Home > OnBank & Trust Co. of Albany > Loan Charge- Offs and Recoveries
OnBank & Trust Co. of Albany, Loan Charge- Offs and Recoveries
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,672,000 | 925 |
| Loans secured by real estate, total | $1,306,000 | 723 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,306,000 | 723 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $32,000 | 3,110 |
| Secured by multifamily residential properties | $254,000 | 314 |
| Secured by nonfarm nonresidential properties | $1,020,000 | 472 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $537,000 | 1,292 |
| Loans to individuals | $829,000 | 729 |
| Credit card loan charge offs | $342,000 | 485 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $487,000 | 787 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $218,000 | 1,804 |
| Loans secured by real estate, total | $4,000 | 4,592 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,000 | 4,591 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 3,676 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,082 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $15,000 | 5,213 |
| Loans to individuals | $199,000 | 785 |
| Credit card loan recoveries | $36,000 | 549 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $163,000 | 770 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $2,454,000 | 846 |
| Loans secured by real estate, total | $1,302,000 | 664 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,302,000 | 664 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $30,000 | 2,777 |
| Secured by multifamily residential properties | $254,000 | 299 |
| Secured by nonfarm nonresidential properties | $1,018,000 | 432 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $522,000 | 1,099 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $630,000 | 707 |
| Credit card loan net charge offs | $306,000 | 474 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $324,000 | 772 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.