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One Valley Bank, Assets and Liabilities

1999-12-31Rank
# of Employees:864218
Assets and Liabilities
Total Assets:$2,499,477,000265
Cash and due from depository institutions$146,928,000218
Interest-bearing balances$3,625,0001,088
Securities$574,153,000252
Federal funds sold & reverse repurchase agreements$195,368,000106
Net loans & leases$1,498,364,000272
Loan loss allowance$20,028,000285
Trading account assets$0165
Bank premises and fixed assets$29,935,000269
Other real estate owned$458,000218
Goodwill and other intangibles$6,695,000511
All other assets$47,576,000333
Life insurance assets$01
Total liabilities and capital$2,499,477,000265
Total liabilities$2,345,054,000258
Total deposits$1,389,653,000312
Interest-bearing deposits$1,123,552,000329
Deposits held in domestic offices$1,389,653,000307
% insured0.00%1
Federal funds purchased & repurchase agreements$578,425,000127
Trading liabilities$065
Other borrowed funds$354,276,000230
Subordinated debt$0242
All other liabilities$22,700,000357
Total equity capital$154,423,000337
Total bank equity capital$154,423,000337
Perpetual preferred stock$0193
Common stock$8,638,000393
Surplus$56,473,000419
Undivided profits$89,312,000280
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,684,000480
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$344,000388
Income earned, not collected on loans$8,080,000316
Earning assets$2,271,510,000262
Long-term assets (5+ years)$901,804,000169
Average Assets, year-to-date$2,262,119,200271
Average Assets, quarterly$2,398,293,000265
Volatile liabilities$763,512,000249
Insider loans$82,067,00050
FHLB advances$0802
Loans and leases held for sale$3,567,000382
Unused loan commitments$376,033,000313
Tier 1 (core) risk-based capital$161,249,000316
Tier 2 risk-based capital$19,355,890295
Total risk weighted assets$1,546,231,940287
Total unused commitments$376,033,000315
Derivatives$537,461,000117
1998-12-31Rank
# of Employees:786233
Assets and Liabilities
Total Assets:$2,136,229,000288
Cash and due from depository institutions$109,109,000233
Interest-bearing balances$882,0002,989
Securities$506,502,000283
Federal funds sold & reverse repurchase agreements$57,159,000295
Net loans & leases$1,397,474,000268
Loan loss allowance$18,248,000303
Trading account assets$0197
Bank premises and fixed assets$29,923,000252
Other real estate owned$575,000233
Goodwill and other intangibles$7,264,000451
All other assets$28,223,000434
Life insurance assets$01
Total liabilities and capital$2,136,229,000288
Total liabilities$1,990,373,000286
Total deposits$1,434,102,000292
Interest-bearing deposits$1,125,906,000317
Deposits held in domestic offices$1,434,102,000287
% insured0.00%1
Federal funds purchased & repurchase agreements$533,084,000119
Trading liabilities$069
Other borrowed funds$9,558,0001,625
Subordinated debt$0255
All other liabilities$13,629,000519
Total equity capital$145,856,000356
Total bank equity capital$145,856,000356
Perpetual preferred stock$0199
Common stock$8,638,000393
Surplus$56,473,000403
Undivided profits$80,745,000320
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,964,000554
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$438,000338
Income earned, not collected on loans$7,538,000320
Earning assets$1,962,017,000286
Long-term assets (5+ years)$890,915,000157
Average Assets, year-to-date$2,049,751,200278
Average Assets, quarterly$2,119,130,500281
Volatile liabilities$619,271,000247
Insider loans$99,705,00048
FHLB advances$0740
Loans and leases held for sale$27,125,000196
Unused loan commitments$331,716,000325
Tier 1 (core) risk-based capital$141,810,000339
Tier 2 risk-based capital$16,792,130316
Total risk weighted assets$1,341,914,830297
Total unused commitments$331,716,000326
Derivatives$200,000,000169
1997-12-31Rank
# of Employees:764245
Assets and Liabilities
Total Assets:$1,876,021,000315
Cash and due from depository institutions$91,707,000245
Interest-bearing balances$607,0002,938
Securities$489,421,000295
Federal funds sold & reverse repurchase agreements$48,663,000307
Net loans & leases$1,182,575,000314
Loan loss allowance$16,952,000332
Trading account assets$0203
Bank premises and fixed assets$28,693,000260
Other real estate owned$632,000245
Goodwill and other intangibles$7,106,000454
All other assets$27,224,000417
Life insurance assets$01
Total liabilities and capital$1,876,021,000315
Total liabilities$1,736,188,000310
Total deposits$1,363,028,000301
Interest-bearing deposits$1,087,014,000324
Deposits held in domestic offices$1,363,028,000297
% insured0.00%1
Federal funds purchased & repurchase agreements$339,886,000157
Trading liabilities$080
Other borrowed funds$16,048,0001,078
Subordinated debt$0260
All other liabilities$17,226,000446
Total equity capital$139,833,000361
Total bank equity capital$139,833,000361
Perpetual preferred stock$0223
Common stock$8,638,000408
Surplus$56,473,000394
Undivided profits$74,722,000339
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,784,000519
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$582,000244
Income earned, not collected on loans$7,752,000331
Earning assets$1,721,266,000314
Long-term assets (5+ years)$689,922,000160
Average Assets, year-to-date$1,765,607,600315
Average Assets, quarterly$1,844,573,500319
Volatile liabilities$434,151,000322
Insider loans$100,636,00050
FHLB advances$0780
Loans and leases held for sale$5,913,000326
Unused loan commitments$295,960,000331
Tier 1 (core) risk-based capital$135,461,000335
Tier 2 risk-based capital$14,226,760338
Total risk weighted assets$1,135,415,160327
Total unused commitments$295,960,000335
Derivatives$0533
1996-12-31Rank
# of Employees:750291
Assets and Liabilities
Total Assets:$1,651,650,000376
Cash and due from depository institutions$88,903,000291
Interest-bearing balances$791,0002,625
Securities$381,798,000384
Federal funds sold & reverse repurchase agreements$34,250,000397
Net loans & leases$1,090,032,000362
Loan loss allowance$17,596,000349
Trading account assets$0240
Bank premises and fixed assets$27,928,000288
Other real estate owned$742,000291
Goodwill and other intangibles$4,290,000591
All other assets$23,707,000491
Life insurance assets$01
Total liabilities and capital$1,651,650,000376
Total liabilities$1,514,422,000375
Total deposits$1,263,346,000355
Interest-bearing deposits$1,056,008,000369
Deposits held in domestic offices$1,263,346,000349
% insured0.00%1
Federal funds purchased & repurchase agreements$222,067,000239
Trading liabilities$097
Other borrowed funds$14,080,0001,115
Subordinated debt$0298
All other liabilities$14,929,000492
Total equity capital$137,228,000390
Total bank equity capital$137,228,000390
Perpetual preferred stock$0250
Common stock$8,638,000439
Surplus$56,473,000396
Undivided profits$72,117,000368
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,992,000705
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$284,000468
Income earned, not collected on loans$7,478,000372
Earning assets$1,506,871,000374
Long-term assets (5+ years)$304,492,000302
Average Assets, year-to-date$1,675,904,000369
Average Assets, quarterly$1,663,406,500374
Volatile liabilities$325,605,000414
Insider loans$111,296,00062
FHLB advances$0882
Loans and leases held for sale$6,193,000297
Unused loan commitments$285,554,000367
Tier 1 (core) risk-based capital$136,761,000369
Tier 2 risk-based capital$13,214,460379
Total risk weighted assets$1,052,775,360378
Total unused commitments$285,554,000370
Derivatives$0549
1995-12-31Rank
# of Employees:795293
Assets and Liabilities
Total Assets:$1,676,340,000395
Cash and due from depository institutions$91,786,000293
Interest-bearing balances$481,0003,385
Securities$414,471,000375
Federal funds sold & reverse repurchase agreements$55,760,000308
Net loans & leases$1,056,540,000384
Loan loss allowance$18,236,000370
Trading account assets$0261
Bank premises and fixed assets$28,929,000309
Other real estate owned$780,000293
Goodwill and other intangibles$4,721,000530
All other assets$23,353,000525
Life insurance assets$01
Total liabilities and capital$1,676,340,000395
Total liabilities$1,541,288,000394
Total deposits$1,245,132,000389
Interest-bearing deposits$1,044,118,000394
Deposits held in domestic offices$1,245,132,000384
% insured0.00%1
Federal funds purchased & repurchase agreements$180,488,000285
Trading liabilities$0110
Other borrowed funds$102,600,000373
Subordinated debt$0337
All other liabilities$13,068,000581
Total equity capital$135,052,000413
Total bank equity capital$135,052,000413
Perpetual preferred stock$0288
Common stock$8,638,000450
Surplus$56,473,000417
Undivided profits$69,941,000389
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,580,000620
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$72,0001,028
Income earned, not collected on loans$8,289,000366
Earning assets$1,527,252,000396
Long-term assets (5+ years)$281,104,000315
Average Assets, year-to-date$1,617,401,800392
Average Assets, quarterly$1,632,153,500397
Volatile liabilities$355,298,000380
Insider loans$92,359,00074
FHLB advances$0855
Loans and leases held for sale$4,582,000372
Unused loan commitments$268,723,000394
Tier 1 (core) risk-based capital$132,259,000398
Tier 2 risk-based capital$12,672,490402
Total risk weighted assets$1,008,235,890407
Total unused commitments$268,723,000396
Derivatives$0628
1994-12-31Rank
# of Employees:842291
Assets and Liabilities
Total Assets:$1,641,477,000394
Cash and due from depository institutions$119,705,000291
Interest-bearing balances$2,486,0001,342
Securities$406,724,000387
Federal funds sold & reverse repurchase agreements$28,802,000400
Net loans & leases$1,028,908,000378
Loan loss allowance$16,445,000398
Trading account assets$0286
Bank premises and fixed assets$29,686,000301
Other real estate owned$843,000291
Goodwill and other intangibles$2,912,000638
All other assets$23,897,000532
Life insurance assets$01
Total liabilities and capital$1,641,477,000394
Total liabilities$1,511,349,000392
Total deposits$1,242,851,000375
Interest-bearing deposits$1,049,543,000385
Deposits held in domestic offices$1,242,851,000370
% insured0.00%1
Federal funds purchased & repurchase agreements$185,088,000301
Trading liabilities$087
Other borrowed funds$72,600,000450
Subordinated debt$0372
All other liabilities$10,810,000582
Total equity capital$130,128,000398
Total bank equity capital$130,128,000398
Perpetual preferred stock$0310
Common stock$8,638,000441
Surplus$56,473,000394
Undivided profits$65,017,000359
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,430,000868
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$96,000858
Income earned, not collected on loans$7,180,000362
Earning assets$1,466,920,000395
Long-term assets (5+ years)$280,921,000312
Average Assets, year-to-date$1,569,977,600398
Average Assets, quarterly$1,610,726,500398
Volatile liabilities$332,673,000391
Insider loans$86,039,00073
FHLB advances$0993
Loans and leases held for sale$2,622,000397
Unused loan commitments$222,309,000416
Tier 1 (core) risk-based capital$131,790,000388
Tier 2 risk-based capital$13,017,450383
Total risk weighted assets$1,037,968,350383
Total unused commitments$222,309,000418
Derivatives$0687
1993-12-31Rank
# of Employees:842295
Assets and Liabilities
Total Assets:$1,523,967,000408
Cash and due from depository institutions$81,654,000295
Interest-bearing balances$394,0004,714
Securities$444,547,000375
Federal funds sold & reverse repurchase agreements$25,400,000537
Net loans & leases$920,957,000396
Loan loss allowance$15,889,000433
Trading account assets$0330
Bank premises and fixed assets$26,101,000327
Other real estate owned$1,095,000295
Goodwill and other intangibles$816,0001,100
All other assets$23,397,000530
Life insurance assets$01
Total liabilities and capital$1,523,967,000408
Total liabilities$1,408,188,000409
Total deposits$1,266,643,000376
Interest-bearing deposits$1,053,103,000397
Deposits held in domestic offices$1,266,643,000371
% insured0.00%1
Federal funds purchased & repurchase agreements$131,849,000297
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$9,696,000627
Total equity capital$115,779,000417
Total bank equity capital$115,779,000417
Perpetual preferred stock$0343
Common stock$8,638,000445
Surplus$49,173,000417
Undivided profits$57,968,000395
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,168,0001,115
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$59,0001,100
Income earned, not collected on loans$6,124,000357
Earning assets$1,391,298,000403
Long-term assets (5+ years)$249,644,000322
Average Assets, year-to-date$1,524,755,200396
Average Assets, quarterly$1,527,817,000402
Volatile liabilities$204,938,000503
Insider loans$90,501,00063
FHLB advances$0821
Loans and leases held for sale$9,554,000349
Unused loan commitments$222,047,000409
Tier 1 (core) risk-based capital$114,988,000401
Tier 2 risk-based capital$13,650,390366
Total risk weighted assets$1,089,792,290357
Total unused commitments$222,047,000419
Derivatives$0714
1992-12-31Rank
# of Employees:836296
Assets and Liabilities
Total Assets:$1,528,002,000419
Cash and due from depository institutions$96,702,000296
Interest-bearing balances$4,134,0001,674
Securities$441,469,000367
Federal funds sold & reverse repurchase agreements$97,148,000263
Net loans & leases$838,850,000427
Loan loss allowance$15,607,000463
Trading account assets$0344
Bank premises and fixed assets$26,152,000331
Other real estate owned$2,943,000296
Goodwill and other intangibles$1,019,0001,000
All other assets$23,719,000560
Life insurance assets$01
Total liabilities and capital$1,528,002,000419
Total liabilities$1,418,539,000417
Total deposits$1,260,301,000400
Interest-bearing deposits$1,043,181,000422
Deposits held in domestic offices$1,260,301,000396
% insured0.00%1
Federal funds purchased & repurchase agreements$146,816,000248
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$11,422,000585
Total equity capital$109,463,000416
Total bank equity capital$109,463,000416
Perpetual preferred stock$0346
Common stock$8,638,000441
Surplus$49,173,000396
Undivided profits$51,652,000408
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,166,000974
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$6,752,000375
Earning assets$1,381,601,000415
Long-term assets (5+ years)$172,001,000411
Average Assets, year-to-date$1,517,384,200411
Average Assets, quarterly$1,521,406,000418
Volatile liabilities$209,915,000472
Insider loans$2,597,000240
FHLB advances$0832
Loans and leases held for sale$13,408,000194
Unused loan commitments$187,992,000431
Tier 1 (core) risk-based capital$108,504,000402
Tier 2 risk-based capital$10,358,990443
Total risk weighted assets$823,471,390448
Total unused commitments$187,992,000438
Derivatives$0651