| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0780% | 6,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0952% | 434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0972% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6361% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0444% | 1,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0538% | 1,325 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8636% | 679 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0200% | 10,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 1,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.2266% | 1,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2287% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0282% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2603% | 1,287 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0357% | 1,498 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6885% | 1,327 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0705% | 6,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1349% | 502 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4589% | 40 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0560% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2299% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0720% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0211% | 1,402 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1703% | 1,280 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0346% | 8,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0524% | 904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3981% | 1,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1014% | 505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3197% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0727% | 565 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5478% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0278% | 1,284 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6538% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1241% | 8,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1123% | 917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2063% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1968% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7538% | 676 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
