OMNIBANK, INC., A State Savings Bank, SSB, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$17,615,0001,743
Total interest expense$8,466,0001,523
Net interest income$9,149,0001,978
Provision for loan and lease losses$120,0004,039
Total noninterest income$937,0003,259
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$213,0005,615
Trading account gains and fees$0475
Additional Noninterest Income$724,0002,273
Total noninterest expense$4,224,0003,246
Salaries and employee benefits$970,0006,241
Premises and equipment expense$195,0007,536
Additional noninterest expense$3,059,0001,777
Pre-tax net operating income$5,742,0001,298
Securities gains (losses)$-14,00010,078
Applicable income taxes$4,709,000605
Income before extraordinary items$1,019,0004,477
Extraordinary gains, net$0249
Net income$1,019,0004,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,355
Cash dividends$2,809,000855
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,027,9604,477
1993-12-31 (YTD Data)Rank
Total interest income$17,764,0001,762
Total interest expense$9,129,0001,467
Net interest income$8,635,0002,088
Provision for loan and lease losses$90,0006,008
Total noninterest income$976,0003,407
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$249,0005,136
Trading account gains and fees$0532
Additional Noninterest Income$727,0002,532
Total noninterest expense$3,967,0003,519
Salaries and employee benefits$861,0006,950
Premises and equipment expense$233,0007,032
Additional noninterest expense$2,873,0001,980
Pre-tax net operating income$5,554,0001,250
Securities gains (losses)$721,000695
Applicable income taxes$2,381,0001,050
Income before extraordinary items$3,894,0001,304
Extraordinary gains, net$83,0001,747
Net income$3,977,0001,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0004,144
Cash dividends$4,986,000490
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,432,5601,392
1992-12-31 (YTD Data)Rank
Total interest income$19,753,0001,794
Total interest expense$11,118,0001,572
Net interest income$8,635,0002,113
Provision for loan and lease losses$660,0002,467
Total noninterest income$878,0003,691
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$261,0004,969
Trading account gains and fees$0504
Additional Noninterest Income$617,0002,776
Total noninterest expense$4,668,0003,056
Salaries and employee benefits$1,206,0005,135
Premises and equipment expense$322,0005,692
Additional noninterest expense$3,140,0001,925
Pre-tax net operating income$4,185,0001,510
Securities gains (losses)$97,0003,051
Applicable income taxes$2,016,0001,107
Income before extraordinary items$2,266,0002,025
Extraordinary gains, net$01,422
Net income$2,266,0002,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0005,022
Cash dividends$1,546,0001,056
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,203,9201,913

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.