Home > One Valley Bank-Central Virginia > Assets and Liabilities
One Valley Bank-Central Virginia, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 308 | 556 |
| Assets and Liabilities | ||
| Total Assets: | $1,218,907,000 | 459 |
| Cash and due from depository institutions | $25,135,000 | 556 |
| Interest-bearing balances | $963,000 | 2,493 |
| Securities | $331,880,000 | 402 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 5,551 |
| Net loans & leases | $784,937,000 | 462 |
| Loan loss allowance | $8,901,000 | 523 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $17,775,000 | 438 |
| Other real estate owned | $30,000 | 556 |
| Goodwill and other intangibles | $41,736,000 | 164 |
| All other assets | $16,814,000 | 674 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,218,907,000 | 459 |
| Total liabilities | $1,089,991,000 | 468 |
| Total deposits | $901,062,000 | 449 |
| Interest-bearing deposits | $834,532,000 | 422 |
| Deposits held in domestic offices | $901,062,000 | 446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,707,000 | 692 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $156,000,000 | 373 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $5,222,000 | 916 |
| Total equity capital | $128,916,000 | 411 |
| Total bank equity capital | $128,916,000 | 411 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $99,860,000 | 266 |
| Undivided profits | $28,056,000 | 894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $637,000 | 3,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $4,091,000 | 538 |
| Earning assets | $1,118,380,000 | 456 |
| Long-term assets (5+ years) | $530,226,000 | 243 |
| Average Assets, year-to-date | $1,211,348,600 | 448 |
| Average Assets, quarterly | $1,226,737,000 | 445 |
| Volatile liabilities | $197,653,000 | 614 |
| Insider loans | $4,870,000 | 948 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $807,000 | 766 |
| Unused loan commitments | $122,961,000 | 637 |
| Tier 1 (core) risk-based capital | $92,752,000 | 501 |
| Tier 2 risk-based capital | $8,975,700 | 491 |
| Total risk weighted assets | $717,836,300 | 518 |
| Total unused commitments | $122,961,000 | 637 |
| Derivatives | $41,000,000 | 249 |
| 1998-12-31 | Rank | |
| # of Employees: | 337 | 524 |
| Assets and Liabilities | ||
| Total Assets: | $1,194,908,000 | 459 |
| Cash and due from depository institutions | $35,126,000 | 524 |
| Interest-bearing balances | $1,601,000 | 2,363 |
| Securities | $380,867,000 | 367 |
| Federal funds sold & reverse repurchase agreements | $29,975,000 | 529 |
| Net loans & leases | $674,513,000 | 499 |
| Loan loss allowance | $8,765,000 | 507 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $17,943,000 | 421 |
| Other real estate owned | $42,000 | 524 |
| Goodwill and other intangibles | $46,560,000 | 155 |
| All other assets | $9,882,000 | 888 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,194,908,000 | 459 |
| Total liabilities | $1,057,805,000 | 467 |
| Total deposits | $940,389,000 | 423 |
| Interest-bearing deposits | $872,971,000 | 391 |
| Deposits held in domestic offices | $940,389,000 | 419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,110,000 | 587 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $82,000,000 | 443 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,306,000 | 1,086 |
| Total equity capital | $137,103,000 | 387 |
| Total bank equity capital | $137,103,000 | 387 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $99,860,000 | 262 |
| Undivided profits | $36,243,000 | 710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,132,000 | 1,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $3,833,000 | 566 |
| Earning assets | $1,086,956,000 | 457 |
| Long-term assets (5+ years) | $566,975,000 | 209 |
| Average Assets, year-to-date | $1,184,471,200 | 438 |
| Average Assets, quarterly | $1,217,157,000 | 444 |
| Volatile liabilities | $165,844,000 | 592 |
| Insider loans | $5,154,000 | 814 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $6,830,000 | 422 |
| Unused loan commitments | $98,144,000 | 719 |
| Tier 1 (core) risk-based capital | $87,914,000 | 507 |
| Tier 2 risk-based capital | $8,337,860 | 519 |
| Total risk weighted assets | $666,601,460 | 519 |
| Total unused commitments | $98,144,000 | 724 |
| Derivatives | $8,000,000 | 423 |
| 1997-12-31 | Rank | |
| # of Employees: | 94 | 1,878 |
| Assets and Liabilities | ||
| Total Assets: | $404,654,000 | 1,155 |
| Cash and due from depository institutions | $8,694,000 | 1,878 |
| Interest-bearing balances | $1,795,000 | 1,898 |
| Securities | $182,665,000 | 660 |
| Federal funds sold & reverse repurchase agreements | $5,354,000 | 2,550 |
| Net loans & leases | $187,064,000 | 1,508 |
| Loan loss allowance | $2,522,000 | 1,457 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,148,000 | 1,526 |
| Other real estate owned | $0 | 1,878 |
| Goodwill and other intangibles | $12,073,000 | 337 |
| All other assets | $3,656,000 | 1,976 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $404,654,000 | 1,155 |
| Total liabilities | $348,187,000 | 1,211 |
| Total deposits | $272,286,000 | 1,363 |
| Interest-bearing deposits | $262,889,000 | 1,237 |
| Deposits held in domestic offices | $272,286,000 | 1,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,035,000 | 740 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $54,007,000 | 542 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,859,000 | 2,161 |
| Total equity capital | $56,467,000 | 821 |
| Total bank equity capital | $56,467,000 | 821 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $34,284,000 | 576 |
| Undivided profits | $21,183,000 | 1,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,249,000 | 2,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,179,000 | 1,908 |
| Earning assets | $376,878,000 | 1,140 |
| Long-term assets (5+ years) | $202,653,000 | 406 |
| Average Assets, year-to-date | $370,063,400 | 1,195 |
| Average Assets, quarterly | $389,343,000 | 1,180 |
| Volatile liabilities | $79,189,000 | 992 |
| Insider loans | $3,735,000 | 1,124 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $14,618,000 | 2,653 |
| Tier 1 (core) risk-based capital | $43,312,000 | 975 |
| Tier 2 risk-based capital | $2,362,020 | 1,320 |
| Total risk weighted assets | $188,801,520 | 1,494 |
| Total unused commitments | $14,618,000 | 2,659 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 93 | 2,010 |
| Assets and Liabilities | ||
| Total Assets: | $342,251,000 | 1,376 |
| Cash and due from depository institutions | $8,302,000 | 2,010 |
| Interest-bearing balances | $3,740,000 | 1,043 |
| Securities | $133,958,000 | 921 |
| Federal funds sold & reverse repurchase agreements | $4,855,000 | 2,669 |
| Net loans & leases | $168,944,000 | 1,706 |
| Loan loss allowance | $2,348,000 | 1,643 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,352,000 | 1,477 |
| Other real estate owned | $0 | 2,010 |
| Goodwill and other intangibles | $14,246,000 | 294 |
| All other assets | $6,594,000 | 1,275 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $342,251,000 | 1,376 |
| Total liabilities | $285,721,000 | 1,500 |
| Total deposits | $262,199,000 | 1,475 |
| Interest-bearing deposits | $255,156,000 | 1,315 |
| Deposits held in domestic offices | $262,199,000 | 1,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $21,007,000 | 912 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,515,000 | 1,676 |
| Total equity capital | $56,530,000 | 830 |
| Total bank equity capital | $56,530,000 | 830 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $35,283,000 | 578 |
| Undivided profits | $21,246,000 | 1,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,703,000 | 1,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,096,000 | 2,048 |
| Earning assets | $311,497,000 | 1,398 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $330,769,800 | 1,380 |
| Average Assets, quarterly | $341,051,500 | 1,373 |
| Volatile liabilities | $44,529,000 | 1,512 |
| Insider loans | $3,225,000 | 1,338 |
| FHLB advances | $21,007,000 | 321 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,852,000 | 3,427 |
| Tier 1 (core) risk-based capital | $41,441,000 | 1,039 |
| Tier 2 risk-based capital | $1,933,000 | 1,636 |
| Total risk weighted assets | $154,671,000 | 1,824 |
| Total unused commitments | $9,852,000 | 3,440 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 104 | 1,860 |
| Assets and Liabilities | ||
| Total Assets: | $318,872,000 | 1,492 |
| Cash and due from depository institutions | $8,821,000 | 1,860 |
| Interest-bearing balances | $4,777,000 | 987 |
| Securities | $137,475,000 | 927 |
| Federal funds sold & reverse repurchase agreements | $2,637,000 | 4,736 |
| Net loans & leases | $156,959,000 | 1,812 |
| Loan loss allowance | $756,000 | 4,452 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,017,000 | 1,541 |
| Other real estate owned | $0 | 1,860 |
| Goodwill and other intangibles | $2,028,000 | 861 |
| All other assets | $5,935,000 | 1,415 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $318,872,000 | 1,492 |
| Total liabilities | $283,107,000 | 1,531 |
| Total deposits | $254,979,000 | 1,525 |
| Interest-bearing deposits | $248,525,000 | 1,373 |
| Deposits held in domestic offices | $254,979,000 | 1,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $26,904,000 | 738 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,224,000 | 3,086 |
| Total equity capital | $35,765,000 | 1,277 |
| Total bank equity capital | $35,765,000 | 1,277 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $13,149,000 | 1,273 |
| Undivided profits | $22,615,000 | 1,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,451,000 | 1,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,020,000 | 2,269 |
| Earning assets | $301,848,000 | 1,446 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $299,389,600 | 1,518 |
| Average Assets, quarterly | $311,054,500 | 1,530 |
| Volatile liabilities | $48,029,000 | 1,328 |
| Insider loans | $2,557,000 | 1,706 |
| FHLB advances | $26,904,000 | 253 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,707,000 | 3,346 |
| Tier 1 (core) risk-based capital | $33,537,000 | 1,289 |
| Tier 2 risk-based capital | $750,000 | 3,798 |
| Total risk weighted assets | $153,441,000 | 1,840 |
| Total unused commitments | $9,707,000 | 3,361 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 100 | 2,006 |
| Assets and Liabilities | ||
| Total Assets: | $282,762,000 | 1,623 |
| Cash and due from depository institutions | $6,293,000 | 2,006 |
| Interest-bearing balances | $2,991,000 | 1,169 |
| Securities | $127,062,000 | 1,027 |
| Federal funds sold & reverse repurchase agreements | $1,994,000 | 3,811 |
| Net loans & leases | $133,322,000 | 2,083 |
| Loan loss allowance | $698,000 | 4,842 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,677,000 | 1,589 |
| Other real estate owned | $411,000 | 2,006 |
| Goodwill and other intangibles | $2,174,000 | 754 |
| All other assets | $6,829,000 | 1,288 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,762,000 | 1,623 |
| Total liabilities | $249,634,000 | 1,687 |
| Total deposits | $239,170,000 | 1,587 |
| Interest-bearing deposits | $234,453,000 | 1,403 |
| Deposits held in domestic offices | $239,170,000 | 1,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,500,000 | 1,272 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $964,000 | 3,151 |
| Total equity capital | $33,128,000 | 1,253 |
| Total bank equity capital | $33,128,000 | 1,253 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $13,149,000 | 1,203 |
| Undivided profits | $19,978,000 | 1,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $413,000 | 4,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $844,000 | 2,388 |
| Earning assets | $265,369,000 | 1,592 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $251,710,000 | 1,767 |
| Average Assets, quarterly | $264,296,000 | 1,727 |
| Volatile liabilities | $29,402,000 | 1,856 |
| Insider loans | $2,770,000 | 1,521 |
| FHLB advances | $9,500,000 | 479 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,638,000 | 4,561 |
| Tier 1 (core) risk-based capital | $31,948,000 | 1,287 |
| Tier 2 risk-based capital | $687,000 | 4,059 |
| Total risk weighted assets | $141,780,000 | 1,945 |
| Total unused commitments | $5,638,000 | 4,569 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 85 | 2,463 |
| Assets and Liabilities | ||
| Total Assets: | $241,794,000 | 1,918 |
| Cash and due from depository institutions | $5,008,000 | 2,463 |
| Interest-bearing balances | $2,711,000 | 1,980 |
| Securities | $102,192,000 | 1,348 |
| Federal funds sold & reverse repurchase agreements | $3,842,000 | 3,580 |
| Net loans & leases | $120,982,000 | 2,205 |
| Loan loss allowance | $615,000 | 5,480 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,877,000 | 1,881 |
| Other real estate owned | $411,000 | 2,463 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,482,000 | 1,474 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,794,000 | 1,918 |
| Total liabilities | $206,362,000 | 2,057 |
| Total deposits | $195,259,000 | 2,036 |
| Interest-bearing deposits | $195,259,000 | 1,777 |
| Deposits held in domestic offices | $195,259,000 | 2,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,000,000 | 1,081 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,103,000 | 2,893 |
| Total equity capital | $35,432,000 | 1,162 |
| Total bank equity capital | $35,432,000 | 1,162 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $13,149,000 | 1,141 |
| Undivided profits | $22,282,000 | 1,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $311,000 | 6,287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $820,000 | 2,150 |
| Earning assets | $229,727,000 | 1,858 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $235,852,600 | 1,909 |
| Average Assets, quarterly | $242,773,500 | 1,895 |
| Volatile liabilities | $25,697,000 | 1,964 |
| Insider loans | $2,436,000 | 1,708 |
| FHLB advances | $10,000,000 | 403 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,026,000 | 4,870 |
| Tier 1 (core) risk-based capital | $35,432,000 | 1,119 |
| Tier 2 risk-based capital | $605,000 | 4,498 |
| Total risk weighted assets | $121,089,000 | 2,203 |
| Total unused commitments | $5,026,000 | 4,893 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 84 | 2,581 |
| Assets and Liabilities | ||
| Total Assets: | $229,217,000 | 2,073 |
| Cash and due from depository institutions | $9,352,000 | 2,581 |
| Interest-bearing balances | $6,410,000 | 1,163 |
| Securities | $56,300,000 | 2,408 |
| Federal funds sold & reverse repurchase agreements | $14,999,000 | 1,122 |
| Net loans & leases | $116,328,000 | 2,349 |
| Loan loss allowance | $418,000 | 7,298 |
| Trading account assets | $23,774,000 | 87 |
| Bank premises and fixed assets | $3,950,000 | 1,861 |
| Other real estate owned | $510,000 | 2,581 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,004,000 | 1,969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,217,000 | 2,073 |
| Total liabilities | $209,154,000 | 2,096 |
| Total deposits | $197,085,000 | 2,089 |
| Interest-bearing deposits | $193,747,000 | 1,859 |
| Deposits held in domestic offices | $197,085,000 | 2,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,539 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,000,000 | 940 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,069,000 | 3,110 |
| Total equity capital | $20,063,000 | 1,946 |
| Total bank equity capital | $20,063,000 | 1,946 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $20,063,000 | 1,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $587,000 | 5,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $721,000 | 2,749 |
| Earning assets | $217,811,000 | 1,990 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $214,655,600 | 2,150 |
| Average Assets, quarterly | $223,512,500 | 2,108 |
| Volatile liabilities | $24,915,000 | 1,987 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $10,000,000 | 385 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,814,000 | 4,196 |
| Tier 1 (core) risk-based capital | $20,063,000 | 1,901 |
| Tier 2 risk-based capital | $412,000 | 6,123 |
| Total risk weighted assets | $114,738,000 | 2,370 |
| Total unused commitments | $5,814,000 | 4,215 |
| Derivatives | $0 | 651 |