| 2013-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.7938% | 4,840 |
| Cost of funding earning assets | 0.4491% | 4,127 |
| Net interest margin | 3.3447% | 4,500 |
| Noninterest income to average assets | 0.3383% | 4,901 |
| Noninterest expense to average assets | 4.6583% | 459 |
| Loan and lease loss provision to assets | -0.2923% | 6,673 |
| Net operating income to assets | -0.7003% | 6,544 |
| Return on assets (ROA) | -0.7003% | 6,547 |
| Pretax return on assets | -1.0583% | 6,601 |
| Return on Equity (ROE) | -6.8192% | 6,530 |
| Retained earnings to average equity (ytd only) | -6.8192% | 6,453 |
| Net charge-offs to loans | 0.0895% | 3,953 |
| Credit loss provision to net charge-offs | -534.1463% | 6,148 |
| Earnings coverage of net charge-offs (x) | -24.6829% | 5,449 |
| Efficiency ratio | 140.8311% | 81 |
| Assets per employee ($millions) | 3.4785% | 4,946 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,285 |
| Condition Ratios (%) |
| Loss allowance to loans | 3.0925% | 423 |
| Loan loss allowance to noncurrent loans | 36.3850% | 5,739 |
| Noncurrent assets plus other real estate owned to assets | 7.5895% | 213 |
| Noncurrent loans to loans | 8.4995% | 168 |
| Net loans and leases to total assets | 57.9401% | 4,043 |
| Net loans and leases to deposits | 65.0308% | 4,410 |
| Net loans and leases to core deposits | 67.0325% | 4,612 |
| Total domestic deposits to total assets | 89.0964% | 1,559 |
| Equity capital to assets | 10.3981% | 3,287 |
| Core capital (leverage) ratio | 7.8285% | 6,226 |
| Tier 1 risk-based capital ratio | 12.9498% | 5,012 |
| Total risk-based capital ratio | 14.2216% | 4,945 |
| Memoranda: |
| Average total assets | $299,722,600 | 2,149 |
| Average earning assets | $266,090,400 | 2,212 |
| Average equity | $30,780,800 | 2,210 |
| Average total loans | $183,198,400 | 2,168 |
| 2013-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.8941% | 4,527 |
| Cost of funding earning assets | 0.4697% | 4,069 |
| Net interest margin | 3.4244% | 4,191 |
| Noninterest income to average assets | 0.4984% | 3,817 |
| Noninterest expense to average assets | 4.6098% | 466 |
| Loan and lease loss provision to assets | -0.3850% | 6,803 |
| Net operating income to assets | -0.4637% | 6,584 |
| Return on assets (ROA) | -0.4637% | 6,598 |
| Pretax return on assets | -0.6949% | 6,639 |
| Return on Equity (ROE) | -4.5286% | 6,588 |
| Retained earnings to average equity (ytd only) | -4.5286% | 6,471 |
| Net charge-offs to loans | 0.1467% | 3,077 |
| Credit loss provision to net charge-offs | -427.3171% | 6,022 |
| Earnings coverage of net charge-offs (x) | -11.9852% | 5,171 |
| Efficiency ratio | 130.5939% | 126 |
| Assets per employee ($millions) | 3.5821% | 4,685 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,738 |
| Condition Ratios (%) |
| Loss allowance to loans | 3.1043% | 495 |
| Loan loss allowance to noncurrent loans | 39.2132% | 5,659 |
| Noncurrent assets plus other real estate owned to assets | 7.0620% | 285 |
| Noncurrent loans to loans | 7.9166% | 223 |
| Net loans and leases to total assets | 54.2839% | 4,565 |
| Net loans and leases to deposits | 60.7858% | 4,894 |
| Net loans and leases to core deposits | 62.9228% | 5,019 |
| Total domestic deposits to total assets | 89.3035% | 1,404 |
| Equity capital to assets | 10.2036% | 3,639 |
| Core capital (leverage) ratio | 8.1855% | 6,080 |
| Tier 1 risk-based capital ratio | 14.0136% | 4,424 |
| Total risk-based capital ratio | 15.2853% | 4,356 |
| Memoranda: |
| Average total assets | $303,344,250 | 2,135 |
| Average earning assets | $268,536,750 | 2,199 |
| Average equity | $31,061,250 | 2,209 |
| Average total loans | $186,363,000 | 2,138 |
| 2013-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.8331% | 4,722 |
| Cost of funding earning assets | 0.4824% | 4,067 |
| Net interest margin | 3.3507% | 4,375 |
| Noninterest income to average assets | 0.5971% | 3,215 |
| Noninterest expense to average assets | 4.6265% | 475 |
| Loan and lease loss provision to assets | 0.0000% | 4,788 |
| Net operating income to assets | -0.7187% | 6,699 |
| Return on assets (ROA) | -0.7187% | 6,710 |
| Pretax return on assets | -1.0790% | 6,751 |
| Return on Equity (ROE) | -7.0107% | 6,688 |
| Retained earnings to average equity (ytd only) | -7.0107% | 6,569 |
| Net charge-offs to loans | 0.0146% | 4,557 |
| Credit loss provision to net charge-offs | 0.0000% | 4,003 |
| Earnings coverage of net charge-offs (x) | -117.2143% | 4,904 |
| Efficiency ratio | 130.4171% | 126 |
| Assets per employee ($millions) | 3.4642% | 4,931 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,522 |
| Condition Ratios (%) |
| Loss allowance to loans | 3.3232% | 427 |
| Loan loss allowance to noncurrent loans | 41.1120% | 5,580 |
| Noncurrent assets plus other real estate owned to assets | 7.9167% | 262 |
| Noncurrent loans to loans | 8.0834% | 250 |
| Net loans and leases to total assets | 60.1198% | 3,635 |
| Net loans and leases to deposits | 67.1638% | 4,121 |
| Net loans and leases to core deposits | 69.5640% | 4,314 |
| Total domestic deposits to total assets | 89.5122% | 1,316 |
| Equity capital to assets | 10.0591% | 3,841 |
| Core capital (leverage) ratio | 8.1415% | 6,067 |
| Tier 1 risk-based capital ratio | 12.3591% | 5,594 |
| Total risk-based capital ratio | 13.6332% | 5,528 |
| Memoranda: |
| Average total assets | $304,161,000 | 2,135 |
| Average earning assets | $267,824,670 | 2,206 |
| Average equity | $31,181,000 | 2,203 |
| Average total loans | $192,294,000 | 2,077 |
| 2013-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.7678% | 4,934 |
| Cost of funding earning assets | 0.4976% | 4,116 |
| Net interest margin | 3.2703% | 4,629 |
| Noninterest income to average assets | 0.3844% | 4,585 |
| Noninterest expense to average assets | 4.4250% | 573 |
| Loan and lease loss provision to assets | 0.0000% | 4,409 |
| Net operating income to assets | -0.7899% | 6,762 |
| Return on assets (ROA) | -0.7899% | 6,776 |
| Pretax return on assets | -1.1849% | 6,840 |
| Return on Equity (ROE) | -7.6338% | 6,754 |
| Retained earnings to average equity (ytd only) | -7.6338% | 6,504 |
| Net charge-offs to loans | -0.0888% | 6,393 |
| Credit loss provision to net charge-offs | 0.0000% | 3,239 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 136.5705% | 118 |
| Assets per employee ($millions) | 3.3617% | 5,303 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,673 |
| Condition Ratios (%) |
| Loss allowance to loans | 3.2717% | 504 |
| Loan loss allowance to noncurrent loans | 36.8564% | 5,732 |
| Noncurrent assets plus other real estate owned to assets | 9.8137% | 205 |
| Noncurrent loans to loans | 8.8768% | 272 |
| Net loans and leases to total assets | 63.5322% | 2,798 |
| Net loans and leases to deposits | 71.3346% | 3,274 |
| Net loans and leases to core deposits | 73.9749% | 3,581 |
| Total domestic deposits to total assets | 89.0623% | 1,650 |
| Equity capital to assets | 10.5324% | 3,509 |
| Core capital (leverage) ratio | 8.3835% | 5,730 |
| Tier 1 risk-based capital ratio | 12.2281% | 5,772 |
| Total risk-based capital ratio | 13.5015% | 5,711 |
| Memoranda: |
| Average total assets | $303,817,500 | 2,161 |
| Average earning assets | $265,299,500 | 2,253 |
| Average equity | $31,439,000 | 2,216 |
| Average total loans | $193,654,000 | 2,078 |
| 2012-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.8704% | 5,667 |
| Cost of funding earning assets | 0.5548% | 4,769 |
| Net interest margin | 3.3155% | 5,200 |
| Noninterest income to average assets | 0.5705% | 3,443 |
| Noninterest expense to average assets | 4.1799% | 783 |
| Loan and lease loss provision to assets | 0.2023% | 3,117 |
| Net operating income to assets | -0.6113% | 6,617 |
| Return on assets (ROA) | -0.6113% | 6,648 |
| Pretax return on assets | -0.9306% | 6,716 |
| Return on Equity (ROE) | -6.2908% | 6,635 |
| Retained earnings to average equity (ytd only) | -6.2908% | 6,493 |
| Net charge-offs to loans | 0.5096% | 2,203 |
| Credit loss provision to net charge-offs | 63.2239% | 4,369 |
| Earnings coverage of net charge-offs (x) | -2.2761% | 5,845 |
| Efficiency ratio | 121.1007% | 201 |
| Assets per employee ($millions) | 3.5432% | 4,917 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,298 |
| Condition Ratios (%) |
| Loss allowance to loans | 3.2715% | 521 |
| Loan loss allowance to noncurrent loans | 35.2540% | 5,849 |
| Noncurrent assets plus other real estate owned to assets | 9.6952% | 227 |
| Noncurrent loans to loans | 9.2796% | 271 |
| Net loans and leases to total assets | 59.8738% | 3,624 |
| Net loans and leases to deposits | 67.0925% | 4,121 |
| Net loans and leases to core deposits | 69.1082% | 4,422 |
| Total domestic deposits to total assets | 89.2407% | 1,415 |
| Equity capital to assets | 10.1731% | 3,928 |
| Core capital (leverage) ratio | 8.3226% | 5,864 |
| Tier 1 risk-based capital ratio | 12.7847% | 5,266 |
| Total risk-based capital ratio | 14.0579% | 5,183 |
| Memoranda: |
| Average total assets | $323,760,800 | 1,987 |
| Average earning assets | $281,341,400 | 2,092 |
| Average equity | $31,458,600 | 2,171 |
| Average total loans | $203,282,000 | 1,980 |
| 2012-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.8855% | 5,820 |
| Cost of funding earning assets | 0.5617% | 4,984 |
| Net interest margin | 3.3238% | 5,297 |
| Noninterest income to average assets | 0.4729% | 4,118 |
| Noninterest expense to average assets | 4.1197% | 803 |
| Loan and lease loss provision to assets | 0.2673% | 2,439 |
| Net operating income to assets | -0.6741% | 6,769 |
| Return on assets (ROA) | -0.6741% | 6,797 |
| Pretax return on assets | -1.0311% | 6,873 |
| Return on Equity (ROE) | -7.0162% | 6,786 |
| Retained earnings to average equity (ytd only) | -7.0162% | 6,716 |
| Net charge-offs to loans | 0.7973% | 1,381 |
| Credit loss provision to net charge-offs | 53.2088% | 4,320 |
| Earnings coverage of net charge-offs (x) | -1.5207% | 5,621 |
| Efficiency ratio | 122.7626% | 177 |
| Assets per employee ($millions) | 3.6839% | 4,581 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,713 |
| Condition Ratios (%) |
| Loss allowance to loans | 3.0949% | 656 |
| Loan loss allowance to noncurrent loans | 33.0168% | 5,986 |
| Noncurrent assets plus other real estate owned to assets | 10.0959% | 239 |
| Noncurrent loans to loans | 9.3738% | 286 |
| Net loans and leases to total assets | 59.7795% | 3,824 |
| Net loans and leases to deposits | 66.8164% | 4,359 |
| Net loans and leases to core deposits | 68.7901% | 4,637 |
| Total domestic deposits to total assets | 89.4683% | 1,147 |
| Equity capital to assets | 9.9417% | 4,582 |
| Core capital (leverage) ratio | 8.5055% | 5,742 |
| Tier 1 risk-based capital ratio | 12.4317% | 5,688 |
| Total risk-based capital ratio | 13.7024% | 5,645 |
| Memoranda: |
| Average total assets | $326,750,000 | 1,988 |
| Average earning assets | $283,407,000 | 2,105 |
| Average equity | $31,393,250 | 2,193 |
| Average total loans | $205,851,750 | 1,976 |
| 2012-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.9268% | 5,845 |
| Cost of funding earning assets | 0.5708% | 5,141 |
| Net interest margin | 3.3560% | 5,247 |
| Noninterest income to average assets | 0.3503% | 5,040 |
| Noninterest expense to average assets | 4.0032% | 937 |
| Loan and lease loss provision to assets | 0.3984% | 1,649 |
| Net operating income to assets | -0.7372% | 6,834 |
| Return on assets (ROA) | -0.7372% | 6,865 |
| Pretax return on assets | -1.1367% | 6,932 |
| Return on Equity (ROE) | -7.7601% | 6,854 |
| Retained earnings to average equity (ytd only) | -7.7601% | 6,754 |
| Net charge-offs to loans | 1.2083% | 893 |
| Credit loss provision to net charge-offs | 51.9841% | 3,995 |
| Earnings coverage of net charge-offs (x) | -0.9635% | 5,303 |
| Efficiency ratio | 122.6155% | 209 |
| Assets per employee ($millions) | 3.5618% | 4,839 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,523 |
| Condition Ratios (%) |
| Loss allowance to loans | 3.0419% | 745 |
| Loan loss allowance to noncurrent loans | 32.3833% | 6,045 |
| Noncurrent assets plus other real estate owned to assets | 10.9808% | 213 |
| Noncurrent loans to loans | 9.3934% | 304 |
| Net loans and leases to total assets | 61.2354% | 3,583 |
| Net loans and leases to deposits | 68.0912% | 4,181 |
| Net loans and leases to core deposits | 70.3323% | 4,497 |
| Total domestic deposits to total assets | 89.9315% | 966 |
| Equity capital to assets | 9.6360% | 4,858 |
| Core capital (leverage) ratio | 8.0188% | 6,255 |
| Tier 1 risk-based capital ratio | 11.4625% | 6,241 |
| Total risk-based capital ratio | 12.7314% | 6,206 |
| Memoranda: |
| Average total assets | $328,834,000 | 1,976 |
| Average earning assets | $285,577,330 | 2,086 |
| Average equity | $31,236,670 | 2,189 |
| Average total loans | $208,565,330 | 1,955 |
| 2012-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.7934% | 6,258 |
| Cost of funding earning assets | 0.5775% | 5,297 |
| Net interest margin | 3.2159% | 5,742 |
| Noninterest income to average assets | 0.4684% | 4,151 |
| Noninterest expense to average assets | 3.8333% | 1,162 |
| Loan and lease loss provision to assets | 0.0597% | 4,662 |
| Net operating income to assets | -0.4206% | 6,785 |
| Return on assets (ROA) | -0.4206% | 6,818 |
| Pretax return on assets | -0.6166% | 6,868 |
| Return on Equity (ROE) | -4.4582% | 6,832 |
| Retained earnings to average equity (ytd only) | -4.4582% | 6,543 |
| Net charge-offs to loans | 1.1074% | 930 |
| Credit loss provision to net charge-offs | 8.4890% | 3,923 |
| Earnings coverage of net charge-offs (x) | -0.7912% | 4,540 |
| Efficiency ratio | 116.9949% | 253 |
| Assets per employee ($millions) | 3.7062% | 4,637 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,732 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.9587% | 867 |
| Loan loss allowance to noncurrent loans | 25.6586% | 6,352 |
| Noncurrent assets plus other real estate owned to assets | 11.0408% | 244 |
| Noncurrent loans to loans | 11.5309% | 222 |
| Net loans and leases to total assets | 60.5330% | 3,548 |
| Net loans and leases to deposits | 67.3227% | 4,177 |
| Net loans and leases to core deposits | 69.2306% | 4,535 |
| Total domestic deposits to total assets | 89.9147% | 1,132 |
| Equity capital to assets | 9.4155% | 4,933 |
| Core capital (leverage) ratio | 8.2262% | 5,988 |
| Tier 1 risk-based capital ratio | 12.0145% | 5,954 |
| Total risk-based capital ratio | 13.2837% | 5,929 |
| Memoranda: |
| Average total assets | $334,752,000 | 1,950 |
| Average earning assets | $292,294,000 | 2,044 |
| Average equity | $31,582,000 | 2,173 |
| Average total loans | $212,745,500 | 1,931 |
| 2011-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.2622% | 5,877 |
| Cost of funding earning assets | 0.6371% | 5,886 |
| Net interest margin | 3.6250% | 4,631 |
| Noninterest income to average assets | -0.0577% | 7,069 |
| Noninterest expense to average assets | 3.8627% | 1,236 |
| Loan and lease loss provision to assets | 1.2119% | 724 |
| Net operating income to assets | -1.2682% | 6,844 |
| Return on assets (ROA) | -1.2682% | 6,864 |
| Pretax return on assets | -1.8980% | 7,002 |
| Return on Equity (ROE) | -12.9064% | 6,834 |
| Retained earnings to average equity (ytd only) | -12.9064% | 6,808 |
| Net charge-offs to loans | 1.5511% | 1,026 |
| Credit loss provision to net charge-offs | 109.3566% | 3,068 |
| Earnings coverage of net charge-offs (x) | -0.6191% | 6,119 |
| Efficiency ratio | 121.5972% | 297 |
| Assets per employee ($millions) | 3.6516% | 4,656 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,078 |
| Condition Ratios (%) |
| Loss allowance to loans | 3.0792% | 757 |
| Loan loss allowance to noncurrent loans | 27.1261% | 6,341 |
| Noncurrent assets plus other real estate owned to assets | 10.4200% | 300 |
| Noncurrent loans to loans | 11.3516% | 251 |
| Net loans and leases to total assets | 62.7265% | 3,462 |
| Net loans and leases to deposits | 69.7226% | 4,155 |
| Net loans and leases to core deposits | 71.5573% | 4,584 |
| Total domestic deposits to total assets | 89.9657% | 1,016 |
| Equity capital to assets | 9.4532% | 4,958 |
| Core capital (leverage) ratio | 8.3296% | 5,817 |
| Tier 1 risk-based capital ratio | 12.2994% | 5,615 |
| Total risk-based capital ratio | 13.5707% | 5,577 |
| Memoranda: |
| Average total assets | $352,008,200 | 1,841 |
| Average earning assets | $314,065,200 | 1,878 |
| Average equity | $34,587,600 | 1,941 |
| Average total loans | $251,503,400 | 1,664 |
| 2011-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.3406% | 5,812 |
| Cost of funding earning assets | 0.6430% | 6,069 |
| Net interest margin | 3.6976% | 4,347 |
| Noninterest income to average assets | 0.1180% | 6,669 |
| Noninterest expense to average assets | 3.7566% | 1,385 |
| Loan and lease loss provision to assets | 0.7677% | 1,227 |
| Net operating income to assets | -0.7370% | 6,771 |
| Return on assets (ROA) | -0.7370% | 6,806 |
| Pretax return on assets | -1.0943% | 6,907 |
| Return on Equity (ROE) | -7.4343% | 6,788 |
| Retained earnings to average equity (ytd only) | -7.4343% | 6,730 |
| Net charge-offs to loans | 1.5383% | 936 |
| Credit loss provision to net charge-offs | 68.3333% | 4,538 |
| Earnings coverage of net charge-offs (x) | -0.2907% | 5,764 |
| Efficiency ratio | 109.5207% | 436 |
| Assets per employee ($millions) | 3.8035% | 4,298 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,512 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.2664% | 1,744 |
| Loan loss allowance to noncurrent loans | 17.9381% | 6,743 |
| Noncurrent assets plus other real estate owned to assets | 11.1098% | 282 |
| Noncurrent loans to loans | 12.6347% | 211 |
| Net loans and leases to total assets | 66.2992% | 2,826 |
| Net loans and leases to deposits | 74.0342% | 3,649 |
| Net loans and leases to core deposits | 75.5869% | 4,247 |
| Total domestic deposits to total assets | 89.5521% | 1,115 |
| Equity capital to assets | 9.7889% | 4,638 |
| Core capital (leverage) ratio | 9.4976% | 4,146 |
| Tier 1 risk-based capital ratio | 13.1791% | 4,964 |
| Total risk-based capital ratio | 14.4420% | 4,935 |
| Memoranda: |
| Average total assets | $356,023,000 | 1,827 |
| Average earning assets | $318,901,500 | 1,858 |
| Average equity | $35,295,000 | 1,911 |
| Average total loans | $260,023,250 | 1,632 |
| 2011-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.4641% | 5,472 |
| Cost of funding earning assets | 0.6696% | 6,125 |
| Net interest margin | 3.7944% | 3,808 |
| Noninterest income to average assets | 0.0073% | 7,171 |
| Noninterest expense to average assets | 3.4095% | 2,228 |
| Loan and lease loss provision to assets | 0.8099% | 1,134 |
| Net operating income to assets | -0.5524% | 6,731 |
| Return on assets (ROA) | -0.5524% | 6,751 |
| Pretax return on assets | -0.8161% | 6,832 |
| Return on Equity (ROE) | -5.5496% | 6,747 |
| Retained earnings to average equity (ytd only) | -5.5496% | 6,611 |
| Net charge-offs to loans | 1.2333% | 1,267 |
| Credit loss provision to net charge-offs | 87.8788% | 3,520 |
| Earnings coverage of net charge-offs (x) | -0.0067% | 5,288 |
| Efficiency ratio | 100.1805% | 714 |
| Assets per employee ($millions) | 3.4585% | 5,056 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,290 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.3988% | 1,593 |
| Loan loss allowance to noncurrent loans | 18.2952% | 6,772 |
| Noncurrent assets plus other real estate owned to assets | 12.7550% | 217 |
| Noncurrent loans to loans | 13.1117% | 199 |
| Net loans and leases to total assets | 76.7196% | 963 |
| Net loans and leases to deposits | 86.7530% | 1,683 |
| Net loans and leases to core deposits | 88.6414% | 2,545 |
| Total domestic deposits to total assets | 88.4345% | 1,899 |
| Equity capital to assets | 10.8377% | 3,146 |
| Core capital (leverage) ratio | 9.2268% | 4,357 |
| Tier 1 risk-based capital ratio | 12.6791% | 5,193 |
| Total risk-based capital ratio | 13.9442% | 5,154 |
| Memoranda: |
| Average total assets | $358,055,330 | 1,832 |
| Average earning assets | $320,469,670 | 1,860 |
| Average equity | $35,642,000 | 1,882 |
| Average total loans | $267,571,670 | 1,614 |
| 2011-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.3485% | 5,861 |
| Cost of funding earning assets | 0.6942% | 6,166 |
| Net interest margin | 3.6543% | 4,304 |
| Noninterest income to average assets | 0.2499% | 5,903 |
| Noninterest expense to average assets | 3.2264% | 2,793 |
| Loan and lease loss provision to assets | 1.5486% | 406 |
| Net operating income to assets | -0.8021% | 6,961 |
| Return on assets (ROA) | -0.8021% | 6,969 |
| Pretax return on assets | -1.2474% | 7,080 |
| Return on Equity (ROE) | -8.3802% | 6,971 |
| Retained earnings to average equity (ytd only) | -8.3802% | 6,774 |
| Net charge-offs to loans | 2.5206% | 449 |
| Credit loss provision to net charge-offs | 84.1067% | 3,066 |
| Earnings coverage of net charge-offs (x) | 0.1636% | 4,483 |
| Efficiency ratio | 91.4623% | 1,206 |
| Assets per employee ($millions) | 3.7163% | 4,500 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,514 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.2646% | 1,832 |
| Loan loss allowance to noncurrent loans | 20.6225% | 6,751 |
| Noncurrent assets plus other real estate owned to assets | 10.7840% | 351 |
| Noncurrent loans to loans | 10.9814% | 341 |
| Net loans and leases to total assets | 71.0380% | 1,908 |
| Net loans and leases to deposits | 79.0224% | 2,889 |
| Net loans and leases to core deposits | 80.3859% | 3,690 |
| Total domestic deposits to total assets | 89.8961% | 1,211 |
| Equity capital to assets | 9.6410% | 4,264 |
| Core capital (leverage) ratio | 8.6308% | 5,203 |
| Tier 1 risk-based capital ratio | 12.1209% | 5,577 |
| Total risk-based capital ratio | 13.3833% | 5,560 |
| Memoranda: |
| Average total assets | $374,534,500 | 1,756 |
| Average earning assets | $335,933,500 | 1,788 |
| Average equity | $35,846,500 | 1,848 |
| Average total loans | $273,586,000 | 1,605 |
| 2010-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.7830% | 5,478 |
| Cost of funding earning assets | 0.9751% | 5,815 |
| Net interest margin | 3.8079% | 3,908 |
| Noninterest income to average assets | 0.1672% | 6,534 |
| Noninterest expense to average assets | 3.9128% | 1,301 |
| Loan and lease loss provision to assets | 1.1952% | 1,314 |
| Net operating income to assets | -1.0210% | 6,695 |
| Return on assets (ROA) | -1.0210% | 6,732 |
| Pretax return on assets | -1.5312% | 6,866 |
| Return on Equity (ROE) | -10.0915% | 6,730 |
| Retained earnings to average equity (ytd only) | -10.0915% | 6,664 |
| Net charge-offs to loans | 1.2238% | 1,832 |
| Credit loss provision to net charge-offs | 122.8188% | 3,394 |
| Earnings coverage of net charge-offs (x) | -0.3452% | 6,387 |
| Efficiency ratio | 109.3930% | 547 |
| Assets per employee ($millions) | 3.9294% | 3,945 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,950 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.2627% | 1,753 |
| Loan loss allowance to noncurrent loans | 21.9396% | 6,735 |
| Noncurrent assets plus other real estate owned to assets | 11.3194% | 323 |
| Noncurrent loans to loans | 10.3133% | 399 |
| Net loans and leases to total assets | 71.7365% | 2,155 |
| Net loans and leases to deposits | 79.7499% | 3,216 |
| Net loans and leases to core deposits | 81.0698% | 4,049 |
| Total domestic deposits to total assets | 89.9518% | 1,126 |
| Equity capital to assets | 9.5033% | 4,401 |
| Core capital (leverage) ratio | 8.7560% | 4,923 |
| Tier 1 risk-based capital ratio | 12.1120% | 5,373 |
| Total risk-based capital ratio | 13.3776% | 5,339 |
| Memoranda: |
| Average total assets | $382,766,000 | 1,718 |
| Average earning assets | $342,737,600 | 1,745 |
| Average equity | $38,725,800 | 1,707 |
| Average total loans | $304,392,200 | 1,478 |
| 2010-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.9731% | 4,934 |
| Cost of funding earning assets | 1.0087% | 5,903 |
| Net interest margin | 3.9644% | 3,267 |
| Noninterest income to average assets | 0.1594% | 6,721 |
| Noninterest expense to average assets | 3.7556% | 1,466 |
| Loan and lease loss provision to assets | 0.9482% | 1,579 |
| Net operating income to assets | -0.6646% | 6,712 |
| Return on assets (ROA) | -0.6646% | 6,756 |
| Pretax return on assets | -0.9914% | 6,857 |
| Return on Equity (ROE) | -6.4714% | 6,757 |
| Retained earnings to average equity (ytd only) | -6.4714% | 6,677 |
| Net charge-offs to loans | 1.4250% | 1,429 |
| Credit loss provision to net charge-offs | 82.1030% | 5,067 |
| Earnings coverage of net charge-offs (x) | -0.0374% | 6,060 |
| Efficiency ratio | 101.1622% | 707 |
| Assets per employee ($millions) | 4.0010% | 3,833 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,526 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.6762% | 3,232 |
| Loan loss allowance to noncurrent loans | 20.5666% | 6,887 |
| Noncurrent assets plus other real estate owned to assets | 10.3703% | 374 |
| Noncurrent loans to loans | 8.1500% | 624 |
| Net loans and leases to total assets | 74.6195% | 1,656 |
| Net loans and leases to deposits | 83.5752% | 2,781 |
| Net loans and leases to core deposits | 85.4128% | 3,745 |
| Total domestic deposits to total assets | 89.2842% | 1,236 |
| Equity capital to assets | 9.9506% | 4,219 |
| Core capital (leverage) ratio | 10.1128% | 3,134 |
| Tier 1 risk-based capital ratio | 12.7709% | 4,758 |
| Total risk-based capital ratio | 14.0256% | 4,726 |
| Memoranda: |
| Average total assets | $383,169,500 | 1,738 |
| Average earning assets | $343,413,250 | 1,767 |
| Average equity | $39,351,750 | 1,692 |
| Average total loans | $310,551,500 | 1,467 |
| 2010-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 5.0182% | 4,863 |
| Cost of funding earning assets | 1.0566% | 5,891 |
| Net interest margin | 3.9615% | 3,201 |
| Noninterest income to average assets | 0.2800% | 5,908 |
| Noninterest expense to average assets | 3.5799% | 1,832 |
| Loan and lease loss provision to assets | 1.3451% | 1,007 |
| Net operating income to assets | -0.7209% | 6,817 |
| Return on assets (ROA) | -0.7209% | 6,830 |
| Pretax return on assets | -1.0766% | 6,926 |
| Return on Equity (ROE) | -6.9471% | 6,831 |
| Retained earnings to average equity (ytd only) | -6.9471% | 6,734 |
| Net charge-offs to loans | 1.6497% | 1,148 |
| Credit loss provision to net charge-offs | 98.5080% | 4,165 |
| Earnings coverage of net charge-offs (x) | 0.1966% | 5,531 |
| Efficiency ratio | 93.0229% | 1,125 |
| Assets per employee ($millions) | 3.6750% | 4,536 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,319 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.7649% | 2,838 |
| Loan loss allowance to noncurrent loans | 19.0752% | 6,995 |
| Noncurrent assets plus other real estate owned to assets | 10.9413% | 327 |
| Noncurrent loans to loans | 9.2524% | 505 |
| Net loans and leases to total assets | 81.5898% | 584 |
| Net loans and leases to deposits | 91.8681% | 1,552 |
| Net loans and leases to core deposits | 94.1829% | 2,687 |
| Total domestic deposits to total assets | 88.8119% | 1,542 |
| Equity capital to assets | 10.4397% | 3,485 |
| Core capital (leverage) ratio | 10.2356% | 2,905 |
| Tier 1 risk-based capital ratio | 12.5800% | 4,786 |
| Total risk-based capital ratio | 13.8361% | 4,756 |
| Memoranda: |
| Average total assets | $382,860,000 | 1,755 |
| Average earning assets | $344,866,330 | 1,774 |
| Average equity | $39,729,000 | 1,677 |
| Average total loans | $316,902,670 | 1,451 |
| 2010-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 5.0131% | 4,957 |
| Cost of funding earning assets | 1.1240% | 5,779 |
| Net interest margin | 3.8891% | 3,375 |
| Noninterest income to average assets | 0.2933% | 5,797 |
| Noninterest expense to average assets | 3.4906% | 2,010 |
| Loan and lease loss provision to assets | 0.0257% | 6,408 |
| Net operating income to assets | 0.1821% | 5,746 |
| Return on assets (ROA) | 0.1821% | 5,873 |
| Pretax return on assets | 0.2912% | 5,630 |
| Return on Equity (ROE) | 1.7604% | 5,859 |
| Retained earnings to average equity (ytd only) | 1.7604% | 5,060 |
| Net charge-offs to loans | 0.9888% | 1,658 |
| Credit loss provision to net charge-offs | 3.1486% | 5,102 |
| Earnings coverage of net charge-offs (x) | 0.3879% | 4,689 |
| Efficiency ratio | 91.6757% | 1,300 |
| Assets per employee ($millions) | 3.6220% | 4,767 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,528 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.4896% | 3,958 |
| Loan loss allowance to noncurrent loans | 40.9688% | 5,625 |
| Noncurrent assets plus other real estate owned to assets | 6.8281% | 803 |
| Noncurrent loans to loans | 3.6360% | 2,187 |
| Net loans and leases to total assets | 82.7042% | 508 |
| Net loans and leases to deposits | 93.1586% | 1,455 |
| Net loans and leases to core deposits | 95.4666% | 2,642 |
| Total domestic deposits to total assets | 88.7779% | 1,629 |
| Equity capital to assets | 10.7002% | 3,040 |
| Core capital (leverage) ratio | 10.4204% | 2,701 |
| Tier 1 risk-based capital ratio | 12.4388% | 4,805 |
| Total risk-based capital ratio | 13.6942% | 4,747 |
| Memoranda: |
| Average total assets | $388,700,000 | 1,775 |
| Average earning assets | $351,238,500 | 1,776 |
| Average equity | $40,218,500 | 1,672 |
| Average total loans | $321,211,000 | 1,471 |
| 2009-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 5.3462% | 4,958 |
| Cost of funding earning assets | 1.5561% | 5,253 |
| Net interest margin | 3.7901% | 3,751 |
| Noninterest income to average assets | 0.3232% | 5,774 |
| Noninterest expense to average assets | 3.6347% | 2,068 |
| Loan and lease loss provision to assets | 0.8099% | 2,701 |
| Net operating income to assets | -0.4236% | 6,105 |
| Return on assets (ROA) | -0.4236% | 6,102 |
| Pretax return on assets | -0.6300% | 6,124 |
| Return on Equity (ROE) | -3.8570% | 6,099 |
| Retained earnings to average equity (ytd only) | -4.1530% | 5,892 |
| Net charge-offs to loans | 0.6509% | 3,237 |
| Credit loss provision to net charge-offs | 141.3094% | 3,430 |
| Earnings coverage of net charge-offs (x) | 0.3140% | 5,803 |
| Efficiency ratio | 95.2826% | 1,335 |
| Assets per employee ($millions) | 3.7449% | 4,407 |
| Cash dividends to net income (ytd only)* | -7.6731% | 7,578 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.6801% | 2,964 |
| Loan loss allowance to noncurrent loans | 39.4472% | 5,779 |
| Noncurrent assets plus other real estate owned to assets | 5.5589% | 1,054 |
| Noncurrent loans to loans | 4.2591% | 1,707 |
| Net loans and leases to total assets | 80.0310% | 987 |
| Net loans and leases to deposits | 89.7412% | 2,251 |
| Net loans and leases to core deposits | 104.6608% | 3,497 |
| Total domestic deposits to total assets | 89.1799% | 1,398 |
| Equity capital to assets | 10.0148% | 3,741 |
| Core capital (leverage) ratio | 10.3086% | 2,780 |
| Tier 1 risk-based capital ratio | 12.0708% | 4,880 |
| Total risk-based capital ratio | 13.3285% | 4,841 |
| Memoranda: |
| Average total assets | $378,439,600 | 1,806 |
| Average earning assets | $348,622,800 | 1,790 |
| Average equity | $41,560,600 | 1,608 |
| Average total loans | $333,247,200 | 1,445 |
| 2009-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 5.4188% | 4,856 |
| Cost of funding earning assets | 1.6210% | 5,303 |
| Net interest margin | 3.7978% | 3,667 |
| Noninterest income to average assets | 0.3347% | 5,810 |
| Noninterest expense to average assets | 3.4746% | 2,342 |
| Loan and lease loss provision to assets | 0.3451% | 4,254 |
| Net operating income to assets | 0.0046% | 5,700 |
| Return on assets (ROA) | 0.0046% | 5,757 |
| Pretax return on assets | 0.0229% | 5,663 |
| Return on Equity (ROE) | 0.0413% | 5,764 |
| Retained earnings to average equity (ytd only) | -0.3499% | 5,304 |
| Net charge-offs to loans | 0.5420% | 3,057 |
| Credit loss provision to net charge-offs | 70.8517% | 5,969 |
| Earnings coverage of net charge-offs (x) | 0.7555% | 5,287 |
| Efficiency ratio | 90.4243% | 1,654 |
| Assets per employee ($millions) | 3.2961% | 5,413 |
| Cash dividends to net income (ytd only)* | 946.3358% | 30 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.2602% | 4,756 |
| Loan loss allowance to noncurrent loans | 39.7588% | 5,700 |
| Noncurrent assets plus other real estate owned to assets | 4.8354% | 1,222 |
| Noncurrent loans to loans | 3.1697% | 2,384 |
| Net loans and leases to total assets | 90.4792% | 98 |
| Net loans and leases to deposits | 103.0582% | 838 |
| Net loans and leases to core deposits | 122.8827% | 1,999 |
| Total domestic deposits to total assets | 87.7942% | 1,752 |
| Equity capital to assets | 11.5138% | 2,571 |
| Core capital (leverage) ratio | 11.2503% | 2,221 |
| Tier 1 risk-based capital ratio | 12.4178% | 4,612 |
| Total risk-based capital ratio | 13.6633% | 4,563 |
| Memoranda: |
| Average total assets | $372,872,750 | 1,845 |
| Average earning assets | $344,397,250 | 1,828 |
| Average equity | $41,918,250 | 1,612 |
| Average total loans | $335,016,500 | 1,461 |
| 2009-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 5.3790% | 5,254 |
| Cost of funding earning assets | 1.6631% | 5,457 |
| Net interest margin | 3.7159% | 3,886 |
| Noninterest income to average assets | 0.3364% | 5,819 |
| Noninterest expense to average assets | 3.4562% | 2,476 |
| Loan and lease loss provision to assets | 0.0372% | 6,864 |
| Net operating income to assets | 0.1765% | 5,339 |
| Return on assets (ROA) | 0.1765% | 5,436 |
| Pretax return on assets | 0.2833% | 5,242 |
| Return on Equity (ROE) | 1.5819% | 5,437 |
| Retained earnings to average equity (ytd only) | 0.9958% | 4,778 |
| Net charge-offs to loans | 0.1548% | 4,646 |
| Credit loss provision to net charge-offs | 26.9231% | 6,062 |
| Earnings coverage of net charge-offs (x) | 2.3192% | 3,907 |
| Efficiency ratio | 91.5142% | 1,680 |
| Assets per employee ($millions) | 3.4344% | 4,995 |
| Cash dividends to net income (ytd only)* | 37.0482% | 2,549 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.3237% | 4,137 |
| Loan loss allowance to noncurrent loans | 42.4459% | 5,527 |
| Noncurrent assets plus other real estate owned to assets | 4.0047% | 1,483 |
| Noncurrent loans to loans | 3.1186% | 2,293 |
| Net loans and leases to total assets | 88.3076% | 220 |
| Net loans and leases to deposits | 106.9810% | 708 |
| Net loans and leases to core deposits | 128.6376% | 1,672 |
| Total domestic deposits to total assets | 82.5451% | 4,451 |
| Equity capital to assets | 11.3409% | 2,638 |
| Core capital (leverage) ratio | 11.3200% | 2,183 |
| Tier 1 risk-based capital ratio | 12.5958% | 4,448 |
| Total risk-based capital ratio | 13.8496% | 4,362 |
| Memoranda: |
| Average total assets | $376,305,330 | 1,847 |
| Average earning assets | $348,394,330 | 1,827 |
| Average equity | $41,975,670 | 1,621 |
| Average total loans | $335,941,330 | 1,482 |
| 2009-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 5.2979% | 5,900 |
| Cost of funding earning assets | 1.7425% | 5,403 |
| Net interest margin | 3.5554% | 4,503 |
| Noninterest income to average assets | 0.3388% | 5,748 |
| Noninterest expense to average assets | 3.3372% | 2,546 |
| Loan and lease loss provision to assets | 0.0475% | 6,379 |
| Net operating income to assets | 0.1583% | 5,795 |
| Return on assets (ROA) | 0.1583% | 5,964 |
| Pretax return on assets | 0.2554% | 5,806 |
| Return on Equity (ROE) | 1.4309% | 5,998 |
| Retained earnings to average equity (ytd only) | 1.4309% | 5,055 |
| Net charge-offs to loans | -0.1195% | 7,925 |
| Credit loss provision to net charge-offs | -44.5545% | 6,164 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 91.6787% | 1,596 |
| Assets per employee ($millions) | 3.3274% | 5,260 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,832 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.3997% | 3,506 |
| Loan loss allowance to noncurrent loans | 51.9324% | 5,091 |
| Noncurrent assets plus other real estate owned to assets | 3.1148% | 1,808 |
| Noncurrent loans to loans | 2.6953% | 2,436 |
| Net loans and leases to total assets | 89.4047% | 166 |
| Net loans and leases to deposits | 109.7320% | 630 |
| Net loans and leases to core deposits | 137.3637% | 1,228 |
| Total domestic deposits to total assets | 81.4755% | 4,755 |
| Equity capital to assets | 11.2715% | 2,749 |
| Core capital (leverage) ratio | 11.3109% | 2,269 |
| Tier 1 risk-based capital ratio | 12.3310% | 4,677 |
| Total risk-based capital ratio | 13.4823% | 4,673 |
| Memoranda: |
| Average total assets | $379,000,500 | 1,844 |
| Average earning assets | $351,913,000 | 1,823 |
| Average equity | $41,931,000 | 1,626 |
| Average total loans | $337,942,000 | 1,487 |
| 2008-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 6.6748% | 2,130 |
| Cost of funding earning assets | 2.3143% | 5,088 |
| Net interest margin | 4.3604% | 1,792 |
| Noninterest income to average assets | 0.3761% | 5,682 |
| Noninterest expense to average assets | 3.5534% | 2,257 |
| Loan and lease loss provision to assets | 0.3758% | 3,432 |
| Net operating income to assets | 0.3361% | 5,415 |
| Return on assets (ROA) | 0.3361% | 5,236 |
| Pretax return on assets | 0.5131% | 4,940 |
| Return on Equity (ROE) | 3.0333% | 5,225 |
| Retained earnings to average equity (ytd only) | 1.8534% | 4,075 |
| Net charge-offs to loans | 0.4654% | 2,502 |
| Credit loss provision to net charge-offs | 89.6465% | 5,692 |
| Earnings coverage of net charge-offs (x) | 2.1206% | 5,011 |
| Efficiency ratio | 79.9893% | 2,601 |
| Assets per employee ($millions) | 3.3801% | 4,996 |
| Cash dividends to net income (ytd only)* | 38.8976% | 3,687 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.3563% | 3,443 |
| Loan loss allowance to noncurrent loans | 49.5514% | 5,521 |
| Noncurrent assets plus other real estate owned to assets | 2.7763% | 1,697 |
| Noncurrent loans to loans | 2.7373% | 1,981 |
| Net loans and leases to total assets | 86.5192% | 539 |
| Net loans and leases to deposits | 105.8345% | 1,137 |
| Net loans and leases to core deposits | 139.9430% | 1,273 |
| Total domestic deposits to total assets | 81.7495% | 4,297 |
| Equity capital to assets | 10.8625% | 3,157 |
| Core capital (leverage) ratio | 10.6972% | 2,826 |
| Tier 1 risk-based capital ratio | 12.6641% | 4,310 |
| Total risk-based capital ratio | 13.9185% | 4,226 |
| Memoranda: |
| Average total assets | $377,865,800 | 1,789 |
| Average earning assets | $352,372,000 | 1,758 |
| Average equity | $41,868,400 | 1,598 |
| Average total loans | $340,356,600 | 1,427 |
