Home > OnBank & Trust Co. > Net charge- offs to loans
OnBank & Trust Co., Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1493% | 4,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1294% | 275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1970% | 196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1185% | 284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3877% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0784% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1610% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2182% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4146% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1078% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2072% | 3,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1624% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4757% | 152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0686% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1804% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0499% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2467% | 523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4096% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7251% | 468 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2570% | 1,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2735% | 3,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1312% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4095% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0563% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1065% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4553% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8751% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2381% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2181% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5777% | 1,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4496% | 216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7921% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0660% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2087% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6192% | 308 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4136% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2750% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1492% | 1,196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6322% | 2,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2081% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7135% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0776% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2268% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7424% | 252 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4793% | 266 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9357% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2638% | 239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3063% | 1,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 1,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.1150% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1232% | 820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7022% | 177 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0597% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9080% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0240% | 1,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 14.5031% | 27 |