Home > One Valley Bank-Central Virginia > Loan Charge- Offs and Recoveries

One Valley Bank-Central Virginia, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$414,0001,825
Loans secured by real estate, total$201,000741
To non-U.S. addressees$08
Real estate loans in domestic offices$201,000739
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$201,000470
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$55,0003,243
Loans to individuals$84,0002,613
Credit card loan charge offs$30,0001,049
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$54,0003,073
Loans to foreign governments and official institutions$010
Other loans$74,000144
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$95,0002,132
Loans secured by real estate, total$27,0001,344
To non-U.S. addressees$09
Real estate loans in domestic offices$27,0001,343
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$27,000828
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$21,0002,596
Loans to individuals$31,0002,247
Credit card loan recoveries$1,0001,990
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$30,0002,073
Loans to foreign governments and official institutions$011
Other loans$16,000167
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$319,0001,719
Loans secured by real estate, total$174,000651
To non-U.S. addressees$07
Real estate loans in domestic offices$174,000649
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$174,000435
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,166
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$34,0003,206
To non-U.S. addressees$035
Loans to individuals$53,0002,733
Credit card loan net charge offs$29,000928
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$24,0003,655
Loans to foreign governments and official institutions$09
Other loans$58,000127
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$356,0002,044
Loans secured by real estate, total$54,0001,779
To non-U.S. addressees$013
Real estate loans in domestic offices$54,0001,777
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$54,0001,211
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$73,0002,776
Loans to individuals$125,0002,098
Credit card loan charge offs$13,0001,817
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$112,0001,946
Loans to foreign governments and official institutions$011
Other loans$104,000139
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$25,0004,849
Loans secured by real estate, total$12,0002,003
To non-U.S. addressees$010
Real estate loans in domestic offices$12,0002,004
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$12,0001,306
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$06,193
Loans to individuals$6,0005,125
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$6,0004,789
Loans to foreign governments and official institutions$014
Other loans$7,000194
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$331,0001,730
Loans secured by real estate, total$42,0001,658
To non-U.S. addressees$012
Real estate loans in domestic offices$42,0001,656
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$42,0001,181
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$73,0002,234
To non-U.S. addressees$036
Loans to individuals$119,0001,696
Credit card loan net charge offs$13,0001,618
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$106,0001,559
Loans to foreign governments and official institutions$010
Other loans$97,000110
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$213,0003,125
Loans secured by real estate, total$3,0004,470
To non-U.S. addressees$011
Real estate loans in domestic offices$3,0004,468
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$3,0003,647
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$181,0001,515
Loans to individuals$2,0008,434
Credit card loan charge offs$1,0003,538
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,0008,342
Loans to foreign governments and official institutions$07
Other loans$27,000192
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,0008,496
Loans secured by real estate, total$04,351
To non-U.S. addressees$012
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$06,592
Loans to individuals$2,0006,781
Credit card loan recoveries$1,0002,101
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,0007,067
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$211,0002,465
Loans secured by real estate, total$3,0003,684
To non-U.S. addressees$010
Real estate loans in domestic offices$3,0003,680
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$3,0003,109
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$181,0001,171
To non-U.S. addressees$021
Loans to individuals$08,201
Credit card loan net charge offs$03,690
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$07,770
Loans to foreign governments and official institutions$07
Other loans$27,000155
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$9,0009,146
Loans secured by real estate, total$05,176
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,167
Construction and land development$0737
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,405
Loans to individuals$9,0007,123
Credit card loan charge offs$9,0002,335
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$08,953
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$09,763
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,068
Loans to individuals$08,526
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$08,255
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$9,0007,597
Loans secured by real estate, total$04,193
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,185
Construction and land development$0634
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$03,584
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,817
To non-U.S. addresseesNANA
Loans to individuals$9,0006,127
Credit card loan net charge offs$9,0002,107
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$07,873
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$273,0002,731
Loans secured by real estate, total$05,487
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,481
Construction and land development$0883
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,579
Loans to individuals$273,0001,202
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$273,000972
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$8,0008,047
Loans secured by real estate, total$6,0003,322
To non-U.S. addresseesNANA
Real estate loans in domestic offices$6,0003,320
Construction and land development$0688
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$6,0001,498
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,599
Loans to individuals$2,0007,510
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0007,218
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$265,0002,106
Loans secured by real estate, total$-6,00010,439
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-6,00010,468
Construction and land development$0772
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$03,681
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$-6,00011,114
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,683
To non-U.S. addresseesNANA
Loans to individuals$271,000953
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$271,000729
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$126,0004,501
Loans secured by real estate, total$126,0001,702
To non-U.S. addresseesNANA
Real estate loans in domestic offices$126,0001,702
Construction and land development$0994
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$126,000998
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,969
Loans to individuals$010,180
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$09,793
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$50,0004,520
Loans secured by real estate, total$50,0001,515
To non-U.S. addresseesNANA
Real estate loans in domestic offices$50,0001,515
Construction and land development$13,000478
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$37,000917
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,252
Loans to individuals$09,566
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$09,313
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$76,0004,263
Loans secured by real estate, total$76,0001,813
To non-U.S. addresseesNANA
Real estate loans in domestic offices$76,0001,814
Construction and land development$-13,00012,319
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$126,000853
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$-37,00012,193
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,704
To non-U.S. addresseesNANA
Loans to individuals$08,491
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$07,947
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$2,00011,728
Loans secured by real estate, total$07,166
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,160
Construction and land development$01,259
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,929
Loans to individuals$2,0009,872
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,0009,480
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$9,0009,097
Loans secured by real estate, total$9,0003,617
To non-U.S. addresseesNANA
Real estate loans in domestic offices$9,0003,618
Construction and land development$0926
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$9,0001,600
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,809
Loans to individuals$010,087
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$09,819
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$-7,00011,543
Loans secured by real estate, total$-9,00012,085
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-9,00012,124
Construction and land development$01,117
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$-9,00012,602
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,774
To non-U.S. addresseesNANA
Loans to individuals$2,0008,181
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$2,0007,600
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$399,0003,402
Loans secured by real estate, total$398,0001,491
To non-U.S. addresseesNANA
Real estate loans in domestic offices$398,0001,491
Construction and land development$01,669
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$398,000854
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,917
Loans to individuals$1,00010,964
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,00010,626
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$012,055
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,301
Loans to individuals$010,546
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$010,286
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$399,0002,828
Loans secured by real estate, total$398,0001,354
To non-U.S. addresseesNANA
Real estate loans in domestic offices$398,0001,354
Construction and land development$01,547
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$398,000782
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,199
To non-U.S. addresseesNANA
Loans to individuals$1,0009,651
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,0009,194
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.