Home > One Georgia Bank > Income and Expense
One Georgia Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,810,000 | 3,530 |
| Total interest expense | $1,773,000 | 1,797 |
| Net interest income | $2,037,000 | 4,534 |
| Provision for loan and lease losses | $4,555,000 | 483 |
| Total noninterest income | $969,000 | 2,039 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $63,000 | 5,201 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $906,000 | 1,437 |
| Total noninterest expense | $5,216,000 | 1,858 |
| Salaries and employee benefits | $1,156,000 | 3,820 |
| Premises and equipment expense | $370,000 | 3,127 |
| Additional noninterest expense | $3,690,000 | 987 |
| Pre-tax net operating income | $-6,765,000 | 7,408 |
| Securities gains (losses) | $390,000 | 443 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-6,375,000 | 7,404 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,375,000 | 7,404 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-6,375,000 | 7,404 |
| Net charge-offs | $2,991,000 | 690 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-6,765,000 | 7,408 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 3,520 |
| Total interest expense | $910,000 | 1,815 |
| Net interest income | $1,012,000 | 4,542 |
| Provision for loan and lease losses | $975,000 | 877 |
| Total noninterest income | $748,000 | 1,489 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $32,000 | 5,113 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $716,000 | 1,047 |
| Total noninterest expense | $2,333,000 | 2,078 |
| Salaries and employee benefits | $611,000 | 3,670 |
| Premises and equipment expense | $191,000 | 3,106 |
| Additional noninterest expense | $1,531,000 | 1,164 |
| Pre-tax net operating income | $-1,548,000 | 7,354 |
| Securities gains (losses) | $390,000 | 201 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,158,000 | 7,322 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,158,000 | 7,322 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,158,000 | 7,323 |
| Net charge-offs | $45,000 | 3,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,548,000 | 7,365 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,883,000 | 2,983 |
| Total interest expense | $4,655,000 | 1,753 |
| Net interest income | $5,228,000 | 3,839 |
| Provision for loan and lease losses | $14,490,000 | 492 |
| Total noninterest income | $1,172,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $164,000 | 4,763 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,008,000 | 2,173 |
| Total noninterest expense | $9,985,000 | 1,950 |
| Salaries and employee benefits | $2,772,000 | 3,318 |
| Premises and equipment expense | $792,000 | 3,003 |
| Additional noninterest expense | $6,421,000 | 1,154 |
| Pre-tax net operating income | $-18,075,000 | 7,503 |
| Securities gains (losses) | $206,000 | 1,557 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-17,869,000 | 7,505 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-17,869,000 | 7,505 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-17,869,000 | 7,505 |
| Net charge-offs | $12,958,000 | 490 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-18,075,000 | 7,503 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,726,000 | 2,946 |
| Total interest expense | $3,622,000 | 1,765 |
| Net interest income | $4,104,000 | 3,763 |
| Provision for loan and lease losses | $8,846,000 | 550 |
| Total noninterest income | $881,000 | 2,976 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $126,000 | 4,798 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $755,000 | 2,148 |
| Total noninterest expense | $6,995,000 | 2,066 |
| Salaries and employee benefits | $2,182,000 | 3,222 |
| Premises and equipment expense | $617,000 | 2,970 |
| Additional noninterest expense | $4,196,000 | 1,288 |
| Pre-tax net operating income | $-10,856,000 | 7,567 |
| Securities gains (losses) | $207,000 | 1,352 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-10,649,000 | 7,588 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-10,649,000 | 7,588 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-10,649,000 | 7,588 |
| Net charge-offs | $5,245,000 | 755 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $-26,000 | 7,690 |
| Net operating income | $-10,856,000 | 7,584 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,304,000 | 2,892 |
| Total interest expense | $2,497,000 | 1,772 |
| Net interest income | $2,807,000 | 3,699 |
| Provision for loan and lease losses | $5,366,000 | 608 |
| Total noninterest income | $168,000 | 5,306 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $81,000 | 4,856 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $87,000 | 4,851 |
| Total noninterest expense | $4,925,000 | 1,985 |
| Salaries and employee benefits | $1,520,000 | 3,115 |
| Premises and equipment expense | $416,000 | 2,967 |
| Additional noninterest expense | $2,989,000 | 1,189 |
| Pre-tax net operating income | $-7,316,000 | 7,634 |
| Securities gains (losses) | $72,000 | 1,646 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-7,244,000 | 7,652 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-7,244,000 | 7,652 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-7,244,000 | 7,652 |
| Net charge-offs | $3,783,000 | 688 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $-26,000 | 7,771 |
| Net operating income | $-7,316,000 | 7,651 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 2,971 |
| Total interest expense | $1,305,000 | 1,788 |
| Net interest income | $1,322,000 | 3,887 |
| Provision for loan and lease losses | $850,000 | 1,311 |
| Total noninterest income | $-52,000 | 7,757 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $43,000 | 4,750 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-95,000 | 7,736 |
| Total noninterest expense | $2,140,000 | 2,280 |
| Salaries and employee benefits | $811,000 | 2,973 |
| Premises and equipment expense | $208,000 | 3,034 |
| Additional noninterest expense | $1,121,000 | 1,574 |
| Pre-tax net operating income | $-1,720,000 | 7,557 |
| Securities gains (losses) | $72,000 | 947 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,648,000 | 7,596 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,648,000 | 7,597 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,648,000 | 7,597 |
| Net charge-offs | $880,000 | 1,135 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $-25,000 | 7,890 |
| Net operating income | $-1,720,000 | 7,602 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,259,000 | 2,690 |
| Total interest expense | $6,456,000 | 1,808 |
| Net interest income | $5,803,000 | 3,561 |
| Provision for loan and lease losses | $4,740,000 | 1,480 |
| Total noninterest income | $1,821,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $137,000 | 5,291 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,684,000 | 1,541 |
| Total noninterest expense | $7,209,000 | 2,719 |
| Salaries and employee benefits | $3,345,000 | 2,911 |
| Premises and equipment expense | $875,000 | 2,892 |
| Additional noninterest expense | $2,989,000 | 2,351 |
| Pre-tax net operating income | $-4,325,000 | 7,104 |
| Securities gains (losses) | $1,050,000 | 477 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-3,275,000 | 7,047 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,275,000 | 7,045 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,275,000 | 7,045 |
| Net charge-offs | $4,193,000 | 1,301 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $5,603,000 | 167 |
| Net operating income | $-4,325,000 | 7,199 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,017,000 | 2,786 |
| Total interest expense | $5,018,000 | 1,821 |
| Net interest income | $3,999,000 | 3,795 |
| Provision for loan and lease losses | $3,390,000 | 1,371 |
| Total noninterest income | $841,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $97,000 | 5,411 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $744,000 | 2,217 |
| Total noninterest expense | $5,090,000 | 2,862 |
| Salaries and employee benefits | $2,528,000 | 2,919 |
| Premises and equipment expense | $656,000 | 2,925 |
| Additional noninterest expense | $1,906,000 | 2,666 |
| Pre-tax net operating income | $-3,640,000 | 7,372 |
| Securities gains (losses) | $646,000 | 569 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,994,000 | 7,380 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,994,000 | 7,380 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,994,000 | 7,380 |
| Net charge-offs | $1,220,000 | 1,983 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $5,603,000 | 136 |
| Net operating income | $-3,640,000 | 7,456 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,989,000 | 2,836 |
| Total interest expense | $3,438,000 | 1,865 |
| Net interest income | $2,551,000 | 3,887 |
| Provision for loan and lease losses | $1,515,000 | 1,638 |
| Total noninterest income | $425,000 | 3,727 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $63,000 | 5,461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $362,000 | 2,697 |
| Total noninterest expense | $3,437,000 | 2,865 |
| Salaries and employee benefits | $1,773,000 | 2,812 |
| Premises and equipment expense | $453,000 | 2,881 |
| Additional noninterest expense | $1,211,000 | 2,800 |
| Pre-tax net operating income | $-1,976,000 | 7,377 |
| Securities gains (losses) | $416,000 | 590 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,560,000 | 7,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,560,000 | 7,347 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,560,000 | 7,346 |
| Net charge-offs | $437,000 | 2,496 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $5,603,000 | 93 |
| Net operating income | $-1,976,000 | 7,474 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,074,000 | 2,791 |
| Total interest expense | $1,797,000 | 1,853 |
| Net interest income | $1,277,000 | 3,875 |
| Provision for loan and lease losses | $640,000 | 1,542 |
| Total noninterest income | $125,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $103,000 | 3,613 |
| Total noninterest expense | $1,680,000 | 2,846 |
| Salaries and employee benefits | $937,000 | 2,690 |
| Premises and equipment expense | $229,000 | 2,894 |
| Additional noninterest expense | $514,000 | 2,946 |
| Pre-tax net operating income | $-918,000 | 7,607 |
| Securities gains (losses) | $278,000 | 530 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-640,000 | 7,552 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-640,000 | 7,553 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-640,000 | 7,553 |
| Net charge-offs | $325,000 | 1,705 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 398 |
| Net operating income | $-918,000 | 7,674 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,570,000 | 2,911 |
| Total interest expense | $6,867,000 | 2,228 |
| Net interest income | $5,703,000 | 3,604 |
| Provision for loan and lease losses | $2,147,000 | 1,714 |
| Total noninterest income | $338,000 | 5,623 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $47,000 | 6,681 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $291,000 | 4,159 |
| Total noninterest expense | $6,084,000 | 3,038 |
| Salaries and employee benefits | $3,448,000 | 2,871 |
| Premises and equipment expense | $832,000 | 3,082 |
| Additional noninterest expense | $1,804,000 | 3,135 |
| Pre-tax net operating income | $-2,190,000 | 7,410 |
| Securities gains (losses) | $23,000 | 2,091 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,167,000 | 7,426 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,167,000 | 7,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $788,000 | 2,219 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,110,000 | 411 |
| Net operating income | $-2,190,000 | 7,521 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,280,000 | 3,020 |
| Total interest expense | $5,129,000 | 2,339 |
| Net interest income | $4,151,000 | 3,711 |
| Provision for loan and lease losses | $947,000 | 1,885 |
| Total noninterest income | $266,000 | 5,601 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $38,000 | 6,673 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $228,000 | 4,182 |
| Total noninterest expense | $4,428,000 | 3,103 |
| Salaries and employee benefits | $2,583,000 | 2,887 |
| Premises and equipment expense | $610,000 | 3,153 |
| Additional noninterest expense | $1,235,000 | 3,306 |
| Pre-tax net operating income | $-958,000 | 7,510 |
| Securities gains (losses) | $23,000 | 1,927 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-935,000 | 7,470 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-935,000 | 7,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $788,000 | 1,504 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $1,044,000 | 293 |
| Net operating income | $-958,000 | 7,597 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,055,000 | 3,126 |
| Total interest expense | $3,329,000 | 2,465 |
| Net interest income | $2,726,000 | 3,748 |
| Provision for loan and lease losses | $647,000 | 1,619 |
| Total noninterest income | $133,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $22,000 | 6,802 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $111,000 | 4,867 |
| Total noninterest expense | $2,835,000 | 3,234 |
| Salaries and employee benefits | $1,714,000 | 2,936 |
| Premises and equipment expense | $384,000 | 3,314 |
| Additional noninterest expense | $737,000 | 3,577 |
| Pre-tax net operating income | $-623,000 | 7,699 |
| Securities gains (losses) | $23,000 | 1,954 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-600,000 | 7,761 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-600,000 | 7,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 1,302 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $893,000 | 216 |
| Net operating income | $-623,000 | 7,763 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,913,000 | 3,306 |
| Total interest expense | $1,622,000 | 2,682 |
| Net interest income | $1,291,000 | 3,890 |
| Provision for loan and lease losses | $247,000 | 1,606 |
| Total noninterest income | $12,000 | 7,989 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $9,000 | 6,931 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $1,353,000 | 3,361 |
| Salaries and employee benefits | $823,000 | 3,087 |
| Premises and equipment expense | $176,000 | 3,552 |
| Additional noninterest expense | $354,000 | 3,643 |
| Pre-tax net operating income | $-297,000 | 7,910 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-297,000 | 7,981 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-297,000 | 7,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 701 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 324 |
| Net operating income | $-297,000 | 7,954 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,650,000 | 4,147 |
| Total interest expense | $4,114,000 | 3,942 |
| Net interest income | $4,536,000 | 4,271 |
| Provision for loan and lease losses | $1,494,000 | 1,061 |
| Total noninterest income | $65,000 | 7,893 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $24,000 | 7,101 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $41,000 | 7,281 |
| Total noninterest expense | $4,187,000 | 3,976 |
| Salaries and employee benefits | $2,651,000 | 3,563 |
| Premises and equipment expense | $532,000 | 4,194 |
| Additional noninterest expense | $1,004,000 | 4,652 |
| Pre-tax net operating income | $-1,080,000 | 8,074 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,080,000 | 8,130 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,080,000 | 8,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $387,000 | 589 |
| Net operating income | $-1,080,000 | 8,123 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,917,000 | 4,411 |
| Total interest expense | $2,579,000 | 4,390 |
| Net interest income | $3,338,000 | 4,346 |
| Provision for loan and lease losses | $625,000 | 1,312 |
| Total noninterest income | $14,000 | 8,304 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $13,000 | 7,222 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $2,871,000 | 4,217 |
| Salaries and employee benefits | $1,765,000 | 3,881 |
| Premises and equipment expense | $379,000 | 4,320 |
| Additional noninterest expense | $727,000 | 4,687 |
| Pre-tax net operating income | $-144,000 | 7,844 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-144,000 | 7,885 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-144,000 | 7,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 681 |
| Net operating income | $-144,000 | 7,869 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 4,821 |
| Total interest expense | $1,430,000 | 4,935 |
| Net interest income | $2,010,000 | 4,647 |
| Provision for loan and lease losses | $389,000 | 1,270 |
| Total noninterest income | $9,000 | 8,377 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $7,000 | 7,313 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,000 | 8,320 |
| Total noninterest expense | $1,813,000 | 4,419 |
| Salaries and employee benefits | $1,140,000 | 4,000 |
| Premises and equipment expense | $227,000 | 4,648 |
| Additional noninterest expense | $446,000 | 4,935 |
| Pre-tax net operating income | $-183,000 | 8,067 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-183,000 | 8,099 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-183,000 | 8,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 620 |
| Net operating income | $-183,000 | 8,090 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 5,302 |
| Total interest expense | $627,000 | 5,266 |
| Net interest income | $853,000 | 5,171 |
| Provision for loan and lease losses | $127,000 | 1,692 |
| Total noninterest income | $4,000 | 8,418 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $3,000 | 7,373 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $835,000 | 4,669 |
| Salaries and employee benefits | $531,000 | 4,242 |
| Premises and equipment expense | $110,000 | 4,765 |
| Additional noninterest expense | $194,000 | 5,363 |
| Pre-tax net operating income | $-105,000 | 8,156 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-105,000 | 8,185 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-105,000 | 8,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 526 |
| Net operating income | $-105,000 | 8,173 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 7,431 |
| Total interest expense | $712,000 | 7,495 |
| Net interest income | $1,420,000 | 7,277 |
| Provision for loan and lease losses | $427,000 | 2,164 |
| Total noninterest income | $4,000 | 8,551 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,000 | 7,545 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,495 |
| Total noninterest expense | $2,886,000 | 5,008 |
| Salaries and employee benefits | $1,430,000 | 5,356 |
| Premises and equipment expense | $278,000 | 5,935 |
| Additional noninterest expense | $1,178,000 | 3,989 |
| Pre-tax net operating income | $-1,889,000 | 8,568 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,889,000 | 8,588 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,889,000 | 8,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $24,275,000 | 57 |
| Net operating income | $-1,889,000 | 8,577 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 8,106 |
| Total interest expense | $297,000 | 8,148 |
| Net interest income | $723,000 | 7,970 |
| Provision for loan and lease losses | $190,000 | 2,962 |
| Total noninterest income | $1,000 | 8,655 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,000 | 7,639 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $1,811,000 | 5,570 |
| Salaries and employee benefits | $943,000 | 5,731 |
| Premises and equipment expense | $162,000 | 6,583 |
| Additional noninterest expense | $706,000 | 4,671 |
| Pre-tax net operating income | $-1,277,000 | 8,633 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,277,000 | 8,646 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,277,000 | 8,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $24,169,000 | 39 |
| Net operating income | $-1,277,000 | 8,639 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $333,000 | 8,580 |
| Total interest expense | $53,000 | 8,628 |
| Net interest income | $280,000 | 8,499 |
| Provision for loan and lease losses | $38,000 | 4,803 |
| Total noninterest income | $0 | 8,702 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $1,172,000 | 5,688 |
| Salaries and employee benefits | $626,000 | 5,762 |
| Premises and equipment expense | $75,000 | 7,303 |
| Additional noninterest expense | $471,000 | 4,655 |
| Pre-tax net operating income | $-930,000 | 8,671 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-930,000 | 8,687 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-930,000 | 8,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $24,169,000 | 23 |
| Net operating income | $-930,000 | 8,678 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.