Home > OnBank & Trust Co. > Income and Expense
OnBank & Trust Co., Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $281,773,000 | 188 |
| Total interest expense | $165,596,000 | 164 |
| Net interest income | $116,177,000 | 212 |
| Provision for loan and lease losses | $4,168,000 | 355 |
| Total noninterest income | $25,387,000 | 301 |
| Gross Fiduciary activities income | $3,504,000 | 237 |
| Service charges on deposit accounts | $8,959,000 | 182 |
| Trading account gains and fees | $583,000 | 106 |
| Additional Noninterest Income | $12,341,000 | 363 |
| Total noninterest expense | $77,723,000 | 254 |
| Salaries and employee benefits | $30,513,000 | 237 |
| Premises and equipment expense | $12,990,000 | 205 |
| Additional noninterest expense | $34,220,000 | 247 |
| Pre-tax net operating income | $59,673,000 | 208 |
| Securities gains (losses) | $5,697,000 | 78 |
| Applicable income taxes | $23,099,000 | 206 |
| Income before extraordinary items | $42,271,000 | 207 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $42,271,000 | 207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,705,000 | 415 |
| Cash dividends | $19,000,000 | 246 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 711 |
| Net operating income | $38,567,950 | 206 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $236,232,000 | 230 |
| Total interest expense | $135,669,000 | 212 |
| Net interest income | $100,563,000 | 265 |
| Provision for loan and lease losses | $5,563,000 | 318 |
| Total noninterest income | $26,895,000 | 319 |
| Gross Fiduciary activities income | $3,107,000 | 281 |
| Service charges on deposit accounts | $8,447,000 | 227 |
| Trading account gains and fees | $565,000 | 116 |
| Additional Noninterest Income | $14,776,000 | 347 |
| Total noninterest expense | $74,662,000 | 301 |
| Salaries and employee benefits | $29,720,000 | 281 |
| Premises and equipment expense | $12,113,000 | 242 |
| Additional noninterest expense | $32,829,000 | 309 |
| Pre-tax net operating income | $47,233,000 | 248 |
| Securities gains (losses) | $2,073,000 | 147 |
| Applicable income taxes | $17,107,000 | 254 |
| Income before extraordinary items | $32,199,000 | 250 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $32,199,000 | 250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,818,000 | 466 |
| Cash dividends | $33,000,000 | 193 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $30,851,550 | 252 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $279,194,000 | 213 |
| Total interest expense | $179,977,000 | 173 |
| Net interest income | $99,217,000 | 276 |
| Provision for loan and lease losses | $4,800,000 | 327 |
| Total noninterest income | $21,289,000 | 379 |
| Gross Fiduciary activities income | $2,704,000 | 314 |
| Service charges on deposit accounts | $6,724,000 | 274 |
| Trading account gains and fees | $-57,000 | 4,816 |
| Additional Noninterest Income | $11,918,000 | 386 |
| Total noninterest expense | $75,169,000 | 305 |
| Salaries and employee benefits | $29,057,000 | 302 |
| Premises and equipment expense | $12,154,000 | 248 |
| Additional noninterest expense | $33,958,000 | 293 |
| Pre-tax net operating income | $40,537,000 | 298 |
| Securities gains (losses) | $1,160,000 | 199 |
| Applicable income taxes | $14,925,000 | 282 |
| Income before extraordinary items | $26,772,000 | 295 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $26,772,000 | 294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,256,000 | 426 |
| Cash dividends | $27,000,000 | 202 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $26,029,600 | 296 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $246,525,000 | 211 |
| Total interest expense | $142,366,000 | 164 |
| Net interest income | $104,159,000 | 261 |
| Provision for loan and lease losses | $5,632,000 | 273 |
| Total noninterest income | $24,240,000 | 345 |
| Gross Fiduciary activities income | $2,429,000 | 329 |
| Service charges on deposit accounts | $6,252,000 | 280 |
| Trading account gains and fees | $-1,071,000 | 4,937 |
| Additional Noninterest Income | $16,630,000 | 313 |
| Total noninterest expense | $78,928,000 | 295 |
| Salaries and employee benefits | $30,411,000 | 299 |
| Premises and equipment expense | $12,854,000 | 237 |
| Additional noninterest expense | $35,663,000 | 293 |
| Pre-tax net operating income | $43,839,000 | 272 |
| Securities gains (losses) | $-40,948,000 | 12,602 |
| Applicable income taxes | $779,000 | 2,834 |
| Income before extraordinary items | $2,112,000 | 2,294 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,112,000 | 2,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,693,000 | 275 |
| Cash dividends | $6,000,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $32,004,040 | 253 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $206,251,000 | 228 |
| Total interest expense | $105,992,000 | 187 |
| Net interest income | $100,259,000 | 264 |
| Provision for loan and lease losses | $7,305,000 | 340 |
| Total noninterest income | $21,441,000 | 370 |
| Gross Fiduciary activities income | $1,992,000 | 377 |
| Service charges on deposit accounts | $6,226,000 | 276 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $13,223,000 | 367 |
| Total noninterest expense | $69,727,000 | 324 |
| Salaries and employee benefits | $34,198,000 | 258 |
| Premises and equipment expense | $13,362,000 | 227 |
| Additional noninterest expense | $22,167,000 | 431 |
| Pre-tax net operating income | $44,668,000 | 233 |
| Securities gains (losses) | $11,371,000 | 72 |
| Applicable income taxes | $20,149,000 | 181 |
| Income before extraordinary items | $35,890,000 | 208 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $35,890,000 | 216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,933,000 | 360 |
| Cash dividends | $3,200,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $28,612,560 | 236 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $58,659,000 | 678 |
| Total interest expense | $23,796,000 | 792 |
| Net interest income | $34,863,000 | 595 |
| Provision for loan and lease losses | $5,951,000 | 538 |
| Total noninterest income | $8,990,000 | 642 |
| Gross Fiduciary activities income | $2,127,000 | 372 |
| Service charges on deposit accounts | $3,694,000 | 398 |
| Trading account gains and fees | $2,000 | 472 |
| Additional Noninterest Income | $3,167,000 | 918 |
| Total noninterest expense | $30,246,000 | 606 |
| Salaries and employee benefits | $13,888,000 | 530 |
| Premises and equipment expense | $2,690,000 | 885 |
| Additional noninterest expense | $13,668,000 | 608 |
| Pre-tax net operating income | $7,656,000 | 843 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,392,000 | 1,540 |
| Income before extraordinary items | $6,264,000 | 756 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,264,000 | 758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,560,000 | 437 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,264,000 | 692 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.