Home > OnBank & Trust Co. of Albany > Assets and Liabilities
OnBank & Trust Co. of Albany, Assets and Liabilities
| 1992-12-31 | Rank | |
| # of Employees: | 122 | 1,773 |
| Assets and Liabilities | ||
| Total Assets: | $223,598,000 | 2,124 |
| Cash and due from depository institutions | $14,902,000 | 1,773 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $25,935,000 | 5,024 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 5,138 |
| Net loans & leases | $170,228,000 | 1,650 |
| Loan loss allowance | $4,698,000 | 1,044 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,531,000 | 4,581 |
| Other real estate owned | $4,470,000 | 1,773 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,632,000 | 2,139 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,598,000 | 2,124 |
| Total liabilities | $207,097,000 | 2,108 |
| Total deposits | $205,608,000 | 2,014 |
| Interest-bearing deposits | $169,942,000 | 2,125 |
| Deposits held in domestic offices | $205,608,000 | 2,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,489,000 | 2,369 |
| Total equity capital | $16,501,000 | 2,328 |
| Total bank equity capital | $16,501,000 | 2,328 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,087,000 | 2,049 |
| Surplus | $2,775,000 | 4,273 |
| Undivided profits | $11,639,000 | 1,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,322,000 | 1,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,310,000 | 1,466 |
| Earning assets | $199,063,000 | 2,177 |
| Long-term assets (5+ years) | $45,854,000 | 1,263 |
| Average Assets, year-to-date | $242,907,400 | 1,925 |
| Average Assets, quarterly | $230,956,500 | 2,038 |
| Volatile liabilities | $9,142,000 | 4,400 |
| Insider loans | $3,000 | 9,303 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $29,898,000 | 1,366 |
| Tier 1 (core) risk-based capital | $16,501,000 | 2,268 |
| Tier 2 risk-based capital | $2,208,380 | 1,455 |
| Total risk weighted assets | $174,180,580 | 1,629 |
| Total unused commitments | $29,898,000 | 1,382 |
| Derivatives | $0 | 651 |