Home > One Georgia Bank > Net Loans and Leases
One Georgia Bank, Net Loans and Leases
| 2011-06-30 | Rank | |
| Net loans and leases | $111,196,000 | 3,360 |
| Loan loss allowance | $6,924,000 | 1,156 |
| Total loans and leases | $118,120,000 | 3,268 |
| Unearned income | $545,000 | 280 |
| Loans and leases, gross | $118,665,000 | 3,255 |
| All real estate loans | $93,214,000 | 3,114 |
| Real estate loans in domestic offices | $93,214,000 | 3,114 |
| Construction and development loans | $14,501,000 | 1,933 |
| Commercial RE | $64,024,000 | 1,928 |
| Commercial real estate owner-occupied | $31,693,000 | 1,866 |
| Commercial real estate other non-farm non-residential | $32,331,000 | 1,678 |
| Multifamily residential real estate | $4,720,000 | 2,225 |
| 1-4 family residential loans | $9,969,000 | 5,534 |
| Farmland loans | $0 | 5,517 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 4,727 |
| Commercial and industrial loans | $23,990,000 | 2,020 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,461,000 | 5,287 |
| Credit card loans | $0 | 1,424 |
| Related Plans | $0 | 3,789 |
| Consumer Loans - Auto | $151,000 | 5,862 |
| Other loans to individuals | $1,310,000 | 3,895 |
| All other loans & leases | $0 | 6,019 |
| Loans to foreign governments and official institutions | $0 | 24 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,190 |
| Other loans | $0 | 5,218 |
| Lease financing receivables | $0 | 1,194 |
| Loans to depository institutions and acceptances of other banks | $0 | 279 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,283 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $6,667,000 | 810 |
| Non 1-4 family restructured loans & leases | $6,667,000 | 630 |
| Residential 1-4 family construction | $1,374,000 | 3,139 |
| Other construction, all land development and other land | $13,127,000 | 1,678 |
| Allowance for loan and lease losses in tier 2 | $1,940,000 | 2,518 |
| Total loans and leases | NA | NA |
| 2011-03-31 | Rank | |
| Net loans and leases | $128,431,000 | 3,037 |
| Loan loss allowance | $6,289,000 | 1,287 |
| Total loans and leases | $134,720,000 | 2,968 |
| Unearned income | $581,000 | 271 |
| Loans and leases, gross | $135,301,000 | 2,967 |
| All real estate loans | $108,905,000 | 2,808 |
| Real estate loans in domestic offices | $108,905,000 | 2,807 |
| Construction and development loans | $23,728,000 | 1,402 |
| Commercial RE | $68,113,000 | 1,829 |
| Commercial real estate owner-occupied | $34,803,000 | 1,733 |
| Commercial real estate other non-farm non-residential | $33,310,000 | 1,650 |
| Multifamily residential real estate | $5,574,000 | 2,031 |
| 1-4 family residential loans | $11,490,000 | 5,375 |
| Farmland loans | $0 | 5,523 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $561,000 | 3,634 |
| Commercial and industrial loans | $24,201,000 | 2,021 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,634,000 | 5,117 |
| Credit card loans | $0 | 1,444 |
| Related Plans | $0 | 3,821 |
| Consumer Loans - Auto | $171,000 | 5,811 |
| Other loans to individuals | $1,463,000 | 3,656 |
| All other loans & leases | $0 | 6,055 |
| Loans to foreign governments and official institutions | $0 | 23 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,195 |
| Other loans | $0 | 5,251 |
| Lease financing receivables | $0 | 1,202 |
| Loans to depository institutions and acceptances of other banks | $0 | 286 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,297 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,219,000 | 2,233 |
| Non 1-4 family restructured loans & leases | $1,219,000 | 1,845 |
| Residential 1-4 family construction | $5,235,000 | 1,354 |
| Other construction, all land development and other land | $18,493,000 | 1,359 |
| Allowance for loan and lease losses in tier 2 | $2,078,000 | 2,397 |
| Total loans and leases | NA | NA |
| 2010-12-31 | Rank | |
| Net loans and leases | $137,294,000 | 2,942 |
| Loan loss allowance | $5,359,000 | 1,507 |
| Total loans and leases | $142,653,000 | 2,891 |
| Unearned income | $943,000 | 181 |
| Loans and leases, gross | $143,596,000 | 2,866 |
| All real estate loans | $114,086,000 | 2,755 |
| Real estate loans in domestic offices | $114,086,000 | 2,754 |
| Construction and development loans | $22,101,000 | 1,559 |
| Commercial RE | $75,498,000 | 1,715 |
| Commercial real estate owner-occupied | $38,901,000 | 1,575 |
| Commercial real estate other non-farm non-residential | $36,597,000 | 1,567 |
| Multifamily residential real estate | $4,763,000 | 2,251 |
| 1-4 family residential loans | $11,724,000 | 5,427 |
| Farmland loans | $0 | 5,561 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 4,773 |
| Commercial and industrial loans | $27,540,000 | 1,868 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,970,000 | 4,896 |
| Credit card loans | $0 | 1,472 |
| Related Plans | $0 | 3,851 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,970,000 | 4,653 |
| All other loans & leases | $0 | 6,121 |
| Loans to foreign governments and official institutions | $0 | 25 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,214 |
| Other loans | $0 | 5,337 |
| Lease financing receivables | $0 | 1,215 |
| Loans to depository institutions and acceptances of other banks | $0 | 293 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,307 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $4,904,000 | 1,026 |
| Non 1-4 family restructured loans & leases | $4,904,000 | 874 |
| Residential 1-4 family construction | $5,196,000 | 1,469 |
| Other construction, all land development and other land | $16,905,000 | 1,535 |
| Allowance for loan and lease losses in tier 2 | $2,013,000 | 2,491 |
| Total loans and leases | NA | NA |
| 2010-09-30 | Rank | |
| Net loans and leases | $149,828,000 | 2,764 |
| Loan loss allowance | $7,428,000 | 1,125 |
| Total loans and leases | $157,256,000 | 2,690 |
| Unearned income | $551,000 | 312 |
| Loans and leases, gross | $157,807,000 | 2,681 |
| All real estate loans | $125,528,000 | 2,585 |
| Real estate loans in domestic offices | $125,528,000 | 2,584 |
| Construction and development loans | $27,343,000 | 1,395 |
| Commercial RE | $75,615,000 | 1,732 |
| Commercial real estate owner-occupied | $36,231,000 | 1,684 |
| Commercial real estate other non-farm non-residential | $39,384,000 | 1,491 |
| Multifamily residential real estate | $8,036,000 | 1,595 |
| 1-4 family residential loans | $14,534,000 | 5,104 |
| Farmland loans | $0 | 5,600 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 4,807 |
| Commercial and industrial loans | $30,146,000 | 1,723 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,133,000 | 4,825 |
| Credit card loans | $0 | 1,488 |
| Related Plans | $0 | 3,914 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,133,000 | 4,586 |
| All other loans & leases | $0 | 6,219 |
| Loans to foreign governments and official institutions | $0 | 22 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,279 |
| Other loans | $0 | 5,429 |
| Lease financing receivables | $0 | 1,221 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,362 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $5,677,000 | 834 |
| Non 1-4 family restructured loans & leases | $5,677,000 | 677 |
| Residential 1-4 family construction | $7,108,000 | 1,225 |
| Other construction, all land development and other land | $20,235,000 | 1,405 |
| Allowance for loan and lease losses in tier 2 | $2,202,000 | 2,355 |
| Total loans and leases | NA | NA |
| 2010-06-30 | Rank | |
| Net loans and leases | $166,826,000 | 2,530 |
| Loan loss allowance | $5,410,000 | 1,498 |
| Total loans and leases | $172,236,000 | 2,504 |
| Unearned income | $944,000 | 190 |
| Loans and leases, gross | $173,180,000 | 2,493 |
| All real estate loans | $142,030,000 | 2,354 |
| Real estate loans in domestic offices | $142,030,000 | 2,353 |
| Construction and development loans | $31,389,000 | 1,328 |
| Commercial RE | $87,743,000 | 1,539 |
| Commercial real estate owner-occupied | $39,997,000 | 1,559 |
| Commercial real estate other non-farm non-residential | $47,746,000 | 1,289 |
| Multifamily residential real estate | $8,061,000 | 1,589 |
| 1-4 family residential loans | $14,837,000 | 5,107 |
| Farmland loans | $0 | 5,622 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 4,863 |
| Commercial and industrial loans | $28,830,000 | 1,837 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,320,000 | 4,697 |
| Credit card loans | $0 | 1,506 |
| Related Plans | $0 | 3,943 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,320,000 | 4,452 |
| All other loans & leases | $0 | 6,262 |
| Loans to foreign governments and official institutions | $0 | 22 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,271 |
| Other loans | $0 | 5,482 |
| Lease financing receivables | $0 | 1,241 |
| Loans to depository institutions and acceptances of other banks | $0 | 298 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,372 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $4,850,000 | 891 |
| Non 1-4 family restructured loans & leases | $4,850,000 | 739 |
| Residential 1-4 family construction | $7,412,000 | 1,239 |
| Other construction, all land development and other land | $23,977,000 | 1,306 |
| Allowance for loan and lease losses in tier 2 | $2,346,000 | 2,229 |
| Total loans and leases | NA | NA |
| 2010-03-31 | Rank | |
| Net loans and leases | $176,406,000 | 2,480 |
| Loan loss allowance | $3,797,000 | 2,027 |
| Total loans and leases | $180,203,000 | 2,475 |
| Unearned income | $500,000 | 361 |
| Loans and leases, gross | $180,703,000 | 2,469 |
| All real estate loans | $149,846,000 | 2,310 |
| Real estate loans in domestic offices | $149,846,000 | 2,309 |
| Construction and development loans | $32,188,000 | 1,396 |
| Commercial RE | $94,968,000 | 1,466 |
| Commercial real estate owner-occupied | $40,882,000 | 1,553 |
| Commercial real estate other non-farm non-residential | $54,086,000 | 1,189 |
| Multifamily residential real estate | $8,049,000 | 1,609 |
| 1-4 family residential loans | $14,641,000 | 5,183 |
| Farmland loans | $0 | 5,693 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 4,896 |
| Commercial and industrial loans | $28,642,000 | 1,897 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,215,000 | 4,866 |
| Credit card loans | $0 | 1,527 |
| Related Plans | $0 | 4,020 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,215,000 | 4,620 |
| All other loans & leases | $0 | 6,346 |
| Loans to foreign governments and official institutions | $0 | 23 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,315 |
| Other loans | $0 | 5,568 |
| Lease financing receivables | $0 | 1,261 |
| Loans to depository institutions and acceptances of other banks | $0 | 294 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,413 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $19,000 | 3,326 |
| Non 1-4 family restructured loans & leases | $19,000 | 2,821 |
| Residential 1-4 family construction | $8,234,000 | 1,274 |
| Other construction, all land development and other land | $23,954,000 | 1,400 |
| Allowance for loan and lease losses in tier 2 | $2,559,000 | 2,097 |
| Total loans and leases | NA | NA |
| 2009-12-31 | Rank | |
| Net loans and leases | $183,224,000 | 2,448 |
| Loan loss allowance | $3,827,000 | 1,986 |
| Total loans and leases | $187,051,000 | 2,443 |
| Unearned income | $456,000 | 416 |
| Loans and leases, gross | $187,507,000 | 2,436 |
| All real estate loans | $153,510,000 | 2,296 |
| Real estate loans in domestic offices | $153,510,000 | 2,295 |
| Construction and development loans | $31,031,000 | 1,540 |
| Commercial RE | $97,748,000 | 1,421 |
| Commercial real estate owner-occupied | $36,264,000 | 1,737 |
| Commercial real estate other non-farm non-residential | $61,484,000 | 1,056 |
| Multifamily residential real estate | $9,116,000 | 1,455 |
| 1-4 family residential loans | $15,615,000 | 5,077 |
| Farmland loans | $0 | 5,715 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 4,913 |
| Commercial and industrial loans | $31,758,000 | 1,769 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,239,000 | 4,957 |
| Credit card loans | $0 | 1,565 |
| Related Plans | $0 | 4,038 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,239,000 | 4,700 |
| All other loans & leases | $0 | 6,545 |
| Loans to foreign governments and official institutions | $0 | 26 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,332 |
| Other loans | $0 | 5,891 |
| Lease financing receivables | $0 | 1,273 |
| Loans to depository institutions and acceptances of other banks | $0 | 291 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,443 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,327 |
| Non 1-4 family restructured loans & leases | $0 | 2,854 |
| Residential 1-4 family construction | $8,458,000 | 1,366 |
| Other construction, all land development and other land | $22,573,000 | 1,543 |
| Allowance for loan and lease losses in tier 2 | $2,651,000 | 2,067 |
| Total loans and leases | NA | NA |
| 2009-09-30 | Rank | |
| Net loans and leases | $200,559,000 | 2,295 |
| Loan loss allowance | $5,450,000 | 1,433 |
| Total loans and leases | $206,009,000 | 2,280 |
| Unearned income | $232,000 | 707 |
| Loans and leases, gross | $206,241,000 | 2,280 |
| All real estate loans | $170,498,000 | 2,133 |
| Real estate loans in domestic offices | $170,498,000 | 2,133 |
| Construction and development loans | $44,503,000 | 1,256 |
| Commercial RE | $99,862,000 | 1,401 |
| Commercial real estate owner-occupied | $35,048,000 | 1,774 |
| Commercial real estate other non-farm non-residential | $64,814,000 | 989 |
| Multifamily residential real estate | $9,174,000 | 1,449 |
| 1-4 family residential loans | $16,959,000 | 4,940 |
| Farmland loans | $0 | 5,753 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 4,956 |
| Commercial and industrial loans | $33,876,000 | 1,670 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,867,000 | 5,431 |
| Credit card loans | $0 | 1,596 |
| Related Plans | $0 | 4,061 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,867,000 | 5,175 |
| All other loans & leases | $0 | 6,590 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,355 |
| Other loans | $0 | 5,940 |
| Lease financing receivables | $0 | 1,276 |
| Loans to depository institutions and acceptances of other banks | $0 | 313 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,467 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,975 |
| Non 1-4 family restructured loans & leases | $0 | 2,523 |
| Residential 1-4 family construction | $15,732,000 | 886 |
| Other construction, all land development and other land | $28,771,000 | 1,373 |
| Allowance for loan and lease losses in tier 2 | $2,428,000 | 2,238 |
| Total loans and leases | NA | NA |
| 2009-06-30 | Rank | |
| Net loans and leases | $198,995,000 | 2,342 |
| Loan loss allowance | $4,358,000 | 1,684 |
| Total loans and leases | $203,353,000 | 2,329 |
| Unearned income | $251,000 | 673 |
| Loans and leases, gross | $203,604,000 | 2,327 |
| All real estate loans | $168,550,000 | 2,183 |
| Real estate loans in domestic offices | $168,550,000 | 2,182 |
| Construction and development loans | $43,095,000 | 1,370 |
| Commercial RE | $101,597,000 | 1,376 |
| Commercial real estate owner-occupied | $37,673,000 | 1,634 |
| Commercial real estate other non-farm non-residential | $63,924,000 | 1,020 |
| Multifamily residential real estate | $6,981,000 | 1,762 |
| 1-4 family residential loans | $16,877,000 | 4,955 |
| Farmland loans | $0 | 5,782 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 4,994 |
| Commercial and industrial loans | $33,055,000 | 1,784 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,999,000 | 5,319 |
| Credit card loans | $0 | 1,631 |
| Related Plans | $0 | 4,107 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,999,000 | 5,046 |
| All other loans & leases | $0 | 6,654 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,363 |
| Other loans | $0 | 5,985 |
| Lease financing receivables | $0 | 1,304 |
| Loans to depository institutions and acceptances of other banks | $0 | 317 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,489 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,716 |
| Non 1-4 family restructured loans & leases | $0 | 2,284 |
| Residential 1-4 family construction | $15,106,000 | 1,049 |
| Other construction, all land development and other land | $27,989,000 | 1,473 |
| Allowance for loan and lease losses in tier 2 | $2,593,000 | 2,104 |
| Total loans and leases | NA | NA |
| 2009-03-31 | Rank | |
| Net loans and leases | $200,058,000 | 2,338 |
| Loan loss allowance | $3,595,000 | 1,876 |
| Total loans and leases | $203,653,000 | 2,334 |
| Unearned income | $285,000 | 642 |
| Loans and leases, gross | $203,938,000 | 2,333 |
| All real estate loans | $169,736,000 | 2,180 |
| Real estate loans in domestic offices | $169,736,000 | 2,180 |
| Construction and development loans | $64,280,000 | 1,038 |
| Commercial RE | $83,987,000 | 1,601 |
| Commercial real estate owner-occupied | $36,323,000 | 1,696 |
| Commercial real estate other non-farm non-residential | $47,664,000 | 1,311 |
| Multifamily residential real estate | $7,019,000 | 1,731 |
| 1-4 family residential loans | $14,450,000 | 5,245 |
| Farmland loans | $0 | 5,805 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,018 |
| Commercial and industrial loans | $32,177,000 | 1,839 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,025,000 | 5,342 |
| Credit card loans | $0 | 1,668 |
| Related Plans | $0 | 4,121 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,025,000 | 5,077 |
| All other loans & leases | $0 | 6,670 |
| Loans to foreign governments and official institutions | $0 | 39 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,359 |
| Other loans | $0 | 6,000 |
| Lease financing receivables | $0 | 1,296 |
| Loans to depository institutions and acceptances of other banks | $0 | 328 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,500 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,408 |
| Non 1-4 family restructured loans & leases | $0 | 2,015 |
| Residential 1-4 family construction | $14,248,000 | 1,225 |
| Other construction, all land development and other land | $50,032,000 | 984 |
| Allowance for loan and lease losses in tier 2 | $2,637,000 | 2,048 |
| Total loans and leases | NA | NA |
| 2008-12-31 | Rank | |
| Net loans and leases | $201,611,000 | 2,332 |
| Loan loss allowance | $3,280,000 | 1,960 |
| Total loans and leases | $204,891,000 | 2,326 |
| Unearned income | $294,000 | 637 |
| Loans and leases, gross | $205,185,000 | 2,326 |
| All real estate loans | $165,229,000 | 2,231 |
| Real estate loans in domestic offices | $165,229,000 | 2,231 |
| Construction and development loans | $65,002,000 | 1,063 |
| Commercial RE | $81,502,000 | 1,627 |
| Commercial real estate owner-occupied | $34,861,000 | 1,718 |
| Commercial real estate other non-farm non-residential | $46,641,000 | 1,314 |
| Multifamily residential real estate | $4,941,000 | 2,115 |
| 1-4 family residential loans | $13,784,000 | 5,334 |
| Farmland loans | $0 | 5,820 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,039 |
| Commercial and industrial loans | $36,832,000 | 1,640 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,124,000 | 4,401 |
| Credit card loans | $0 | 1,704 |
| Related Plans | $0 | 4,137 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,124,000 | 4,169 |
| All other loans & leases | $0 | 6,718 |
| Loans to foreign governments and official institutions | $0 | 33 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,362 |
| Other loans | $0 | 6,052 |
| Lease financing receivables | $0 | 1,317 |
| Loans to depository institutions and acceptances of other banks | $0 | 309 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,515 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,145 |
| Non 1-4 family restructured loans & leases | $0 | 1,840 |
| Residential 1-4 family construction | $13,219,000 | 1,396 |
| Other construction, all land development and other land | $51,783,000 | 972 |
| Allowance for loan and lease losses in tier 2 | $2,669,000 | 2,017 |
| Total loans and leases | NA | NA |
| 2008-09-30 | Rank | |
| Net loans and leases | $177,868,000 | 2,586 |
| Loan loss allowance | $2,080,000 | 2,641 |
| Total loans and leases | $179,948,000 | 2,582 |
| Unearned income | $252,000 | 705 |
| Loans and leases, gross | $180,200,000 | 2,581 |
| All real estate loans | $149,464,000 | 2,397 |
| Real estate loans in domestic offices | $149,464,000 | 2,397 |
| Construction and development loans | $63,177,000 | 1,148 |
| Commercial RE | $72,728,000 | 1,753 |
| Commercial real estate owner-occupied | $27,247,000 | 2,071 |
| Commercial real estate other non-farm non-residential | $45,481,000 | 1,327 |
| Multifamily residential real estate | $4,964,000 | 2,060 |
| 1-4 family residential loans | $8,595,000 | 6,179 |
| Farmland loans | $0 | 5,856 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,085 |
| Commercial and industrial loans | $28,192,000 | 2,085 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,544,000 | 4,983 |
| Credit card loans | $0 | 1,740 |
| Related Plans | $0 | 4,152 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,544,000 | 4,734 |
| All other loans & leases | $0 | 6,774 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,383 |
| Other loans | $0 | 6,089 |
| Lease financing receivables | $0 | 1,328 |
| Loans to depository institutions and acceptances of other banks | $0 | 293 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,471 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,958 |
| Non 1-4 family restructured loans & leases | $0 | 1,688 |
| Residential 1-4 family construction | $12,137,000 | 1,597 |
| Other construction, all land development and other land | $51,040,000 | 988 |
| Allowance for loan and lease losses in tier 2 | $2,080,000 | 2,421 |
| Total loans and leases | NA | NA |
| 2008-06-30 | Rank | |
| Net loans and leases | $182,848,000 | 2,510 |
| Loan loss allowance | $2,063,000 | 2,590 |
| Total loans and leases | $184,911,000 | 2,514 |
| Unearned income | $311,000 | 628 |
| Loans and leases, gross | $185,222,000 | 2,510 |
| All real estate loans | $149,565,000 | 2,372 |
| Real estate loans in domestic offices | $149,565,000 | 2,372 |
| Construction and development loans | $61,071,000 | 1,192 |
| Commercial RE | $75,234,000 | 1,670 |
| Commercial real estate owner-occupied | $23,029,000 | 2,327 |
| Commercial real estate other non-farm non-residential | $52,205,000 | 1,151 |
| Multifamily residential real estate | $4,986,000 | 2,032 |
| 1-4 family residential loans | $8,274,000 | 6,200 |
| Farmland loans | $0 | 5,890 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,128 |
| Commercial and industrial loans | $33,131,000 | 1,820 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,526,000 | 5,077 |
| Credit card loans | $0 | 1,773 |
| Related Plans | $0 | 4,187 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,526,000 | 4,835 |
| All other loans & leases | $0 | 6,795 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,405 |
| Other loans | $0 | 6,089 |
| Lease financing receivables | $0 | 1,336 |
| Loans to depository institutions and acceptances of other banks | $0 | 282 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,461 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,734 |
| Non 1-4 family restructured loans & leases | $0 | 1,490 |
| Residential 1-4 family construction | $12,046,000 | 1,686 |
| Other construction, all land development and other land | $49,025,000 | 1,035 |
| Allowance for loan and lease losses in tier 2 | $2,063,000 | 2,393 |
| Total loans and leases | NA | NA |
| 2008-03-31 | Rank | |
| Net loans and leases | $162,450,000 | 2,719 |
| Loan loss allowance | $1,663,000 | 2,976 |
| Total loans and leases | $164,113,000 | 2,723 |
| Unearned income | $278,000 | 701 |
| Loans and leases, gross | $164,391,000 | 2,722 |
| All real estate loans | $134,332,000 | 2,550 |
| Real estate loans in domestic offices | $134,332,000 | 2,549 |
| Construction and development loans | $45,368,000 | 1,541 |
| Commercial RE | $75,863,000 | 1,646 |
| Commercial real estate owner-occupied | $23,017,000 | 2,274 |
| Commercial real estate other non-farm non-residential | $52,846,000 | 1,129 |
| Multifamily residential real estate | $5,000,000 | 1,958 |
| 1-4 family residential loans | $8,101,000 | 6,181 |
| Farmland loans | $0 | 5,908 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,124 |
| Commercial and industrial loans | $27,962,000 | 2,080 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,097,000 | 5,488 |
| Credit card loans | $2,097,000 | 293 |
| Related Plans | $0 | 4,205 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $0 | 8,217 |
| All other loans & leases | $0 | 6,844 |
| Loans to foreign governments and official institutions | $0 | 25 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,418 |
| Other loans | $0 | 6,149 |
| Lease financing receivables | $0 | 1,359 |
| Loans to depository institutions and acceptances of other banks | $0 | 278 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,443 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,522 |
| Non 1-4 family restructured loans & leases | $0 | 1,306 |
| Residential 1-4 family construction | $11,433,000 | 1,811 |
| Other construction, all land development and other land | $33,935,000 | 1,357 |
| Allowance for loan and lease losses in tier 2 | $1,663,000 | 2,801 |
| Total loans and leases | NA | NA |
| 2007-12-31 | Rank | |
| Net loans and leases | $140,144,000 | 3,082 |
| Loan loss allowance | $1,921,000 | 2,636 |
| Total loans and leases | $142,065,000 | 3,081 |
| Unearned income | $194,000 | 892 |
| Loans and leases, gross | $142,259,000 | 3,080 |
| All real estate loans | $109,018,000 | 2,967 |
| Real estate loans in domestic offices | $109,018,000 | 2,966 |
| Construction and development loans | $25,457,000 | 2,271 |
| Commercial RE | $66,697,000 | 1,812 |
| Commercial real estate owner-occupied | $0 | 3,993 |
| Commercial real estate other non-farm non-residential | $0 | 4,342 |
| Multifamily residential real estate | $2,937,000 | 2,612 |
| 1-4 family residential loans | $13,927,000 | 5,161 |
| Farmland loans | $0 | 5,933 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,168 |
| Commercial and industrial loans | $29,396,000 | 1,982 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,785,000 | 5,899 |
| Credit card loans | $0 | 1,825 |
| Related Plans | $0 | 4,209 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,785,000 | 5,642 |
| All other loans & leases | $2,060,000 | 1,882 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,446 |
| Other loans | $2,060,000 | 811 |
| Lease financing receivables | $0 | 1,386 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,423 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,375 |
| Non 1-4 family restructured loans & leases | $0 | 1,375 |
| Residential 1-4 family construction | $0 | 4,803 |
| Other construction, all land development and other land | $0 | 4,856 |
| Allowance for loan and lease losses in tier 2 | $1,921,000 | 2,449 |
| Total loans and leases | NA | NA |
| 2007-09-30 | Rank | |
| Net loans and leases | $104,100,000 | 3,785 |
| Loan loss allowance | $1,052,000 | 4,034 |
| Total loans and leases | $105,152,000 | 3,786 |
| Unearned income | $0 | 2,181 |
| Loans and leases, gross | $105,152,000 | 3,788 |
| All real estate loans | $60,493,000 | 4,318 |
| Real estate loans in domestic offices | $60,493,000 | 4,318 |
| Construction and development loans | $1,100,000 | 6,232 |
| Commercial RE | $45,324,000 | 2,390 |
| Commercial real estate owner-occupied | $0 | 4,049 |
| Commercial real estate other non-farm non-residential | $0 | 4,347 |
| Multifamily residential real estate | $1,058,000 | 3,810 |
| 1-4 family residential loans | $13,011,000 | 5,311 |
| Farmland loans | $0 | 5,948 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,211 |
| Commercial and industrial loans | $19,759,000 | 2,668 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,603,000 | 6,164 |
| Credit card loans | $0 | 1,864 |
| Related Plans | $0 | 4,188 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,603,000 | 5,916 |
| All other loans & leases | $23,297,000 | 369 |
| Loans to foreign governments and official institutions | $0 | 36 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,467 |
| Other loans | $23,297,000 | 161 |
| Lease financing receivables | $0 | 1,415 |
| Loans to depository institutions and acceptances of other banks | $0 | 263 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,368 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,318 |
| Non 1-4 family restructured loans & leases | $0 | 1,318 |
| Residential 1-4 family construction | $0 | 4,858 |
| Other construction, all land development and other land | $0 | 4,875 |
| Allowance for loan and lease losses in tier 2 | $1,052,000 | 3,836 |
| Total loans and leases | NA | NA |
| 2007-06-30 | Rank | |
| Net loans and leases | $80,763,000 | 4,439 |
| Loan loss allowance | $816,000 | 4,775 |
| Total loans and leases | $81,579,000 | 4,447 |
| Unearned income | $0 | 2,209 |
| Loans and leases, gross | $81,579,000 | 4,448 |
| All real estate loans | $68,113,000 | 4,010 |
| Real estate loans in domestic offices | $68,113,000 | 4,010 |
| Construction and development loans | $15,988,000 | 2,897 |
| Commercial RE | $39,311,000 | 2,650 |
| Commercial real estate owner-occupied | $0 | 4,095 |
| Commercial real estate other non-farm non-residential | $0 | 4,379 |
| Multifamily residential real estate | $0 | 6,065 |
| 1-4 family residential loans | $12,814,000 | 5,333 |
| Farmland loans | $0 | 5,980 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,233 |
| Commercial and industrial loans | $11,901,000 | 3,736 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,565,000 | 6,229 |
| Credit card loans | $0 | 1,890 |
| Related Plans | $0 | 4,232 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,565,000 | 5,968 |
| All other loans & leases | $0 | 6,945 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,496 |
| Other loans | $0 | 6,210 |
| Lease financing receivables | $0 | 1,429 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,356 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,290 |
| Non 1-4 family restructured loans & leases | $0 | 1,290 |
| Residential 1-4 family construction | $0 | 4,912 |
| Other construction, all land development and other land | $0 | 4,905 |
| Allowance for loan and lease losses in tier 2 | $816,000 | 4,528 |
| Total loans and leases | NA | NA |
| 2007-03-31 | Rank | |
| Net loans and leases | $54,810,000 | 5,431 |
| Loan loss allowance | $554,000 | 5,810 |
| Total loans and leases | $55,364,000 | 5,433 |
| Unearned income | $0 | 2,239 |
| Loans and leases, gross | $55,364,000 | 5,439 |
| All real estate loans | $42,162,000 | 5,093 |
| Real estate loans in domestic offices | $42,162,000 | 5,093 |
| Construction and development loans | $4,610,000 | 4,574 |
| Commercial RE | $23,362,000 | 3,640 |
| Commercial real estate owner-occupied | $0 | 4,083 |
| Commercial real estate other non-farm non-residential | $0 | 4,400 |
| Multifamily residential real estate | $0 | 6,075 |
| 1-4 family residential loans | $14,190,000 | 5,097 |
| Farmland loans | $0 | 5,972 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,258 |
| Commercial and industrial loans | $12,011,000 | 3,703 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,063,000 | 6,916 |
| Credit card loans | $0 | 1,908 |
| Related Plans | $0 | 4,251 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,063,000 | 6,699 |
| All other loans & leases | $128,000 | 4,775 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,503 |
| Other loans | $128,000 | 2,843 |
| Lease financing receivables | $0 | 1,447 |
| Loans to depository institutions and acceptances of other banks | $0 | 250 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,315 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,272 |
| Non 1-4 family restructured loans & leases | $0 | 1,272 |
| Residential 1-4 family construction | $0 | 4,940 |
| Other construction, all land development and other land | $0 | 4,935 |
| Allowance for loan and lease losses in tier 2 | $554,000 | 5,541 |
| Total loans and leases | NA | NA |
| 2006-12-31 | Rank | |
| Net loans and leases | $42,210,000 | 6,067 |
| Loan loss allowance | $427,000 | 6,400 |
| Total loans and leases | $42,637,000 | 6,073 |
| Unearned income | $0 | 2,242 |
| Loans and leases, gross | $42,637,000 | 6,076 |
| All real estate loans | $32,202,000 | 5,728 |
| Real estate loans in domestic offices | $32,202,000 | 5,728 |
| Construction and development loans | $10,130,000 | 3,449 |
| Commercial RE | $17,604,000 | 4,166 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,069 |
| 1-4 family residential loans | $4,468,000 | 7,076 |
| Farmland loans | $0 | 5,989 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,275 |
| Commercial and industrial loans | $9,290,000 | 4,266 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,145,000 | 6,894 |
| Credit card loans | $0 | 1,942 |
| Related Plans | $0 | 4,241 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,145,000 | 6,656 |
| All other loans & leases | $0 | 6,995 |
| Loans to foreign governments and official institutions | $0 | 41 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,516 |
| Other loans | $0 | 6,234 |
| Lease financing receivables | $0 | 1,454 |
| Loans to depository institutions and acceptances of other banks | $0 | 261 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,254 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,317 |
| Non 1-4 family restructured loans & leases | $0 | 1,317 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $427,000 | 6,147 |
| Total loans and leases | NA | NA |
| 2006-09-30 | Rank | |
| Net loans and leases | $18,480,000 | 7,644 |
| Loan loss allowance | $190,000 | 7,829 |
| Total loans and leases | $18,670,000 | 7,651 |
| Unearned income | $27,000 | 1,745 |
| Loans and leases, gross | $18,697,000 | 7,651 |
| All real estate loans | $14,891,000 | 7,080 |
| Real estate loans in domestic offices | $14,891,000 | 7,080 |
| Construction and development loans | $4,169,000 | 4,663 |
| Commercial RE | $8,750,000 | 5,378 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,109 |
| 1-4 family residential loans | $1,972,000 | 7,858 |
| Farmland loans | $0 | 6,022 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,325 |
| Commercial and industrial loans | $689,000 | 7,879 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,025,000 | 7,111 |
| Credit card loans | $0 | 1,963 |
| Related Plans | $0 | 4,245 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,025,000 | 6,889 |
| All other loans & leases | $2,092,000 | 1,740 |
| Loans to foreign governments and official institutions | $0 | 45 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,553 |
| Other loans | $2,092,000 | 722 |
| Lease financing receivables | $0 | 1,472 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $689,000 | 706 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,323 |
| Non 1-4 family restructured loans & leases | $0 | 1,323 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $190,000 | 7,683 |
| Total loans and leases | NA | NA |
| 2006-06-30 | Rank | |
| Net loans and leases | $3,040,000 | 8,653 |
| Loan loss allowance | $38,000 | 8,600 |
| Total loans and leases | $3,078,000 | 8,655 |
| Unearned income | $0 | 2,291 |
| Loans and leases, gross | $3,078,000 | 8,655 |
| All real estate loans | $2,332,000 | 8,487 |
| Real estate loans in domestic offices | $2,332,000 | 8,487 |
| Construction and development loans | $1,918,000 | 5,530 |
| Commercial RE | $0 | 8,471 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,139 |
| 1-4 family residential loans | $414,000 | 8,466 |
| Farmland loans | $0 | 6,046 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,378 |
| Commercial and industrial loans | $688,000 | 7,881 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $58,000 | 8,463 |
| Credit card loans | $0 | 1,970 |
| Related Plans | $23,000 | 3,627 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $35,000 | 8,409 |
| All other loans & leases | $0 | 7,072 |
| Loans to foreign governments and official institutions | $0 | 44 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,575 |
| Other loans | $0 | 6,299 |
| Lease financing receivables | $0 | 1,477 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,230 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,322 |
| Non 1-4 family restructured loans & leases | $0 | 1,322 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $38,000 | 8,586 |
| Total loans and leases | NA | NA |