Home > One Valley Bank > Net charge- offs to loans
One Valley Bank, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3388% | 2,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1104% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4123% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0173% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3813% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3511% | 2,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0100% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0356% | 576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0415% | 493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4735% | 364 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1275% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5640% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3826% | 2,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0445% | 553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1754% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4174% | 385 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2905% | 411 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6338% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2812% | 3,147 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1067% | 1,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0225% | 729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4548% | 355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9482% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5027% | 520 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2118% | 3,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0394% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0226% | 742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0522% | 711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7487% | 534 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1936% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1874% | 4,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1246% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5066% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0310% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0354% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1465% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6236% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6458% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2477% | 4,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0655% | 856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0210% | 1,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0964% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1100% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3293% | 655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7167% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0295% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3597% | 5,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1231% | 893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2737% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0961% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1056% | 570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5227% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0019% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9968% | 617 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |