OMNIBANK, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,095,000 | 2,405 |
| Total interest expense | $1,195,000 | 2,570 |
| Net interest income | $8,900,000 | 2,368 |
| Provision for loan and lease losses | $-876,000 | 6,657 |
| Total noninterest income | $1,014,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $589,000 | 2,095 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $425,000 | 3,575 |
| Total noninterest expense | $13,962,000 | 1,412 |
| Salaries and employee benefits | $5,805,000 | 1,771 |
| Premises and equipment expense | $1,882,000 | 1,258 |
| Additional noninterest expense | $6,275,000 | 1,076 |
| Pre-tax net operating income | $-3,172,000 | 6,722 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-1,073,000 | 6,699 |
| Income before extraordinary items | $-2,099,000 | 6,673 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,099,000 | 6,673 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,099,000 | 6,673 |
| Net charge-offs | $164,000 | 3,237 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 709 |
| Net operating income | $-2,099,000 | 6,668 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,843,000 | 2,329 |
| Total interest expense | $946,000 | 2,543 |
| Net interest income | $6,897,000 | 2,275 |
| Provision for loan and lease losses | $-876,000 | 6,771 |
| Total noninterest income | $1,134,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $438,000 | 2,121 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $696,000 | 2,518 |
| Total noninterest expense | $10,488,000 | 1,409 |
| Salaries and employee benefits | $4,457,000 | 1,731 |
| Premises and equipment expense | $1,477,000 | 1,218 |
| Additional noninterest expense | $4,554,000 | 1,114 |
| Pre-tax net operating income | $-1,581,000 | 6,762 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-526,000 | 6,803 |
| Income before extraordinary items | $-1,055,000 | 6,720 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,055,000 | 6,721 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,055,000 | 6,721 |
| Net charge-offs | $205,000 | 2,534 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 622 |
| Net operating income | $-1,055,000 | 6,712 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,133,000 | 2,372 |
| Total interest expense | $646,000 | 2,556 |
| Net interest income | $4,487,000 | 2,323 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $908,000 | 2,355 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $284,000 | 2,134 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $624,000 | 2,181 |
| Total noninterest expense | $7,036,000 | 1,402 |
| Salaries and employee benefits | $2,943,000 | 1,752 |
| Premises and equipment expense | $972,000 | 1,227 |
| Additional noninterest expense | $3,121,000 | 1,081 |
| Pre-tax net operating income | $-1,641,000 | 6,857 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-548,000 | 6,876 |
| Income before extraordinary items | $-1,093,000 | 6,823 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,093,000 | 6,824 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,093,000 | 6,824 |
| Net charge-offs | $14,000 | 4,186 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 517 |
| Net operating income | $-1,093,000 | 6,810 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 2,453 |
| Total interest expense | $330,000 | 2,575 |
| Net interest income | $2,169,000 | 2,427 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $292,000 | 3,048 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $142,000 | 2,118 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $150,000 | 3,175 |
| Total noninterest expense | $3,361,000 | 1,475 |
| Salaries and employee benefits | $1,426,000 | 1,835 |
| Premises and equipment expense | $488,000 | 1,241 |
| Additional noninterest expense | $1,447,000 | 1,145 |
| Pre-tax net operating income | $-900,000 | 6,929 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-300,000 | 6,974 |
| Income before extraordinary items | $-600,000 | 6,894 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-600,000 | 6,895 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-600,000 | 6,895 |
| Net charge-offs | $-43,000 | 6,678 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 378 |
| Net operating income | $-600,000 | 6,880 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,889,000 | 2,369 |
| Total interest expense | $1,561,000 | 2,625 |
| Net interest income | $9,328,000 | 2,299 |
| Provision for loan and lease losses | $655,000 | 2,338 |
| Total noninterest income | $1,847,000 | 2,314 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $631,000 | 2,072 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,216,000 | 2,119 |
| Total noninterest expense | $13,533,000 | 1,447 |
| Salaries and employee benefits | $5,939,000 | 1,698 |
| Premises and equipment expense | $1,880,000 | 1,263 |
| Additional noninterest expense | $5,714,000 | 1,204 |
| Pre-tax net operating income | $-3,013,000 | 6,875 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-1,034,000 | 6,968 |
| Income before extraordinary items | $-1,979,000 | 6,835 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,979,000 | 6,832 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,979,000 | 6,833 |
| Net charge-offs | $1,036,000 | 1,780 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $1,941,000 | 163 |
| Net operating income | $-1,979,000 | 6,812 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,259,000 | 2,398 |
| Total interest expense | $1,194,000 | 2,682 |
| Net interest income | $7,065,000 | 2,317 |
| Provision for loan and lease losses | $655,000 | 1,926 |
| Total noninterest income | $1,159,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $466,000 | 2,114 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $693,000 | 2,478 |
| Total noninterest expense | $10,096,000 | 1,455 |
| Salaries and employee benefits | $4,472,000 | 1,682 |
| Premises and equipment expense | $1,394,000 | 1,287 |
| Additional noninterest expense | $4,230,000 | 1,216 |
| Pre-tax net operating income | $-2,527,000 | 7,013 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-875,000 | 7,082 |
| Income before extraordinary items | $-1,652,000 | 6,970 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,652,000 | 6,967 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,652,000 | 6,969 |
| Net charge-offs | $1,231,000 | 1,269 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $1,757,000 | 124 |
| Net operating income | $-1,652,000 | 6,949 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,607,000 | 2,375 |
| Total interest expense | $815,000 | 2,732 |
| Net interest income | $4,792,000 | 2,274 |
| Provision for loan and lease losses | $655,000 | 1,478 |
| Total noninterest income | $576,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $297,000 | 2,180 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $279,000 | 3,164 |
| Total noninterest expense | $6,582,000 | 1,488 |
| Salaries and employee benefits | $2,975,000 | 1,685 |
| Premises and equipment expense | $912,000 | 1,310 |
| Additional noninterest expense | $2,695,000 | 1,260 |
| Pre-tax net operating income | $-1,869,000 | 7,083 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-657,000 | 7,150 |
| Income before extraordinary items | $-1,212,000 | 7,032 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,212,000 | 7,031 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,212,000 | 7,032 |
| Net charge-offs | $1,260,000 | 965 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,212,000 | 7,014 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 2,423 |
| Total interest expense | $422,000 | 2,753 |
| Net interest income | $2,350,000 | 2,331 |
| Provision for loan and lease losses | $50,000 | 3,648 |
| Total noninterest income | $392,000 | 2,510 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $147,000 | 2,173 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $245,000 | 2,368 |
| Total noninterest expense | $3,208,000 | 1,528 |
| Salaries and employee benefits | $1,554,000 | 1,629 |
| Premises and equipment expense | $544,000 | 1,101 |
| Additional noninterest expense | $1,110,000 | 1,513 |
| Pre-tax net operating income | $-516,000 | 7,046 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-164,000 | 7,203 |
| Income before extraordinary items | $-352,000 | 7,018 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-352,000 | 7,017 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-352,000 | 7,018 |
| Net charge-offs | $589,000 | 988 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-352,000 | 6,994 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,386,000 | 2,087 |
| Total interest expense | $2,001,000 | 2,779 |
| Net interest income | $11,385,000 | 1,931 |
| Provision for loan and lease losses | $4,266,000 | 900 |
| Total noninterest income | $-203,000 | 7,116 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $684,000 | 2,025 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-887,000 | 7,182 |
| Total noninterest expense | $13,597,000 | 1,425 |
| Salaries and employee benefits | $5,964,000 | 1,643 |
| Premises and equipment expense | $2,249,000 | 1,110 |
| Additional noninterest expense | $5,384,000 | 1,291 |
| Pre-tax net operating income | $-6,681,000 | 7,131 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-2,217,000 | 7,255 |
| Income before extraordinary items | $-4,464,000 | 7,047 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,464,000 | 7,047 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-4,464,000 | 7,048 |
| Net charge-offs | $3,901,000 | 999 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-4,464,000 | 7,033 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,382,000 | 2,039 |
| Total interest expense | $1,538,000 | 2,823 |
| Net interest income | $8,844,000 | 1,877 |
| Provision for loan and lease losses | $2,050,000 | 1,218 |
| Total noninterest income | $315,000 | 4,747 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $517,000 | 2,019 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-202,000 | 7,125 |
| Total noninterest expense | $10,031,000 | 1,455 |
| Salaries and employee benefits | $4,466,000 | 1,646 |
| Premises and equipment expense | $1,661,000 | 1,142 |
| Additional noninterest expense | $3,904,000 | 1,323 |
| Pre-tax net operating income | $-2,922,000 | 7,099 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-954,000 | 7,292 |
| Income before extraordinary items | $-1,968,000 | 7,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,968,000 | 7,060 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,968,000 | 7,060 |
| Net charge-offs | $3,000,000 | 953 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,968,000 | 7,043 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,153,000 | 2,000 |
| Total interest expense | $1,073,000 | 2,805 |
| Net interest income | $6,080,000 | 1,836 |
| Provision for loan and lease losses | $1,450,000 | 1,165 |
| Total noninterest income | $13,000 | 7,092 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $348,000 | 1,982 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-335,000 | 7,334 |
| Total noninterest expense | $6,104,000 | 1,608 |
| Salaries and employee benefits | $2,962,000 | 1,670 |
| Premises and equipment expense | $1,068,000 | 1,201 |
| Additional noninterest expense | $2,074,000 | 1,663 |
| Pre-tax net operating income | $-1,461,000 | 7,092 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-472,000 | 7,327 |
| Income before extraordinary items | $-989,000 | 7,027 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-989,000 | 7,026 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-989,000 | 7,027 |
| Net charge-offs | $1,650,000 | 1,041 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-989,000 | 7,006 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,652,000 | 1,975 |
| Total interest expense | $583,000 | 2,696 |
| Net interest income | $3,069,000 | 1,813 |
| Provision for loan and lease losses | $1,450,000 | 665 |
| Total noninterest income | $234,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $174,000 | 1,953 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $60,000 | 4,383 |
| Total noninterest expense | $3,021,000 | 1,642 |
| Salaries and employee benefits | $1,428,000 | 1,728 |
| Premises and equipment expense | $552,000 | 1,191 |
| Additional noninterest expense | $1,041,000 | 1,653 |
| Pre-tax net operating income | $-1,168,000 | 7,305 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-417,000 | 7,455 |
| Income before extraordinary items | $-751,000 | 7,231 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-751,000 | 7,231 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-751,000 | 7,232 |
| Net charge-offs | $1,724,000 | 599 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-751,000 | 7,224 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,393,000 | 1,844 |
| Total interest expense | $3,342,000 | 2,367 |
| Net interest income | $13,051,000 | 1,694 |
| Provision for loan and lease losses | $4,575,000 | 1,224 |
| Total noninterest income | $640,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $726,000 | 1,983 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-86,000 | 7,174 |
| Total noninterest expense | $14,977,000 | 1,337 |
| Salaries and employee benefits | $6,529,000 | 1,508 |
| Premises and equipment expense | $2,483,000 | 1,053 |
| Additional noninterest expense | $5,965,000 | 1,242 |
| Pre-tax net operating income | $-5,861,000 | 7,172 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-1,953,000 | 7,446 |
| Income before extraordinary items | $-3,908,000 | 7,092 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,908,000 | 7,092 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,908,000 | 7,093 |
| Net charge-offs | $3,725,000 | 1,278 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-3,908,000 | 7,071 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,809,000 | 1,802 |
| Total interest expense | $2,598,000 | 2,388 |
| Net interest income | $10,211,000 | 1,655 |
| Provision for loan and lease losses | $2,725,000 | 1,348 |
| Total noninterest income | $458,000 | 4,243 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $537,000 | 2,063 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-79,000 | 7,368 |
| Total noninterest expense | $10,793,000 | 1,387 |
| Salaries and employee benefits | $4,949,000 | 1,496 |
| Premises and equipment expense | $1,817,000 | 1,084 |
| Additional noninterest expense | $4,027,000 | 1,334 |
| Pre-tax net operating income | $-2,849,000 | 7,182 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-939,000 | 7,482 |
| Income before extraordinary items | $-1,910,000 | 7,118 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,910,000 | 7,116 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,910,000 | 7,118 |
| Net charge-offs | $3,319,000 | 1,056 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,910,000 | 7,092 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,653,000 | 1,805 |
| Total interest expense | $1,822,000 | 2,355 |
| Net interest income | $6,831,000 | 1,652 |
| Provision for loan and lease losses | $2,575,000 | 1,062 |
| Total noninterest income | $536,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $359,000 | 2,055 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $177,000 | 3,708 |
| Total noninterest expense | $6,853,000 | 1,436 |
| Salaries and employee benefits | $3,271,000 | 1,518 |
| Premises and equipment expense | $1,139,000 | 1,164 |
| Additional noninterest expense | $2,443,000 | 1,455 |
| Pre-tax net operating income | $-2,061,000 | 7,284 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-681,000 | 7,543 |
| Income before extraordinary items | $-1,380,000 | 7,211 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,380,000 | 7,210 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,380,000 | 7,211 |
| Net charge-offs | $2,614,000 | 924 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,380,000 | 7,198 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,402,000 | 1,817 |
| Total interest expense | $987,000 | 2,285 |
| Net interest income | $3,415,000 | 1,664 |
| Provision for loan and lease losses | $25,000 | 5,585 |
| Total noninterest income | $285,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $181,000 | 2,037 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $104,000 | 3,434 |
| Total noninterest expense | $3,392,000 | 1,481 |
| Salaries and employee benefits | $1,757,000 | 1,425 |
| Premises and equipment expense | $661,000 | 1,028 |
| Additional noninterest expense | $974,000 | 1,782 |
| Pre-tax net operating income | $283,000 | 3,459 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $106,000 | 2,062 |
| Income before extraordinary items | $177,000 | 4,104 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $177,000 | 4,103 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $177,000 | 4,103 |
| Net charge-offs | $794,000 | 1,208 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $177,000 | 4,002 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,638,000 | 1,830 |
| Total interest expense | $5,425,000 | 2,101 |
| Net interest income | $13,213,000 | 1,696 |
| Provision for loan and lease losses | $3,065,000 | 1,957 |
| Total noninterest income | $1,223,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $832,000 | 1,991 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $391,000 | 3,585 |
| Total noninterest expense | $13,755,000 | 1,499 |
| Salaries and employee benefits | $6,563,000 | 1,523 |
| Premises and equipment expense | $3,004,000 | 895 |
| Additional noninterest expense | $4,188,000 | 1,779 |
| Pre-tax net operating income | $-2,384,000 | 6,740 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-781,000 | 7,197 |
| Income before extraordinary items | $-1,603,000 | 6,615 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,603,000 | 6,615 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,603,000 | 6,615 |
| Net charge-offs | $2,169,000 | 1,939 |
| Cash dividends | $123,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,603,000 | 6,606 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,997,000 | 1,857 |
| Total interest expense | $4,187,000 | 2,130 |
| Net interest income | $9,810,000 | 1,710 |
| Provision for loan and lease losses | $965,000 | 2,836 |
| Total noninterest income | $936,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $633,000 | 1,963 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $303,000 | 3,603 |
| Total noninterest expense | $9,717,000 | 1,582 |
| Salaries and employee benefits | $4,836,000 | 1,556 |
| Premises and equipment expense | $1,895,000 | 1,092 |
| Additional noninterest expense | $2,986,000 | 1,793 |
| Pre-tax net operating income | $64,000 | 5,434 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $51,000 | 3,315 |
| Income before extraordinary items | $13,000 | 5,715 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $13,000 | 5,715 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $13,000 | 5,715 |
| Net charge-offs | $1,362,000 | 1,869 |
| Cash dividends | $123,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $13,000 | 5,660 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,370,000 | 1,882 |
| Total interest expense | $2,897,000 | 2,157 |
| Net interest income | $6,473,000 | 1,727 |
| Provision for loan and lease losses | $70,000 | 5,703 |
| Total noninterest income | $633,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $413,000 | 1,966 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $220,000 | 3,509 |
| Total noninterest expense | $6,503,000 | 1,595 |
| Salaries and employee benefits | $3,333,000 | 1,546 |
| Premises and equipment expense | $1,227,000 | 1,145 |
| Additional noninterest expense | $1,943,000 | 1,850 |
| Pre-tax net operating income | $533,000 | 3,210 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $201,000 | 1,944 |
| Income before extraordinary items | $332,000 | 3,795 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $332,000 | 3,794 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $332,000 | 3,794 |
| Net charge-offs | $260,000 | 3,112 |
| Cash dividends | $123,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $332,000 | 3,669 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,661,000 | 1,915 |
| Total interest expense | $1,533,000 | 2,128 |
| Net interest income | $3,128,000 | 1,776 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $321,000 | 2,899 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $209,000 | 1,890 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $112,000 | 3,474 |
| Total noninterest expense | $3,162,000 | 1,596 |
| Salaries and employee benefits | $1,705,000 | 1,534 |
| Premises and equipment expense | $611,000 | 1,179 |
| Additional noninterest expense | $846,000 | 1,898 |
| Pre-tax net operating income | $242,000 | 3,693 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $92,000 | 2,262 |
| Income before extraordinary items | $150,000 | 4,353 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $150,000 | 4,356 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $150,000 | 4,356 |
| Net charge-offs | $-101,000 | 8,188 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $150,000 | 4,189 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $23,520,000 | 1,646 |
| Total interest expense | $8,155,000 | 1,935 |
| Net interest income | $15,365,000 | 1,450 |
| Provision for loan and lease losses | $1,420,000 | 2,221 |
| Total noninterest income | $1,421,000 | 2,735 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $972,000 | 1,800 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $449,000 | 3,382 |
| Total noninterest expense | $13,427,000 | 1,453 |
| Salaries and employee benefits | $7,184,000 | 1,430 |
| Premises and equipment expense | $2,737,000 | 1,017 |
| Additional noninterest expense | $3,506,000 | 1,745 |
| Pre-tax net operating income | $1,939,000 | 2,511 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $669,000 | 1,567 |
| Income before extraordinary items | $1,270,000 | 2,809 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,270,000 | 2,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,584,000 | 1,502 |
| Cash dividends | $494,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,270,000 | 2,948 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,499,000 | 1,618 |
| Total interest expense | $6,285,000 | 1,962 |
| Net interest income | $12,214,000 | 1,385 |
| Provision for loan and lease losses | $120,000 | 4,934 |
| Total noninterest income | $1,124,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $765,000 | 1,750 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $359,000 | 3,368 |
| Total noninterest expense | $9,834,000 | 1,479 |
| Salaries and employee benefits | $5,422,000 | 1,444 |
| Premises and equipment expense | $2,021,000 | 1,037 |
| Additional noninterest expense | $2,391,000 | 1,854 |
| Pre-tax net operating income | $3,384,000 | 1,447 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,350,000 | 915 |
| Income before extraordinary items | $2,034,000 | 1,755 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,034,000 | 1,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,032 |
| Cash dividends | $494,000 | 2,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,034,000 | 1,853 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,887,000 | 1,572 |
| Total interest expense | $4,281,000 | 2,015 |
| Net interest income | $8,606,000 | 1,296 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $783,000 | 2,644 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $516,000 | 1,707 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $267,000 | 3,230 |
| Total noninterest expense | $6,572,000 | 1,465 |
| Salaries and employee benefits | $3,724,000 | 1,401 |
| Premises and equipment expense | $1,355,000 | 1,026 |
| Additional noninterest expense | $1,493,000 | 1,932 |
| Pre-tax net operating income | $2,697,000 | 1,295 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,041,000 | 914 |
| Income before extraordinary items | $1,656,000 | 1,634 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,656,000 | 1,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,886 |
| Cash dividends | $494,000 | 2,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,656,000 | 1,607 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,749,000 | 1,542 |
| Total interest expense | $2,202,000 | 2,079 |
| Net interest income | $4,547,000 | 1,221 |
| Provision for loan and lease losses | $120,000 | 2,457 |
| Total noninterest income | $415,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $269,000 | 1,616 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $146,000 | 3,086 |
| Total noninterest expense | $3,316,000 | 1,443 |
| Salaries and employee benefits | $1,901,000 | 1,380 |
| Premises and equipment expense | $679,000 | 1,027 |
| Additional noninterest expense | $736,000 | 1,915 |
| Pre-tax net operating income | $1,526,000 | 1,239 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $568,000 | 904 |
| Income before extraordinary items | $958,000 | 1,565 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $958,000 | 1,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,902 |
| Cash dividends | $494,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $958,000 | 1,507 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $29,038,000 | 1,476 |
| Total interest expense | $8,785,000 | 2,151 |
| Net interest income | $20,253,000 | 1,092 |
| Provision for loan and lease losses | $863,000 | 1,593 |
| Total noninterest income | $1,482,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $956,000 | 1,844 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $526,000 | 3,213 |
| Total noninterest expense | $14,046,000 | 1,316 |
| Salaries and employee benefits | $7,864,000 | 1,264 |
| Premises and equipment expense | $2,589,000 | 1,019 |
| Additional noninterest expense | $3,593,000 | 1,540 |
| Pre-tax net operating income | $6,826,000 | 1,248 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,822,000 | 859 |
| Income before extraordinary items | $4,004,000 | 1,591 |
| Extraordinary gains, net | $902,000 | 11 |
| Net income | $4,906,000 | 1,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,251 |
| Cash dividends | $470,000 | 3,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,004,000 | 1,579 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $21,619,000 | 1,501 |
| Total interest expense | $6,604,000 | 2,147 |
| Net interest income | $15,015,000 | 1,112 |
| Provision for loan and lease losses | $593,000 | 1,363 |
| Total noninterest income | $1,084,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $678,000 | 1,912 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $406,000 | 3,174 |
| Total noninterest expense | $10,652,000 | 1,295 |
| Salaries and employee benefits | $5,957,000 | 1,256 |
| Premises and equipment expense | $1,971,000 | 983 |
| Additional noninterest expense | $2,724,000 | 1,486 |
| Pre-tax net operating income | $4,854,000 | 1,396 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,132,000 | 920 |
| Income before extraordinary items | $2,722,000 | 1,854 |
| Extraordinary gains, net | $902,000 | 9 |
| Net income | $3,624,000 | 1,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $470,000 | 3,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,722,000 | 1,841 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,250,000 | 1,533 |
| Total interest expense | $4,382,000 | 2,157 |
| Net interest income | $9,868,000 | 1,147 |
| Provision for loan and lease losses | $593,000 | 901 |
| Total noninterest income | $727,000 | 2,753 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $442,000 | 1,946 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $285,000 | 3,102 |
| Total noninterest expense | $6,931,000 | 1,345 |
| Salaries and employee benefits | $3,847,000 | 1,325 |
| Premises and equipment expense | $1,231,000 | 1,087 |
| Additional noninterest expense | $1,853,000 | 1,475 |
| Pre-tax net operating income | $3,071,000 | 1,514 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,346,000 | 1,003 |
| Income before extraordinary items | $1,725,000 | 1,993 |
| Extraordinary gains, net | $576,000 | 8 |
| Net income | $2,301,000 | 1,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $470,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,725,000 | 1,972 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,074,000 | 1,531 |
| Total interest expense | $2,225,000 | 2,126 |
| Net interest income | $4,849,000 | 1,158 |
| Provision for loan and lease losses | $381,000 | 652 |
| Total noninterest income | $358,000 | 2,770 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $212,000 | 1,963 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $146,000 | 3,072 |
| Total noninterest expense | $3,387,000 | 1,374 |
| Salaries and employee benefits | $1,929,000 | 1,332 |
| Premises and equipment expense | $634,000 | 1,046 |
| Additional noninterest expense | $824,000 | 1,623 |
| Pre-tax net operating income | $1,439,000 | 1,591 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $743,000 | 933 |
| Income before extraordinary items | $696,000 | 2,341 |
| Extraordinary gains, net | $576,000 | 3 |
| Net income | $1,272,000 | 1,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,794 |
| Cash dividends | $470,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $696,000 | 2,322 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $26,280,000 | 1,520 |
| Total interest expense | $7,543,000 | 2,150 |
| Net interest income | $18,737,000 | 1,201 |
| Provision for loan and lease losses | $1,435,000 | 741 |
| Total noninterest income | $1,428,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $947,000 | 1,831 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $481,000 | 3,406 |
| Total noninterest expense | $12,194,000 | 1,460 |
| Salaries and employee benefits | $7,074,000 | 1,379 |
| Premises and equipment expense | $2,087,000 | 1,232 |
| Additional noninterest expense | $3,033,000 | 1,742 |
| Pre-tax net operating income | $6,536,000 | 1,485 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,348,000 | 1,179 |
| Income before extraordinary items | $4,188,000 | 1,723 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,188,000 | 1,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 1,400 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,188,000 | 1,710 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,288,000 | 1,544 |
| Total interest expense | $5,448,000 | 2,171 |
| Net interest income | $13,840,000 | 1,239 |
| Provision for loan and lease losses | $1,060,000 | 717 |
| Total noninterest income | $1,080,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $715,000 | 1,828 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $365,000 | 3,364 |
| Total noninterest expense | $9,060,000 | 1,480 |
| Salaries and employee benefits | $5,061,000 | 1,468 |
| Premises and equipment expense | $1,604,000 | 1,214 |
| Additional noninterest expense | $2,395,000 | 1,645 |
| Pre-tax net operating income | $4,800,000 | 1,550 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,703,000 | 1,260 |
| Income before extraordinary items | $3,097,000 | 1,785 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,097,000 | 1,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 1,327 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,097,000 | 1,765 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,447,000 | 1,565 |
| Total interest expense | $3,477,000 | 2,141 |
| Net interest income | $8,970,000 | 1,282 |
| Provision for loan and lease losses | $700,000 | 716 |
| Total noninterest income | $738,000 | 2,736 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $482,000 | 1,795 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $256,000 | 3,285 |
| Total noninterest expense | $6,135,000 | 1,467 |
| Salaries and employee benefits | $3,331,000 | 1,491 |
| Premises and equipment expense | $1,039,000 | 1,244 |
| Additional noninterest expense | $1,765,000 | 1,502 |
| Pre-tax net operating income | $2,873,000 | 1,721 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $882,000 | 1,537 |
| Income before extraordinary items | $1,991,000 | 1,844 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,991,000 | 1,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,043 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,991,000 | 1,825 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,031,000 | 1,574 |
| Total interest expense | $1,675,000 | 2,131 |
| Net interest income | $4,356,000 | 1,313 |
| Provision for loan and lease losses | $345,000 | 697 |
| Total noninterest income | $403,000 | 2,534 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $248,000 | 1,697 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $155,000 | 2,918 |
| Total noninterest expense | $2,943,000 | 1,530 |
| Salaries and employee benefits | $1,636,000 | 1,521 |
| Premises and equipment expense | $510,000 | 1,275 |
| Additional noninterest expense | $797,000 | 1,638 |
| Pre-tax net operating income | $1,471,000 | 1,651 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $456,000 | 1,494 |
| Income before extraordinary items | $1,015,000 | 1,764 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,015,000 | 1,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 725 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,015,000 | 1,747 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $22,152,000 | 1,507 |
| Total interest expense | $6,450,000 | 1,759 |
| Net interest income | $15,702,000 | 1,386 |
| Provision for loan and lease losses | $1,404,000 | 766 |
| Total noninterest income | $1,778,000 | 2,401 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,165,000 | 1,506 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $613,000 | 3,016 |
| Total noninterest expense | $11,622,000 | 1,482 |
| Salaries and employee benefits | $6,347,000 | 1,478 |
| Premises and equipment expense | $2,054,000 | 1,198 |
| Additional noninterest expense | $3,221,000 | 1,587 |
| Pre-tax net operating income | $4,454,000 | 2,045 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,304,000 | 1,883 |
| Income before extraordinary items | $3,150,000 | 2,156 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,150,000 | 2,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,666,000 | 462 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,150,000 | 2,137 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,930,000 | 1,530 |
| Total interest expense | $4,690,000 | 1,725 |
| Net interest income | $11,240,000 | 1,430 |
| Provision for loan and lease losses | $897,000 | 848 |
| Total noninterest income | $1,361,000 | 2,371 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $873,000 | 1,486 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $488,000 | 2,928 |
| Total noninterest expense | $8,467,000 | 1,511 |
| Salaries and employee benefits | $4,449,000 | 1,563 |
| Premises and equipment expense | $1,499,000 | 1,218 |
| Additional noninterest expense | $2,519,000 | 1,495 |
| Pre-tax net operating income | $3,237,000 | 2,103 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $882,000 | 2,057 |
| Income before extraordinary items | $2,355,000 | 2,175 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,355,000 | 2,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $923,000 | 528 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,355,000 | 2,140 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,430,000 | 1,512 |
| Total interest expense | $3,022,000 | 1,673 |
| Net interest income | $7,408,000 | 1,432 |
| Provision for loan and lease losses | $582,000 | 857 |
| Total noninterest income | $979,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $582,000 | 1,454 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $397,000 | 2,557 |
| Total noninterest expense | $5,512,000 | 1,536 |
| Salaries and employee benefits | $2,951,000 | 1,570 |
| Premises and equipment expense | $1,002,000 | 1,206 |
| Additional noninterest expense | $1,559,000 | 1,584 |
| Pre-tax net operating income | $2,293,000 | 1,967 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $615,000 | 1,963 |
| Income before extraordinary items | $1,678,000 | 2,022 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,678,000 | 2,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $628,000 | 512 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,678,000 | 1,984 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,045,000 | 1,546 |
| Total interest expense | $1,414,000 | 1,695 |
| Net interest income | $3,631,000 | 1,454 |
| Provision for loan and lease losses | $282,000 | 835 |
| Total noninterest income | $585,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $285,000 | 1,445 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $300,000 | 1,892 |
| Total noninterest expense | $2,495,000 | 1,684 |
| Salaries and employee benefits | $1,431,000 | 1,613 |
| Premises and equipment expense | $503,000 | 1,206 |
| Additional noninterest expense | $561,000 | 2,178 |
| Pre-tax net operating income | $1,439,000 | 1,576 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $405,000 | 1,588 |
| Income before extraordinary items | $1,034,000 | 1,617 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,034,000 | 1,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 877 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,034,000 | 1,599 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,018,000 | 1,607 |
| Total interest expense | $4,643,000 | 1,752 |
| Net interest income | $13,375,000 | 1,515 |
| Provision for loan and lease losses | $755,000 | 1,357 |
| Total noninterest income | $1,412,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,154,000 | 1,523 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $258,000 | 4,568 |
| Total noninterest expense | $10,019,000 | 1,618 |
| Salaries and employee benefits | $5,310,000 | 1,659 |
| Premises and equipment expense | $1,833,000 | 1,248 |
| Additional noninterest expense | $2,876,000 | 1,704 |
| Pre-tax net operating income | $4,013,000 | 2,057 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,350,000 | 1,744 |
| Income before extraordinary items | $2,663,000 | 2,296 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,663,000 | 2,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 1,773 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,663,000 | 2,249 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,174,000 | 1,629 |
| Total interest expense | $3,413,000 | 1,757 |
| Net interest income | $9,761,000 | 1,546 |
| Provision for loan and lease losses | $529,000 | 1,389 |
| Total noninterest income | $975,000 | 2,983 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $802,000 | 1,647 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $173,000 | 4,804 |
| Total noninterest expense | $7,743,000 | 1,573 |
| Salaries and employee benefits | $3,961,000 | 1,668 |
| Premises and equipment expense | $1,504,000 | 1,146 |
| Additional noninterest expense | $2,278,000 | 1,589 |
| Pre-tax net operating income | $2,464,000 | 2,419 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $829,000 | 2,054 |
| Income before extraordinary items | $1,635,000 | 2,750 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,635,000 | 2,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,417 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,635,000 | 2,690 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,764,000 | 1,609 |
| Total interest expense | $2,257,000 | 1,761 |
| Net interest income | $6,507,000 | 1,526 |
| Provision for loan and lease losses | $323,000 | 1,449 |
| Total noninterest income | $678,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $517,000 | 1,692 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $161,000 | 4,166 |
| Total noninterest expense | $5,157,000 | 1,577 |
| Salaries and employee benefits | $2,669,000 | 1,653 |
| Premises and equipment expense | $999,000 | 1,160 |
| Additional noninterest expense | $1,489,000 | 1,616 |
| Pre-tax net operating income | $1,705,000 | 2,326 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $572,000 | 2,011 |
| Income before extraordinary items | $1,133,000 | 2,648 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,133,000 | 2,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 1,504 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,133,000 | 2,578 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,370,000 | 1,613 |
| Total interest expense | $1,125,000 | 1,788 |
| Net interest income | $3,245,000 | 1,535 |
| Provision for loan and lease losses | $152,000 | 1,401 |
| Total noninterest income | $371,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $260,000 | 1,640 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $111,000 | 3,491 |
| Total noninterest expense | $2,691,000 | 1,510 |
| Salaries and employee benefits | $1,437,000 | 1,554 |
| Premises and equipment expense | $494,000 | 1,189 |
| Additional noninterest expense | $760,000 | 1,570 |
| Pre-tax net operating income | $773,000 | 2,491 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $199,000 | 2,588 |
| Income before extraordinary items | $574,000 | 2,613 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $574,000 | 2,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,369 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $574,000 | 2,526 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,706,000 | 1,706 |
| Total interest expense | $4,699,000 | 1,913 |
| Net interest income | $12,007,000 | 1,618 |
| Provision for loan and lease losses | $1,240,000 | 954 |
| Total noninterest income | $1,355,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,031,000 | 1,668 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $324,000 | 4,349 |
| Total noninterest expense | $9,769,000 | 1,645 |
| Salaries and employee benefits | $5,291,000 | 1,630 |
| Premises and equipment expense | $1,906,000 | 1,183 |
| Additional noninterest expense | $2,572,000 | 1,875 |
| Pre-tax net operating income | $2,353,000 | 3,028 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $847,000 | 2,434 |
| Income before extraordinary items | $1,506,000 | 3,551 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,506,000 | 3,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 1,795 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,506,000 | 3,397 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,611,000 | 1,727 |
| Total interest expense | $3,658,000 | 1,912 |
| Net interest income | $8,953,000 | 1,636 |
| Provision for loan and lease losses | $790,000 | 1,098 |
| Total noninterest income | $1,001,000 | 3,133 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $769,000 | 1,682 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $232,000 | 4,516 |
| Total noninterest expense | $7,463,000 | 1,626 |
| Salaries and employee benefits | $3,956,000 | 1,643 |
| Premises and equipment expense | $1,420,000 | 1,205 |
| Additional noninterest expense | $2,087,000 | 1,733 |
| Pre-tax net operating income | $1,701,000 | 3,217 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $626,000 | 2,584 |
| Income before extraordinary items | $1,075,000 | 3,811 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,075,000 | 3,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 1,443 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,075,000 | 3,640 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,532,000 | 1,723 |
| Total interest expense | $2,541,000 | 1,890 |
| Net interest income | $5,991,000 | 1,622 |
| Provision for loan and lease losses | $640,000 | 938 |
| Total noninterest income | $629,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $499,000 | 1,698 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $130,000 | 4,848 |
| Total noninterest expense | $4,846,000 | 1,659 |
| Salaries and employee benefits | $2,636,000 | 1,627 |
| Premises and equipment expense | $898,000 | 1,270 |
| Additional noninterest expense | $1,312,000 | 1,840 |
| Pre-tax net operating income | $1,134,000 | 3,218 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $433,000 | 2,538 |
| Income before extraordinary items | $701,000 | 3,858 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $701,000 | 3,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 1,153 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $701,000 | 3,662 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 1,707 |
| Total interest expense | $1,292,000 | 1,906 |
| Net interest income | $3,049,000 | 1,605 |
| Provision for loan and lease losses | $490,000 | 630 |
| Total noninterest income | $261,000 | 3,540 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $245,000 | 1,672 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $2,257,000 | 1,751 |
| Salaries and employee benefits | $1,330,000 | 1,601 |
| Premises and equipment expense | $434,000 | 1,331 |
| Additional noninterest expense | $493,000 | 2,360 |
| Pre-tax net operating income | $563,000 | 3,224 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $141,000 | 3,336 |
| Income before extraordinary items | $422,000 | 3,338 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $422,000 | 3,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 9,057 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $422,000 | 3,168 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,817,000 | 1,724 |
| Total interest expense | $6,392,000 | 1,785 |
| Net interest income | $11,425,000 | 1,701 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $1,646,000 | 2,467 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,089,000 | 1,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $557,000 | 3,091 |
| Total noninterest expense | $9,603,000 | 1,605 |
| Salaries and employee benefits | $4,994,000 | 1,616 |
| Premises and equipment expense | $1,632,000 | 1,346 |
| Additional noninterest expense | $2,977,000 | 1,585 |
| Pre-tax net operating income | $3,228,000 | 2,348 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,029,000 | 2,168 |
| Income before extraordinary items | $2,199,000 | 2,610 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,199,000 | 2,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,511,000 | 667 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,199,000 | 2,513 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,906,000 | 1,489 |
| Total interest expense | $10,908,000 | 1,488 |
| Net interest income | $11,998,000 | 1,488 |
| Provision for loan and lease losses | $1,225,000 | 1,063 |
| Total noninterest income | $1,958,000 | 2,048 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,145,000 | 1,307 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $813,000 | 2,363 |
| Total noninterest expense | $9,602,000 | 1,527 |
| Salaries and employee benefits | $4,673,000 | 1,605 |
| Premises and equipment expense | $1,768,000 | 1,197 |
| Additional noninterest expense | $3,161,000 | 1,471 |
| Pre-tax net operating income | $3,129,000 | 2,175 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,064,000 | 1,984 |
| Income before extraordinary items | $2,065,000 | 2,453 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,065,000 | 2,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000,000 | 942 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,065,000 | 2,373 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $28,220,000 | 1,255 |
| Total interest expense | $12,080,000 | 1,428 |
| Net interest income | $16,140,000 | 1,099 |
| Provision for loan and lease losses | $2,139,000 | 578 |
| Total noninterest income | $1,392,000 | 2,484 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,076,000 | 1,259 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $316,000 | 3,810 |
| Total noninterest expense | $9,870,000 | 1,403 |
| Salaries and employee benefits | $4,234,000 | 1,690 |
| Premises and equipment expense | $1,888,000 | 1,061 |
| Additional noninterest expense | $3,748,000 | 1,215 |
| Pre-tax net operating income | $5,523,000 | 1,343 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,490,000 | 970 |
| Income before extraordinary items | $3,033,000 | 1,733 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,033,000 | 1,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $427,000 | 1,404 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,033,000 | 1,726 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,400,000 | 1,594 |
| Total interest expense | $8,314,000 | 1,787 |
| Net interest income | $12,086,000 | 1,448 |
| Provision for loan and lease losses | $900,000 | 1,061 |
| Total noninterest income | $1,332,000 | 2,493 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,060,000 | 1,243 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $272,000 | 4,248 |
| Total noninterest expense | $8,343,000 | 1,651 |
| Salaries and employee benefits | $3,906,000 | 1,776 |
| Premises and equipment expense | $1,565,000 | 1,296 |
| Additional noninterest expense | $2,872,000 | 1,560 |
| Pre-tax net operating income | $4,175,000 | 1,778 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,555,000 | 1,549 |
| Income before extraordinary items | $2,620,000 | 2,019 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,620,000 | 2,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 1,303 |
| Cash dividends | $131,000 | 5,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,620,000 | 1,987 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,970,000 | 1,905 |
| Total interest expense | $6,559,000 | 2,303 |
| Net interest income | $10,411,000 | 1,636 |
| Provision for loan and lease losses | $795,000 | 1,193 |
| Total noninterest income | $1,396,000 | 2,398 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $946,000 | 1,319 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $450,000 | 3,191 |
| Total noninterest expense | $7,140,000 | 1,822 |
| Salaries and employee benefits | $3,246,000 | 2,089 |
| Premises and equipment expense | $1,146,000 | 1,722 |
| Additional noninterest expense | $2,748,000 | 1,565 |
| Pre-tax net operating income | $3,872,000 | 1,883 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,172,000 | 2,039 |
| Income before extraordinary items | $2,700,000 | 1,934 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,700,000 | 1,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,609 |
| Cash dividends | $486,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,700,000 | 1,861 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,549,000 | 2,407 |
| Total interest expense | $4,500,000 | 3,295 |
| Net interest income | $9,049,000 | 1,918 |
| Provision for loan and lease losses | $467,000 | 1,886 |
| Total noninterest income | $1,239,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $985,000 | 1,304 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $254,000 | 4,326 |
| Total noninterest expense | $6,183,000 | 2,092 |
| Salaries and employee benefits | $2,758,000 | 2,413 |
| Premises and equipment expense | $1,115,000 | 1,775 |
| Additional noninterest expense | $2,310,000 | 1,839 |
| Pre-tax net operating income | $3,638,000 | 2,067 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,172,000 | 2,128 |
| Income before extraordinary items | $2,466,000 | 2,138 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,466,000 | 2,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 1,682 |
| Cash dividends | $492,000 | 3,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,466,000 | 2,086 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,502,000 | 3,129 |
| Total interest expense | $3,095,000 | 4,651 |
| Net interest income | $7,407,000 | 2,427 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $1,258,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,023,000 | 1,308 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $235,000 | 4,723 |
| Total noninterest expense | $5,781,000 | 2,379 |
| Salaries and employee benefits | $2,519,000 | 2,676 |
| Premises and equipment expense | $1,072,000 | 1,880 |
| Additional noninterest expense | $2,190,000 | 2,260 |
| Pre-tax net operating income | $2,794,000 | 2,518 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $691,000 | 3,210 |
| Income before extraordinary items | $2,103,000 | 2,341 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,103,000 | 2,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,582 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,103,000 | 2,294 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,946,000 | 3,639 |
| Total interest expense | $2,474,000 | 5,622 |
| Net interest income | $6,472,000 | 2,755 |
| Provision for loan and lease losses | $65,000 | 5,556 |
| Total noninterest income | $1,163,000 | 2,787 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,009,000 | 1,338 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $154,000 | 5,906 |
| Total noninterest expense | $5,687,000 | 2,391 |
| Salaries and employee benefits | $2,518,000 | 2,655 |
| Premises and equipment expense | $944,000 | 2,126 |
| Additional noninterest expense | $2,225,000 | 2,209 |
| Pre-tax net operating income | $1,883,000 | 3,688 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $238,000 | 6,833 |
| Income before extraordinary items | $1,645,000 | 2,987 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,645,000 | 2,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,931 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,645,000 | 2,954 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,947,000 | 4,251 |
| Total interest expense | $1,658,000 | 6,447 |
| Net interest income | $5,289,000 | 3,387 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $1,316,000 | 2,551 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,152,000 | 1,149 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $164,000 | 5,924 |
| Total noninterest expense | $5,149,000 | 2,692 |
| Salaries and employee benefits | $2,396,000 | 2,772 |
| Premises and equipment expense | $921,000 | 2,190 |
| Additional noninterest expense | $1,832,000 | 2,780 |
| Pre-tax net operating income | $1,441,000 | 4,561 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $170,000 | 7,925 |
| Income before extraordinary items | $1,271,000 | 3,661 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,271,000 | 3,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,506 |
| Cash dividends | $270,000 | 4,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,271,000 | 3,704 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,244,000 | 4,785 |
| Total interest expense | $1,662,000 | 6,711 |
| Net interest income | $4,582,000 | 3,867 |
| Provision for loan and lease losses | $581,000 | 1,908 |
| Total noninterest income | $1,456,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,309,000 | 1,007 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $147,000 | 6,629 |
| Total noninterest expense | $5,257,000 | 2,722 |
| Salaries and employee benefits | $2,221,000 | 2,956 |
| Premises and equipment expense | $973,000 | 2,106 |
| Additional noninterest expense | $2,063,000 | 2,657 |
| Pre-tax net operating income | $200,000 | 11,037 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $2,000 | 12,040 |
| Income before extraordinary items | $208,000 | 10,550 |
| Extraordinary gains, net | $453,000 | 511 |
| Net income | $661,000 | 6,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 1,810 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $198,100 | 10,448 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,561,000 | 5,105 |
| Total interest expense | $2,428,000 | 6,128 |
| Net interest income | $4,133,000 | 4,316 |
| Provision for loan and lease losses | $171,000 | 5,723 |
| Total noninterest income | $1,463,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,283,000 | 1,011 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $180,000 | 6,025 |
| Total noninterest expense | $4,913,000 | 2,908 |
| Salaries and employee benefits | $2,226,000 | 2,907 |
| Premises and equipment expense | $964,000 | 2,167 |
| Additional noninterest expense | $1,723,000 | 3,177 |
| Pre-tax net operating income | $512,000 | 8,321 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $29,000 | 11,842 |
| Income before extraordinary items | $483,000 | 7,482 |
| Extraordinary gains, net | $29,000 | 1,140 |
| Net income | $512,000 | 7,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 5,927 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $483,000 | 7,107 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.