraordinary items | $1,796,000 | 2,767 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,796,000 | 2,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,689 |
| Cash dividends | $750,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,796,000 | 2,615 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,706,000 | 3,265 |
| Total interest expense | $4,919,000 | 3,360 |
| Net interest income | $5,787,000 | 3,175 |
| Provision for loan and lease losses | $341,000 | 3,835 |
| Total noninterest income | $1,292,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $375,000 | 3,697 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $917,000 | 2,129 |
| Total noninterest expense | $4,443,000 | 3,197 |
| Salaries and employee benefits | $2,130,000 | 3,031 |
| Premises and equipment expense | $639,000 | 3,165 |
| Additional noninterest expense | $1,674,000 | 3,265 |
| Pre-tax net operating income | $2,295,000 | 2,721 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $794,000 | 2,638 |
| Income before extraordinary items | $1,501,000 | 3,080 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,501,000 | 3,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 13,514 |
| Cash dividends | $225,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,501,000 | 2,842 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.