Home > One Valley Bank > Income and Expense
One Valley Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $152,734,000 | 288 |
| Total interest expense | $76,820,000 | 272 |
| Net interest income | $75,914,000 | 295 |
| Provision for loan and lease losses | $6,776,000 | 253 |
| Total noninterest income | $47,855,000 | 232 |
| Gross Fiduciary activities income | $13,883,000 | 113 |
| Service charges on deposit accounts | $8,005,000 | 207 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $25,967,000 | 258 |
| Total noninterest expense | $72,812,000 | 272 |
| Salaries and employee benefits | $32,906,000 | 243 |
| Premises and equipment expense | $10,115,000 | 247 |
| Additional noninterest expense | $29,791,000 | 283 |
| Pre-tax net operating income | $44,181,000 | 270 |
| Securities gains (losses) | $166,000 | 591 |
| Applicable income taxes | $15,035,000 | 285 |
| Income before extraordinary items | $29,312,000 | 279 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $29,312,000 | 281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,996,000 | 262 |
| Cash dividends | $10,250,000 | 382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $29,202,440 | 276 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $144,957,000 | 290 |
| Total interest expense | $71,384,000 | 288 |
| Net interest income | $73,573,000 | 283 |
| Provision for loan and lease losses | $5,939,000 | 280 |
| Total noninterest income | $40,551,000 | 254 |
| Gross Fiduciary activities income | $11,675,000 | 124 |
| Service charges on deposit accounts | $8,522,000 | 186 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $20,354,000 | 288 |
| Total noninterest expense | $65,894,000 | 285 |
| Salaries and employee benefits | $30,040,000 | 254 |
| Premises and equipment expense | $8,991,000 | 267 |
| Additional noninterest expense | $26,863,000 | 300 |
| Pre-tax net operating income | $42,291,000 | 250 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $14,401,000 | 265 |
| Income before extraordinary items | $27,890,000 | 262 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $27,890,000 | 263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,643,000 | 292 |
| Cash dividends | $22,000,000 | 237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $27,890,000 | 254 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $126,699,000 | 332 |
| Total interest expense | $58,802,000 | 349 |
| Net interest income | $67,897,000 | 308 |
| Provision for loan and lease losses | $3,360,000 | 405 |
| Total noninterest income | $33,698,000 | 266 |
| Gross Fiduciary activities income | $10,228,000 | 135 |
| Service charges on deposit accounts | $7,448,000 | 209 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $16,022,000 | 303 |
| Total noninterest expense | $58,709,000 | 296 |
| Salaries and employee benefits | $27,349,000 | 260 |
| Premises and equipment expense | $8,015,000 | 294 |
| Additional noninterest expense | $23,345,000 | 306 |
| Pre-tax net operating income | $39,526,000 | 273 |
| Securities gains (losses) | $21,000 | 1,847 |
| Applicable income taxes | $12,885,000 | 294 |
| Income before extraordinary items | $26,662,000 | 280 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $26,662,000 | 280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,332,000 | 304 |
| Cash dividends | $25,000,000 | 190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $26,647,930 | 268 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $122,452,000 | 373 |
| Total interest expense | $54,978,000 | 398 |
| Net interest income | $67,474,000 | 348 |
| Provision for loan and lease losses | $2,443,000 | 531 |
| Total noninterest income | $30,409,000 | 303 |
| Gross Fiduciary activities income | $9,322,000 | 151 |
| Service charges on deposit accounts | $6,989,000 | 252 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $14,098,000 | 353 |
| Total noninterest expense | $57,356,000 | 354 |
| Salaries and employee benefits | $26,607,000 | 305 |
| Premises and equipment expense | $8,312,000 | 316 |
| Additional noninterest expense | $22,437,000 | 395 |
| Pre-tax net operating income | $38,084,000 | 298 |
| Securities gains (losses) | $-169,000 | 11,284 |
| Applicable income taxes | $12,542,000 | 307 |
| Income before extraordinary items | $25,373,000 | 291 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $25,373,000 | 292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,083,000 | 445 |
| Cash dividends | $21,000,000 | 267 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $25,486,230 | 285 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $119,580,000 | 389 |
| Total interest expense | $52,347,000 | 427 |
| Net interest income | $67,233,000 | 356 |
| Provision for loan and lease losses | $4,024,000 | 370 |
| Total noninterest income | $28,010,000 | 329 |
| Gross Fiduciary activities income | $8,181,000 | 173 |
| Service charges on deposit accounts | $6,819,000 | 270 |
| Trading account gains and fees | $33,000 | 355 |
| Additional Noninterest Income | $12,977,000 | 375 |
| Total noninterest expense | $56,488,000 | 360 |
| Salaries and employee benefits | $27,521,000 | 317 |
| Premises and equipment expense | $8,336,000 | 340 |
| Additional noninterest expense | $20,631,000 | 424 |
| Pre-tax net operating income | $34,731,000 | 321 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $11,397,000 | 344 |
| Income before extraordinary items | $23,327,000 | 318 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $23,327,000 | 317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,233,000 | 531 |
| Cash dividends | $23,000,000 | 226 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $23,331,690 | 311 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $107,175,000 | 383 |
| Total interest expense | $41,117,000 | 415 |
| Net interest income | $66,058,000 | 349 |
| Provision for loan and lease losses | $2,393,000 | 505 |
| Total noninterest income | $28,172,000 | 317 |
| Gross Fiduciary activities income | $7,680,000 | 179 |
| Service charges on deposit accounts | $6,033,000 | 286 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $14,459,000 | 349 |
| Total noninterest expense | $57,837,000 | 363 |
| Salaries and employee benefits | $27,683,000 | 320 |
| Premises and equipment expense | $7,968,000 | 348 |
| Additional noninterest expense | $22,186,000 | 412 |
| Pre-tax net operating income | $34,000,000 | 305 |
| Securities gains (losses) | $-767,000 | 12,346 |
| Applicable income taxes | $10,630,000 | 325 |
| Income before extraordinary items | $22,603,000 | 304 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $22,603,000 | 304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,837,000 | 589 |
| Cash dividends | $12,000,000 | 302 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $23,124,560 | 303 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $103,396,000 | 384 |
| Total interest expense | $41,589,000 | 411 |
| Net interest income | $61,807,000 | 365 |
| Provision for loan and lease losses | $2,452,000 | 697 |
| Total noninterest income | $26,901,000 | 318 |
| Gross Fiduciary activities income | $6,729,000 | 188 |
| Service charges on deposit accounts | $6,118,000 | 278 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $14,054,000 | 347 |
| Total noninterest expense | $53,937,000 | 384 |
| Salaries and employee benefits | $25,422,000 | 332 |
| Premises and equipment expense | $6,053,000 | 430 |
| Additional noninterest expense | $22,462,000 | 429 |
| Pre-tax net operating income | $32,319,000 | 280 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $11,001,000 | 289 |
| Income before extraordinary items | $21,316,000 | 302 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $21,316,000 | 313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,170,000 | 696 |
| Cash dividends | $15,000,000 | 218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $21,317,320 | 292 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $112,463,000 | 400 |
| Total interest expense | $51,354,000 | 428 |
| Net interest income | $61,109,000 | 374 |
| Provision for loan and lease losses | $5,963,000 | 537 |
| Total noninterest income | $26,074,000 | 327 |
| Gross Fiduciary activities income | $5,543,000 | 205 |
| Service charges on deposit accounts | $5,935,000 | 282 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $14,596,000 | 344 |
| Total noninterest expense | $53,978,000 | 381 |
| Salaries and employee benefits | $23,308,000 | 343 |
| Premises and equipment expense | $6,239,000 | 427 |
| Additional noninterest expense | $24,431,000 | 400 |
| Pre-tax net operating income | $27,242,000 | 270 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $9,039,000 | 292 |
| Income before extraordinary items | $18,213,000 | 295 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $18,213,000 | 295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,048,000 | 724 |
| Cash dividends | $11,018,000 | 192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $18,206,300 | 266 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.