Home > Omni National Bank > Income and Expense
Omni National Bank, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $54,157,000 | 692 |
| Total interest expense | $40,783,000 | 394 |
| Net interest income | $13,374,000 | 1,658 |
| Provision for loan and lease losses | $12,190,000 | 516 |
| Total noninterest income | $11,556,000 | 531 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $750,000 | 2,229 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $10,806,000 | 373 |
| Total noninterest expense | $36,870,000 | 546 |
| Salaries and employee benefits | $15,052,000 | 652 |
| Premises and equipment expense | $5,027,000 | 546 |
| Additional noninterest expense | $16,791,000 | 439 |
| Pre-tax net operating income | $-24,130,000 | 8,127 |
| Securities gains (losses) | $179,000 | 773 |
| Applicable income taxes | $-9,383,000 | 8,183 |
| Income before extraordinary items | $-14,568,000 | 8,060 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-14,568,000 | 8,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,826,000 | 256 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-14,682,560 | 8,085 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $42,278,000 | 684 |
| Total interest expense | $30,593,000 | 415 |
| Net interest income | $11,685,000 | 1,449 |
| Provision for loan and lease losses | $11,314,000 | 367 |
| Total noninterest income | $4,852,000 | 901 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $629,000 | 2,050 |
| Trading account gains and fees | $103,000 | 103 |
| Additional Noninterest Income | $4,120,000 | 640 |
| Total noninterest expense | $26,891,000 | 554 |
| Salaries and employee benefits | $12,079,000 | 616 |
| Premises and equipment expense | $3,736,000 | 557 |
| Additional noninterest expense | $11,076,000 | 457 |
| Pre-tax net operating income | $-21,668,000 | 8,292 |
| Securities gains (losses) | $-237,000 | 7,628 |
| Applicable income taxes | $-8,869,000 | 8,306 |
| Income before extraordinary items | $-13,036,000 | 8,244 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-13,036,000 | 8,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,246,000 | 207 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-12,884,320 | 8,267 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $29,734,000 | 652 |
| Total interest expense | $20,674,000 | 428 |
| Net interest income | $9,060,000 | 1,233 |
| Provision for loan and lease losses | $4,317,000 | 481 |
| Total noninterest income | $2,845,000 | 1,006 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $311,000 | 2,564 |
| Trading account gains and fees | $9,000 | 131 |
| Additional Noninterest Income | $2,525,000 | 711 |
| Total noninterest expense | $16,324,000 | 594 |
| Salaries and employee benefits | $7,879,000 | 634 |
| Premises and equipment expense | $2,522,000 | 544 |
| Additional noninterest expense | $5,923,000 | 538 |
| Pre-tax net operating income | $-8,736,000 | 8,344 |
| Securities gains (losses) | $-225,000 | 8,307 |
| Applicable income taxes | $-3,590,000 | 8,372 |
| Income before extraordinary items | $-5,371,000 | 8,324 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,371,000 | 8,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,958,000 | 238 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-5,227,000 | 8,316 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $15,561,000 | 647 |
| Total interest expense | $10,146,000 | 470 |
| Net interest income | $5,415,000 | 990 |
| Provision for loan and lease losses | $-660,000 | 8,488 |
| Total noninterest income | $1,853,000 | 801 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $166,000 | 2,417 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,687,000 | 570 |
| Total noninterest expense | $7,637,000 | 629 |
| Salaries and employee benefits | $3,956,000 | 636 |
| Premises and equipment expense | $1,190,000 | 581 |
| Additional noninterest expense | $2,491,000 | 592 |
| Pre-tax net operating income | $291,000 | 4,221 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $52,000 | 3,521 |
| Income before extraordinary items | $239,000 | 4,289 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $239,000 | 4,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,910,000 | 235 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $239,000 | 4,188 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $70,956,000 | 597 |
| Total interest expense | $35,776,000 | 565 |
| Net interest income | $35,180,000 | 630 |
| Provision for loan and lease losses | $29,961,000 | 118 |
| Total noninterest income | $3,814,000 | 1,348 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $631,000 | 2,574 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,183,000 | 966 |
| Total noninterest expense | $30,638,000 | 611 |
| Salaries and employee benefits | $12,103,000 | 812 |
| Premises and equipment expense | $3,908,000 | 682 |
| Additional noninterest expense | $14,627,000 | 435 |
| Pre-tax net operating income | $-21,605,000 | 8,506 |
| Securities gains (losses) | $52,000 | 778 |
| Applicable income taxes | $-6,999,000 | 8,502 |
| Income before extraordinary items | $-14,554,000 | 8,499 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-14,554,000 | 8,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,354,000 | 221 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-14,589,360 | 8,497 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $53,075,000 | 590 |
| Total interest expense | $25,819,000 | 583 |
| Net interest income | $27,256,000 | 608 |
| Provision for loan and lease losses | $4,377,000 | 283 |
| Total noninterest income | $2,264,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $477,000 | 2,541 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,787,000 | 1,216 |
| Total noninterest expense | $17,483,000 | 783 |
| Salaries and employee benefits | $8,761,000 | 849 |
| Premises and equipment expense | $2,727,000 | 729 |
| Additional noninterest expense | $5,995,000 | 706 |
| Pre-tax net operating income | $7,660,000 | 907 |
| Securities gains (losses) | $15,000 | 891 |
| Applicable income taxes | $2,576,000 | 779 |
| Income before extraordinary items | $5,099,000 | 1,034 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,099,000 | 1,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,668,000 | 455 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,089,100 | 1,019 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $34,052,000 | 633 |
| Total interest expense | $16,252,000 | 623 |
| Net interest income | $17,800,000 | 638 |
| Provision for loan and lease losses | $2,427,000 | 281 |
| Total noninterest income | $1,489,000 | 1,682 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $323,000 | 2,503 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,166,000 | 1,253 |
| Total noninterest expense | $11,860,000 | 787 |
| Salaries and employee benefits | $5,973,000 | 847 |
| Premises and equipment expense | $1,729,000 | 787 |
| Additional noninterest expense | $4,158,000 | 679 |
| Pre-tax net operating income | $5,002,000 | 961 |
| Securities gains (losses) | $9,000 | 893 |
| Applicable income taxes | $1,673,000 | 843 |
| Income before extraordinary items | $3,338,000 | 1,083 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,338,000 | 1,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $512,000 | 706 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,331,970 | 1,063 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $16,044,000 | 652 |
| Total interest expense | $7,594,000 | 656 |
| Net interest income | $8,450,000 | 664 |
| Provision for loan and lease losses | $986,000 | 303 |
| Total noninterest income | $629,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $158,000 | 2,498 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $471,000 | 1,426 |
| Total noninterest expense | $5,771,000 | 808 |
| Salaries and employee benefits | $3,006,000 | 846 |
| Premises and equipment expense | $852,000 | 792 |
| Additional noninterest expense | $1,913,000 | 726 |
| Pre-tax net operating income | $2,322,000 | 1,011 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $759,000 | 912 |
| Income before extraordinary items | $1,562,000 | 1,129 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,562,000 | 1,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,636 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 684 |
| Net operating income | $1,562,670 | 1,110 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $49,753,000 | 772 |
| Total interest expense | $22,535,000 | 747 |
| Net interest income | $27,218,000 | 816 |
| Provision for loan and lease losses | $2,583,000 | 442 |
| Total noninterest income | $2,941,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $711,000 | 2,340 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,230,000 | 1,252 |
| Total noninterest expense | $18,180,000 | 988 |
| Salaries and employee benefits | $9,479,000 | 1,014 |
| Premises and equipment expense | $2,889,000 | 875 |
| Additional noninterest expense | $5,812,000 | 913 |
| Pre-tax net operating income | $9,396,000 | 1,042 |
| Securities gains (losses) | $12,000 | 1,037 |
| Applicable income taxes | $-533,000 | 8,577 |
| Income before extraordinary items | $9,941,000 | 750 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,941,000 | 749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $728,000 | 883 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $9,929,000 | 739 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $35,180,000 | 818 |
| Total interest expense | $15,723,000 | 776 |
| Net interest income | $19,457,000 | 870 |
| Provision for loan and lease losses | $1,866,000 | 425 |
| Total noninterest income | $1,897,000 | 1,880 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $337,000 | 3,318 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,560,000 | 1,333 |
| Total noninterest expense | $12,418,000 | 1,091 |
| Salaries and employee benefits | $6,242,000 | 1,184 |
| Premises and equipment expense | $2,104,000 | 907 |
| Additional noninterest expense | $4,072,000 | 985 |
| Pre-tax net operating income | $7,070,000 | 1,087 |
| Securities gains (losses) | $12,000 | 854 |
| Applicable income taxes | $-1,310,000 | 8,723 |
| Income before extraordinary items | $8,392,000 | 703 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,392,000 | 702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 921 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,380,000 | 698 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $20,247,000 | 945 |
| Total interest expense | $9,373,000 | 830 |
| Net interest income | $10,874,000 | 1,045 |
| Provision for loan and lease losses | $950,000 | 541 |
| Total noninterest income | $3,080,000 | 926 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $219,000 | 3,345 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,861,000 | 614 |
| Total noninterest expense | $8,387,000 | 1,078 |
| Salaries and employee benefits | $4,160,000 | 1,191 |
| Premises and equipment expense | $1,365,000 | 929 |
| Additional noninterest expense | $2,862,000 | 935 |
| Pre-tax net operating income | $4,617,000 | 1,099 |
| Securities gains (losses) | $-2,000 | 7,528 |
| Applicable income taxes | $-2,150,000 | 8,765 |
| Income before extraordinary items | $6,765,000 | 599 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,765,000 | 597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,108 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,767,000 | 584 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,368,000 | 991 |
| Total interest expense | $4,167,000 | 882 |
| Net interest income | $5,201,000 | 1,085 |
| Provision for loan and lease losses | $225,000 | 1,018 |
| Total noninterest income | $1,465,000 | 956 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $94,000 | 3,616 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,371,000 | 637 |
| Total noninterest expense | $4,227,000 | 1,073 |
| Salaries and employee benefits | $2,040,000 | 1,217 |
| Premises and equipment expense | $670,000 | 949 |
| Additional noninterest expense | $1,517,000 | 875 |
| Pre-tax net operating income | $2,214,000 | 1,121 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $-2,952,000 | 8,784 |
| Income before extraordinary items | $5,168,000 | 423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,168,000 | 422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,212 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $5,166,000 | 416 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $32,123,000 | 1,026 |
| Total interest expense | $12,014,000 | 929 |
| Net interest income | $20,109,000 | 1,074 |
| Provision for loan and lease losses | $1,264,000 | 833 |
| Total noninterest income | $4,868,000 | 1,109 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $387,000 | 3,629 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,481,000 | 727 |
| Total noninterest expense | $18,054,000 | 938 |
| Salaries and employee benefits | $10,126,000 | 894 |
| Premises and equipment expense | $2,198,000 | 1,108 |
| Additional noninterest expense | $5,730,000 | 904 |
| Pre-tax net operating income | $5,659,000 | 1,653 |
| Securities gains (losses) | $-12,000 | 7,607 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $5,647,000 | 1,269 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,647,000 | 1,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $654,000 | 940 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,659,000 | 1,244 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $22,710,000 | 1,056 |
| Total interest expense | $8,154,000 | 970 |
| Net interest income | $14,556,000 | 1,099 |
| Provision for loan and lease losses | $840,000 | 899 |
| Total noninterest income | $3,403,000 | 1,173 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $292,000 | 3,620 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,111,000 | 787 |
| Total noninterest expense | $12,731,000 | 996 |
| Salaries and employee benefits | $7,775,000 | 867 |
| Premises and equipment expense | $1,525,000 | 1,192 |
| Additional noninterest expense | $3,431,000 | 1,101 |
| Pre-tax net operating income | $4,388,000 | 1,629 |
| Securities gains (losses) | $-7,000 | 7,795 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $4,381,000 | 1,242 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,381,000 | 1,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 1,375 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,388,000 | 1,212 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,781,000 | 1,139 |
| Total interest expense | $4,723,000 | 1,056 |
| Net interest income | $9,058,000 | 1,166 |
| Provision for loan and lease losses | $680,000 | 741 |
| Total noninterest income | $1,956,000 | 1,290 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $187,000 | 3,662 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,769,000 | 881 |
| Total noninterest expense | $7,525,000 | 1,114 |
| Salaries and employee benefits | $4,742,000 | 946 |
| Premises and equipment expense | $945,000 | 1,274 |
| Additional noninterest expense | $1,838,000 | 1,352 |
| Pre-tax net operating income | $2,809,000 | 1,658 |
| Securities gains (losses) | $-6,000 | 7,982 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $2,803,000 | 1,260 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,803,000 | 1,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 1,580 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,809,000 | 1,230 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,476,000 | 1,186 |
| Total interest expense | $2,118,000 | 1,102 |
| Net interest income | $4,358,000 | 1,208 |
| Provision for loan and lease losses | $330,000 | 697 |
| Total noninterest income | $779,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $95,000 | 3,552 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $684,000 | 1,063 |
| Total noninterest expense | $3,601,000 | 1,173 |
| Salaries and employee benefits | $2,287,000 | 977 |
| Premises and equipment expense | $456,000 | 1,329 |
| Additional noninterest expense | $858,000 | 1,456 |
| Pre-tax net operating income | $1,206,000 | 1,872 |
| Securities gains (losses) | $-2,000 | 8,244 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,204,000 | 1,410 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,204,000 | 1,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,138 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,206,000 | 1,382 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $20,314,000 | 1,405 |
| Total interest expense | $6,096,000 | 1,349 |
| Net interest income | $14,218,000 | 1,417 |
| Provision for loan and lease losses | $1,451,000 | 739 |
| Total noninterest income | $3,989,000 | 1,275 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $407,000 | 3,605 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,582,000 | 859 |
| Total noninterest expense | $12,968,000 | 1,266 |
| Salaries and employee benefits | $7,842,000 | 1,103 |
| Premises and equipment expense | $1,693,000 | 1,369 |
| Additional noninterest expense | $3,433,000 | 1,444 |
| Pre-tax net operating income | $3,788,000 | 2,149 |
| Securities gains (losses) | $60,000 | 1,599 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,848,000 | 1,668 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,848,000 | 1,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,639 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,788,000 | 1,645 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,473,000 | 1,485 |
| Total interest expense | $4,211,000 | 1,431 |
| Net interest income | $10,262,000 | 1,467 |
| Provision for loan and lease losses | $1,060,000 | 738 |
| Total noninterest income | $2,875,000 | 1,342 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $304,000 | 3,635 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,571,000 | 896 |
| Total noninterest expense | $9,406,000 | 1,309 |
| Salaries and employee benefits | $5,604,000 | 1,155 |
| Premises and equipment expense | $1,209,000 | 1,430 |
| Additional noninterest expense | $2,593,000 | 1,425 |
| Pre-tax net operating income | $2,671,000 | 2,261 |
| Securities gains (losses) | $62,000 | 1,498 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,733,000 | 1,768 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,733,000 | 1,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,195 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,671,000 | 1,748 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,034,000 | 1,559 |
| Total interest expense | $2,610,000 | 1,516 |
| Net interest income | $6,424,000 | 1,550 |
| Provision for loan and lease losses | $705,000 | 722 |
| Total noninterest income | $1,726,000 | 1,442 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $199,000 | 3,664 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,527,000 | 976 |
| Total noninterest expense | $6,018,000 | 1,358 |
| Salaries and employee benefits | $3,598,000 | 1,214 |
| Premises and equipment expense | $785,000 | 1,471 |
| Additional noninterest expense | $1,635,000 | 1,479 |
| Pre-tax net operating income | $1,427,000 | 2,692 |
| Securities gains (losses) | $44,000 | 1,536 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,471,000 | 2,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,471,000 | 2,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,262 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,427,000 | 2,105 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,144,000 | 1,696 |
| Total interest expense | $1,226,000 | 1,642 |
| Net interest income | $2,918,000 | 1,707 |
| Provision for loan and lease losses | $330,000 | 739 |
| Total noninterest income | $822,000 | 1,461 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $101,000 | 3,555 |
| Trading account gains and fees | $5,000 | 115 |
| Additional Noninterest Income | $716,000 | 1,007 |
| Total noninterest expense | $2,915,000 | 1,407 |
| Salaries and employee benefits | $1,795,000 | 1,233 |
| Premises and equipment expense | $393,000 | 1,487 |
| Additional noninterest expense | $727,000 | 1,635 |
| Pre-tax net operating income | $495,000 | 3,548 |
| Securities gains (losses) | $45,000 | 1,261 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $540,000 | 2,752 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $540,000 | 2,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,775 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $495,000 | 2,861 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,950,000 | 2,037 |
| Total interest expense | $4,431,000 | 2,016 |
| Net interest income | $9,519,000 | 2,054 |
| Provision for loan and lease losses | $705,000 | 1,610 |
| Total noninterest income | $4,072,000 | 1,321 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $410,000 | 3,595 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,662,000 | 953 |
| Total noninterest expense | $10,838,000 | 1,480 |
| Salaries and employee benefits | $6,647,000 | 1,291 |
| Premises and equipment expense | $1,503,000 | 1,513 |
| Additional noninterest expense | $2,688,000 | 1,801 |
| Pre-tax net operating income | $2,048,000 | 3,345 |
| Securities gains (losses) | $57,000 | 2,386 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,105,000 | 2,752 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,105,000 | 2,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,586 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,048,000 | 2,684 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,012,000 | 2,161 |
| Total interest expense | $3,258,000 | 2,135 |
| Net interest income | $6,754,000 | 2,169 |
| Provision for loan and lease losses | $540,000 | 1,554 |
| Total noninterest income | $3,026,000 | 1,361 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $308,000 | 3,603 |
| Trading account gains and fees | $51,000 | 130 |
| Additional Noninterest Income | $2,667,000 | 1,000 |
| Total noninterest expense | $8,040,000 | 1,497 |
| Salaries and employee benefits | $4,984,000 | 1,314 |
| Premises and equipment expense | $1,106,000 | 1,548 |
| Additional noninterest expense | $1,950,000 | 1,847 |
| Pre-tax net operating income | $1,200,000 | 4,068 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,200,000 | 3,506 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,200,000 | 3,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,375 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,200,000 | 3,337 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,410,000 | 2,293 |
| Total interest expense | $2,137,000 | 2,227 |
| Net interest income | $4,273,000 | 2,281 |
| Provision for loan and lease losses | $315,000 | 1,727 |
| Total noninterest income | $1,839,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $201,000 | 3,607 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,638,000 | 1,061 |
| Total noninterest expense | $5,231,000 | 1,544 |
| Salaries and employee benefits | $3,192,000 | 1,366 |
| Premises and equipment expense | $727,000 | 1,573 |
| Additional noninterest expense | $1,312,000 | 1,840 |
| Pre-tax net operating income | $566,000 | 5,004 |
| Securities gains (losses) | $32,000 | 2,321 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $598,000 | 4,309 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $598,000 | 4,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,225 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $566,000 | 4,241 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,087,000 | 2,386 |
| Total interest expense | $1,024,000 | 2,385 |
| Net interest income | $2,063,000 | 2,354 |
| Provision for loan and lease losses | $135,000 | 1,910 |
| Total noninterest income | $760,000 | 1,652 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $100,000 | 3,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $660,000 | 1,211 |
| Total noninterest expense | $2,583,000 | 1,546 |
| Salaries and employee benefits | $1,597,000 | 1,358 |
| Premises and equipment expense | $368,000 | 1,568 |
| Additional noninterest expense | $618,000 | 1,899 |
| Pre-tax net operating income | $105,000 | 7,111 |
| Securities gains (losses) | $32,000 | 1,647 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $137,000 | 6,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $137,000 | 6,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $105,000 | 6,636 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,221,000 | 2,714 |
| Total interest expense | $4,047,000 | 2,717 |
| Net interest income | $7,174,000 | 2,663 |
| Provision for loan and lease losses | $433,000 | 2,669 |
| Total noninterest income | $3,196,000 | 1,494 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $368,000 | 3,732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,828,000 | 1,034 |
| Total noninterest expense | $9,046,000 | 1,681 |
| Salaries and employee benefits | $5,327,000 | 1,516 |
| Premises and equipment expense | $1,320,000 | 1,658 |
| Additional noninterest expense | $2,399,000 | 1,930 |
| Pre-tax net operating income | $891,000 | 5,514 |
| Securities gains (losses) | $253,000 | 1,013 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,144,000 | 4,210 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,144,000 | 4,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 3,089 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $891,000 | 4,780 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,193,000 | 3,568 |
| Total interest expense | $3,414,000 | 4,290 |
| Net interest income | $5,779,000 | 3,039 |
| Provision for loan and lease losses | $96,000 | 5,687 |
| Total noninterest income | $1,994,000 | 2,021 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $323,000 | 3,982 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,671,000 | 1,413 |
| Total noninterest expense | $6,902,000 | 2,080 |
| Salaries and employee benefits | $3,866,000 | 1,941 |
| Premises and equipment expense | $883,000 | 2,412 |
| Additional noninterest expense | $2,153,000 | 2,088 |
| Pre-tax net operating income | $775,000 | 5,571 |
| Securities gains (losses) | $165,000 | 1,341 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $940,000 | 4,447 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $940,000 | 4,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,305 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $775,000 | 4,828 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,265,000 | 6,280 |
| Total interest expense | $1,210,000 | 7,785 |
| Net interest income | $3,055,000 | 5,088 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $1,795,000 | 2,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,528,000 | 1,362 |
| Total noninterest expense | $4,303,000 | 3,129 |
| Salaries and employee benefits | $2,486,000 | 2,842 |
| Premises and equipment expense | $465,000 | 4,020 |
| Additional noninterest expense | $1,352,000 | 3,073 |
| Pre-tax net operating income | $517,000 | 6,919 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $517,000 | 6,230 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $517,000 | 6,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,140 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $517,000 | 6,248 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 8,312 |
| Total interest expense | $1,064,000 | 8,004 |
| Net interest income | $1,100,000 | 8,403 |
| Provision for loan and lease losses | $1,467,000 | 711 |
| Total noninterest income | $581,000 | 4,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $487,000 | 2,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,776 |
| Total noninterest expense | $2,832,000 | 4,424 |
| Salaries and employee benefits | $1,134,000 | 5,386 |
| Premises and equipment expense | $397,000 | 4,565 |
| Additional noninterest expense | $1,301,000 | 3,212 |
| Pre-tax net operating income | $-2,618,000 | 10,171 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-2,618,000 | 10,174 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,618,000 | 10,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $808,000 | 829 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-2,618,000 | 10,170 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,955,000 | 7,588 |
| Total interest expense | $1,206,000 | 7,898 |
| Net interest income | $1,749,000 | 7,157 |
| Provision for loan and lease losses | $750,000 | 1,238 |
| Total noninterest income | $685,000 | 4,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $659,000 | 1,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,196 |
| Total noninterest expense | $2,490,000 | 4,793 |
| Salaries and employee benefits | $1,095,000 | 5,419 |
| Premises and equipment expense | $375,000 | 4,654 |
| Additional noninterest expense | $1,020,000 | 3,895 |
| Pre-tax net operating income | $-806,000 | 10,300 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-806,000 | 10,334 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-806,000 | 10,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $496,000 | 1,255 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-806,000 | 10,311 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,505,000 | 7,158 |
| Total interest expense | $1,336,000 | 7,760 |
| Net interest income | $2,169,000 | 6,587 |
| Provision for loan and lease losses | $578,000 | 1,597 |
| Total noninterest income | $989,000 | 3,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $859,000 | 1,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,075 |
| Total noninterest expense | $3,238,000 | 3,858 |
| Salaries and employee benefits | $1,212,000 | 5,059 |
| Premises and equipment expense | $304,000 | 5,412 |
| Additional noninterest expense | $1,722,000 | 2,406 |
| Pre-tax net operating income | $-658,000 | 10,788 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-55,000 | 10,639 |
| Income before extraordinary items | $-603,000 | 10,781 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-603,000 | 10,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $604,000 | 1,151 |
| Cash dividends | $78,000 | 6,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-603,000 | 10,767 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,634,000 | 7,237 |
| Total interest expense | $1,333,000 | 8,010 |
| Net interest income | $2,301,000 | 6,562 |
| Provision for loan and lease losses | $375,000 | 2,185 |
| Total noninterest income | $748,000 | 3,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $690,000 | 1,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,550 |
| Total noninterest expense | $2,436,000 | 5,110 |
| Salaries and employee benefits | $983,000 | 6,073 |
| Premises and equipment expense | $313,000 | 5,411 |
| Additional noninterest expense | $1,140,000 | 3,942 |
| Pre-tax net operating income | $238,000 | 9,557 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $72,000 | 9,303 |
| Income before extraordinary items | $166,000 | 9,639 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $166,000 | 9,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,017 |
| Cash dividends | $78,000 | 7,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $166,000 | 9,578 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 7,934 |
| Total interest expense | $1,153,000 | 8,748 |
| Net interest income | $2,036,000 | 7,221 |
| Provision for loan and lease losses | $62,000 | 5,662 |
| Total noninterest income | $509,000 | 5,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $404,000 | 3,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,073 |
| Total noninterest expense | $1,889,000 | 6,255 |
| Salaries and employee benefits | $822,000 | 6,979 |
| Premises and equipment expense | $259,000 | 6,210 |
| Additional noninterest expense | $808,000 | 5,216 |
| Pre-tax net operating income | $594,000 | 7,899 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $210,000 | 7,262 |
| Income before extraordinary items | $384,000 | 8,207 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $384,000 | 8,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,371 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 643 |
| Net operating income | $384,000 | 8,180 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 9,214 |
| Total interest expense | $743,000 | 9,862 |
| Net interest income | $1,579,000 | 8,648 |
| Provision for loan and lease losses | $73,000 | 5,231 |
| Total noninterest income | $470,000 | 5,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,953 |
| Total noninterest expense | $1,673,000 | 7,059 |
| Salaries and employee benefits | $700,000 | 7,880 |
| Premises and equipment expense | $263,000 | 6,301 |
| Additional noninterest expense | $710,000 | 6,248 |
| Pre-tax net operating income | $303,000 | 10,126 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $88,000 | 9,626 |
| Income before extraordinary items | $215,000 | 10,088 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $215,000 | 10,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $215,000 | 10,148 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 9,912 |
| Total interest expense | $686,000 | 10,668 |
| Net interest income | $1,452,000 | 9,267 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $450,000 | 5,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,899 |
| Total noninterest expense | $1,700,000 | 7,193 |
| Salaries and employee benefits | $660,000 | 8,297 |
| Premises and equipment expense | $297,000 | 5,898 |
| Additional noninterest expense | $743,000 | 6,283 |
| Pre-tax net operating income | $130,000 | 11,630 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $21,000 | 11,584 |
| Income before extraordinary items | $109,000 | 11,708 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $109,000 | 11,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 6,359 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $109,000 | 11,508 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,032,000 | 10,843 |
| Total interest expense | $838,000 | 11,154 |
| Net interest income | $1,194,000 | 10,347 |
| Provision for loan and lease losses | $178,000 | 5,607 |
| Total noninterest income | $414,000 | 6,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 4,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,805 |
| Total noninterest expense | $1,611,000 | 7,540 |
| Salaries and employee benefits | $589,000 | 8,907 |
| Premises and equipment expense | $308,000 | 5,860 |
| Additional noninterest expense | $714,000 | 6,670 |
| Pre-tax net operating income | $-181,000 | 13,064 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-85,000 | 13,562 |
| Income before extraordinary items | $-96,000 | 13,063 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-96,000 | 13,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 5,216 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-96,000 | 12,904 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.