Home > One Valley Bank > Loan Charge- Offs and Recoveries

One Valley Bank, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$5,998,000293
Loans secured by real estate, total$419,000436
To non-U.S. addressees$08
Real estate loans in domestic offices$419,000434
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$166,000535
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$253,000244
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$843,000420
Loans to individuals$4,736,000216
Credit card loan charge offs$1,253,000191
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$3,483,000158
Loans to foreign governments and official institutions$010
Other loans$0281
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,002,000383
Loans secured by real estate, total$27,0001,344
To non-U.S. addressees$09
Real estate loans in domestic offices$27,0001,343
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$1,0002,577
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$26,000566
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$89,000983
Loans to individuals$886,000239
Credit card loan recoveries$231,000179
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$655,000211
Loans to foreign governments and official institutions$011
Other loans$0282
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$4,996,000262
Loans secured by real estate, total$392,000357
To non-U.S. addressees$07
Real estate loans in domestic offices$392,000356
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$165,000444
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$227,000184
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$754,000371
To non-U.S. addressees$035
Loans to individuals$3,850,000210
Credit card loan net charge offs$1,022,000188
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$2,828,000145
Loans to foreign governments and official institutions$09
Other loans$0248
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$5,595,000310
Loans secured by real estate, total$331,000570
To non-U.S. addressees$013
Real estate loans in domestic offices$331,000567
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$273,000388
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$58,000652
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$747,000437
Loans to individuals$4,517,000238
Credit card loan charge offs$1,148,000216
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$3,369,000164
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$952,000417
Loans secured by real estate, total$112,000581
To non-U.S. addressees$010
Real estate loans in domestic offices$112,000581
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$72,000414
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$40,000520
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$28,0002,231
Loans to individuals$812,000273
Credit card loan recoveries$211,000206
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$601,000232
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$4,643,000292
Loans secured by real estate, total$219,000575
To non-U.S. addressees$012
Real estate loans in domestic offices$219,000572
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$201,000393
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$18,000857
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$719,000355
To non-U.S. addressees$036
Loans to individuals$3,705,000232
Credit card loan net charge offs$937,000221
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$2,768,000152
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$5,528,000321
Loans secured by real estate, total$615,000429
To non-U.S. addressees$011
Real estate loans in domestic offices$615,000428
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$51,0001,403
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$564,000195
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$576,000532
Loans to individuals$4,337,000249
Credit card loan charge offs$985,000256
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$3,352,000177
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,196,000363
Loans secured by real estate, total$313,000331
To non-U.S. addressees$012
Real estate loans in domestic offices$313,000331
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$18,0001,162
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$295,000205
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$31,0002,376
Loans to individuals$852,000270
Credit card loan recoveries$194,000211
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$658,000227
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$4,332,000304
Loans secured by real estate, total$302,000526
To non-U.S. addressees$010
Real estate loans in domestic offices$302,000523
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$33,0001,463
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$269,000216
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$545,000414
To non-U.S. addressees$021
Loans to individuals$3,485,000246
Credit card loan net charge offs$791,000259
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$2,694,000163
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$3,930,000466
Loans secured by real estate, total$202,0001,054
To non-U.S. addressees$010
Real estate loans in domestic offices$202,0001,054
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$122,000890
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$80,000815
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$660,000518
Loans to individuals$3,068,000329
Credit card loan charge offs$793,000315
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,275,000253
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$847,000553
Loans secured by real estate, total$256,000451
To non-U.S. addressees$08
Real estate loans in domestic offices$256,000451
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$17,0001,322
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$239,000277
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$66,0001,530
Loans to individuals$525,000386
Credit card loan recoveries$134,000285
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$391,000370
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$3,083,000445
Loans secured by real estate, total$-54,00011,059
To non-U.S. addressees$07
Real estate loans in domestic offices$-54,00011,084
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$105,000804
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$-159,00011,301
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$594,000402
To non-U.S. addressees$022
Loans to individuals$2,543,000306
Credit card loan net charge offs$659,000316
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,884,000220
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$2,832,000575
Loans secured by real estate, total$232,0001,083
To non-U.S. addressees$015
Real estate loans in domestic offices$232,0001,082
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$139,000874
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$93,000939
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$97,0002,392
Loans to individuals$2,503,000343
Credit card loan charge offs$645,000341
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,858,000249
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$599,000688
Loans secured by real estate, total$80,0001,030
To non-U.S. addressees$013
Real estate loans in domestic offices$80,0001,029
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$42,000761
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$38,000803
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$19,0003,545
Loans to individuals$500,000406
Credit card loan recoveries$126,000326
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$374,000377
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,233,000531
Loans secured by real estate, total$152,0001,117
To non-U.S. addressees$012
Real estate loans in domestic offices$152,0001,115
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$97,000920
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$55,000919
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$78,0002,014
To non-U.S. addressees$022
Loans to individuals$2,003,000313
Credit card loan net charge offs$519,000347
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,484,000209
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$2,713,000614
Loans secured by real estate, total$807,000617
To non-U.S. addressees$013
Real estate loans in domestic offices$807,000617
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$235,000672
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$572,000408
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$84,0002,732
Loans to individuals$1,822,000364
Credit card loan charge offs$500,000363
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,322,000273
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$876,000594
Loans secured by real estate, total$116,000886
To non-U.S. addressees$012
Real estate loans in domestic offices$116,000886
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$108,000396
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$8,0001,577
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$315,000546
Loans to individuals$445,000437
Credit card loan recoveries$122,000326
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$323,000412
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,837,000589
Loans secured by real estate, total$691,000563
To non-U.S. addressees$09
Real estate loans in domestic offices$691,000563
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$127,000847
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$564,000344
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$-231,00012,359
To non-U.S. addressees$026
Loans to individuals$1,377,000319
Credit card loan net charge offs$378,000362
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$999,000208
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$2,966,000701
Loans secured by real estate, total$610,000923
To non-U.S. addressees$019
Real estate loans in domestic offices$610,000921
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$476,000486
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$134,0001,119
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$515,000968
Loans to individuals$1,841,000382
Credit card loan charge offs$583,000361
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,258,000300
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$796,000649
Loans secured by real estate, total$275,000511
To non-U.S. addressees$016
Real estate loans in domestic offices$275,000510
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$119,000359
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$156,000422
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$51,0002,579
Loans to individuals$470,000434
Credit card loan recoveries$106,000350
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$364,000406
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,170,000696
Loans secured by real estate, total$335,0001,116
To non-U.S. addressees$018
Real estate loans in domestic offices$335,0001,114
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$357,000538
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$-22,00012,823
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$464,000795
To non-U.S. addressees$036
Loans to individuals$1,371,000356
Credit card loan net charge offs$477,000354
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$894,000268
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$3,784,000712
Loans secured by real estate, total$879,000930
To non-U.S. addressees$017
Real estate loans in domestic offices$879,000930
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$598,000462
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$281,0001,032
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$677,0001,071
Loans to individuals$2,228,000408
Credit card loan charge offs$591,000402
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,637,000321
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$736,000706
Loans secured by real estate, total$241,000528
To non-U.S. addressees$07
Real estate loans in domestic offices$241,000528
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$236,000188
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$5,0001,779
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$93,0001,698
Loans to individuals$402,000514
Credit card loan recoveries$107,000360
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$295,000501
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$3,048,000724
Loans secured by real estate, total$638,0001,031
To non-U.S. addressees$017
Real estate loans in domestic offices$638,0001,031
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$362,000603
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$276,000967
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$584,0001,018
To non-U.S. addressees$050
Loans to individuals$1,826,000369
Credit card loan net charge offs$484,000406
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,342,000278
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.