Home > One Valley Bank-Central Virginia > Income and Expense
One Valley Bank-Central Virginia, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $83,664,000 | 463 |
| Total interest expense | $43,610,000 | 427 |
| Net interest income | $40,054,000 | 495 |
| Provision for loan and lease losses | $455,000 | 1,897 |
| Total noninterest income | $5,978,000 | 823 |
| Gross Fiduciary activities income | $74,000 | 1,038 |
| Service charges on deposit accounts | $3,229,000 | 429 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,675,000 | 966 |
| Total noninterest expense | $29,458,000 | 550 |
| Salaries and employee benefits | $11,600,000 | 619 |
| Premises and equipment expense | $3,546,000 | 618 |
| Additional noninterest expense | $14,312,000 | 459 |
| Pre-tax net operating income | $16,119,000 | 574 |
| Securities gains (losses) | $39,000 | 1,079 |
| Applicable income taxes | $5,544,000 | 557 |
| Income before extraordinary items | $10,614,000 | 595 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,614,000 | 595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 1,719 |
| Cash dividends | $10,600,000 | 377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $10,588,260 | 582 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $86,332,000 | 452 |
| Total interest expense | $46,511,000 | 420 |
| Net interest income | $39,821,000 | 485 |
| Provision for loan and lease losses | $1,337,000 | 763 |
| Total noninterest income | $5,012,000 | 942 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,817,000 | 466 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,195,000 | 1,090 |
| Total noninterest expense | $26,364,000 | 589 |
| Salaries and employee benefits | $11,267,000 | 631 |
| Premises and equipment expense | $3,155,000 | 669 |
| Additional noninterest expense | $11,942,000 | 521 |
| Pre-tax net operating income | $17,132,000 | 496 |
| Securities gains (losses) | $123,000 | 1,162 |
| Applicable income taxes | $5,993,000 | 494 |
| Income before extraordinary items | $11,262,000 | 521 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $11,262,000 | 520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 1,730 |
| Cash dividends | $28,100,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $11,182,050 | 499 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $26,381,000 | 1,277 |
| Total interest expense | $14,700,000 | 1,104 |
| Net interest income | $11,681,000 | 1,478 |
| Provision for loan and lease losses | $385,000 | 2,165 |
| Total noninterest income | $886,000 | 3,341 |
| Gross Fiduciary activities income | $3,000 | 1,400 |
| Service charges on deposit accounts | $391,000 | 3,277 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $492,000 | 2,856 |
| Total noninterest expense | $7,662,000 | 1,702 |
| Salaries and employee benefits | $3,539,000 | 1,852 |
| Premises and equipment expense | $970,000 | 2,046 |
| Additional noninterest expense | $3,153,000 | 1,372 |
| Pre-tax net operating income | $4,520,000 | 1,699 |
| Securities gains (losses) | $263,000 | 600 |
| Applicable income taxes | $2,285,000 | 1,181 |
| Income before extraordinary items | $2,498,000 | 2,113 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,498,000 | 2,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,465 |
| Cash dividends | $2,800,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,329,680 | 2,197 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,929,000 | 2,115 |
| Total interest expense | $8,250,000 | 1,900 |
| Net interest income | $7,679,000 | 2,345 |
| Provision for loan and lease losses | $132,000 | 4,386 |
| Total noninterest income | $683,000 | 4,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $683,000 | 2,344 |
| Total noninterest expense | $6,220,000 | 2,209 |
| Salaries and employee benefits | $1,996,000 | 3,338 |
| Premises and equipment expense | $781,000 | 2,508 |
| Additional noninterest expense | $3,443,000 | 1,536 |
| Pre-tax net operating income | $2,010,000 | 3,410 |
| Securities gains (losses) | $64,000 | 1,189 |
| Applicable income taxes | $910,000 | 2,553 |
| Income before extraordinary items | $1,164,000 | 3,966 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,164,000 | 3,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $1,203,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,123,040 | 4,039 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,286,000 | 1,587 |
| Total interest expense | $12,969,000 | 1,287 |
| Net interest income | $8,317,000 | 2,162 |
| Provision for loan and lease losses | $323,000 | 2,172 |
| Total noninterest income | $665,000 | 4,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $665,000 | 2,377 |
| Total noninterest expense | $6,151,000 | 2,212 |
| Salaries and employee benefits | $3,431,000 | 1,933 |
| Premises and equipment expense | $1,103,000 | 1,837 |
| Additional noninterest expense | $1,617,000 | 2,883 |
| Pre-tax net operating income | $2,508,000 | 2,840 |
| Securities gains (losses) | $162,000 | 757 |
| Applicable income taxes | $839,000 | 2,773 |
| Income before extraordinary items | $1,831,000 | 2,698 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,831,000 | 2,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,106 |
| Cash dividends | $1,479,000 | 1,538 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,719,220 | 2,832 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,311,000 | 1,885 |
| Total interest expense | $8,749,000 | 1,482 |
| Net interest income | $7,562,000 | 2,391 |
| Provision for loan and lease losses | $34,000 | 6,932 |
| Total noninterest income | $420,000 | 5,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $420,000 | 3,305 |
| Total noninterest expense | $5,150,000 | 2,691 |
| Salaries and employee benefits | $3,073,000 | 2,157 |
| Premises and equipment expense | $944,000 | 2,140 |
| Additional noninterest expense | $1,133,000 | 4,261 |
| Pre-tax net operating income | $2,798,000 | 2,532 |
| Securities gains (losses) | $-127,000 | 11,699 |
| Applicable income taxes | $884,000 | 2,529 |
| Income before extraordinary items | $1,787,000 | 2,710 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,787,000 | 2,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,263 |
| Cash dividends | $1,694,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,872,090 | 2,614 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,030,000 | 1,956 |
| Total interest expense | $8,681,000 | 1,542 |
| Net interest income | $7,349,000 | 2,437 |
| Provision for loan and lease losses | $182,000 | 4,116 |
| Total noninterest income | $503,000 | 5,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $78,000 | 289 |
| Additional Noninterest Income | $425,000 | 3,618 |
| Total noninterest expense | $4,333,000 | 3,232 |
| Salaries and employee benefits | $2,316,000 | 2,845 |
| Premises and equipment expense | $852,000 | 2,397 |
| Additional noninterest expense | $1,165,000 | 4,303 |
| Pre-tax net operating income | $3,337,000 | 2,038 |
| Securities gains (losses) | $305,000 | 1,284 |
| Applicable income taxes | $1,285,000 | 1,821 |
| Income before extraordinary items | $2,357,000 | 2,126 |
| Extraordinary gains, net | $96,000 | 1,613 |
| Net income | $2,453,000 | 2,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $13,150,000 | 99 |
| Net operating income | $2,158,750 | 2,180 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,765,000 | 2,112 |
| Total interest expense | $9,975,000 | 1,724 |
| Net interest income | $6,790,000 | 2,682 |
| Provision for loan and lease losses | $243,000 | 4,662 |
| Total noninterest income | $265,000 | 8,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-261,000 | 5,296 |
| Additional Noninterest Income | $526,000 | 3,083 |
| Total noninterest expense | $3,725,000 | 3,711 |
| Salaries and employee benefits | $1,977,000 | 3,238 |
| Premises and equipment expense | $680,000 | 2,991 |
| Additional noninterest expense | $1,068,000 | 4,788 |
| Pre-tax net operating income | $3,087,000 | 2,012 |
| Securities gains (losses) | $-22,000 | 13,503 |
| Applicable income taxes | $1,110,000 | 1,914 |
| Income before extraordinary items | $1,955,000 | 2,335 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,955,000 | 2,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 2,828 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,969,080 | 2,155 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.