Home > One Community Bank > Income and Expense

One Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$96,813,000559
Total interest expense$42,314,000446
Net interest income$54,499,000626
Provision for loan and lease losses$1,763,000592
Total noninterest income$6,738,000975
Gross Fiduciary activities income$0981
Service charges on deposit accounts$499,0001,647
Trading account gains and feesNANA
Additional Noninterest Income$6,239,000760
Total noninterest expense$37,308,000736
Salaries and employee benefits$19,986,000761
Premises and equipment expense$6,278,000457
Additional noninterest expense$6,239,000760
Pre-tax net operating income$22,166,000628
Securities gains (losses)$202,000168
Applicable income taxes$5,415,000510
Income before extraordinary items$16,953,000661
Extraordinary gains, net$054
Net income$16,953,000670
Minority interest net income$088
Net income of bank and minority interests.$16,953,000664
Net charge-offs$67,0001,687
Cash dividends$6,200,000677
Sale, conversion, retirement of capital stock, net$0540
Net operating income$16,793,420679
2023-09-30 (YTD Data)Rank
Total interest income$70,613,000562
Total interest expense$29,665,000438
Net interest income$40,948,000630
Provision for loan and lease losses$1,145,000610
Total noninterest income$4,847,0001,020
Gross Fiduciary activities income$0950
Service charges on deposit accounts$371,0001,657
Trading account gains and feesNANA
Additional Noninterest Income$4,476,000801
Total noninterest expense$27,691,000744
Salaries and employee benefits$14,888,000774
Premises and equipment expense$4,796,000455
Additional noninterest expense$4,476,000801
Pre-tax net operating income$16,959,000642
Securities gains (losses)$198,000113
Applicable income taxes$4,154,000523
Income before extraordinary items$13,003,000668
Extraordinary gains, net$052
Net income$13,003,000672
Minority interest net income$081
Net income of bank and minority interests.$13,003,000668
Net charge-offs$11,0002,102
Cash dividends$4,200,000688
Sale, conversion, retirement of capital stock, net$0507
Net operating income$12,846,580685
2023-06-30 (YTD Data)Rank
Total interest income$41,381,000594
Total interest expense$17,406,000441
Net interest income$23,975,000701
Provision for loan and lease losses$661,000651
Total noninterest income$3,044,000994
Gross Fiduciary activities income$0931
Service charges on deposit accounts$152,0002,169
Trading account gains and feesNANA
Additional Noninterest Income$2,892,000764
Total noninterest expense$16,857,000786
Salaries and employee benefits$9,143,000826
Premises and equipment expense$2,963,000468
Additional noninterest expense$2,892,000764
Pre-tax net operating income$9,501,000728
Securities gains (losses)$219,000113
Applicable income taxes$2,561,000552
Income before extraordinary items$7,159,000783
Extraordinary gains, net$051
Net income$7,159,000795
Minority interest net income$081
Net income of bank and minority interests.$7,159,000783
Net charge-offs$17,0001,599
Cash dividends$4,200,000499
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,985,990811
2023-03-31 (YTD Data)Rank
Total interest income$19,944,000610
Total interest expense$7,802,000433
Net interest income$12,142,000702
Provision for loan and lease losses$357,000610
Total noninterest income$1,664,000944
Gross Fiduciary activities income$0913
Service charges on deposit accounts$77,0002,176
Trading account gains and feesNANA
Additional Noninterest Income$1,587,000714
Total noninterest expense$8,352,000809
Salaries and employee benefits$4,649,000831
Premises and equipment expense$1,493,000480
Additional noninterest expense$1,587,000714
Pre-tax net operating income$5,097,000709
Securities gains (losses)$248,00096
Applicable income taxes$1,406,000532
Income before extraordinary items$3,939,000753
Extraordinary gains, net$04
Net income$3,939,000752
Minority interest net income$048
Net income of bank and minority interests.$3,939,000752
Net charge-offs$-3,0003,659
Cash dividends$2,100,000463
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,743,080794
2022-12-31 (YTD Data)Rank
Total interest income$66,279,000588
Total interest expense$10,593,000436
Net interest income$55,686,000620
Provision for loan and lease losses$2,500,000443
Total noninterest income$6,663,000990
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$294,0002,274
Trading account gains and feesNANA
Additional Noninterest Income$6,369,000755
Total noninterest expense$31,337,000842
Salaries and employee benefits$17,113,000863
Premises and equipment expense$5,401,000504
Additional noninterest expense$6,369,000755
Pre-tax net operating income$28,512,000588
Securities gains (losses)$347,00084
Applicable income taxes$7,666,000459
Income before extraordinary items$21,193,000619
Extraordinary gains, net$05
Net income$21,193,000620
Minority interest net income$063
Net income of bank and minority interests.$21,193,000620
Net charge-offs$44,0001,618
Cash dividends$9,000,000513
Sale, conversion, retirement of capital stock, net$0568
Net operating income$20,918,870637
2022-09-30 (YTD Data)Rank
Total interest income$47,032,000584
Total interest expense$5,190,000451
Net interest income$41,842,000603
Provision for loan and lease losses$1,875,000412
Total noninterest income$5,271,000979
Gross Fiduciary activities income$0968
Service charges on deposit accounts$223,0002,267
Trading account gains and feesNANA
Additional Noninterest Income$5,048,000751
Total noninterest expense$23,820,000822
Salaries and employee benefits$13,021,000846
Premises and equipment expense$4,029,000506
Additional noninterest expense$5,048,000751
Pre-tax net operating income$21,418,000588
Securities gains (losses)$342,00081
Applicable income taxes$5,782,000458
Income before extraordinary items$15,978,000617
Extraordinary gains, net$04
Net income$15,978,000618
Minority interest net income$057
Net income of bank and minority interests.$15,978,000618
Net charge-offs$33,0001,393
Cash dividends$7,100,000458
Sale, conversion, retirement of capital stock, net$0519
Net operating income$15,707,820635
2022-06-30 (YTD Data)Rank
Total interest income$29,634,000588
Total interest expense$2,287,000521
Net interest income$27,347,000588
Provision for loan and lease losses$1,250,000354
Total noninterest income$3,802,000911
Gross Fiduciary activities income$0925
Service charges on deposit accounts$146,0002,284
Trading account gains and feesNANA
Additional Noninterest Income$3,656,000722
Total noninterest expense$15,854,000809
Salaries and employee benefits$8,643,000837
Premises and equipment expense$2,657,000505
Additional noninterest expense$4,554,000833
Pre-tax net operating income$14,045,000563
Securities gains (losses)$393,00065
Applicable income taxes$3,835,000437
Income before extraordinary items$10,603,000585
Extraordinary gains, net$04
Net income$10,603,000584
Minority interest net income$060
Net income of bank and minority interests.$10,603,000585
Net charge-offs$37,0001,090
Cash dividends$7,100,000342
Sale, conversion, retirement of capital stock, net$0494
Net operating income$10,292,530609
2022-03-31 (YTD Data)Rank
Total interest income$14,315,000590
Total interest expense$970,000574
Net interest income$13,345,000587
Provision for loan and lease losses$625,000282
Total noninterest income$2,093,000862
Gross Fiduciary activities income$0892
Service charges on deposit accounts$73,0002,274
Trading account gains and feesNANA
Additional Noninterest Income$2,020,000684
Total noninterest expense$7,899,000809
Salaries and employee benefits$4,349,000839
Premises and equipment expense$1,329,000517
Additional noninterest expense$2,221,000842
Pre-tax net operating income$6,914,000541
Securities gains (losses)$234,00078
Applicable income taxes$1,900,000429
Income before extraordinary items$5,248,000568
Extraordinary gains, net$04
Net income$5,248,000568
Minority interest net income$050
Net income of bank and minority interests.$5,248,000568
Net charge-offs$32,000818
Cash dividends$3,000,000350
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,063,140594
2021-12-31 (YTD Data)Rank
Total interest income$54,833,000626
Total interest expense$3,841,000704
Net interest income$50,992,000616
Provision for loan and lease losses$2,833,000209
Total noninterest income$9,967,000828
Gross Fiduciary activities income$0994
Service charges on deposit accounts$258,0002,351
Trading account gains and feesNANA
Additional Noninterest Income$9,709,000684
Total noninterest expense$30,608,000831
Salaries and employee benefits$17,312,000831
Premises and equipment expense$5,265,000511
Additional noninterest expense$8,031,000932
Pre-tax net operating income$27,518,000585
Securities gains (losses)$48,0001,144
Applicable income taxes$7,306,000483
Income before extraordinary items$20,260,000640
Extraordinary gains, net$010
Net income$20,260,000640
Minority interest net income$074
Net income of bank and minority interests.$20,260,000641
Net charge-offs$-349,0004,670
Cash dividends$9,700,000499
Sale, conversion, retirement of capital stock, net$0582
Net operating income$20,222,080630
2021-09-30 (YTD Data)Rank
Total interest income$40,184,000647
Total interest expense$2,873,000757
Net interest income$37,311,000638
Provision for loan and lease losses$1,518,000291
Total noninterest income$8,125,000809
Gross Fiduciary activities income$0957
Service charges on deposit accounts$189,0002,390
Trading account gains and feesNANA
Additional Noninterest Income$7,936,000661
Total noninterest expense$23,157,000833
Salaries and employee benefits$13,097,000838
Premises and equipment expense$4,010,000513
Additional noninterest expense$6,050,000931
Pre-tax net operating income$20,761,000600
Securities gains (losses)$105,000789
Applicable income taxes$5,524,000496
Income before extraordinary items$15,342,000644
Extraordinary gains, net$08
Net income$15,342,000644
Minority interest net income$069
Net income of bank and minority interests.$15,342,000644
Net charge-offs$-464,0004,803
Cash dividends$6,100,000525
Sale, conversion, retirement of capital stock, net$0543
Net operating income$15,259,050639
2021-06-30 (YTD Data)Rank
Total interest income$25,645,000669
Total interest expense$1,973,000770
Net interest income$23,672,000667
Provision for loan and lease losses$1,018,000307
Total noninterest income$6,179,000740
Gross Fiduciary activities income$0951
Service charges on deposit accounts$120,0002,408
Trading account gains and feesNANA
Additional Noninterest Income$6,059,000616
Total noninterest expense$15,289,000832
Salaries and employee benefits$8,742,000840
Premises and equipment expense$2,681,000510
Additional noninterest expense$3,866,000954
Pre-tax net operating income$13,544,000596
Securities gains (losses)$126,000595
Applicable income taxes$3,623,000497
Income before extraordinary items$10,047,000657
Extraordinary gains, net$06
Net income$10,047,000657
Minority interest net income$067
Net income of bank and minority interests.$10,047,000657
Net charge-offs$-458,0004,863
Cash dividends$6,100,000384
Sale, conversion, retirement of capital stock, net$0517
Net operating income$9,947,460648
2021-03-31 (YTD Data)Rank
Total interest income$12,236,000693
Total interest expense$1,020,000795
Net interest income$11,216,000686
Provision for loan and lease losses$408,000431
Total noninterest income$3,189,000720
Gross Fiduciary activities income$0922
Service charges on deposit accounts$62,0002,361
Trading account gains and feesNANA
Additional Noninterest Income$3,127,000609
Total noninterest expense$7,697,000820
Salaries and employee benefits$4,376,000827
Premises and equipment expense$1,384,000494
Additional noninterest expense$1,937,000927
Pre-tax net operating income$6,300,000638
Securities gains (losses)$116,000440
Applicable income taxes$1,699,000514
Income before extraordinary items$4,717,000697
Extraordinary gains, net$03
Net income$4,717,000697
Minority interest net income$055
Net income of bank and minority interests.$4,717,000697
Net charge-offs$-448,0004,923
Cash dividends$2,600,000381
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,625,360701
2020-12-31 (YTD Data)Rank
Total interest income$47,719,000710
Total interest expense$5,899,000815
Net interest income$41,820,000694
Provision for loan and lease losses$2,455,000920
Total noninterest income$10,445,000774
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$277,0002,332
Trading account gains and feesNANA
Additional Noninterest Income$10,168,000636
Total noninterest expense$26,763,000899
Salaries and employee benefits$15,902,000865
Premises and equipment expense$3,798,000692
Additional noninterest expense$7,063,000978
Pre-tax net operating income$23,047,000530
Securities gains (losses)$21,0002,096
Applicable income taxes$6,120,000428
Income before extraordinary items$16,948,000593
Extraordinary gains, net$04
Net income$16,948,000592
Minority interest net income$072
Net income of bank and minority interests.$16,948,000593
Net charge-offs$-10,0004,247
Cash dividends$9,900,000467
Sale, conversion, retirement of capital stock, net$0566
Net operating income$16,931,410578
2020-09-30 (YTD Data)Rank
Total interest income$31,606,000798
Total interest expense$4,113,000929
Net interest income$27,493,000780
Provision for loan and lease losses$1,825,000940
Total noninterest income$6,365,000863
Gross Fiduciary activities income$0981
Service charges on deposit accounts$178,0002,532
Trading account gains and feesNANA
Additional Noninterest Income$6,187,000707
Total noninterest expense$15,950,0001,048
Salaries and employee benefits$9,340,0001,030
Premises and equipment expense$2,245,000853
Additional noninterest expense$4,365,0001,109
Pre-tax net operating income$16,083,000530
Securities gains (losses)$21,0001,900
Applicable income taxes$4,318,000414
Income before extraordinary items$11,786,000611
Extraordinary gains, net$04
Net income$11,786,000610
Minority interest net income$065
Net income of bank and minority interests.$11,786,000611
Net charge-offs$-4,0004,037
Cash dividends$7,600,000433
Sale, conversion, retirement of capital stock, net$0532
Net operating income$11,769,410587
2020-06-30 (YTD Data)Rank
Total interest income$17,729,000930
Total interest expense$2,707,0001,016
Net interest income$15,022,000918
Provision for loan and lease losses$1,095,0001,031
Total noninterest income$3,108,0001,016
Gross Fiduciary activities income$0970
Service charges on deposit accounts$102,0002,801
Trading account gains and feesNANA
Additional Noninterest Income$3,006,000815
Total noninterest expense$8,155,0001,284
Salaries and employee benefits$5,008,0001,231
Premises and equipment expense$966,0001,219
Additional noninterest expense$2,181,0001,394
Pre-tax net operating income$8,880,000565
Securities gains (losses)$20,0001,679
Applicable income taxes$2,222,000455
Income before extraordinary items$6,678,000652
Extraordinary gains, net$04
Net income$6,678,000652
Minority interest net income$065
Net income of bank and minority interests.$6,678,000652
Net charge-offs$-2,0003,888
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,662,200622
2020-03-31 (YTD Data)Rank
Total interest income$6,778,0001,176
Total interest expense$1,070,0001,365
Net interest income$5,708,0001,116
Provision for loan and lease losses$250,0001,297
Total noninterest income$751,0001,521
Gross Fiduciary activities income$0941
Service charges on deposit accounts$50,0003,061
Trading account gains and feesNANA
Additional Noninterest Income$701,0001,237
Total noninterest expense$2,647,0001,863
Salaries and employee benefits$1,682,0001,727
Premises and equipment expense$309,0001,782
Additional noninterest expense$656,0002,113
Pre-tax net operating income$3,562,000631
Securities gains (losses)$16,0001,188
Applicable income taxes$800,000539
Income before extraordinary items$2,778,000707
Extraordinary gains, net$04
Net income$2,778,000707
Minority interest net income$056
Net income of bank and minority interests.$2,778,000707
Net charge-offs$3,0002,231
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,765,360682
2019-12-31 (YTD Data)Rank
Total interest income$23,024,0001,346
Total interest expense$3,210,0001,721
Net interest income$19,814,0001,270
Provision for loan and lease losses$03,973
Total noninterest income$3,720,0001,386
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$187,0003,250
Trading account gains and feesNANA
Additional Noninterest Income$3,533,0001,065
Total noninterest expense$10,275,0001,878
Salaries and employee benefits$6,306,0001,773
Premises and equipment expense$1,165,0001,834
Additional noninterest expense$2,804,0002,032
Pre-tax net operating income$13,259,000828
Securities gains (losses)$02,379
Applicable income taxes$3,270,000663
Income before extraordinary items$9,989,000938
Extraordinary gains, net$011
Net income$9,989,000939
Minority interest net income$076
Net income of bank and minority interests.$9,989,000939
Net charge-offs$10,0003,318
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,989,000916
2019-09-30 (YTD Data)Rank
Total interest income$16,393,0001,417
Total interest expense$2,112,0001,896
Net interest income$14,281,0001,316
Provision for loan and lease losses$03,836
Total noninterest income$2,859,0001,351
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$139,0003,291
Trading account gains and feesNANA
Additional Noninterest Income$2,720,0001,021
Total noninterest expense$7,151,0001,993
Salaries and employee benefits$4,409,0001,877
Premises and equipment expense$917,0001,795
Additional noninterest expense$1,825,0002,256
Pre-tax net operating income$9,989,000846
Securities gains (losses)$02,167
Applicable income taxes$2,396,000692
Income before extraordinary items$7,593,000949
Extraordinary gains, net$011
Net income$7,593,000950
Minority interest net income$072
Net income of bank and minority interests.$7,593,000950
Net charge-offs$9,0002,987
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,593,000925
2019-06-30 (YTD Data)Rank
Total interest income$10,505,0001,471
Total interest expense$1,291,0002,003
Net interest income$9,214,0001,349
Provision for loan and lease losses$03,685
Total noninterest income$1,952,0001,299
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$88,0003,350
Trading account gains and feesNANA
Additional Noninterest Income$1,864,000977
Total noninterest expense$4,673,0002,033
Salaries and employee benefits$2,923,0001,893
Premises and equipment expense$595,0001,831
Additional noninterest expense$1,155,0002,344
Pre-tax net operating income$6,493,000833
Securities gains (losses)$01,702
Applicable income taxes$1,478,000701
Income before extraordinary items$5,015,000916
Extraordinary gains, net$011
Net income$5,015,000916
Minority interest net income$069
Net income of bank and minority interests.$5,015,000916
Net charge-offs$-23,0004,718
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,015,000902
2019-03-31 (YTD Data)Rank
Total interest income$5,113,0001,499
Total interest expense$601,0002,056
Net interest income$4,512,0001,370
Provision for loan and lease losses$03,406
Total noninterest income$1,112,0001,157
Gross Fiduciary activities income$0972
Service charges on deposit accounts$42,0003,414
Trading account gains and feesNANA
Additional Noninterest Income$1,070,000862
Total noninterest expense$2,329,0002,045
Salaries and employee benefits$1,445,0001,922
Premises and equipment expense$310,0001,794
Additional noninterest expense$574,0002,347
Pre-tax net operating income$3,295,000819
Securities gains (losses)$01,087
Applicable income taxes$692,000713
Income before extraordinary items$2,603,000891
Extraordinary gains, net$05
Net income$2,603,000889
Minority interest net income$052
Net income of bank and minority interests.$2,603,000890
Net charge-offs$-14,0004,769
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,603,000872
2018-12-31 (YTD Data)Rank
Total interest income$19,048,0001,509
Total interest expense$2,385,0001,707
Net interest income$16,663,0001,448
Provision for loan and lease losses$04,082
Total noninterest income$2,431,0001,782
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$228,0003,147
Trading account gains and feesNANA
Additional Noninterest Income$2,203,0001,407
Total noninterest expense$9,168,0002,038
Salaries and employee benefits$5,540,0001,936
Premises and equipment expense$1,243,0001,765
Additional noninterest expense$2,385,0002,299
Pre-tax net operating income$9,926,0001,043
Securities gains (losses)$01,125
Applicable income taxes$2,314,000796
Income before extraordinary items$7,612,0001,131
Extraordinary gains, net$06
Net income$7,612,0001,130
Minority interest net income$072
Net income of bank and minority interests.$7,612,0001,130
Net charge-offs$-286,0005,235
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,612,0001,127
2018-09-30 (YTD Data)Rank
Total interest income$13,984,0001,515
Total interest expense$1,814,0001,613
Net interest income$12,170,0001,483
Provision for loan and lease losses$03,948
Total noninterest income$1,872,0001,759
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$174,0003,142
Trading account gains and feesNANA
Additional Noninterest Income$1,698,0001,397
Total noninterest expense$6,624,0002,085
Salaries and employee benefits$3,947,0002,013
Premises and equipment expense$958,0001,735
Additional noninterest expense$1,719,0002,361
Pre-tax net operating income$7,418,0001,055
Securities gains (losses)$01,118
Applicable income taxes$1,679,000819
Income before extraordinary items$5,739,0001,135
Extraordinary gains, net$05
Net income$5,739,0001,134
Minority interest net income$066
Net income of bank and minority interests.$5,739,0001,134
Net charge-offs$-260,0005,298
Cash dividends$175,0003,165
Sale, conversion, retirement of capital stock, net$21,278,00027
Net operating income$5,739,0001,126
2018-06-30 (YTD Data)Rank
Total interest income$7,223,0001,893
Total interest expense$999,0001,776
Net interest income$6,224,0001,890
Provision for loan and lease losses$03,782
Total noninterest income$1,146,0001,851
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$57,0004,070
Trading account gains and feesNANA
Additional Noninterest Income$1,089,0001,443
Total noninterest expense$3,319,0002,576
Salaries and employee benefits$2,134,0002,365
Premises and equipment expense$455,0002,215
Additional noninterest expense$730,0003,240
Pre-tax net operating income$4,051,0001,209
Securities gains (losses)$0961
Applicable income taxes$920,000934
Income before extraordinary items$3,131,0001,319
Extraordinary gains, net$06
Net income$3,131,0001,318
Minority interest net income$065
Net income of bank and minority interests.$3,131,0001,318
Net charge-offs$-224,0005,365
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,131,0001,307
2018-03-31 (YTD Data)Rank
Total interest income$3,429,0001,958
Total interest expense$448,0001,856
Net interest income$2,981,0001,959
Provision for loan and lease losses$03,508
Total noninterest income$530,0001,913
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$30,0004,023
Trading account gains and feesNANA
Additional Noninterest Income$500,0001,481
Total noninterest expense$1,625,0002,626
Salaries and employee benefits$1,058,0002,409
Premises and equipment expense$221,0002,294
Additional noninterest expense$346,0003,367
Pre-tax net operating income$1,886,0001,244
Securities gains (losses)$0735
Applicable income taxes$488,000889
Income before extraordinary items$1,398,0001,403
Extraordinary gains, net$07
Net income$1,398,0001,403
Minority interest net income$052
Net income of bank and minority interests.$1,398,0001,403
Net charge-offs$-4,0004,365
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,398,0001,393
2017-12-31 (YTD Data)Rank
Total interest income$12,581,0002,049
Total interest expense$1,414,0002,020
Net interest income$11,167,0002,036
Provision for loan and lease losses$04,227
Total noninterest income$1,962,0002,049
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$122,0004,115
Trading account gains and feesNANA
Additional Noninterest Income$1,840,0001,606
Total noninterest expense$6,786,0002,562
Salaries and employee benefits$4,094,0002,434
Premises and equipment expense$1,051,0002,032
Additional noninterest expense$1,641,0003,034
Pre-tax net operating income$6,343,0001,408
Securities gains (losses)$02,243
Applicable income taxes$2,941,000974
Income before extraordinary items$3,402,0001,845
Extraordinary gains, net$09
Net income$3,402,0001,844
Minority interest net income$076
Net income of bank and minority interests.$3,402,0001,845
Net charge-offs$-13,0004,860
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,402,0001,821
2017-09-30 (YTD Data)Rank
Total interest income$9,269,0002,081
Total interest expense$1,017,0002,053
Net interest income$8,252,0002,070
Provision for loan and lease losses$04,088
Total noninterest income$1,434,0002,113
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$85,0004,241
Trading account gains and feesNANA
Additional Noninterest Income$1,349,0001,648
Total noninterest expense$4,844,0002,653
Salaries and employee benefits$2,924,0002,516
Premises and equipment expense$746,0002,128
Additional noninterest expense$1,174,0003,150
Pre-tax net operating income$4,842,0001,404
Securities gains (losses)$02,274
Applicable income taxes$1,873,000955
Income before extraordinary items$2,969,0001,748
Extraordinary gains, net$09
Net income$2,969,0001,748
Minority interest net income$071
Net income of bank and minority interests.$2,969,0001,748
Net charge-offs$-13,0004,819
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,969,0001,727
2017-06-30 (YTD Data)Rank
Total interest income$6,042,0002,104
Total interest expense$640,0002,109
Net interest income$5,402,0002,091
Provision for loan and lease losses$03,871
Total noninterest income$858,0002,257
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$53,0004,328
Trading account gains and feesNANA
Additional Noninterest Income$805,0001,768
Total noninterest expense$3,254,0002,648
Salaries and employee benefits$1,969,0002,520
Premises and equipment expense$510,0002,087
Additional noninterest expense$775,0003,177
Pre-tax net operating income$3,006,0001,461
Securities gains (losses)$01,906
Applicable income taxes$1,122,0001,026
Income before extraordinary items$1,884,0001,788
Extraordinary gains, net$011
Net income$1,884,0001,788
Minority interest net income$071
Net income of bank and minority interests.$1,884,0001,788
Net charge-offs$-5,0004,564
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,884,0001,766
2017-03-31 (YTD Data)Rank
Total interest income$2,920,0002,161
Total interest expense$290,0002,233
Net interest income$2,630,0002,129
Provision for loan and lease losses$03,537
Total noninterest income$364,0002,458
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$25,0004,396
Trading account gains and feesNANA
Additional Noninterest Income$339,0001,940
Total noninterest expense$1,641,0002,651
Salaries and employee benefits$988,0002,537
Premises and equipment expense$258,0002,098
Additional noninterest expense$395,0003,134
Pre-tax net operating income$1,353,0001,548
Securities gains (losses)$01,153
Applicable income taxes$503,0001,073
Income before extraordinary items$850,0001,884
Extraordinary gains, net$08
Net income$850,0001,884
Minority interest net income$055
Net income of bank and minority interests.$850,0001,884
Net charge-offs$-3,0004,448
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$850,0001,867
2016-12-31 (YTD Data)Rank
Total interest income$10,785,0002,269
Total interest expense$1,011,0002,404
Net interest income$9,774,0002,227
Provision for loan and lease losses$04,332
Total noninterest income$1,880,0002,198
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$90,0004,624
Trading account gains and fees$0170
Additional Noninterest Income$1,790,0001,699
Total noninterest expense$5,502,0003,008
Salaries and employee benefits$3,334,0002,843
Premises and equipment expense$788,0002,526
Additional noninterest expense$1,380,0003,514
Pre-tax net operating income$6,152,0001,372
Securities gains (losses)$03,212
Applicable income taxes$2,327,000927
Income before extraordinary items$3,825,0001,702
Extraordinary gains, net$05
Net income$3,825,0001,701
Minority interest net income$082
Net income of bank and minority interests.$3,825,0001,701
Net charge-offs$-88,0005,498
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,825,0001,669
2016-09-30 (YTD Data)Rank
Total interest income$8,048,0002,274
Total interest expense$741,0002,435
Net interest income$7,307,0002,242
Provision for loan and lease losses$04,186
Total noninterest income$1,389,0002,222
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$66,0004,696
Trading account gains and fees$0169
Additional Noninterest Income$1,323,0001,714
Total noninterest expense$3,971,0003,066
Salaries and employee benefits$2,267,0003,010
Premises and equipment expense$650,0002,376
Additional noninterest expense$1,054,0003,499
Pre-tax net operating income$4,725,0001,364
Securities gains (losses)$03,160
Applicable income taxes$1,822,000934
Income before extraordinary items$2,903,0001,736
Extraordinary gains, net$05
Net income$2,903,0001,736
Minority interest net income$071
Net income of bank and minority interests.$2,903,0001,736
Net charge-offs$-88,0005,541
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,903,0001,681
2016-06-30 (YTD Data)Rank
Total interest income$5,220,0002,323
Total interest expense$477,0002,511
Net interest income$4,743,0002,291
Provision for loan and lease losses$04,017
Total noninterest income$786,0002,413
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$40,0004,835
Trading account gains and fees$0157
Additional Noninterest Income$746,0001,877
Total noninterest expense$2,611,0003,119
Salaries and employee benefits$1,478,0003,077
Premises and equipment expense$467,0002,256
Additional noninterest expense$666,0003,638
Pre-tax net operating income$2,918,0001,428
Securities gains (losses)$02,835
Applicable income taxes$1,109,0001,004
Income before extraordinary items$1,809,0001,806
Extraordinary gains, net$-142,0006,053
Net income$1,667,0001,930
Minority interest net income$071
Net income of bank and minority interests.$1,667,0001,930
Net charge-offs$-77,0005,629
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,809,0001,756
2016-03-31 (YTD Data)Rank
Total interest income$2,612,0002,323
Total interest expense$234,0002,548
Net interest income$2,378,0002,286
Provision for loan and lease losses$03,656
Total noninterest income$396,0002,374
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$19,0004,895
Trading account gains and fees$0142
Additional Noninterest Income$377,0001,817
Total noninterest expense$1,261,0003,203
Salaries and employee benefits$739,0003,104
Premises and equipment expense$191,0002,621
Additional noninterest expense$331,0003,660
Pre-tax net operating income$1,513,0001,396
Securities gains (losses)$02,077
Applicable income taxes$579,000955
Income before extraordinary items$934,0001,724
Extraordinary gains, net$012
Net income$934,0001,725
Minority interest net income$062
Net income of bank and minority interests.$934,0001,725
Net charge-offs$-4,0004,749
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$934,0001,680
2015-12-31 (YTD Data)Rank
Total interest income$9,551,0002,453
Total interest expense$851,0002,701
Net interest income$8,700,0002,401
Provision for loan and lease losses$04,380
Total noninterest income$1,355,0002,612
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$75,0005,037
Trading account gains and fees$0159
Additional Noninterest Income$1,280,0002,061
Total noninterest expense$4,535,0003,438
Salaries and employee benefits$2,548,0003,376
Premises and equipment expense$734,0002,721
Additional noninterest expense$1,253,0003,827
Pre-tax net operating income$5,520,0001,454
Securities gains (losses)$03,216
Applicable income taxes$2,096,000976
Income before extraordinary items$3,424,0001,833
Extraordinary gains, net$131,00016
Net income$3,555,0001,768
Minority interest net income$081
Net income of bank and minority interests.$3,555,0001,769
Net charge-offs$-384,0005,966
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,424,0001,796
2015-09-30 (YTD Data)Rank
Total interest income$6,926,0002,552
Total interest expense$625,0002,780
Net interest income$6,301,0002,495
Provision for loan and lease losses$04,232
Total noninterest income$1,211,0002,409
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$54,0005,135
Trading account gains and fees$0153
Additional Noninterest Income$1,157,0001,834
Total noninterest expense$3,320,0003,516
Salaries and employee benefits$1,790,0003,531
Premises and equipment expense$573,0002,684
Additional noninterest expense$957,0003,799
Pre-tax net operating income$4,192,0001,469
Securities gains (losses)$03,031
Applicable income taxes$1,582,000996
Income before extraordinary items$2,610,0001,827
Extraordinary gains, net$92,00015
Net income$2,702,0001,786
Minority interest net income$078
Net income of bank and minority interests.$2,702,0001,787
Net charge-offs$-29,0005,446
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,610,0001,791
2015-06-30 (YTD Data)Rank
Total interest income$4,489,0002,618
Total interest expense$404,0002,855
Net interest income$4,085,0002,558
Provision for loan and lease losses$04,069
Total noninterest income$897,0002,270
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$36,0005,156
Trading account gains and fees$0157
Additional Noninterest Income$861,0001,725
Total noninterest expense$2,211,0003,548
Salaries and employee benefits$1,163,0003,618
Premises and equipment expense$387,0002,661
Additional noninterest expense$661,0003,740
Pre-tax net operating income$2,771,0001,469
Securities gains (losses)$02,636
Applicable income taxes$1,048,000992
Income before extraordinary items$1,723,0001,836
Extraordinary gains, net$62,00013
Net income$1,785,0001,786
Minority interest net income$075
Net income of bank and minority interests.$1,785,0001,786
Net charge-offs$-15,0005,380
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,723,0001,791
2015-03-31 (YTD Data)Rank
Total interest income$2,162,0002,708
Total interest expense$195,0002,952
Net interest income$1,967,0002,648
Provision for loan and lease losses$03,703
Total noninterest income$376,0002,476
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$18,0005,147
Trading account gains and fees$0152
Additional Noninterest Income$358,0001,898
Total noninterest expense$1,066,0003,653
Salaries and employee benefits$558,0003,752
Premises and equipment expense$185,0002,800
Additional noninterest expense$323,0003,791
Pre-tax net operating income$1,277,0001,521
Securities gains (losses)$02,027
Applicable income taxes$479,0001,049
Income before extraordinary items$798,0001,933
Extraordinary gains, net$11,00010
Net income$809,0001,914
Minority interest net income$064
Net income of bank and minority interests.$809,0001,914
Net charge-offs$-3,0004,874
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$798,0001,868
2014-12-31 (YTD Data)Rank
Total interest income$8,300,0002,810
Total interest expense$740,0003,191
Net interest income$7,560,0002,751
Provision for loan and lease losses$04,603
Total noninterest income$1,070,0003,015
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$87,0005,166
Trading account gains and fees$0180
Additional Noninterest Income$983,0002,345
Total noninterest expense$3,721,0003,989
Salaries and employee benefits$1,999,0003,990
Premises and equipment expense$615,0003,170
Additional noninterest expense$1,107,0004,223
Pre-tax net operating income$4,909,0001,547
Securities gains (losses)$-2,0005,864
Applicable income taxes$1,898,0001,020
Income before extraordinary items$3,009,0002,014
Extraordinary gains, net$38,00011
Net income$3,047,0001,997
Minority interest net income$084
Net income of bank and minority interests.$3,047,0001,996
Net charge-offs$376,0001,783
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,010,2801,975
2014-09-30 (YTD Data)Rank
Total interest income$6,124,0002,880
Total interest expense$550,0003,271
Net interest income$5,574,0002,795
Provision for loan and lease losses$04,401
Total noninterest income$751,0003,143
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$66,0005,231
Trading account gains and fees$0174
Additional Noninterest Income$685,0002,469
Total noninterest expense$2,682,0004,108
Salaries and employee benefits$1,417,0004,121
Premises and equipment expense$470,0003,169
Additional noninterest expense$795,0004,349
Pre-tax net operating income$3,643,0001,575
Securities gains (losses)$-2,0005,965
Applicable income taxes$1,404,0001,043
Income before extraordinary items$2,237,0002,034
Extraordinary gains, net$38,0009
Net income$2,275,0002,002
Minority interest net income$081
Net income of bank and minority interests.$2,275,0002,001
Net charge-offs$375,0001,394
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,238,2801,988
2014-06-30 (YTD Data)Rank
Total interest income$3,960,0002,941
Total interest expense$363,0003,326
Net interest income$3,597,0002,865
Provision for loan and lease losses$04,196
Total noninterest income$501,0003,106
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$41,0005,316
Trading account gains and fees$0172
Additional Noninterest Income$460,0002,422
Total noninterest expense$1,789,0004,133
Salaries and employee benefits$923,0004,211
Premises and equipment expense$314,0003,192
Additional noninterest expense$552,0004,278
Pre-tax net operating income$2,309,0001,612
Securities gains (losses)$-2,0006,107
Applicable income taxes$895,0001,052
Income before extraordinary items$1,412,0002,086
Extraordinary gains, net$020
Net income$1,412,0002,090
Minority interest net income$080
Net income of bank and minority interests.$1,412,0002,089
Net charge-offs$-97,0006,314
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,413,2802,023
2014-03-31 (YTD Data)Rank
Total interest income$1,904,0003,031
Total interest expense$179,0003,398
Net interest income$1,725,0002,967
Provision for loan and lease losses$03,817
Total noninterest income$222,0003,283
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$20,0005,361
Trading account gains and fees$0147
Additional Noninterest Income$202,0002,544
Total noninterest expense$874,0004,210
Salaries and employee benefits$447,0004,323
Premises and equipment expense$166,0003,128
Additional noninterest expense$261,0004,426
Pre-tax net operating income$1,073,0001,663
Securities gains (losses)$01,715
Applicable income taxes$423,0001,045
Income before extraordinary items$650,0002,132
Extraordinary gains, net$016
Net income$650,0002,134
Minority interest net income$066
Net income of bank and minority interests.$650,0002,134
Net charge-offs$-3,0005,214
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$650,0002,087
2013-12-31 (YTD Data)Rank
Total interest income$7,460,0003,097
Total interest expense$719,0003,688
Net interest income$6,741,0002,988
Provision for loan and lease losses$05,091
Total noninterest income$531,0004,331
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$106,0005,166
Trading account gains and fees$0184
Additional Noninterest Income$425,0003,575
Total noninterest expense$3,513,0004,250
Salaries and employee benefits$1,820,0004,282
Premises and equipment expense$559,0003,477
Additional noninterest expense$1,134,0004,321
Pre-tax net operating income$3,759,0001,804
Securities gains (losses)$2,0002,972
Applicable income taxes$1,429,0001,161
Income before extraordinary items$2,332,0002,325
Extraordinary gains, net$029
Net income$2,332,0002,329
Minority interest net income$090
Net income of bank and minority interests.$2,332,0002,328
Net charge-offs$575,0001,871
Cash dividends$850,0002,133
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,330,7202,279
2013-09-30 (YTD Data)Rank
Total interest income$5,495,0003,164
Total interest expense$538,0003,772
Net interest income$4,957,0003,051
Provision for loan and lease losses$04,941
Total noninterest income$650,0003,537
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$82,0005,164
Trading account gains and fees$0180
Additional Noninterest Income$568,0002,826
Total noninterest expense$2,588,0004,316
Salaries and employee benefits$1,328,0004,378
Premises and equipment expense$437,0003,415
Additional noninterest expense$823,0004,412
Pre-tax net operating income$3,019,0001,734
Securities gains (losses)$03,040
Applicable income taxes$1,161,0001,122
Income before extraordinary items$1,858,0002,266
Extraordinary gains, net$025
Net income$1,858,0002,271
Minority interest net income$084
Net income of bank and minority interests.$1,858,0002,271
Net charge-offs$538,0001,524
Cash dividends$850,0001,610
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,858,0002,196
2013-06-30 (YTD Data)Rank
Total interest income$3,615,0003,204
Total interest expense$358,0003,831
Net interest income$3,257,0003,095
Provision for loan and lease losses$04,788
Total noninterest income$288,0004,283
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$56,0005,113
Trading account gains and fees$0157
Additional Noninterest Income$232,0003,562
Total noninterest expense$1,738,0004,309
Salaries and employee benefits$870,0004,443
Premises and equipment expense$305,0003,318
Additional noninterest expense$563,0004,351
Pre-tax net operating income$1,807,0001,881
Securities gains (losses)$02,791
Applicable income taxes$695,0001,203
Income before extraordinary items$1,112,0002,417
Extraordinary gains, net$55,00015
Net income$1,167,0002,348
Minority interest net income$082
Net income of bank and minority interests.$1,167,0002,346
Net charge-offs$543,0001,194
Cash dividends$850,0001,227
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,112,0002,328
2013-03-31 (YTD Data)Rank
Total interest income$1,768,0003,286
Total interest expense$178,0003,952
Net interest income$1,590,0003,157
Provision for loan and lease losses$04,409
Total noninterest income$297,0003,028
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$28,0005,093
Trading account gains and fees$0148
Additional Noninterest Income$269,0002,365
Total noninterest expense$860,0004,372
Salaries and employee benefits$423,0004,544
Premises and equipment expense$158,0003,269
Additional noninterest expense$279,0004,390
Pre-tax net operating income$1,027,0001,661
Securities gains (losses)$01,966
Applicable income taxes$393,0001,101
Income before extraordinary items$634,0002,160
Extraordinary gains, net$010
Net income$634,0002,162
Minority interest net income$076
Net income of bank and minority interests.$634,0002,162
Net charge-offs$511,000762
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$634,0002,071
2012-12-31 (YTD Data)Rank
Total interest income$7,512,0003,279
Total interest expense$1,023,0003,553
Net interest income$6,489,0003,184
Provision for loan and lease losses$05,905
Total noninterest income$908,0003,424
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$120,0005,151
Trading account gains and fees$0166
Additional Noninterest Income$788,0002,707
Total noninterest expense$4,012,0004,027
Salaries and employee benefits$1,760,0004,450
Premises and equipment expense$592,0003,415
Additional noninterest expense$1,660,0003,547
Pre-tax net operating income$3,385,0001,879
Securities gains (losses)$29,0003,040
Applicable income taxes$1,135,0001,348
Income before extraordinary items$2,279,0002,359
Extraordinary gains, net$129,00012
Net income$2,408,0002,249
Minority interest net income$093
Net income of bank and minority interests.$2,408,0002,252
Net charge-offs$1,611,0001,353
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,259,5702,248
2012-09-30 (YTD Data)Rank
Total interest income$5,744,0003,290
Total interest expense$836,0003,479
Net interest income$4,908,0003,202
Provision for loan and lease losses$05,790
Total noninterest income$954,0002,873
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$91,0005,210
Trading account gains and fees$0157
Additional Noninterest Income$863,0002,189
Total noninterest expense$3,040,0004,028
Salaries and employee benefits$1,253,0004,596
Premises and equipment expense$463,0003,360
Additional noninterest expense$1,324,0003,405
Pre-tax net operating income$2,822,0001,780
Securities gains (losses)$29,0002,726
Applicable income taxes$918,0001,314
Income before extraordinary items$1,933,0002,172
Extraordinary gains, net$51,00013
Net income$1,984,0002,123
Minority interest net income$086
Net income of bank and minority interests.$1,984,0002,124
Net charge-offs$1,219,0001,277
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,913,2802,068
2012-06-30 (YTD Data)Rank
Total interest income$3,889,0003,270
Total interest expense$602,0003,395
Net interest income$3,287,0003,201
Provision for loan and lease losses$05,619
Total noninterest income$520,0003,172
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$58,0005,291
Trading account gains and fees$0153
Additional Noninterest Income$462,0002,437
Total noninterest expense$2,101,0003,942
Salaries and employee benefits$826,0004,651
Premises and equipment expense$333,0003,179
Additional noninterest expense$942,0003,279
Pre-tax net operating income$1,706,0001,915
Securities gains (losses)$29,0002,345
Applicable income taxes$490,0001,510
Income before extraordinary items$1,245,0002,200
Extraordinary gains, net$21,00016
Net income$1,266,0002,175
Minority interest net income$084
Net income of bank and minority interests.$1,266,0002,175
Net charge-offs$1,241,000979
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,224,1202,111
2012-03-31 (YTD Data)Rank
Total interest income$1,863,0003,405
Total interest expense$315,0003,403
Net interest income$1,548,0003,371
Provision for loan and lease losses$05,254
Total noninterest income$335,0002,764
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$28,0005,334
Trading account gains and fees$0148
Additional Noninterest Income$307,0002,074
Total noninterest expense$974,0004,168
Salaries and employee benefits$424,0004,631
Premises and equipment expense$166,0003,208
Additional noninterest expense$384,0003,736
Pre-tax net operating income$909,0001,820
Securities gains (losses)$29,0001,450
Applicable income taxes$187,0001,808
Income before extraordinary items$751,0001,894
Extraordinary gains, net$9,00015
Net income$760,0001,869
Minority interest net income$078
Net income of bank and minority interests.$760,0001,870
Net charge-offs$369,0001,306
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$727,8001,849
2011-12-31 (YTD Data)Rank
Total interest income$7,842,0003,382
Total interest expense$1,592,0003,298
Net interest income$6,250,0003,357
Provision for loan and lease losses$4,654,000831
Total noninterest income$-223,0007,119
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$122,0005,242
Trading account gains and fees$0146
Additional Noninterest Income$-345,0007,040
Total noninterest expense$4,294,0003,926
Salaries and employee benefits$1,885,0004,327
Premises and equipment expense$637,0003,423
Additional noninterest expense$1,772,0003,440
Pre-tax net operating income$-2,921,0006,906
Securities gains (losses)$50,0002,589
Applicable income taxes$-190,0006,913
Income before extraordinary items$-2,681,0006,918
Extraordinary gains, net$029
Net income$-2,681,0006,918
Minority interest net income$096
Net income of bank and minority interests.$-2,681,0006,918
Net charge-offs$1,193,0002,160
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-2,727,5006,902
2011-09-30 (YTD Data)Rank
Total interest income$5,920,0003,397
Total interest expense$1,242,0003,311
Net interest income$4,678,0003,378
Provision for loan and lease losses$4,495,000682
Total noninterest income$27,0006,965
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$89,0005,299
Trading account gains and fees$0145
Additional Noninterest Income$-62,0007,023
Total noninterest expense$3,225,0003,931
Salaries and employee benefits$1,418,0004,311
Premises and equipment expense$481,0003,447
Additional noninterest expense$1,326,0003,453
Pre-tax net operating income$-3,015,0007,109
Securities gains (losses)$50,0002,333
Applicable income taxes$-190,0007,085
Income before extraordinary items$-2,775,0007,131
Extraordinary gains, net$021
Net income$-2,775,0007,131
Minority interest net income$087
Net income of bank and minority interests.$-2,775,0007,132
Net charge-offs$255,0003,420
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,822,0007,116
2011-06-30 (YTD Data)Rank
Total interest income$3,969,0003,416
Total interest expense$858,0003,322
Net interest income$3,111,0003,383
Provision for loan and lease losses$3,560,000596
Total noninterest income$-217,0007,354
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$57,0005,351
Trading account gains and fees$0153
Additional Noninterest Income$-274,0007,311
Total noninterest expense$2,053,0004,087
Salaries and employee benefits$950,0004,336
Premises and equipment expense$331,0003,401
Additional noninterest expense$772,0003,834
Pre-tax net operating income$-2,719,0007,244
Securities gains (losses)$50,0001,598
Applicable income taxes$-190,0007,207
Income before extraordinary items$-2,479,0007,255
Extraordinary gains, net$015
Net income$-2,479,0007,255
Minority interest net income$089
Net income of bank and minority interests.$-2,479,0007,256
Net charge-offs$86,0003,991
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,525,5007,247
2011-03-31 (YTD Data)Rank
Total interest income$1,980,0003,437
Total interest expense$444,0003,346
Net interest income$1,536,0003,400
Provision for loan and lease losses$05,840
Total noninterest income$213,0003,461
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$26,0005,445
Trading account gains and fees$0158
Additional Noninterest Income$187,0002,562
Total noninterest expense$1,372,0003,343
Salaries and employee benefits$468,0004,406
Premises and equipment expense$171,0003,368
Additional noninterest expense$733,0002,266
Pre-tax net operating income$377,0003,086
Securities gains (losses)$49,000766
Applicable income taxes$04,545
Income before extraordinary items$426,0002,538
Extraordinary gains, net$09
Net income$426,0002,537
Minority interest net income$086
Net income of bank and minority interests.$426,0002,538
Net charge-offs$2,0004,883
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$377,0002,732
2010-12-31 (YTD Data)Rank
Total interest income$8,737,0003,302
Total interest expense$2,155,0003,362
Net interest income$6,582,0003,236
Provision for loan and lease losses$1,820,0002,201
Total noninterest income$1,103,0003,058
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$150,0004,896
Trading account gains and fees$0175
Additional Noninterest Income$953,0002,226
Total noninterest expense$7,352,0002,623
Salaries and employee benefits$1,760,0004,592
Premises and equipment expense$593,0003,751
Additional noninterest expense$4,999,0001,449
Pre-tax net operating income$-1,487,0006,650
Securities gains (losses)$03,793
Applicable income taxes$-706,0007,248
Income before extraordinary items$-781,0006,497
Extraordinary gains, net$029
Net income$-781,0006,499
Minority interest net income$0111
Net income of bank and minority interests.$-781,0006,499
Net charge-offs$5,829,000899
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-781,0006,454
2010-09-30 (YTD Data)Rank
Total interest income$6,647,0003,328
Total interest expense$1,655,0003,435
Net interest income$4,992,0003,251
Provision for loan and lease losses$1,057,0002,429
Total noninterest income$760,0003,246
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$116,0004,926
Trading account gains and fees$0165
Additional Noninterest Income$644,0002,386
Total noninterest expense$4,750,0002,968
Salaries and employee benefits$1,365,0004,533
Premises and equipment expense$442,0003,820
Additional noninterest expense$2,943,0001,805
Pre-tax net operating income$-55,0006,088
Securities gains (losses)$03,651
Applicable income taxes$-422,0007,338
Income before extraordinary items$367,0004,590
Extraordinary gains, net$023
Net income$367,0004,594
Minority interest net income$0110
Net income of bank and minority interests.$367,0004,593
Net charge-offs$4,940,000787
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$367,0004,414
2010-06-30 (YTD Data)Rank
Total interest income$4,457,0003,349
Total interest expense$1,132,0003,457
Net interest income$3,325,0003,240
Provision for loan and lease losses$411,0003,144
Total noninterest income$431,0003,504
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$77,0004,938
Trading account gains and fees$0152
Additional Noninterest Income$354,0002,588
Total noninterest expense$2,429,0003,708
Salaries and employee benefits$903,0004,569
Premises and equipment expense$295,0003,849
Additional noninterest expense$1,231,0002,654
Pre-tax net operating income$916,0002,546
Securities gains (losses)$03,184
Applicable income taxes$-164,0007,281
Income before extraordinary items$1,080,0001,975
Extraordinary gains, net$019
Net income$1,080,0001,975
Minority interest net income$0105
Net income of bank and minority interests.$1,080,0001,975
Net charge-offs$2,073,0001,099
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,080,0001,884
2010-03-31 (YTD Data)Rank
Total interest income$2,259,0003,367
Total interest expense$587,0003,488
Net interest income$1,672,0003,250
Provision for loan and lease losses$06,552
Total noninterest income$200,0003,636
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$38,0004,970
Trading account gains and fees$0175
Additional Noninterest Income$162,0002,714
Total noninterest expense$970,0004,371
Salaries and employee benefits$455,0004,622
Premises and equipment expense$158,0003,747
Additional noninterest expense$357,0004,091
Pre-tax net operating income$902,0001,447
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$902,0001,210
Extraordinary gains, net$016
Net income$902,0001,213
Minority interest net income$091
Net income of bank and minority interests.$902,0001,212
Net charge-offs$1,960,000653
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$902,0001,184
2009-12-31 (YTD Data)Rank
Total interest income$10,146,0003,197
Total interest expense$3,604,0002,977
Net interest income$6,542,0003,215
Provision for loan and lease losses$10,514,000830
Total noninterest income$1,195,0002,991
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$181,0004,823
Trading account gains and fees$0211
Additional Noninterest Income$1,014,0002,130
Total noninterest expense$4,058,0004,302
Salaries and employee benefits$1,882,0004,557
Premises and equipment expense$579,0003,969
Additional noninterest expense$1,597,0003,910
Pre-tax net operating income$-6,835,0007,340
Securities gains (losses)$75,0002,354
Applicable income taxes$-3,387,0007,654
Income before extraordinary items$-3,373,0007,060
Extraordinary gains, net$034
Net income$-3,373,0007,058
Minority interest net income$0115
Net income of bank and minority interests.$-3,373,0007,058
Net charge-offs$6,418,000953
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-3,421,0007,074
2009-09-30 (YTD Data)Rank
Total interest income$7,741,0003,209
Total interest expense$2,899,0002,930
Net interest income$4,842,0003,261
Provision for loan and lease losses$8,382,000717
Total noninterest income$982,0002,855
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$139,0004,814
Trading account gains and fees$0212
Additional Noninterest Income$843,0002,060
Total noninterest expense$2,985,0004,368
Salaries and employee benefits$1,479,0004,430
Premises and equipment expense$438,0003,999
Additional noninterest expense$1,068,0004,208
Pre-tax net operating income$-5,543,0007,539
Securities gains (losses)$75,0002,025
Applicable income taxes$-2,278,0007,751
Income before extraordinary items$-3,190,0007,399
Extraordinary gains, net$027
Net income$-3,190,0007,399
Minority interest net income$0118
Net income of bank and minority interests.$-3,190,0007,399
Net charge-offs$1,753,0001,627
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,238,0007,409
2009-06-30 (YTD Data)Rank
Total interest income$5,265,0003,171
Total interest expense$2,066,0002,890
Net interest income$3,199,0003,279
Provision for loan and lease losses$3,382,0001,004
Total noninterest income$733,0002,666
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$92,0004,810
Trading account gains and fees$0193
Additional Noninterest Income$641,0001,902
Total noninterest expense$1,972,0004,418
Salaries and employee benefits$1,011,0004,402
Premises and equipment expense$307,0003,868
Additional noninterest expense$654,0004,459
Pre-tax net operating income$-1,422,0007,205
Securities gains (losses)$75,0001,666
Applicable income taxes$-596,0007,627
Income before extraordinary items$-751,0006,987
Extraordinary gains, net$021
Net income$-751,0006,987
Minority interest net income$0112
Net income of bank and minority interests.$-751,0006,987
Net charge-offs$773,0001,875
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-799,0007,011
2009-03-31 (YTD Data)Rank
Total interest income$2,711,0003,120
Total interest expense$1,116,0002,802
Net interest income$1,595,0003,278
Provision for loan and lease losses$337,0002,176
Total noninterest income$351,0002,726
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$46,0004,770
Trading account gains and fees$0171
Additional Noninterest Income$305,0001,935
Total noninterest expense$889,0004,648
Salaries and employee benefits$497,0004,485
Premises and equipment expense$157,0003,852
Additional noninterest expense$235,0005,120
Pre-tax net operating income$720,0001,759
Securities gains (losses)$75,0001,121
Applicable income taxes$285,0001,103
Income before extraordinary items$510,0002,094
Extraordinary gains, net$015
Net income$510,0002,095
Minority interest net income$0102
Net income of bank and minority interests.$510,0002,095
Net charge-offs$765,0001,099
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$462,0002,146
2008-12-31 (YTD Data)Rank
Total interest income$12,167,0003,002
Total interest expense$5,660,0002,648
Net interest income$6,507,0003,263
Provision for loan and lease losses$1,463,0002,197
Total noninterest income$846,0003,748
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$193,0004,865
Trading account gains and fees$0154
Additional Noninterest Income$653,0002,753
Total noninterest expense$3,661,0004,501
Salaries and employee benefits$1,950,0004,540
Premises and equipment expense$638,0003,744
Additional noninterest expense$1,073,0004,612
Pre-tax net operating income$2,229,0002,277
Securities gains (losses)$-7,0006,991
Applicable income taxes$685,0001,546
Income before extraordinary items$1,537,0002,471
Extraordinary gains, net$039
Net income$1,537,0002,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$860,0002,134
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,541,8302,607
2008-09-30 (YTD Data)Rank
Total interest income$9,304,0003,015
Total interest expense$4,392,0002,664
Net interest income$4,912,0003,273
Provision for loan and lease losses$1,421,0001,477
Total noninterest income$641,0003,830
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$142,0004,935
Trading account gains and fees$0148
Additional Noninterest Income$499,0002,820
Total noninterest expense$2,831,0004,406
Salaries and employee benefits$1,496,0004,483
Premises and equipment expense$495,0003,664
Additional noninterest expense$840,0004,421
Pre-tax net operating income$1,301,0003,146
Securities gains (losses)$-7,0007,298
Applicable income taxes$605,0001,669
Income before extraordinary items$689,0003,844
Extraordinary gains, net$031
Net income$689,0003,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$514,0001,932
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$693,4803,975
2008-06-30 (YTD Data)Rank
Total interest income$6,258,0003,031
Total interest expense$3,019,0002,697
Net interest income$3,239,0003,289
Provision for loan and lease losses$73,0004,716
Total noninterest income$453,0003,730
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$93,0004,964
Trading account gains and fees$0149
Additional Noninterest Income$360,0002,737
Total noninterest expense$1,720,0004,707
Salaries and employee benefits$1,007,0004,494
Premises and equipment expense$348,0003,566
Additional noninterest expense$365,0005,671
Pre-tax net operating income$1,899,0001,755
Securities gains (losses)$03,233
Applicable income taxes$687,0001,248
Income before extraordinary items$1,212,0002,176
Extraordinary gains, net$021
Net income$1,212,0002,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,853
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,212,0002,129
2008-03-31 (YTD Data)Rank
Total interest income$3,380,0002,887
Total interest expense$1,600,0002,718
Net interest income$1,780,0003,016
Provision for loan and lease losses$37,0004,177
Total noninterest income$252,0003,495
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$47,0004,917
Trading account gains and fees$0158
Additional Noninterest Income$205,0002,532
Total noninterest expense$864,0004,710
Salaries and employee benefits$516,0004,435
Premises and equipment expense$172,0003,617
Additional noninterest expense$176,0005,731
Pre-tax net operating income$1,131,0001,600
Securities gains (losses)$02,688
Applicable income taxes$415,0001,167
Income before extraordinary items$716,0001,992
Extraordinary gains, net$015
Net income$716,0001,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,796
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$716,0001,933
2007-12-31 (YTD Data)Rank
Total interest income$13,580,0002,930
Total interest expense$6,267,0002,902
Net interest income$7,313,0002,977
Provision for loan and lease losses$91,0005,029
Total noninterest income$756,0004,123
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$184,0005,067
Trading account gains and fees$0178
Additional Noninterest Income$572,0003,086
Total noninterest expense$3,247,0004,767
Salaries and employee benefits$1,964,0004,437
Premises and equipment expense$664,0003,572
Additional noninterest expense$619,0006,057
Pre-tax net operating income$4,731,0001,722
Securities gains (losses)$02,146
Applicable income taxes$1,763,0001,253
Income before extraordinary items$2,968,0002,069
Extraordinary gains, net$039
Net income$2,968,0002,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,321
Cash dividends$900,0002,792
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,968,0002,057
2007-09-30 (YTD Data)Rank
Total interest income$9,949,0002,994
Total interest expense$4,584,0002,958
Net interest income$5,365,0003,036
Provision for loan and lease losses$56,0004,930
Total noninterest income$550,0004,194
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$136,0005,117
Trading account gains and fees$0184
Additional Noninterest Income$414,0003,144
Total noninterest expense$2,416,0004,764
Salaries and employee benefits$1,454,0004,480
Premises and equipment expense$510,0003,502
Additional noninterest expense$452,0006,096
Pre-tax net operating income$3,443,0001,872
Securities gains (losses)$01,655
Applicable income taxes$1,270,0001,386
Income before extraordinary items$2,173,0002,221
Extraordinary gains, net$033
Net income$2,173,0002,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,320
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,173,0002,205
2007-06-30 (YTD Data)Rank
Total interest income$6,545,0003,041
Total interest expense$3,011,0003,001
Net interest income$3,534,0003,103
Provision for loan and lease losses$48,0004,431
Total noninterest income$352,0004,307
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$85,0005,242
Trading account gains and fees$0168
Additional Noninterest Income$267,0003,209
Total noninterest expense$1,618,0004,777
Salaries and employee benefits$967,0004,519
Premises and equipment expense$356,0003,386
Additional noninterest expense$295,0006,163
Pre-tax net operating income$2,220,0001,982
Securities gains (losses)$01,444
Applicable income taxes$829,0001,455
Income before extraordinary items$1,391,0002,344
Extraordinary gains, net$029
Net income$1,391,0002,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,391,0002,328
2007-03-31 (YTD Data)Rank
Total interest income$3,223,0003,075
Total interest expense$1,472,0003,035
Net interest income$1,751,0003,122
Provision for loan and lease losses$24,0004,189
Total noninterest income$168,0004,384
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$40,0005,312
Trading account gains and fees$0195
Additional Noninterest Income$128,0003,299
Total noninterest expense$794,0004,822
Salaries and employee benefits$478,0004,588
Premises and equipment expense$179,0003,407
Additional noninterest expense$137,0006,368
Pre-tax net operating income$1,101,0002,003
Securities gains (losses)$01,187
Applicable income taxes$414,0001,486
Income before extraordinary items$687,0002,360
Extraordinary gains, net$022
Net income$687,0002,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$687,0002,344
2006-12-31 (YTD Data)Rank
Total interest income$11,880,0003,121
Total interest expense$4,987,0003,029
Net interest income$6,893,0003,147
Provision for loan and lease losses$188,0003,646
Total noninterest income$710,0004,326
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$188,0005,111
Trading account gains and fees$0130
Additional Noninterest Income$522,0003,259
Total noninterest expense$3,111,0004,758
Salaries and employee benefits$1,843,0004,537
Premises and equipment expense$717,0003,282
Additional noninterest expense$551,0006,296
Pre-tax net operating income$4,304,0002,133
Securities gains (losses)$9,0001,119
Applicable income taxes$1,571,0001,584
Income before extraordinary items$2,742,0002,427
Extraordinary gains, net$051
Net income$2,742,0002,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0003,282
Cash dividends$700,0003,202
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,736,2402,414
2006-09-30 (YTD Data)Rank
Total interest income$8,620,0003,193
Total interest expense$3,544,0003,079
Net interest income$5,076,0003,220
Provision for loan and lease losses$164,0003,255
Total noninterest income$541,0004,298
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$143,0005,141
Trading account gains and fees$0126
Additional Noninterest Income$398,0003,230
Total noninterest expense$2,318,0004,772
Salaries and employee benefits$1,351,0004,589
Premises and equipment expense$555,0003,195
Additional noninterest expense$412,0006,310
Pre-tax net operating income$3,135,0002,257
Securities gains (losses)$9,000918
Applicable income taxes$1,152,0001,692
Income before extraordinary items$1,992,0002,573
Extraordinary gains, net$045
Net income$1,992,0002,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0002,446
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,986,2402,563
2006-06-30 (YTD Data)Rank
Total interest income$5,540,0003,244
Total interest expense$2,246,0003,095
Net interest income$3,294,0003,300
Provision for loan and lease losses$139,0002,783
Total noninterest income$352,0004,334
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$91,0005,218
Trading account gains and fees$0126
Additional Noninterest Income$261,0003,253
Total noninterest expense$1,584,0004,711
Salaries and employee benefits$895,0004,630
Premises and equipment expense$386,0003,094
Additional noninterest expense$303,0006,052
Pre-tax net operating income$1,923,0002,390
Securities gains (losses)$01,185
Applicable income taxes$692,0001,859
Income before extraordinary items$1,231,0002,739
Extraordinary gains, net$039
Net income$1,231,0002,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0001,832
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,231,0002,728
2006-03-31 (YTD Data)Rank
Total interest income$2,683,0003,261
Total interest expense$1,044,0003,151
Net interest income$1,639,0003,303
Provision for loan and lease losses$115,0001,817
Total noninterest income$167,0004,384
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$43,0005,250
Trading account gains and fees$0115
Additional Noninterest Income$124,0003,323
Total noninterest expense$796,0004,714
Salaries and employee benefits$455,0004,605
Premises and equipment expense$191,0003,125
Additional noninterest expense$150,0006,055
Pre-tax net operating income$895,0002,479
Securities gains (losses)$0955
Applicable income taxes$315,0001,954
Income before extraordinary items$580,0002,814
Extraordinary gains, net$021
Net income$580,0002,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0001,017
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$580,0002,801
2005-12-31 (YTD Data)Rank
Total interest income$9,087,0003,400
Total interest expense$3,129,0003,220
Net interest income$5,958,0003,441
Provision for loan and lease losses$81,0005,109
Total noninterest income$920,0003,755
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$236,0004,695
Trading account gains and fees$0138
Additional Noninterest Income$684,0002,816
Total noninterest expense$3,106,0004,658
Salaries and employee benefits$1,880,0004,319
Premises and equipment expense$682,0003,308
Additional noninterest expense$544,0006,326
Pre-tax net operating income$3,691,0002,357
Securities gains (losses)$3,0001,899
Applicable income taxes$1,317,0001,873
Income before extraordinary items$2,377,0002,699
Extraordinary gains, net$046
Net income$2,377,0002,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,0008,528
Cash dividends$600,0003,308
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,375,0802,667
2005-09-30 (YTD Data)Rank
Total interest income$6,616,0003,426
Total interest expense$2,210,0003,233
Net interest income$4,406,0003,475
Provision for loan and lease losses$47,0005,286
Total noninterest income$732,0003,634
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$180,0004,686
Trading account gains and fees$0126
Additional Noninterest Income$552,0002,694
Total noninterest expense$2,262,0004,720
Salaries and employee benefits$1,348,0004,454
Premises and equipment expense$521,0003,245
Additional noninterest expense$393,0006,409
Pre-tax net operating income$2,829,0002,339
Securities gains (losses)$3,0001,906
Applicable income taxes$1,009,0001,864
Income before extraordinary items$1,823,0002,669
Extraordinary gains, net$035
Net income$1,823,0002,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-72,0008,554
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,821,0802,632
2005-06-30 (YTD Data)Rank
Total interest income$4,235,0003,463
Total interest expense$1,358,0003,299
Net interest income$2,877,0003,519
Provision for loan and lease losses$22,0005,594
Total noninterest income$513,0003,451
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$118,0004,686
Trading account gains and fees$0116
Additional Noninterest Income$395,0002,567
Total noninterest expense$1,491,0004,742
Salaries and employee benefits$901,0004,420
Premises and equipment expense$336,0003,297
Additional noninterest expense$254,0006,491
Pre-tax net operating income$1,877,0002,298
Securities gains (losses)$3,0001,754
Applicable income taxes$670,0001,847
Income before extraordinary items$1,210,0002,630
Extraordinary gains, net$030
Net income$1,210,0002,631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-73,0008,583
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,208,0802,595
2005-03-31 (YTD Data)Rank
Total interest income$2,054,0003,513
Total interest expense$610,0003,470
Net interest income$1,444,0003,511
Provision for loan and lease losses$2,0006,096
Total noninterest income$259,0003,389
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$50,0004,996
Trading account gains and fees$0115
Additional Noninterest Income$209,0002,418
Total noninterest expense$745,0004,769
Salaries and employee benefits$458,0004,383
Premises and equipment expense$165,0003,381
Additional noninterest expense$122,0006,617
Pre-tax net operating income$956,0002,248
Securities gains (losses)$01,685
Applicable income taxes$329,0001,856
Income before extraordinary items$627,0002,525
Extraordinary gains, net$024
Net income$627,0002,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$627,0002,487
2004-12-31 (YTD Data)Rank
Total interest income$6,828,0003,879
Total interest expense$2,208,0003,366
Net interest income$4,620,0004,046
Provision for loan and lease losses$134,0004,450
Total noninterest income$995,0003,568
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$248,0004,763
Trading account gains and fees$0138
Additional Noninterest Income$747,0002,610
Total noninterest expense$2,710,0005,019
Salaries and employee benefits$1,678,0004,570
Premises and equipment expense$446,0004,440
Additional noninterest expense$586,0006,064
Pre-tax net operating income$2,771,0002,751
Securities gains (losses)$03,819
Applicable income taxes$925,0002,289
Income before extraordinary items$1,846,0003,123
Extraordinary gains, net$034
Net income$1,846,0003,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0004,972
Cash dividends$500,0003,518
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,846,0003,060
2004-09-30 (YTD Data)Rank
Total interest income$5,002,0003,936
Total interest expense$1,602,0003,414
Net interest income$3,400,0004,089
Provision for loan and lease losses$81,0004,696
Total noninterest income$746,0003,582
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$183,0004,833
Trading account gains and fees$0134
Additional Noninterest Income$563,0002,612
Total noninterest expense$2,011,0005,012
Salaries and employee benefits$1,245,0004,570
Premises and equipment expense$308,0004,677
Additional noninterest expense$458,0005,887
Pre-tax net operating income$2,054,0002,815
Securities gains (losses)$03,710
Applicable income taxes$777,0002,145
Income before extraordinary items$1,277,0003,386
Extraordinary gains, net$026
Net income$1,277,0003,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,550
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,277,0003,303
2004-06-30 (YTD Data)Rank
Total interest income$3,240,0004,021
Total interest expense$1,042,0003,481
Net interest income$2,198,0004,189
Provision for loan and lease losses$57,0004,557
Total noninterest income$513,0003,511
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$117,0004,926
Trading account gains and fees$0130
Additional Noninterest Income$396,0002,529
Total noninterest expense$1,252,0005,283
Salaries and employee benefits$798,0004,735
Premises and equipment expense$180,0005,118
Additional noninterest expense$274,0006,257
Pre-tax net operating income$1,402,0002,719
Securities gains (losses)$03,413
Applicable income taxes$455,0002,349
Income before extraordinary items$947,0003,068
Extraordinary gains, net$021
Net income$947,0003,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,897
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$947,0002,984
2004-03-31 (YTD Data)Rank
Total interest income$1,607,0004,050
Total interest expense$501,0003,636
Net interest income$1,106,0004,166
Provision for loan and lease losses$25,0004,502
Total noninterest income$242,0003,605
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$59,0004,847
Trading account gains and fees$0121
Additional Noninterest Income$183,0002,624
Total noninterest expense$604,0005,432
Salaries and employee benefits$391,0004,820
Premises and equipment expense$80,0005,517
Additional noninterest expense$133,0006,356
Pre-tax net operating income$719,0002,651
Securities gains (losses)$02,934
Applicable income taxes$230,0002,331
Income before extraordinary items$489,0002,999
Extraordinary gains, net$016
Net income$489,0002,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$489,0002,892
2003-12-31 (YTD Data)Rank
Total interest income$6,443,0004,079
Total interest expense$2,194,0003,715
Net interest income$4,249,0004,175
Provision for loan and lease losses$165,0004,406
Total noninterest income$1,501,0002,843
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$271,0004,543
Trading account gains and fees$0160
Additional Noninterest Income$1,230,0002,087
Total noninterest expense$2,520,0005,186
Salaries and employee benefits$1,576,0004,696
Premises and equipment expense$342,0005,256
Additional noninterest expense$602,0005,979
Pre-tax net operating income$3,065,0002,457
Securities gains (losses)$38,0002,739
Applicable income taxes$1,025,0002,142
Income before extraordinary items$2,078,0002,781
Extraordinary gains, net$054
Net income$2,078,0002,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0004,223
Cash dividends$500,0003,502
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,052,5402,677
2003-09-30 (YTD Data)Rank
Total interest income$4,841,0004,118
Total interest expense$1,682,0003,770
Net interest income$3,159,0004,227
Provision for loan and lease losses$135,0004,077
Total noninterest income$1,302,0002,607
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$226,0004,303
Trading account gains and fees$0153
Additional Noninterest Income$1,076,0001,947
Total noninterest expense$1,914,0005,128
Salaries and employee benefits$1,207,0004,598
Premises and equipment expense$287,0004,868
Additional noninterest expense$420,0006,191
Pre-tax net operating income$2,412,0002,458
Securities gains (losses)$04,204
Applicable income taxes$808,0002,193
Income before extraordinary items$1,604,0002,818
Extraordinary gains, net$040
Net income$1,604,0002,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,457
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,604,0002,672
2003-06-30 (YTD Data)Rank
Total interest income$3,238,0004,153
Total interest expense$1,148,0003,809
Net interest income$2,090,0004,263
Provision for loan and lease losses$117,0003,616
Total noninterest income$821,0002,707
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$142,0004,419
Trading account gains and fees$0150
Additional Noninterest Income$679,0002,015
Total noninterest expense$1,249,0005,202
Salaries and employee benefits$784,0004,677
Premises and equipment expense$178,0005,081
Additional noninterest expense$287,0006,111
Pre-tax net operating income$1,545,0002,526
Securities gains (losses)$03,782
Applicable income taxes$517,0002,265
Income before extraordinary items$1,028,0002,917
Extraordinary gains, net$030
Net income$1,028,0002,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0002,718
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,028,0002,758
2003-03-31 (YTD Data)Rank
Total interest income$1,645,0004,127
Total interest expense$581,0003,855
Net interest income$1,064,0004,210
Provision for loan and lease losses$82,0002,707
Total noninterest income$345,0002,937
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$71,0004,347
Trading account gains and fees$0134
Additional Noninterest Income$274,0002,240
Total noninterest expense$604,0005,318
Salaries and employee benefits$391,0004,684
Premises and equipment expense$78,0005,518
Additional noninterest expense$135,0006,319
Pre-tax net operating income$723,0002,672
Securities gains (losses)$02,891
Applicable income taxes$230,0002,456
Income before extraordinary items$493,0002,977
Extraordinary gains, net$021
Net income$493,0002,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0001,890
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$493,0002,838
2002-12-31 (YTD Data)Rank
Total interest income$7,312,0003,909
Total interest expense$2,676,0003,889
Net interest income$4,636,0003,892
Provision for loan and lease losses$111,0005,538
Total noninterest income$1,173,0003,121
Gross Fiduciary activities income$4,0001,538
Service charges on deposit accounts$293,0004,281
Trading account gains and fees$0153
Additional Noninterest Income$876,0002,364
Total noninterest expense$2,385,0005,249
Salaries and employee benefits$1,550,0004,571
Premises and equipment expense$300,0005,581
Additional noninterest expense$535,0006,308
Pre-tax net operating income$3,313,0002,312
Securities gains (losses)$31,0002,809
Applicable income taxes$1,075,0002,101
Income before extraordinary items$2,269,0002,538
Extraordinary gains, net$070
Net income$2,269,0002,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,798
Cash dividends$250,0004,584
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,247,9202,476
2001-12-31 (YTD Data)Rank
Total interest income$7,832,0004,085
Total interest expense$3,738,0004,007
Net interest income$4,094,0004,055
Provision for loan and lease losses$239,0003,779
Total noninterest income$780,0003,923
Gross Fiduciary activities income$3,0001,597
Service charges on deposit accounts$272,0004,420
Trading account gains and fees$0177
Additional Noninterest Income$505,0003,115
Total noninterest expense$1,984,0005,755
Salaries and employee benefits$1,192,0005,349
Premises and equipment expense$287,0005,667
Additional noninterest expense$505,0006,400
Pre-tax net operating income$2,651,0002,548
Securities gains (losses)$6,0003,836
Applicable income taxes$823,0002,369
Income before extraordinary items$1,834,0002,739
Extraordinary gains, net$0105
Net income$1,834,0002,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0002,993
Cash dividends$150,0005,292
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,829,8602,655
2000-12-31 (YTD Data)Rank
Total interest income$7,686,0004,259
Total interest expense$4,111,0003,889
Net interest income$3,575,0004,538
Provision for loan and lease losses$376,0002,390
Total noninterest income$513,0004,858
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$193,0005,185
Trading account gains and feesNANA
Additional Noninterest Income$320,0003,785
Total noninterest expense$1,676,0006,313
Salaries and employee benefits$979,0006,007
Premises and equipment expense$295,0005,479
Additional noninterest expense$402,0007,129
Pre-tax net operating income$2,036,0003,283
Securities gains (losses)$11,0001,132
Applicable income taxes$573,0003,211
Income before extraordinary items$1,474,0003,307
Extraordinary gains, net$038
Net income$1,474,0003,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0001,760
Cash dividends$150,0005,476
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,466,0803,306
1999-12-31 (YTD Data)Rank
Total interest income$6,917,0004,450
Total interest expense$3,440,0004,104
Net interest income$3,477,0004,673
Provision for loan and lease losses$142,0004,395
Total noninterest income$544,0004,717
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$212,0004,979
Trading account gains and feesNANA
Additional Noninterest Income$332,0003,788
Total noninterest expense$1,559,0006,627
Salaries and employee benefits$966,0006,019
Premises and equipment expense$199,0006,828
Additional noninterest expense$394,0007,324
Pre-tax net operating income$2,320,0002,971
Securities gains (losses)$8,0001,870
Applicable income taxes$718,0002,862
Income before extraordinary items$1,610,0003,071
Extraordinary gains, net$035
Net income$1,610,0003,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,952
Cash dividends$150,0005,619
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,604,4803,041
1998-12-31 (YTD Data)Rank
Total interest income$6,838,0004,481
Total interest expense$3,644,0003,980
Net interest income$3,194,0004,915
Provision for loan and lease losses$160,0004,005
Total noninterest income$627,0004,260
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$220,0004,861
Trading account gains and feesNANA
Additional Noninterest Income$407,0003,396
Total noninterest expense$1,668,0006,293
Salaries and employee benefits$864,0006,386
Premises and equipment expense$187,0006,921
Additional noninterest expense$617,0005,642
Pre-tax net operating income$1,993,0003,354
Securities gains (losses)$10,0002,952
Applicable income taxes$602,0003,397
Income before extraordinary items$1,401,0003,438
Extraordinary gains, net$032
Net income$1,401,0003,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,683
Cash dividends$150,0005,770
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,394,0003,355
1997-12-31 (YTD Data)Rank
Total interest income$6,442,0004,805
Total interest expense$3,569,0004,074
Net interest income$2,873,0005,483
Provision for loan and lease losses$70,0005,912
Total noninterest income$590,0004,462
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$227,0004,950
Trading account gains and feesNANA
Additional Noninterest Income$363,0003,505
Total noninterest expense$1,547,0006,671
Salaries and employee benefits$799,0006,787
Premises and equipment expense$210,0006,667
Additional noninterest expense$538,0006,205
Pre-tax net operating income$1,846,0003,780
Securities gains (losses)$13,0002,177
Applicable income taxes$577,0003,796
Income before extraordinary items$1,282,0003,842
Extraordinary gains, net$044
Net income$1,282,0003,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,455
Cash dividends$113,0006,323
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,273,0303,799
1996-12-31 (YTD Data)Rank
Total interest income$5,594,0005,446
Total interest expense$3,141,0004,587
Net interest income$2,453,0006,274
Provision for loan and lease losses$67,0005,924
Total noninterest income$557,0004,795
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$222,0005,208
Trading account gains and feesNANA
Additional Noninterest Income$335,0003,808
Total noninterest expense$1,309,0007,633
Salaries and employee benefits$716,0007,418
Premises and equipment expense$217,0006,740
Additional noninterest expense$376,0008,093
Pre-tax net operating income$1,634,0004,058
Securities gains (losses)$-8,00010,177
Applicable income taxes$498,0004,160
Income before extraordinary items$1,128,0004,076
Extraordinary gains, net$053
Net income$1,128,0004,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,797
Cash dividends$100,0006,641
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,133,5204,004
1995-12-31 (YTD Data)Rank
Total interest income$4,863,0006,113
Total interest expense$2,550,0005,478
Net interest income$2,313,0006,657
Provision for loan and lease losses$67,0005,503
Total noninterest income$445,0005,588
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$218,0005,381
Trading account gains and feesNANA
Additional Noninterest Income$227,0004,758
Total noninterest expense$1,265,0007,968
Salaries and employee benefits$633,0008,162
Premises and equipment expense$156,0008,119
Additional noninterest expense$476,0007,466
Pre-tax net operating income$1,426,0004,631
Securities gains (losses)$1,0003,512
Applicable income taxes$412,0004,841
Income before extraordinary items$1,015,0004,543
Extraordinary gains, net$065
Net income$1,015,0004,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$100,0006,741
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,014,2904,537
1994-12-31 (YTD Data)Rank
Total interest income$3,824,0006,926
Total interest expense$1,734,0006,253
Net interest income$2,090,0007,349
Provision for loan and lease losses$55,0005,922
Total noninterest income$380,0006,330
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$205,0005,767
Trading account gains and feesNANA
Additional Noninterest Income$175,0005,718
Total noninterest expense$1,185,0008,665
Salaries and employee benefits$601,0008,604
Premises and equipment expense$160,0008,293
Additional noninterest expense$424,0008,587
Pre-tax net operating income$1,230,0005,148
Securities gains (losses)$3,0002,889
Applicable income taxes$331,0005,497
Income before extraordinary items$902,0004,904
Extraordinary gains, net$0249
Net income$902,0004,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$400,0003,689
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$899,8104,979
1993-12-31 (YTD Data)Rank
Total interest income$3,347,0007,760
Total interest expense$1,580,0006,943
Net interest income$1,767,0008,325
Provision for loan and lease losses$62,0006,899
Total noninterest income$442,0006,062
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$205,0005,877
Trading account gains and feesNANA
Additional Noninterest Income$237,0005,151
Total noninterest expense$1,141,0009,153
Salaries and employee benefits$549,0009,225
Premises and equipment expense$157,0008,726
Additional noninterest expense$435,0008,874
Pre-tax net operating income$1,006,0005,874
Securities gains (losses)$48,0003,456
Applicable income taxes$258,0006,670
Income before extraordinary items$796,0005,596
Extraordinary gains, net$03,149
Net income$796,0005,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0008,052
Cash dividends$125,0006,440
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$759,5205,534
1992-12-31 (YTD Data)Rank
Total interest income$3,205,0008,629
Total interest expense$1,664,0007,997
Net interest income$1,541,0009,148
Provision for loan and lease losses$85,0007,723
Total noninterest income$396,0006,585
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$212,0005,774
Trading account gains and feesNANA
Additional Noninterest Income$184,0005,950
Total noninterest expense$1,022,0009,877
Salaries and employee benefits$515,0009,627
Premises and equipment expense$163,0008,762
Additional noninterest expense$344,00010,278
Pre-tax net operating income$830,0006,427
Securities gains (losses)$58,0003,883
Applicable income taxes$274,0006,309
Income before extraordinary items$614,0006,480
Extraordinary gains, net$01,422
Net income$614,0006,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0007,598
Cash dividends$100,0006,542
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$573,9806,409

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.