Home > One Bank & Trust > Income and Expense

One Bank & Trust, Income and Expense

2018-06-30 (YTD Data)Rank
Total interest income$4,762,0002,590
Total interest expense$1,117,0001,635
Net interest income$3,645,0002,839
Provision for loan and lease losses$540,000772
Total noninterest income$734,0002,382
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$238,0002,051
Trading account gains and feesNANA
Additional Noninterest Income$496,0002,270
Total noninterest expense$5,713,0001,701
Salaries and employee benefits$2,587,0002,051
Premises and equipment expense$1,002,0001,180
Additional noninterest expense$2,124,0001,435
Pre-tax net operating income$-1,874,0005,528
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$-1,874,0005,521
Extraordinary gains, net$06
Net income$-1,874,0005,520
Minority interest net income$065
Net income of bank and minority interests.$-1,874,0005,520
Net charge-offs$609,000465
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-1,874,0005,521
2018-03-31 (YTD Data)Rank
Total interest income$2,416,0002,558
Total interest expense$550,0001,589
Net interest income$1,866,0002,809
Provision for loan and lease losses$03,508
Total noninterest income$351,0002,409
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$121,0002,026
Trading account gains and feesNANA
Additional Noninterest Income$230,0002,323
Total noninterest expense$2,950,0001,655
Salaries and employee benefits$1,309,0002,055
Premises and equipment expense$516,0001,161
Additional noninterest expense$1,125,0001,357
Pre-tax net operating income$-733,0005,583
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$-733,0005,576
Extraordinary gains, net$07
Net income$-733,0005,576
Minority interest net income$052
Net income of bank and minority interests.$-733,0005,576
Net charge-offs$91,000898
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-733,0005,576
2017-12-31 (YTD Data)Rank
Total interest income$10,282,0002,396
Total interest expense$2,171,0001,436
Net interest income$8,111,0002,608
Provision for loan and lease losses$1,022,000868
Total noninterest income$1,379,0002,507
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$473,0002,123
Trading account gains and feesNANA
Additional Noninterest Income$906,0002,403
Total noninterest expense$13,239,0001,500
Salaries and employee benefits$6,379,0001,725
Premises and equipment expense$2,119,0001,112
Additional noninterest expense$4,741,0001,297
Pre-tax net operating income$-4,771,0005,661
Securities gains (losses)$-35,0005,259
Applicable income taxes$04,135
Income before extraordinary items$-4,806,0005,646
Extraordinary gains, net$09
Net income$-4,806,0005,646
Minority interest net income$076
Net income of bank and minority interests.$-4,806,0005,646
Net charge-offs$1,978,000401
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-4,771,0005,645
2017-09-30 (YTD Data)Rank
Total interest income$7,773,0002,378
Total interest expense$1,628,0001,421
Net interest income$6,145,0002,606
Provision for loan and lease losses$260,0001,775
Total noninterest income$1,137,0002,405
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$349,0002,155
Trading account gains and fees$0145
Additional Noninterest Income$788,0002,269
Total noninterest expense$10,272,0001,469
Salaries and employee benefits$4,948,0001,682
Premises and equipment expense$1,595,0001,115
Additional noninterest expense$3,729,0001,251
Pre-tax net operating income$-3,250,0005,728
Securities gains (losses)$-35,0005,548
Applicable income taxes$04,172
Income before extraordinary items$-3,285,0005,721
Extraordinary gains, net$09
Net income$-3,285,0005,721
Minority interest net income$071
Net income of bank and minority interests.$-3,285,0005,721
Net charge-offs$1,000,000495
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-3,250,0005,721
2017-06-30 (YTD Data)Rank
Total interest income$5,210,0002,342
Total interest expense$1,084,0001,392
Net interest income$4,126,0002,587
Provision for loan and lease losses$03,871
Total noninterest income$790,0002,371
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$233,0002,144
Trading account gains and fees$0139
Additional Noninterest Income$557,0002,197
Total noninterest expense$7,092,0001,405
Salaries and employee benefits$3,439,0001,628
Premises and equipment expense$1,065,0001,112
Additional noninterest expense$2,588,0001,201
Pre-tax net operating income$-2,176,0005,774
Securities gains (losses)$-36,0005,628
Applicable income taxes$04,189
Income before extraordinary items$-2,212,0005,769
Extraordinary gains, net$011
Net income$-2,212,0005,769
Minority interest net income$071
Net income of bank and minority interests.$-2,212,0005,769
Net charge-offs$790,000417
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-2,176,0005,769
2017-03-31 (YTD Data)Rank
Total interest income$2,584,0002,360
Total interest expense$546,0001,362
Net interest income$2,038,0002,605
Provision for loan and lease losses$500,000453
Total noninterest income$419,0002,269
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$117,0002,143
Trading account gains and fees$0142
Additional Noninterest Income$302,0002,091
Total noninterest expense$3,595,0001,397
Salaries and employee benefits$1,757,0001,602
Premises and equipment expense$538,0001,108
Additional noninterest expense$1,300,0001,200
Pre-tax net operating income$-1,638,0005,844
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$-1,638,0005,839
Extraordinary gains, net$08
Net income$-1,638,0005,839
Minority interest net income$055
Net income of bank and minority interests.$-1,638,0005,839
Net charge-offs$728,000266
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-1,638,0005,839
2016-12-31 (YTD Data)Rank
Total interest income$11,080,0002,213
Total interest expense$2,307,0001,257
Net interest income$8,773,0002,436
Provision for loan and lease losses$1,200,000778
Total noninterest income$1,948,0002,153
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$558,0001,916
Trading account gains and fees$0170
Additional Noninterest Income$1,390,0001,978
Total noninterest expense$15,367,0001,300
Salaries and employee benefits$7,125,0001,516
Premises and equipment expense$2,305,0001,025
Additional noninterest expense$5,937,0001,106
Pre-tax net operating income$-5,846,0005,903
Securities gains (losses)$-1,0005,500
Applicable income taxes$04,278
Income before extraordinary items$-5,847,0005,898
Extraordinary gains, net$05
Net income$-5,847,0005,897
Minority interest net income$082
Net income of bank and minority interests.$-5,847,0005,897
Net charge-offs$2,393,000350
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$295,000346
Net operating income$-5,846,0005,898
2016-09-30 (YTD Data)Rank
Total interest income$8,513,0002,170
Total interest expense$1,746,0001,245
Net interest income$6,767,0002,383
Provision for loan and lease losses$1,200,000607
Total noninterest income$1,478,0002,138
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$432,0001,856
Trading account gains and fees$0169
Additional Noninterest Income$1,046,0001,988
Total noninterest expense$11,778,0001,285
Salaries and employee benefits$5,337,0001,518
Premises and equipment expense$1,982,000926
Additional noninterest expense$4,459,0001,108
Pre-tax net operating income$-4,733,0005,975
Securities gains (losses)$-1,0005,663
Applicable income taxes$04,325
Income before extraordinary items$-4,734,0005,972
Extraordinary gains, net$05
Net income$-4,734,0005,972
Minority interest net income$071
Net income of bank and minority interests.$-4,734,0005,972
Net charge-offs$2,103,000291
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$295,000285
Net operating income$-4,733,0005,972
2016-06-30 (YTD Data)Rank
Total interest income$5,765,0002,151
Total interest expense$1,145,0001,252
Net interest income$4,620,0002,339
Provision for loan and lease losses$1,200,000436
Total noninterest income$1,050,0002,037
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$289,0001,843
Trading account gains and fees$0157
Additional Noninterest Income$761,0001,849
Total noninterest expense$7,904,0001,274
Salaries and employee benefits$3,535,0001,536
Premises and equipment expense$1,297,000947
Additional noninterest expense$3,072,0001,069
Pre-tax net operating income$-3,434,0006,054
Securities gains (losses)$-1,0005,765
Applicable income taxes$04,338
Income before extraordinary items$-3,435,0006,048
Extraordinary gains, net$016
Net income$-3,435,0006,047
Minority interest net income$071
Net income of bank and minority interests.$-3,435,0006,047
Net charge-offs$1,626,000252
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$295,000231
Net operating income$-3,434,0006,047
2016-03-31 (YTD Data)Rank
Total interest income$2,888,0002,150
Total interest expense$569,0001,251
Net interest income$2,319,0002,335
Provision for loan and lease losses$03,656
Total noninterest income$419,0002,306
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$130,0001,990
Trading account gains and fees$0142
Additional Noninterest Income$289,0002,128
Total noninterest expense$4,081,0001,245
Salaries and employee benefits$1,771,0001,543
Premises and equipment expense$639,000968
Additional noninterest expense$1,671,000982
Pre-tax net operating income$-1,343,0006,103
Securities gains (losses)$-13,0005,994
Applicable income taxes$04,259
Income before extraordinary items$-1,356,0006,097
Extraordinary gains, net$012
Net income$-1,356,0006,097
Minority interest net income$062
Net income of bank and minority interests.$-1,356,0006,097
Net charge-offs$-45,0005,705
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-1,343,0006,095
2015-12-31 (YTD Data)Rank
Total interest income$11,889,0002,039
Total interest expense$2,362,0001,176
Net interest income$9,527,0002,241
Provision for loan and lease losses$40,0003,741
Total noninterest income$9,172,000723
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$462,0002,273
Trading account gains and fees$0159
Additional Noninterest Income$8,710,000550
Total noninterest expense$15,438,0001,279
Salaries and employee benefits$7,033,0001,507
Premises and equipment expense$2,674,000916
Additional noninterest expense$5,731,0001,130
Pre-tax net operating income$3,221,0002,208
Securities gains (losses)$13,0002,458
Applicable income taxes$04,402
Income before extraordinary items$3,234,0001,925
Extraordinary gains, net$023
Net income$3,234,0001,926
Minority interest net income$081
Net income of bank and minority interests.$3,234,0001,927
Net charge-offs$1,767,000416
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,221,0001,895
2015-09-30 (YTD Data)Rank
Total interest income$8,993,0002,046
Total interest expense$1,811,0001,166
Net interest income$7,182,0002,250
Provision for loan and lease losses$40,0003,461
Total noninterest income$8,744,000616
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$325,0002,387
Trading account gains and fees$0153
Additional Noninterest Income$8,419,000459
Total noninterest expense$11,673,0001,276
Salaries and employee benefits$5,351,0001,498
Premises and equipment expense$1,965,000935
Additional noninterest expense$4,357,0001,116
Pre-tax net operating income$4,213,0001,461
Securities gains (losses)$13,0002,219
Applicable income taxes$04,489
Income before extraordinary items$4,226,0001,244
Extraordinary gains, net$021
Net income$4,226,0001,244
Minority interest net income$078
Net income of bank and minority interests.$4,226,0001,244
Net charge-offs$1,093,000459
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,213,0001,213
2015-06-30 (YTD Data)Rank
Total interest income$5,975,0002,042
Total interest expense$1,236,0001,145
Net interest income$4,739,0002,263
Provision for loan and lease losses$40,0003,050
Total noninterest income$1,269,0001,826
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$187,0002,624
Trading account gains and fees$0157
Additional Noninterest Income$1,082,0001,475
Total noninterest expense$7,332,0001,351
Salaries and employee benefits$3,209,0001,656
Premises and equipment expense$1,284,000964
Additional noninterest expense$2,839,0001,140
Pre-tax net operating income$-1,364,0006,303
Securities gains (losses)$57,0001,162
Applicable income taxes$04,497
Income before extraordinary items$-1,307,0006,306
Extraordinary gains, net$022
Net income$-1,307,0006,306
Minority interest net income$075
Net income of bank and minority interests.$-1,307,0006,306
Net charge-offs$958,000363
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-1,364,0006,304
2015-03-31 (YTD Data)Rank
Total interest income$2,989,0002,037
Total interest expense$649,0001,101
Net interest income$2,340,0002,281
Provision for loan and lease losses$525,000397
Total noninterest income$585,0001,912
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$82,0002,832
Trading account gains and fees$0152
Additional Noninterest Income$503,0001,500
Total noninterest expense$3,931,0001,277
Salaries and employee benefits$1,801,0001,494
Premises and equipment expense$644,000964
Additional noninterest expense$1,486,0001,078
Pre-tax net operating income$-1,531,0006,399
Securities gains (losses)$57,000791
Applicable income taxes$04,400
Income before extraordinary items$-1,474,0006,390
Extraordinary gains, net$013
Net income$-1,474,0006,391
Minority interest net income$064
Net income of bank and minority interests.$-1,474,0006,391
Net charge-offs$637,000281
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-1,531,0006,392
2014-12-31 (YTD Data)Rank
Total interest income$13,055,0001,904
Total interest expense$3,816,000774
Net interest income$9,239,0002,296
Provision for loan and lease losses$04,603
Total noninterest income$6,391,000922
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$341,0002,980
Trading account gains and fees$0180
Additional Noninterest Income$6,050,000663
Total noninterest expense$15,631,0001,270
Salaries and employee benefits$6,867,0001,521
Premises and equipment expense$2,586,000942
Additional noninterest expense$6,178,0001,077
Pre-tax net operating income$-1,0006,084
Securities gains (losses)$574,000348
Applicable income taxes$161,0003,109
Income before extraordinary items$412,0005,131
Extraordinary gains, net$017
Net income$412,0005,130
Minority interest net income$084
Net income of bank and minority interests.$412,0005,131
Net charge-offs$2,071,000497
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-1,2806,091
2014-09-30 (YTD Data)Rank
Total interest income$9,830,0001,911
Total interest expense$2,967,000745
Net interest income$6,863,0002,323
Provision for loan and lease losses$04,401
Total noninterest income$6,254,000742
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$248,0003,064
Trading account gains and fees$0174
Additional Noninterest Income$6,006,000532
Total noninterest expense$12,100,0001,239
Salaries and employee benefits$4,951,0001,573
Premises and equipment expense$1,920,000950
Additional noninterest expense$5,229,000927
Pre-tax net operating income$1,017,0003,725
Securities gains (losses)$454,000341
Applicable income taxes$161,0002,977
Income before extraordinary items$1,310,0002,986
Extraordinary gains, net$015
Net income$1,310,0002,986
Minority interest net income$081
Net income of bank and minority interests.$1,310,0002,987
Net charge-offs$1,648,000455
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$905,9403,626
2014-06-30 (YTD Data)Rank
Total interest income$6,557,0001,906
Total interest expense$2,006,000736
Net interest income$4,551,0002,325
Provision for loan and lease losses$04,196
Total noninterest income$4,901,000647
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$154,0003,173
Trading account gains and fees$0172
Additional Noninterest Income$4,747,000474
Total noninterest expense$8,402,0001,198
Salaries and employee benefits$3,280,0001,579
Premises and equipment expense$1,272,000968
Additional noninterest expense$3,850,000838
Pre-tax net operating income$1,050,0002,880
Securities gains (losses)$315,000344
Applicable income taxes$161,0002,625
Income before extraordinary items$1,204,0002,337
Extraordinary gains, net$020
Net income$1,204,0002,341
Minority interest net income$080
Net income of bank and minority interests.$1,204,0002,341
Net charge-offs$1,336,000404
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$926,8002,746
2014-03-31 (YTD Data)Rank
Total interest income$3,431,0001,824
Total interest expense$1,021,000733
Net interest income$2,410,0002,195
Provision for loan and lease losses$03,817
Total noninterest income$633,0001,724
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$75,0003,201
Trading account gains and fees$0147
Additional Noninterest Income$558,0001,304
Total noninterest expense$4,238,0001,200
Salaries and employee benefits$1,789,0001,473
Premises and equipment expense$651,000975
Additional noninterest expense$1,798,000888
Pre-tax net operating income$-1,195,0006,698
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-1,195,0006,693
Extraordinary gains, net$016
Net income$-1,195,0006,693
Minority interest net income$066
Net income of bank and minority interests.$-1,195,0006,693
Net charge-offs$658,000399
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-1,195,0006,693
2013-12-31 (YTD Data)Rank
Total interest income$14,189,0001,761
Total interest expense$4,700,000710
Net interest income$9,489,0002,201
Provision for loan and lease losses$2,280,000558
Total noninterest income$5,016,0001,125
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$537,0002,261
Trading account gains and fees$0184
Additional Noninterest Income$4,479,000877
Total noninterest expense$19,039,0001,077
Salaries and employee benefits$7,066,0001,471
Premises and equipment expense$2,604,000926
Additional noninterest expense$9,369,000743
Pre-tax net operating income$-6,814,0006,778
Securities gains (losses)$03,182
Applicable income taxes$-161,0006,530
Income before extraordinary items$-6,653,0006,769
Extraordinary gains, net$029
Net income$-6,653,0006,770
Minority interest net income$090
Net income of bank and minority interests.$-6,653,0006,770
Net charge-offs$1,400,000986
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$184,000445
Net operating income$-6,653,0006,767
2013-09-30 (YTD Data)Rank
Total interest income$10,987,0001,705
Total interest expense$3,620,000716
Net interest income$7,367,0002,129
Provision for loan and lease losses$2,280,000429
Total noninterest income$4,093,0001,090
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$411,0002,231
Trading account gains and fees$0180
Additional Noninterest Income$3,682,000837
Total noninterest expense$14,147,0001,083
Salaries and employee benefits$4,824,0001,619
Premises and equipment expense$1,918,000951
Additional noninterest expense$7,405,000710
Pre-tax net operating income$-4,967,0006,859
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-4,967,0006,856
Extraordinary gains, net$025
Net income$-4,967,0006,857
Minority interest net income$084
Net income of bank and minority interests.$-4,967,0006,857
Net charge-offs$1,306,000823
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$3,000828
Net operating income$-4,967,0006,855
2013-06-30 (YTD Data)Rank
Total interest income$7,663,0001,642
Total interest expense$2,420,000739
Net interest income$5,243,0002,005
Provision for loan and lease losses$1,500,000476
Total noninterest income$1,933,0001,382
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$273,0002,200
Trading account gains and fees$0157
Additional Noninterest Income$1,660,0001,119
Total noninterest expense$9,337,0001,091
Salaries and employee benefits$3,032,0001,706
Premises and equipment expense$1,297,000925
Additional noninterest expense$5,008,000686
Pre-tax net operating income$-3,661,0006,907
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-3,661,0006,905
Extraordinary gains, net$022
Net income$-3,661,0006,906
Minority interest net income$082
Net income of bank and minority interests.$-3,661,0006,906
Net charge-offs$602,0001,098
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-3,661,0006,900
2013-03-31 (YTD Data)Rank
Total interest income$4,159,0001,526
Total interest expense$1,274,000728
Net interest income$2,885,0001,852
Provision for loan and lease losses$1,250,000313
Total noninterest income$582,0001,999
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$136,0002,198
Trading account gains and fees$0148
Additional Noninterest Income$446,0001,707
Total noninterest expense$5,171,000990
Salaries and employee benefits$1,214,0002,123
Premises and equipment expense$661,000929
Additional noninterest expense$3,296,000531
Pre-tax net operating income$-2,954,0006,997
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-2,954,0006,994
Extraordinary gains, net$010
Net income$-2,954,0006,994
Minority interest net income$076
Net income of bank and minority interests.$-2,954,0006,994
Net charge-offs$654,000642
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-2,954,0006,990
2012-12-31 (YTD Data)Rank
Total interest income$20,680,0001,295
Total interest expense$5,117,000883
Net interest income$15,563,0001,412
Provision for loan and lease losses$4,550,000547
Total noninterest income$1,140,0003,044
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$662,0001,989
Trading account gains and fees$0166
Additional Noninterest Income$478,0003,401
Total noninterest expense$16,415,0001,231
Salaries and employee benefits$6,512,0001,552
Premises and equipment expense$3,123,000772
Additional noninterest expense$6,780,0001,026
Pre-tax net operating income$-4,262,0006,940
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$-4,262,0006,944
Extraordinary gains, net$029
Net income$-4,262,0006,943
Minority interest net income$093
Net income of bank and minority interests.$-4,262,0006,943
Net charge-offs$3,420,000774
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-4,262,0006,935
2012-09-30 (YTD Data)Rank
Total interest income$14,903,0001,371
Total interest expense$3,896,000911
Net interest income$11,007,0001,509
Provision for loan and lease losses$1,600,0001,021
Total noninterest income$1,194,0002,518
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$493,0002,027
Trading account gains and fees$0157
Additional Noninterest Income$701,0002,463
Total noninterest expense$10,718,0001,386
Salaries and employee benefits$4,888,0001,543
Premises and equipment expense$2,345,000777
Additional noninterest expense$3,485,0001,457
Pre-tax net operating income$-117,0006,451
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-117,0006,555
Extraordinary gains, net$020
Net income$-117,0006,553
Minority interest net income$086
Net income of bank and minority interests.$-117,0006,553
Net charge-offs$1,088,0001,375
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-117,0006,461
2012-06-30 (YTD Data)Rank
Total interest income$10,134,0001,349
Total interest expense$2,600,000942
Net interest income$7,534,0001,483
Provision for loan and lease losses$600,0001,572
Total noninterest income$1,222,0001,889
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$319,0002,053
Trading account gains and fees$0153
Additional Noninterest Income$903,0001,611
Total noninterest expense$7,119,0001,386
Salaries and employee benefits$3,346,0001,511
Premises and equipment expense$1,553,000773
Additional noninterest expense$2,220,0001,526
Pre-tax net operating income$1,037,0002,779
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,037,0002,560
Extraordinary gains, net$019
Net income$1,037,0002,560
Minority interest net income$084
Net income of bank and minority interests.$1,037,0002,560
Net charge-offs$-242,0007,176
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,037,0002,418
2012-03-31 (YTD Data)Rank
Total interest income$5,150,0001,337
Total interest expense$1,309,000969
Net interest income$3,841,0001,446
Provision for loan and lease losses$300,0001,500
Total noninterest income$576,0001,960
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$158,0002,045
Trading account gains and fees$0148
Additional Noninterest Income$418,0001,701
Total noninterest expense$3,598,0001,370
Salaries and employee benefits$1,767,0001,451
Premises and equipment expense$777,000773
Additional noninterest expense$1,054,0001,583
Pre-tax net operating income$519,0002,803
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$519,0002,520
Extraordinary gains, net$019
Net income$519,0002,522
Minority interest net income$078
Net income of bank and minority interests.$519,0002,523
Net charge-offs$248,0001,658
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$519,0002,400
2011-12-31 (YTD Data)Rank
Total interest income$21,243,0001,347
Total interest expense$6,362,000954
Net interest income$14,881,0001,497
Provision for loan and lease losses$1,800,0001,675
Total noninterest income$2,527,0001,702
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$729,0001,917
Trading account gains and fees$0146
Additional Noninterest Income$1,798,0001,468
Total noninterest expense$14,622,0001,340
Salaries and employee benefits$6,627,0001,490
Premises and equipment expense$3,179,000779
Additional noninterest expense$4,816,0001,429
Pre-tax net operating income$986,0003,757
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$986,0003,593
Extraordinary gains, net$029
Net income$986,0003,595
Minority interest net income$096
Net income of bank and minority interests.$986,0003,596
Net charge-offs$3,382,0001,099
Cash dividends$823,0001,847
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$986,0003,472
2011-09-30 (YTD Data)Rank
Total interest income$15,956,0001,361
Total interest expense$5,039,000945
Net interest income$10,917,0001,542
Provision for loan and lease losses$900,0002,078
Total noninterest income$1,744,0001,795
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$554,0001,907
Trading account gains and fees$0145
Additional Noninterest Income$1,190,0001,558
Total noninterest expense$10,813,0001,353
Salaries and employee benefits$4,889,0001,523
Premises and equipment expense$2,349,000806
Additional noninterest expense$3,575,0001,437
Pre-tax net operating income$948,0003,424
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$948,0003,180
Extraordinary gains, net$021
Net income$948,0003,180
Minority interest net income$087
Net income of bank and minority interests.$948,0003,180
Net charge-offs$1,709,0001,361
Cash dividends$823,0001,331
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$948,0003,070
2011-06-30 (YTD Data)Rank
Total interest income$10,811,0001,342
Total interest expense$3,664,000889
Net interest income$7,147,0001,575
Provision for loan and lease losses$600,0002,044
Total noninterest income$1,090,0001,873
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$357,0001,938
Trading account gains and fees$0153
Additional Noninterest Income$733,0001,662
Total noninterest expense$7,317,0001,358
Salaries and employee benefits$3,370,0001,486
Premises and equipment expense$1,560,000821
Additional noninterest expense$2,387,0001,465
Pre-tax net operating income$320,0004,527
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$320,0004,348
Extraordinary gains, net$015
Net income$320,0004,347
Minority interest net income$089
Net income of bank and minority interests.$320,0004,349
Net charge-offs$1,220,0001,305
Cash dividends$823,000961
Sale, conversion, retirement of capital stock, net$0986
Net operating income$320,0004,271
2011-03-31 (YTD Data)Rank
Total interest income$5,856,0001,245
Total interest expense$1,870,000910
Net interest income$3,986,0001,389
Provision for loan and lease losses$300,0001,892
Total noninterest income$537,0001,892
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$176,0001,930
Trading account gains and fees$0158
Additional Noninterest Income$361,0001,689
Total noninterest expense$3,666,0001,362
Salaries and employee benefits$1,696,0001,489
Premises and equipment expense$795,000823
Additional noninterest expense$1,175,0001,483
Pre-tax net operating income$557,0002,368
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$557,0002,048
Extraordinary gains, net$09
Net income$557,0002,047
Minority interest net income$086
Net income of bank and minority interests.$557,0002,048
Net charge-offs$248,0001,929
Cash dividends$411,000871
Sale, conversion, retirement of capital stock, net$0925
Net operating income$557,0002,011
2010-12-31 (YTD Data)Rank
Total interest income$24,037,0001,281
Total interest expense$8,178,0001,021
Net interest income$15,859,0001,407
Provision for loan and lease losses$8,150,000795
Total noninterest income$2,711,0001,663
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$747,0001,942
Trading account gains and fees$0175
Additional Noninterest Income$1,964,0001,422
Total noninterest expense$15,358,0001,305
Salaries and employee benefits$7,284,0001,346
Premises and equipment expense$3,253,000790
Additional noninterest expense$4,821,0001,496
Pre-tax net operating income$-4,938,0007,099
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-4,938,0007,171
Extraordinary gains, net$029
Net income$-4,938,0007,171
Minority interest net income$0111
Net income of bank and minority interests.$-4,938,0007,171
Net charge-offs$4,567,0001,097
Cash dividends$275,0002,997
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-4,938,0007,148
2010-09-30 (YTD Data)Rank
Total interest income$18,411,0001,277
Total interest expense$6,196,0001,045
Net interest income$12,215,0001,387
Provision for loan and lease losses$2,150,0001,573
Total noninterest income$1,870,0001,785
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$555,0002,007
Trading account gains and fees$0165
Additional Noninterest Income$1,315,0001,479
Total noninterest expense$11,387,0001,299
Salaries and employee benefits$5,327,0001,389
Premises and equipment expense$2,452,000787
Additional noninterest expense$3,608,0001,469
Pre-tax net operating income$548,0004,078
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$548,0003,947
Extraordinary gains, net$023
Net income$548,0003,949
Minority interest net income$0110
Net income of bank and minority interests.$548,0003,949
Net charge-offs$1,549,0001,757
Cash dividends$275,0002,420
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$548,0003,802
2010-06-30 (YTD Data)Rank
Total interest income$12,230,0001,297
Total interest expense$4,126,0001,085
Net interest income$8,104,0001,396
Provision for loan and lease losses$600,0002,565
Total noninterest income$1,087,0001,933
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$365,0002,028
Trading account gains and fees$0152
Additional Noninterest Income$722,0001,638
Total noninterest expense$7,462,0001,329
Salaries and employee benefits$3,541,0001,402
Premises and equipment expense$1,605,000814
Additional noninterest expense$2,316,0001,534
Pre-tax net operating income$1,129,0002,148
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,129,0001,901
Extraordinary gains, net$019
Net income$1,129,0001,901
Minority interest net income$0105
Net income of bank and minority interests.$1,129,0001,901
Net charge-offs$346,0002,881
Cash dividends$275,0001,989
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,129,0001,813
2010-03-31 (YTD Data)Rank
Total interest income$6,046,0001,337
Total interest expense$2,067,0001,136
Net interest income$3,979,0001,440
Provision for loan and lease losses$300,0002,372
Total noninterest income$446,0002,207
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$182,0002,035
Trading account gains and fees$0175
Additional Noninterest Income$264,0001,997
Total noninterest expense$3,616,0001,394
Salaries and employee benefits$1,728,0001,450
Premises and equipment expense$796,000845
Additional noninterest expense$1,092,0001,609
Pre-tax net operating income$509,0002,376
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$509,0002,114
Extraordinary gains, net$016
Net income$509,0002,113
Minority interest net income$091
Net income of bank and minority interests.$509,0002,114
Net charge-offs$183,0002,532
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$509,0002,027
2009-12-31 (YTD Data)Rank
Total interest income$24,650,0001,392
Total interest expense$10,270,0001,165
Net interest income$14,380,0001,560
Provision for loan and lease losses$1,525,0002,872
Total noninterest income$2,911,0001,650
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$699,0002,255
Trading account gains and fees$0211
Additional Noninterest Income$2,212,0001,279
Total noninterest expense$15,021,0001,362
Salaries and employee benefits$7,377,0001,362
Premises and equipment expense$3,165,000858
Additional noninterest expense$4,479,0001,654
Pre-tax net operating income$745,0003,462
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$745,0003,263
Extraordinary gains, net$034
Net income$745,0003,262
Minority interest net income$0115
Net income of bank and minority interests.$745,0003,262
Net charge-offs$856,0003,076
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$745,0003,195
2009-09-30 (YTD Data)Rank
Total interest income$18,591,0001,410
Total interest expense$8,008,0001,170
Net interest income$10,583,0001,587
Provision for loan and lease losses$1,300,0002,405
Total noninterest income$2,278,0001,615
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$527,0002,252
Trading account gains and fees$0212
Additional Noninterest Income$1,751,0001,263
Total noninterest expense$11,264,0001,356
Salaries and employee benefits$5,252,0001,459
Premises and equipment expense$2,386,000858
Additional noninterest expense$3,626,0001,490
Pre-tax net operating income$297,0004,537
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$297,0004,437
Extraordinary gains, net$027
Net income$297,0004,434
Minority interest net income$0118
Net income of bank and minority interests.$297,0004,437
Net charge-offs$659,0002,697
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$297,0004,374
2009-06-30 (YTD Data)Rank
Total interest income$12,351,0001,443
Total interest expense$5,486,0001,196
Net interest income$6,865,0001,647
Provision for loan and lease losses$1,200,0001,856
Total noninterest income$1,594,0001,570
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$337,0002,302
Trading account gains and fees$0193
Additional Noninterest Income$1,257,0001,226
Total noninterest expense$7,561,0001,373
Salaries and employee benefits$3,584,0001,451
Premises and equipment expense$1,604,000877
Additional noninterest expense$2,373,0001,540
Pre-tax net operating income$-302,0006,432
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-302,0006,539
Extraordinary gains, net$021
Net income$-302,0006,538
Minority interest net income$0112
Net income of bank and minority interests.$-302,0006,538
Net charge-offs$500,0002,358
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-302,0006,531
2009-03-31 (YTD Data)Rank
Total interest income$6,199,0001,459
Total interest expense$2,816,0001,214
Net interest income$3,383,0001,649
Provision for loan and lease losses$1,200,0001,046
Total noninterest income$519,0002,076
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$162,0002,303
Trading account gains and fees$0171
Additional Noninterest Income$357,0001,743
Total noninterest expense$3,448,0001,450
Salaries and employee benefits$1,708,0001,530
Premises and equipment expense$776,000921
Additional noninterest expense$964,0001,684
Pre-tax net operating income$-746,0007,509
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-746,0007,604
Extraordinary gains, net$015
Net income$-746,0007,605
Minority interest net income$0102
Net income of bank and minority interests.$-746,0007,605
Net charge-offs$294,0001,795
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-746,0007,597
2008-12-31 (YTD Data)Rank
Total interest income$26,436,0001,473
Total interest expense$11,981,0001,361
Net interest income$14,455,0001,551
Provision for loan and lease losses$900,0002,867
Total noninterest income$1,085,0003,239
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$718,0002,308
Trading account gains and fees$0154
Additional Noninterest Income$367,0003,726
Total noninterest expense$12,717,0001,535
Salaries and employee benefits$6,421,0001,608
Premises and equipment expense$2,987,000922
Additional noninterest expense$3,309,0001,856
Pre-tax net operating income$1,923,0002,527
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$1,923,0002,069
Extraordinary gains, net$039
Net income$1,923,0002,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,0003,399
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,923,0002,178
2008-09-30 (YTD Data)Rank
Total interest income$19,870,0001,504
Total interest expense$8,986,0001,417
Net interest income$10,884,0001,552
Provision for loan and lease losses$675,0002,312
Total noninterest income$817,0003,295
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$542,0002,306
Trading account gains and fees$0148
Additional Noninterest Income$275,0003,832
Total noninterest expense$9,499,0001,534
Salaries and employee benefits$4,871,0001,613
Premises and equipment expense$2,211,000936
Additional noninterest expense$2,417,0001,830
Pre-tax net operating income$1,527,0002,808
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$1,527,0002,294
Extraordinary gains, net$031
Net income$1,527,0002,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,617
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,527,0002,408
2008-06-30 (YTD Data)Rank
Total interest income$13,289,0001,521
Total interest expense$6,094,0001,448
Net interest income$7,195,0001,559
Provision for loan and lease losses$450,0002,016
Total noninterest income$548,0003,319
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$352,0002,343
Trading account gains and fees$0149
Additional Noninterest Income$196,0003,810
Total noninterest expense$6,304,0001,534
Salaries and employee benefits$3,257,0001,617
Premises and equipment expense$1,439,000963
Additional noninterest expense$1,608,0001,796
Pre-tax net operating income$989,0002,979
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$989,0002,592
Extraordinary gains, net$021
Net income$989,0002,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,644
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$989,0002,547
2008-03-31 (YTD Data)Rank
Total interest income$6,792,0001,522
Total interest expense$3,178,0001,480
Net interest income$3,614,0001,539
Provision for loan and lease losses$226,0001,690
Total noninterest income$254,0003,482
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$175,0002,318
Trading account gains and fees$0158
Additional Noninterest Income$79,0004,225
Total noninterest expense$3,087,0001,564
Salaries and employee benefits$1,614,0001,634
Premises and equipment expense$685,0001,015
Additional noninterest expense$788,0001,794
Pre-tax net operating income$555,0002,866
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$555,0002,468
Extraordinary gains, net$015
Net income$555,0002,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,665
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$555,0002,395
2007-12-31 (YTD Data)Rank
Total interest income$26,750,0001,609
Total interest expense$12,389,0001,622
Net interest income$14,361,0001,578
Provision for loan and lease losses$1,075,0001,354
Total noninterest income$1,045,0003,452
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$700,0002,373
Trading account gains and fees$0178
Additional Noninterest Income$345,0004,003
Total noninterest expense$11,616,0001,584
Salaries and employee benefits$5,974,0001,682
Premises and equipment expense$2,743,000942
Additional noninterest expense$2,899,0001,900
Pre-tax net operating income$2,715,0002,640
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$2,715,0002,209
Extraordinary gains, net$039
Net income$2,715,0002,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$845,0001,163
Cash dividends$1,277,0002,256
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,715,0002,192
2007-09-30 (YTD Data)Rank
Total interest income$19,948,0001,615
Total interest expense$9,113,0001,641
Net interest income$10,835,0001,579
Provision for loan and lease losses$925,000952
Total noninterest income$783,0003,442
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$517,0002,377
Trading account gains and fees$0184
Additional Noninterest Income$266,0003,975
Total noninterest expense$8,710,0001,564
Salaries and employee benefits$4,501,0001,675
Premises and equipment expense$2,033,000949
Additional noninterest expense$2,176,0001,854
Pre-tax net operating income$1,983,0002,852
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,983,0002,389
Extraordinary gains, net$033
Net income$1,983,0002,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$653,000875
Cash dividends$527,0002,852
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,983,0002,366
2007-06-30 (YTD Data)Rank
Total interest income$13,034,0001,663
Total interest expense$5,949,0001,680
Net interest income$7,085,0001,625
Provision for loan and lease losses$475,0001,075
Total noninterest income$510,0003,518
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$334,0002,442
Trading account gains and fees$0168
Additional Noninterest Income$176,0004,032
Total noninterest expense$5,702,0001,614
Salaries and employee benefits$3,014,0001,700
Premises and equipment expense$1,293,0001,012
Additional noninterest expense$1,395,0001,934
Pre-tax net operating income$1,418,0002,785
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,418,0002,304
Extraordinary gains, net$029
Net income$1,418,0002,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$409,000824
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,418,0002,285
2007-03-31 (YTD Data)Rank
Total interest income$6,349,0001,706
Total interest expense$2,880,0001,728
Net interest income$3,469,0001,655
Provision for loan and lease losses$225,0001,053
Total noninterest income$239,0003,630
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$157,0002,508
Trading account gains and fees$0195
Additional Noninterest Income$82,0004,163
Total noninterest expense$2,809,0001,647
Salaries and employee benefits$1,509,0001,724
Premises and equipment expense$631,0001,054
Additional noninterest expense$669,0001,978
Pre-tax net operating income$674,0002,879
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$674,0002,409
Extraordinary gains, net$022
Net income$674,0002,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0001,184
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$674,0002,391
2006-12-31 (YTD Data)Rank
Total interest income$24,210,0001,665
Total interest expense$10,105,0001,663
Net interest income$14,105,0001,623
Provision for loan and lease losses$1,600,000680
Total noninterest income$1,074,0003,381
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$681,0002,433
Trading account gains and fees$0130
Additional Noninterest Income$393,0003,765
Total noninterest expense$11,154,0001,588
Salaries and employee benefits$5,859,0001,672
Premises and equipment expense$2,529,000988
Additional noninterest expense$2,766,0001,904
Pre-tax net operating income$2,425,0003,193
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$2,425,0002,676
Extraordinary gains, net$051
Net income$2,425,0002,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,583,000475
Cash dividends$910,0002,722
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,425,0002,663
2006-09-30 (YTD Data)Rank
Total interest income$17,799,0001,683
Total interest expense$7,280,0001,687
Net interest income$10,519,0001,649
Provision for loan and lease losses$900,000830
Total noninterest income$780,0003,447
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$517,0002,412
Trading account gains and fees$0126
Additional Noninterest Income$263,0003,997
Total noninterest expense$8,331,0001,608
Salaries and employee benefits$4,340,0001,694
Premises and equipment expense$1,893,0001,002
Additional noninterest expense$2,098,0001,855
Pre-tax net operating income$2,068,0003,033
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,068,0002,492
Extraordinary gains, net$045
Net income$2,068,0002,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$708,000604
Cash dividends$910,0002,050
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,068,0002,481
2006-06-30 (YTD Data)Rank
Total interest income$11,681,0001,670
Total interest expense$4,696,0001,656
Net interest income$6,985,0001,652
Provision for loan and lease losses$600,000813
Total noninterest income$501,0003,528
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$327,0002,492
Trading account gains and fees$0126
Additional Noninterest Income$174,0004,013
Total noninterest expense$5,509,0001,625
Salaries and employee benefits$2,844,0001,723
Premises and equipment expense$1,236,0001,026
Additional noninterest expense$1,429,0001,829
Pre-tax net operating income$1,377,0003,059
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,377,0002,506
Extraordinary gains, net$039
Net income$1,377,0002,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$485,000585
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,377,0002,487
2006-03-31 (YTD Data)Rank
Total interest income$5,788,0001,641
Total interest expense$2,279,0001,622
Net interest income$3,509,0001,639
Provision for loan and lease losses$300,000761
Total noninterest income$241,0003,563
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$162,0002,421
Trading account gains and fees$0115
Additional Noninterest Income$79,0004,177
Total noninterest expense$2,773,0001,626
Salaries and employee benefits$1,454,0001,702
Premises and equipment expense$583,0001,103
Additional noninterest expense$736,0001,780
Pre-tax net operating income$677,0003,037
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$677,0002,510
Extraordinary gains, net$021
Net income$677,0002,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,000498
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$677,0002,494
2005-12-31 (YTD Data)Rank
Total interest income$20,685,0001,631
Total interest expense$7,509,0001,508
Net interest income$13,176,0001,660
Provision for loan and lease losses$1,825,000582
Total noninterest income$997,0003,577
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$682,0002,396
Trading account gains and fees$0138
Additional Noninterest Income$315,0004,229
Total noninterest expense$10,519,0001,625
Salaries and employee benefits$5,618,0001,668
Premises and equipment expense$2,392,0001,006
Additional noninterest expense$2,509,0002,012
Pre-tax net operating income$1,829,0003,906
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$1,829,0003,316
Extraordinary gains, net$046
Net income$1,829,0003,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,580,000484
Cash dividends$648,0003,226
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,829,0003,282
2005-09-30 (YTD Data)Rank
Total interest income$14,977,0001,655
Total interest expense$5,327,0001,502
Net interest income$9,650,0001,681
Provision for loan and lease losses$875,000864
Total noninterest income$688,0003,765
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$508,0002,413
Trading account gains and fees$0126
Additional Noninterest Income$180,0004,831
Total noninterest expense$7,801,0001,624
Salaries and employee benefits$4,164,0001,664
Premises and equipment expense$1,804,000987
Additional noninterest expense$1,833,0002,034
Pre-tax net operating income$1,662,0003,493
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,662,0002,886
Extraordinary gains, net$035
Net income$1,662,0002,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$965,000505
Cash dividends$648,0002,428
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,662,0002,844
2005-06-30 (YTD Data)Rank
Total interest income$9,596,0001,670
Total interest expense$3,365,0001,496
Net interest income$6,231,0001,726
Provision for loan and lease losses$600,000816
Total noninterest income$437,0003,829
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$329,0002,429
Trading account gains and fees$0116
Additional Noninterest Income$108,0005,022
Total noninterest expense$5,103,0001,647
Salaries and employee benefits$2,721,0001,688
Premises and equipment expense$1,189,000991
Additional noninterest expense$1,193,0002,065
Pre-tax net operating income$965,0003,805
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$965,0003,175
Extraordinary gains, net$030
Net income$965,0003,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$690,000475
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$965,0003,128
2005-03-31 (YTD Data)Rank
Total interest income$4,638,0001,689
Total interest expense$1,610,0001,487
Net interest income$3,028,0001,763
Provision for loan and lease losses$300,000755
Total noninterest income$214,0003,805
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$164,0002,376
Trading account gains and fees$0115
Additional Noninterest Income$50,0005,188
Total noninterest expense$2,480,0001,696
Salaries and employee benefits$1,320,0001,749
Premises and equipment expense$589,0001,010
Additional noninterest expense$571,0002,141
Pre-tax net operating income$462,0003,883
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$462,0003,243
Extraordinary gains, net$024
Net income$462,0003,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$218,000643
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$462,0003,200
2004-12-31 (YTD Data)Rank
Total interest income$16,934,0001,691
Total interest expense$5,457,0001,507
Net interest income$11,477,0001,760
Provision for loan and lease losses$1,250,000851
Total noninterest income$834,0003,947
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$690,0002,401
Trading account gains and fees$0138
Additional Noninterest Income$144,0005,771
Total noninterest expense$9,620,0001,688
Salaries and employee benefits$5,042,0001,744
Premises and equipment expense$2,225,0001,034
Additional noninterest expense$2,353,0002,078
Pre-tax net operating income$1,441,0004,344
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$1,441,0003,733
Extraordinary gains, net$034
Net income$1,441,0003,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$954,000813
Cash dividends$659,0003,066
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,441,0003,673
2004-09-30 (YTD Data)Rank
Total interest income$12,403,0001,710
Total interest expense$3,961,0001,524
Net interest income$8,442,0001,777
Provision for loan and lease losses$950,000812
Total noninterest income$612,0004,025
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$513,0002,438
Trading account gains and fees$0134
Additional Noninterest Income$99,0005,932
Total noninterest expense$7,125,0001,693
Salaries and employee benefits$3,716,0001,761
Premises and equipment expense$1,663,0001,037
Additional noninterest expense$1,746,0002,070
Pre-tax net operating income$979,0004,655
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$979,0004,059
Extraordinary gains, net$026
Net income$979,0004,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$646,000783
Cash dividends$659,0002,281
Sale, conversion, retirement of capital stock, net$0738
Net operating income$979,0003,994
2004-06-30 (YTD Data)Rank
Total interest income$8,133,0001,729
Total interest expense$2,600,0001,529
Net interest income$5,533,0001,799
Provision for loan and lease losses$600,000825
Total noninterest income$395,0004,116
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$335,0002,483
Trading account gains and fees$0130
Additional Noninterest Income$60,0006,128
Total noninterest expense$4,729,0001,705
Salaries and employee benefits$2,457,0001,785
Premises and equipment expense$1,096,0001,054
Additional noninterest expense$1,176,0002,049
Pre-tax net operating income$599,0004,838
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$599,0004,256
Extraordinary gains, net$021
Net income$599,0004,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0001,230
Cash dividends$659,0001,757
Sale, conversion, retirement of capital stock, net$0638
Net operating income$599,0004,168
2004-03-31 (YTD Data)Rank
Total interest income$3,994,0001,762
Total interest expense$1,297,0001,545
Net interest income$2,697,0001,849
Provision for loan and lease losses$150,0001,414
Total noninterest income$195,0004,119
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$169,0002,416
Trading account gains and fees$0121
Additional Noninterest Income$26,0006,361
Total noninterest expense$2,312,0001,755
Salaries and employee benefits$1,200,0001,835
Premises and equipment expense$543,0001,092
Additional noninterest expense$569,0002,077
Pre-tax net operating income$430,0003,900
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$430,0003,316
Extraordinary gains, net$016
Net income$430,0003,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0001,439
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$430,0003,199
2003-12-31 (YTD Data)Rank
Total interest income$16,746,0001,703
Total interest expense$5,087,0001,760
Net interest income$11,659,0001,664
Provision for loan and lease losses$740,0001,553
Total noninterest income$759,0004,353
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$641,0002,553
Trading account gains and fees$0160
Additional Noninterest Income$118,0006,251
Total noninterest expense$9,734,0001,649
Salaries and employee benefits$5,338,0001,621
Premises and equipment expense$1,952,0001,158
Additional noninterest expense$2,444,0001,966
Pre-tax net operating income$1,944,0003,452
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$1,944,0002,925
Extraordinary gains, net$054
Net income$1,944,0002,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$638,0001,322
Cash dividends$1,594,0001,657
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,944,0002,801
2003-09-30 (YTD Data)Rank
Total interest income$12,354,0001,756
Total interest expense$3,774,0001,857
Net interest income$8,580,0001,709
Provision for loan and lease losses$520,0001,604
Total noninterest income$566,0004,404
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$470,0002,621
Trading account gains and fees$0153
Additional Noninterest Income$96,0006,163
Total noninterest expense$7,274,0001,666
Salaries and employee benefits$3,962,0001,640
Premises and equipment expense$1,409,0001,215
Additional noninterest expense$1,903,0001,884
Pre-tax net operating income$1,352,0003,756
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$1,352,0003,199
Extraordinary gains, net$040
Net income$1,352,0003,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$493,0001,176
Cash dividends$1,593,0001,217
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,352,0003,046
2003-06-30 (YTD Data)Rank
Total interest income$8,037,0001,813
Total interest expense$2,501,0001,926
Net interest income$5,536,0001,763
Provision for loan and lease losses$400,0001,388
Total noninterest income$378,0004,387
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$310,0002,575
Trading account gains and fees$0150
Additional Noninterest Income$68,0006,043
Total noninterest expense$4,702,0001,705
Salaries and employee benefits$2,506,0001,712
Premises and equipment expense$874,0001,314
Additional noninterest expense$1,322,0001,822
Pre-tax net operating income$812,0004,016
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$812,0003,475
Extraordinary gains, net$030
Net income$812,0003,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$470,000879
Cash dividends$1,593,000905
Sale, conversion, retirement of capital stock, net$0589
Net operating income$812,0003,287
2003-03-31 (YTD Data)Rank
Total interest income$4,008,0001,829
Total interest expense$1,234,0001,995
Net interest income$2,774,0001,748
Provision for loan and lease losses$280,0001,012
Total noninterest income$181,0004,403
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$151,0002,574
Trading account gains and fees$0134
Additional Noninterest Income$30,0006,231
Total noninterest expense$2,346,0001,690
Salaries and employee benefits$1,212,0001,762
Premises and equipment expense$419,0001,380
Additional noninterest expense$715,0001,644
Pre-tax net operating income$329,0004,554
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$329,0003,980
Extraordinary gains, net$021
Net income$329,0003,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,000533
Cash dividends$905,000756
Sale, conversion, retirement of capital stock, net$0419
Net operating income$329,0003,794
2002-12-31 (YTD Data)Rank
Total interest income$13,985,0002,199
Total interest expense$4,900,0002,291
Net interest income$9,085,0002,137
Provision for loan and lease losses$745,0001,739
Total noninterest income$862,0003,816
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$598,0002,575
Trading account gains and fees$0153
Additional Noninterest Income$264,0004,520
Total noninterest expense$7,815,0001,934
Salaries and employee benefits$3,902,0002,050
Premises and equipment expense$1,651,0001,327
Additional noninterest expense$2,262,0002,037
Pre-tax net operating income$1,387,0004,316
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$1,387,0003,708
Extraordinary gains, net$070
Net income$1,387,0003,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,350
Cash dividends$308,0004,258
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,387,0003,600
2001-12-31 (YTD Data)Rank
Total interest income$13,440,0002,548
Total interest expense$6,847,0002,336
Net interest income$6,593,0002,708
Provision for loan and lease losses$310,0003,126
Total noninterest income$1,130,0003,060
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$533,0002,688
Trading account gains and fees$0177
Additional Noninterest Income$597,0002,837
Total noninterest expense$6,865,0002,090
Salaries and employee benefits$3,205,0002,343
Premises and equipment expense$1,562,0001,368
Additional noninterest expense$2,098,0002,139
Pre-tax net operating income$548,0006,368
Securities gains (losses)$6,0003,836
Applicable income taxes$07,903
Income before extraordinary items$554,0005,826
Extraordinary gains, net$0105
Net income$554,0005,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,011
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$548,0005,737
2000-12-31 (YTD Data)Rank
Total interest income$12,767,0002,730
Total interest expense$7,502,0002,263
Net interest income$5,265,0003,321
Provision for loan and lease losses$120,0004,828
Total noninterest income$879,0003,449
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$652,0002,118
Trading account gains and fees$0180
Additional Noninterest Income$227,0004,505
Total noninterest expense$5,673,0002,414
Salaries and employee benefits$3,326,0002,149
Premises and equipment expense$1,303,0001,593
Additional noninterest expense$1,044,0003,861
Pre-tax net operating income$351,0007,684
Securities gains (losses)$15,0001,035
Applicable income taxes$08,362
Income before extraordinary items$366,0007,065
Extraordinary gains, net$038
Net income$366,0007,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,101
Cash dividends$240,0004,834
Sale, conversion, retirement of capital stock, net$0969
Net operating income$351,0007,144
1999-12-31 (YTD Data)Rank
Total interest income$11,286,0002,865
Total interest expense$6,272,0002,342
Net interest income$5,014,0003,450
Provision for loan and lease losses$120,0004,720
Total noninterest income$865,0003,436
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$750,0001,768
Trading account gains and fees$0173
Additional Noninterest Income$115,0006,295
Total noninterest expense$5,152,0002,622
Salaries and employee benefits$2,970,0002,363
Premises and equipment expense$775,0002,615
Additional noninterest expense$1,407,0003,028
Pre-tax net operating income$607,0006,683
Securities gains (losses)$6,0002,044
Applicable income taxes$08,765
Income before extraordinary items$613,0005,833
Extraordinary gains, net$035
Net income$613,0005,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,178
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$607,0005,835
1998-12-31 (YTD Data)Rank
Total interest income$8,805,0003,604
Total interest expense$4,335,0003,420
Net interest income$4,470,0003,755
Provision for loan and lease losses$270,0002,850
Total noninterest income$709,0003,936
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$473,0002,686
Trading account gains and fees$0224
Additional Noninterest Income$236,0004,536
Total noninterest expense$4,340,0002,989
Salaries and employee benefits$2,263,0002,980
Premises and equipment expense$922,0002,100
Additional noninterest expense$1,155,0003,481
Pre-tax net operating income$569,0007,062
Securities gains (losses)$17,0002,560
Applicable income taxes$215,0006,019
Income before extraordinary items$371,0007,405
Extraordinary gains, net$032
Net income$371,0007,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,038
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$360,1207,394
1997-12-31 (YTD Data)Rank
Total interest income$6,864,0004,570
Total interest expense$3,144,0004,527
Net interest income$3,720,0004,504
Provision for loan and lease losses$50,0006,616
Total noninterest income$404,0005,689
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$343,0003,675
Trading account gains and fees$3,000227
Additional Noninterest Income$58,0008,093
Total noninterest expense$3,556,0003,553
Salaries and employee benefits$1,826,0003,584
Premises and equipment expense$879,0002,239
Additional noninterest expense$851,0004,511
Pre-tax net operating income$518,0007,824
Securities gains (losses)$38,0001,502
Applicable income taxes$198,0006,902
Income before extraordinary items$358,0007,927
Extraordinary gains, net$044
Net income$358,0007,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,076
Cash dividends$740,0002,694
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$333,6808,083
1996-12-31 (YTD Data)Rank
Total interest income$6,863,0004,658
Total interest expense$3,465,0004,231
Net interest income$3,398,0004,951
Provision for loan and lease losses$09,041
Total noninterest income$495,0005,197
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$356,0003,699
Trading account gains and fees$0262
Additional Noninterest Income$139,0006,188
Total noninterest expense$4,055,0003,309
Salaries and employee benefits$1,559,0004,170
Premises and equipment expense$1,082,0001,855
Additional noninterest expense$1,414,0003,280
Pre-tax net operating income$-162,00011,028
Securities gains (losses)$04,148
Applicable income taxes$-57,00011,088
Income before extraordinary items$-105,00011,008
Extraordinary gains, net$053
Net income$-105,00011,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,266
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-105,00010,961
1995-12-31 (YTD Data)Rank
Total interest income$7,377,0004,346
Total interest expense$3,859,0003,788
Net interest income$3,518,0004,852
Provision for loan and lease losses$8,0008,490
Total noninterest income$432,0005,683
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$283,0004,489
Trading account gains and fees$0522
Additional Noninterest Income$149,0006,005
Total noninterest expense$3,510,0003,738
Salaries and employee benefits$1,524,0004,226
Premises and equipment expense$1,062,0001,914
Additional noninterest expense$924,0004,660
Pre-tax net operating income$432,0008,856
Securities gains (losses)$93,000995
Applicable income taxes$153,0008,204
Income before extraordinary items$372,0008,302
Extraordinary gains, net$065
Net income$372,0008,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,786
Cash dividends$831,0002,354
Sale, conversion, retirement of capital stock, net$0809
Net operating income$305,9708,855
1994-12-31 (YTD Data)Rank
Total interest income$7,172,0004,129
Total interest expense$2,987,0003,982
Net interest income$4,185,0004,206
Provision for loan and lease losses$40,0006,585
Total noninterest income$1,709,0002,074
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$281,0004,598
Trading account gains and fees$50,000280
Additional Noninterest Income$1,378,0001,474
Total noninterest expense$4,729,0002,917
Salaries and employee benefits$2,312,0002,859
Premises and equipment expense$1,105,0001,853
Additional noninterest expense$1,312,0003,742
Pre-tax net operating income$1,125,0005,477
Securities gains (losses)$29,0001,487
Applicable income taxes$367,0005,078
Income before extraordinary items$787,0005,429
Extraordinary gains, net$0249
Net income$787,0005,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$514,0001,352
Cash dividends$1,203,0001,636
Sale, conversion, retirement of capital stock, net$-16,00012,465
Net operating income$767,2805,586
1993-12-31 (YTD Data)Rank
Total interest income$6,439,0004,652
Total interest expense$2,480,0004,850
Net interest income$3,959,0004,447
Provision for loan and lease losses$010,371
Total noninterest income$3,219,0001,377
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$306,0004,349
Trading account gains and fees$75,000292
Additional Noninterest Income$2,838,0001,002
Total noninterest expense$5,531,0002,588
Salaries and employee benefits$2,747,0002,422
Premises and equipment expense$1,115,0001,874
Additional noninterest expense$1,669,0003,194
Pre-tax net operating income$1,647,0003,974
Securities gains (losses)$138,0002,074
Applicable income taxes$582,0003,698
Income before extraordinary items$1,203,0004,016
Extraordinary gains, net$03,149
Net income$1,203,0004,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0002,198
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,110,5404,072
1992-12-31 (YTD Data)Rank
Total interest income$5,529,0005,875
Total interest expense$2,749,0005,551
Net interest income$2,780,0006,080
Provision for loan and lease losses$-75,00013,666
Total noninterest income$2,858,0001,497
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$351,0003,898
Trading account gains and fees$97,000269
Additional Noninterest Income$2,410,0001,105
Total noninterest expense$5,880,0002,465
Salaries and employee benefits$2,627,0002,458
Premises and equipment expense$1,222,0001,731
Additional noninterest expense$2,031,0002,767
Pre-tax net operating income$-167,00013,042
Securities gains (losses)$208,0001,966
Applicable income taxes$-14,00013,410
Income before extraordinary items$55,00012,511
Extraordinary gains, net$01,422
Net income$55,00012,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$722,0001,938
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-153,00012,987

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.