OnBank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $37,711,000 | 929 |
| Total interest expense | $26,238,000 | 679 |
| Net interest income | $11,473,000 | 1,546 |
| Provision for loan and lease losses | $-750,000 | 11,402 |
| Total noninterest income | $3,417,000 | 1,237 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $515,000 | 2,651 |
| Trading account gains and fees | $347,000 | 132 |
| Additional Noninterest Income | $2,555,000 | 983 |
| Total noninterest expense | $8,885,000 | 1,590 |
| Salaries and employee benefits | $1,246,000 | 5,036 |
| Premises and equipment expense | $467,000 | 3,997 |
| Additional noninterest expense | $7,172,000 | 883 |
| Pre-tax net operating income | $6,755,000 | 1,101 |
| Securities gains (losses) | $1,026,000 | 249 |
| Applicable income taxes | $5,344,000 | 553 |
| Income before extraordinary items | $2,437,000 | 2,036 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,437,000 | 2,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,819 |
| Cash dividends | $3,000,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 613 |
| Net operating income | $1,780,360 | 2,679 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $30,470,000 | 1,146 |
| Total interest expense | $19,166,000 | 913 |
| Net interest income | $11,304,000 | 1,584 |
| Provision for loan and lease losses | $190,000 | 3,120 |
| Total noninterest income | $3,723,000 | 1,172 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $419,000 | 3,211 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,304,000 | 840 |
| Total noninterest expense | $9,886,000 | 1,436 |
| Salaries and employee benefits | $1,188,000 | 5,260 |
| Premises and equipment expense | $569,000 | 3,359 |
| Additional noninterest expense | $8,129,000 | 790 |
| Pre-tax net operating income | $4,951,000 | 1,526 |
| Securities gains (losses) | $-839,000 | 11,856 |
| Applicable income taxes | $1,589,000 | 1,568 |
| Income before extraordinary items | $2,523,000 | 1,999 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,523,000 | 1,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 11,478 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 517 |
| Net operating income | $3,059,960 | 1,646 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $31,892,000 | 998 |
| Total interest expense | $16,607,000 | 838 |
| Net interest income | $15,285,000 | 1,198 |
| Provision for loan and lease losses | $506,000 | 1,520 |
| Total noninterest income | $5,072,000 | 916 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $364,000 | 3,703 |
| Trading account gains and fees | $-19,000 | 4,828 |
| Additional Noninterest Income | $4,727,000 | 660 |
| Total noninterest expense | $12,480,000 | 1,196 |
| Salaries and employee benefits | $1,021,000 | 5,993 |
| Premises and equipment expense | $594,000 | 3,300 |
| Additional noninterest expense | $10,865,000 | 657 |
| Pre-tax net operating income | $7,371,000 | 1,033 |
| Securities gains (losses) | $-2,367,000 | 12,501 |
| Applicable income taxes | $1,883,000 | 1,269 |
| Income before extraordinary items | $3,121,000 | 1,570 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,121,000 | 1,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,531 |
| Cash dividends | $5,000,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 734 |
| Net operating income | $4,635,880 | 1,100 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $29,457,000 | 1,075 |
| Total interest expense | $15,123,000 | 928 |
| Net interest income | $14,334,000 | 1,260 |
| Provision for loan and lease losses | $992,000 | 1,314 |
| Total noninterest income | $5,632,000 | 902 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $395,000 | 3,479 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $5,237,000 | 644 |
| Total noninterest expense | $13,450,000 | 1,165 |
| Salaries and employee benefits | $1,144,000 | 5,457 |
| Premises and equipment expense | $644,000 | 3,110 |
| Additional noninterest expense | $11,662,000 | 673 |
| Pre-tax net operating income | $5,524,000 | 1,258 |
| Securities gains (losses) | $1,670,000 | 366 |
| Applicable income taxes | $3,416,000 | 754 |
| Income before extraordinary items | $3,778,000 | 1,339 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,778,000 | 1,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,853 |
| Cash dividends | $6,954,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 825 |
| Net operating income | $2,709,200 | 1,736 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $161,670,000 | 308 |
| Total interest expense | $89,907,000 | 276 |
| Net interest income | $71,763,000 | 331 |
| Provision for loan and lease losses | $3,600,000 | 736 |
| Total noninterest income | $9,381,000 | 620 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $2,171,000 | 631 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $7,210,000 | 523 |
| Total noninterest expense | $38,100,000 | 503 |
| Salaries and employee benefits | $14,963,000 | 492 |
| Premises and equipment expense | $7,521,000 | 374 |
| Additional noninterest expense | $15,616,000 | 558 |
| Pre-tax net operating income | $39,444,000 | 201 |
| Securities gains (losses) | $9,181,000 | 123 |
| Applicable income taxes | $20,510,000 | 142 |
| Income before extraordinary items | $28,115,000 | 209 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $28,115,000 | 212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,080,000 | 1,490 |
| Cash dividends | $24,479,000 | 113 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 768 |
| Net operating income | $22,239,160 | 224 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.