Home > Omni National Bank > Assets and Liabilities
Omni National Bank, Assets and Liabilities
| 2008-12-31 | Rank | |
| # of Employees: | 144 | 1,146 |
| Assets and Liabilities | ||
| Total Assets: | $979,585,000 | 703 |
| Cash and due from depository institutions | $102,074,000 | 1,146 |
| Interest-bearing balances | $100,903,000 | 155 |
| Securities | $166,868,000 | 736 |
| Federal funds sold & reverse repurchase agreements | $5,604,000 | 1,712 |
| Net loans & leases | $551,487,000 | 893 |
| Loan loss allowance | $21,617,000 | 383 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $29,650,000 | 391 |
| Other real estate owned | $83,660,000 | 1,146 |
| Goodwill and other intangibles | $1,320,000 | 1,548 |
| All other assets | $38,922,000 | 589 |
| Life insurance assets | $1,302,000 | 2,745 |
| Total liabilities and capital | $979,585,000 | 703 |
| Total liabilities | $930,716,000 | 664 |
| Total deposits | $813,205,000 | 636 |
| Interest-bearing deposits | $803,423,000 | 579 |
| Deposits held in domestic offices | $813,205,000 | 634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $105,000,000 | 625 |
| Subordinated debt | $2,000,000 | 238 |
| All other liabilities | $10,511,000 | 663 |
| Total equity capital | $48,869,000 | 1,410 |
| Total bank equity capital | $48,869,000 | 1,410 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,674,000 | 1,315 |
| Surplus | $64,332,000 | 567 |
| Undivided profits | $-19,137,000 | 8,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $113,839,000 | 157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,816,000 | 900 |
| Earning assets | $824,862,000 | 770 |
| Long-term assets (5+ years) | $208,430,000 | 630 |
| Average Assets, year-to-date | $986,003,400 | 666 |
| Average Assets, quarterly | $1,006,580,000 | 671 |
| Volatile liabilities | $179,879,000 | 862 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $105,000,000 | 550 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $18,996,000 | 3,163 |
| Tier 1 (core) risk-based capital | $30,535,000 | 2,107 |
| Tier 2 risk-based capital | $11,165,000 | 576 |
| Total risk weighted assets | $720,432,000 | 724 |
| Total unused commitments | $18,996,000 | 3,166 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 181 | 887 |
| Assets and Liabilities | ||
| Total Assets: | $1,033,575,000 | 658 |
| Cash and due from depository institutions | $112,114,000 | 887 |
| Interest-bearing balances | $101,627,000 | 82 |
| Securities | $158,579,000 | 742 |
| Federal funds sold & reverse repurchase agreements | $6,729,000 | 1,775 |
| Net loans & leases | $611,516,000 | 798 |
| Loan loss allowance | $25,321,000 | 310 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $33,325,000 | 337 |
| Other real estate owned | $65,642,000 | 887 |
| Goodwill and other intangibles | $1,325,000 | 1,600 |
| All other assets | $44,345,000 | 502 |
| Life insurance assets | $1,290,000 | 2,756 |
| Total liabilities and capital | $1,033,575,000 | 658 |
| Total liabilities | $984,058,000 | 622 |
| Total deposits | $865,378,000 | 590 |
| Interest-bearing deposits | $838,986,000 | 549 |
| Deposits held in domestic offices | $865,378,000 | 589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $105,000,000 | 617 |
| Subordinated debt | $2,000,000 | 235 |
| All other liabilities | $11,680,000 | 582 |
| Total equity capital | $49,517,000 | 1,383 |
| Total bank equity capital | $49,517,000 | 1,383 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,674,000 | 1,319 |
| Surplus | $64,332,000 | 563 |
| Undivided profits | $-18,489,000 | 8,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,276,000 | 186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $4,330,000 | 827 |
| Earning assets | $878,451,000 | 704 |
| Long-term assets (5+ years) | $182,352,000 | 726 |
| Average Assets, year-to-date | $987,608,000 | 671 |
| Average Assets, quarterly | $1,029,756,000 | 655 |
| Volatile liabilities | $127,493,000 | 1,172 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $105,000,000 | 556 |
| Loans and leases held for sale | $1,550,000 | 615 |
| Unused loan commitments | $89,508,000 | 1,045 |
| Tier 1 (core) risk-based capital | $32,791,000 | 2,005 |
| Tier 2 risk-based capital | $11,918,000 | 538 |
| Total risk weighted assets | $778,037,000 | 667 |
| Total unused commitments | $89,508,000 | 1,046 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 210 | 766 |
| Assets and Liabilities | ||
| Total Assets: | $1,025,937,000 | 661 |
| Cash and due from depository institutions | $109,720,000 | 766 |
| Interest-bearing balances | $1,625,000 | 2,419 |
| Securities | $151,596,000 | 792 |
| Federal funds sold & reverse repurchase agreements | $127,000 | 5,656 |
| Net loans & leases | $641,361,000 | 755 |
| Loan loss allowance | $26,612,000 | 281 |
| Trading account assets | $4,997,000 | 154 |
| Bank premises and fixed assets | $32,204,000 | 350 |
| Other real estate owned | $43,582,000 | 766 |
| Goodwill and other intangibles | $1,331,000 | 1,614 |
| All other assets | $41,019,000 | 526 |
| Life insurance assets | $1,277,000 | 2,786 |
| Total liabilities and capital | $1,025,937,000 | 661 |
| Total liabilities | $970,026,000 | 633 |
| Total deposits | $846,838,000 | 598 |
| Interest-bearing deposits | $821,264,000 | 541 |
| Deposits held in domestic offices | $846,838,000 | 595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $105,000,000 | 611 |
| Subordinated debt | $2,000,000 | 222 |
| All other liabilities | $16,188,000 | 449 |
| Total equity capital | $55,911,000 | 1,214 |
| Total bank equity capital | $55,911,000 | 1,214 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,674,000 | 1,319 |
| Surplus | $64,332,000 | 553 |
| Undivided profits | $-12,095,000 | 8,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,212,000 | 168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,844,000 | 713 |
| Earning assets | $799,706,000 | 773 |
| Long-term assets (5+ years) | $167,154,000 | 782 |
| Average Assets, year-to-date | $972,285,670 | 685 |
| Average Assets, quarterly | $1,005,141,500 | 669 |
| Volatile liabilities | $116,067,000 | 1,281 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $105,000,000 | 547 |
| Loans and leases held for sale | $13,923,000 | 192 |
| Unused loan commitments | $97,048,000 | 1,013 |
| Tier 1 (core) risk-based capital | $48,994,000 | 1,320 |
| Tier 2 risk-based capital | $11,558,000 | 537 |
| Total risk weighted assets | $763,311,000 | 675 |
| Total unused commitments | $97,048,000 | 1,013 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 210 | 752 |
| Assets and Liabilities | ||
| Total Assets: | $984,346,000 | 688 |
| Cash and due from depository institutions | $80,603,000 | 752 |
| Interest-bearing balances | $78,866,000 | 95 |
| Securities | $162,481,000 | 737 |
| Federal funds sold & reverse repurchase agreements | $42,000 | 6,548 |
| Net loans & leases | $641,891,000 | 742 |
| Loan loss allowance | $25,683,000 | 281 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $30,016,000 | 373 |
| Other real estate owned | $32,683,000 | 752 |
| Goodwill and other intangibles | $1,337,000 | 1,612 |
| All other assets | $35,293,000 | 584 |
| Life insurance assets | $1,264,000 | 2,791 |
| Total liabilities and capital | $984,346,000 | 688 |
| Total liabilities | $920,060,000 | 652 |
| Total deposits | $796,516,000 | 635 |
| Interest-bearing deposits | $772,006,000 | 584 |
| Deposits held in domestic offices | $796,516,000 | 633 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $450,000 | 2,859 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $105,000,000 | 577 |
| Subordinated debt | $2,000,000 | 213 |
| All other liabilities | $16,094,000 | 502 |
| Total equity capital | $64,286,000 | 1,082 |
| Total bank equity capital | $64,286,000 | 1,082 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,674,000 | 1,315 |
| Surplus | $64,332,000 | 549 |
| Undivided profits | $-3,720,000 | 8,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,973,000 | 176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $5,485,000 | 648 |
| Earning assets | $883,280,000 | 695 |
| Long-term assets (5+ years) | $166,470,000 | 762 |
| Average Assets, year-to-date | $945,460,000 | 705 |
| Average Assets, quarterly | $945,460,000 | 705 |
| Volatile liabilities | $130,324,000 | 1,116 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $105,000,000 | 517 |
| Loans and leases held for sale | $13,477,000 | 206 |
| Unused loan commitments | $115,291,000 | 909 |
| Tier 1 (core) risk-based capital | $56,789,000 | 1,119 |
| Tier 2 risk-based capital | $11,894,000 | 500 |
| Total risk weighted assets | $776,849,000 | 658 |
| Total unused commitments | $115,291,000 | 909 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 210 | 759 |
| Assets and Liabilities | ||
| Total Assets: | $906,574,000 | 746 |
| Cash and due from depository institutions | $26,744,000 | 759 |
| Interest-bearing balances | $24,950,000 | 228 |
| Securities | $149,912,000 | 800 |
| Federal funds sold & reverse repurchase agreements | $15,376,000 | 837 |
| Net loans & leases | $625,130,000 | 760 |
| Loan loss allowance | $29,253,000 | 231 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $31,422,000 | 354 |
| Other real estate owned | $20,670,000 | 759 |
| Goodwill and other intangibles | $1,344,000 | 1,614 |
| All other assets | $35,976,000 | 570 |
| Life insurance assets | $1,251,000 | 2,781 |
| Total liabilities and capital | $906,574,000 | 746 |
| Total liabilities | $844,186,000 | 718 |
| Total deposits | $725,741,000 | 693 |
| Interest-bearing deposits | $693,881,000 | 634 |
| Deposits held in domestic offices | $725,741,000 | 690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $107,500,000 | 534 |
| Subordinated debt | $2,000,000 | 211 |
| All other liabilities | $8,945,000 | 752 |
| Total equity capital | $62,388,000 | 1,100 |
| Total bank equity capital | $62,388,000 | 1,100 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,674,000 | 1,304 |
| Surplus | $63,282,000 | 549 |
| Undivided profits | $-4,568,000 | 8,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,896,000 | 217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $6,440,000 | 601 |
| Earning assets | $815,368,000 | 753 |
| Long-term assets (5+ years) | $138,329,000 | 855 |
| Average Assets, year-to-date | $822,247,400 | 789 |
| Average Assets, quarterly | $892,044,500 | 745 |
| Volatile liabilities | $156,848,000 | 958 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $107,500,000 | 484 |
| Loans and leases held for sale | $10,388,000 | 234 |
| Unused loan commitments | $97,827,000 | 1,042 |
| Tier 1 (core) risk-based capital | $54,144,000 | 1,171 |
| Tier 2 risk-based capital | $11,587,000 | 505 |
| Total risk weighted assets | $747,935,000 | 682 |
| Total unused commitments | $97,827,000 | 1,043 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 207 | 777 |
| Assets and Liabilities | ||
| Total Assets: | $877,515,000 | 755 |
| Cash and due from depository institutions | $4,961,000 | 777 |
| Interest-bearing balances | $3,076,000 | 1,409 |
| Securities | $140,163,000 | 851 |
| Federal funds sold & reverse repurchase agreements | $5,293,000 | 2,453 |
| Net loans & leases | $660,117,000 | 704 |
| Loan loss allowance | $9,355,000 | 583 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $27,027,000 | 397 |
| Other real estate owned | $7,995,000 | 777 |
| Goodwill and other intangibles | $6,103,000 | 811 |
| All other assets | $25,856,000 | 772 |
| Life insurance assets | $1,237,000 | 2,749 |
| Total liabilities and capital | $877,515,000 | 755 |
| Total liabilities | $804,837,000 | 734 |
| Total deposits | $685,984,000 | 738 |
| Interest-bearing deposits | $647,513,000 | 676 |
| Deposits held in domestic offices | $685,984,000 | 736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $107,500,000 | 488 |
| Subordinated debt | $2,000,000 | 206 |
| All other liabilities | $9,353,000 | 714 |
| Total equity capital | $72,678,000 | 936 |
| Total bank equity capital | $72,678,000 | 936 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,674,000 | 1,282 |
| Surplus | $54,482,000 | 599 |
| Undivided profits | $14,522,000 | 2,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,290,000 | 344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $6,887,000 | 579 |
| Earning assets | $808,649,000 | 746 |
| Long-term assets (5+ years) | $115,862,000 | 992 |
| Average Assets, year-to-date | $801,165,750 | 812 |
| Average Assets, quarterly | $863,812,000 | 760 |
| Volatile liabilities | $162,417,000 | 888 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $107,500,000 | 435 |
| Loans and leases held for sale | $7,001,000 | 281 |
| Unused loan commitments | $115,462,000 | 934 |
| Tier 1 (core) risk-based capital | $65,309,000 | 955 |
| Tier 2 risk-based capital | $11,136,000 | 510 |
| Total risk weighted assets | $730,663,000 | 689 |
| Total unused commitments | $115,462,000 | 935 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 194 | 861 |
| Assets and Liabilities | ||
| Total Assets: | $850,109,000 | 782 |
| Cash and due from depository institutions | $9,424,000 | 861 |
| Interest-bearing balances | $2,127,000 | 1,755 |
| Securities | $134,107,000 | 887 |
| Federal funds sold & reverse repurchase agreements | $37,827,000 | 406 |
| Net loans & leases | $606,797,000 | 764 |
| Loan loss allowance | $8,561,000 | 635 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $25,768,000 | 410 |
| Other real estate owned | $5,306,000 | 861 |
| Goodwill and other intangibles | $5,800,000 | 847 |
| All other assets | $25,080,000 | 789 |
| Life insurance assets | $1,225,000 | 2,772 |
| Total liabilities and capital | $850,109,000 | 782 |
| Total liabilities | $785,712,000 | 757 |
| Total deposits | $695,644,000 | 734 |
| Interest-bearing deposits | $656,859,000 | 677 |
| Deposits held in domestic offices | $695,644,000 | 732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $77,500,000 | 610 |
| Subordinated debt | $2,000,000 | 218 |
| All other liabilities | $10,568,000 | 646 |
| Total equity capital | $64,397,000 | 1,053 |
| Total bank equity capital | $64,397,000 | 1,053 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,674,000 | 1,271 |
| Surplus | $49,483,000 | 675 |
| Undivided profits | $11,240,000 | 2,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,852,000 | 438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $7,018,000 | 566 |
| Earning assets | $780,858,000 | 778 |
| Long-term assets (5+ years) | $110,132,000 | 1,013 |
| Average Assets, year-to-date | $775,716,000 | 852 |
| Average Assets, quarterly | $810,635,500 | 824 |
| Volatile liabilities | $149,204,000 | 966 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $77,500,000 | 539 |
| Loans and leases held for sale | $5,483,000 | 386 |
| Unused loan commitments | $28,264,000 | 2,738 |
| Tier 1 (core) risk-based capital | $58,852,000 | 1,074 |
| Tier 2 risk-based capital | $10,452,000 | 547 |
| Total risk weighted assets | $676,104,000 | 743 |
| Total unused commitments | $28,264,000 | 2,738 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 183 | 915 |
| Assets and Liabilities | ||
| Total Assets: | $771,162,000 | 861 |
| Cash and due from depository institutions | $5,782,000 | 915 |
| Interest-bearing balances | $722,000 | 2,831 |
| Securities | $133,224,000 | 893 |
| Federal funds sold & reverse repurchase agreements | $8,432,000 | 2,296 |
| Net loans & leases | $568,356,000 | 791 |
| Loan loss allowance | $7,324,000 | 710 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $19,693,000 | 547 |
| Other real estate owned | $5,228,000 | 915 |
| Goodwill and other intangibles | $5,785,000 | 830 |
| All other assets | $24,662,000 | 768 |
| Life insurance assets | $1,213,000 | 2,778 |
| Total liabilities and capital | $771,162,000 | 861 |
| Total liabilities | $709,559,000 | 842 |
| Total deposits | $641,857,000 | 789 |
| Interest-bearing deposits | $603,276,000 | 732 |
| Deposits held in domestic offices | $641,857,000 | 787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $57,500,000 | 763 |
| Subordinated debt | $2,000,000 | 221 |
| All other liabilities | $8,202,000 | 792 |
| Total equity capital | $61,603,000 | 1,087 |
| Total bank equity capital | $61,603,000 | 1,087 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,674,000 | 1,254 |
| Surplus | $47,003,000 | 681 |
| Undivided profits | $10,926,000 | 2,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,527,000 | 495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $5,409,000 | 696 |
| Earning assets | $710,734,000 | 855 |
| Long-term assets (5+ years) | $109,901,000 | 1,006 |
| Average Assets, year-to-date | $738,519,500 | 888 |
| Average Assets, quarterly | $738,519,500 | 888 |
| Volatile liabilities | $148,865,000 | 934 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $57,500,000 | 702 |
| Loans and leases held for sale | $6,382,000 | 341 |
| Unused loan commitments | $23,072,000 | 3,089 |
| Tier 1 (core) risk-based capital | $54,611,000 | 1,138 |
| Tier 2 risk-based capital | $9,576,000 | 584 |
| Total risk weighted assets | $618,926,000 | 778 |
| Total unused commitments | $23,072,000 | 3,091 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 179 | 931 |
| Assets and Liabilities | ||
| Total Assets: | $705,877,000 | 930 |
| Cash and due from depository institutions | $6,194,000 | 931 |
| Interest-bearing balances | $320,000 | 3,544 |
| Securities | $135,547,000 | 899 |
| Federal funds sold & reverse repurchase agreements | $16,340,000 | 988 |
| Net loans & leases | $502,161,000 | 889 |
| Loan loss allowance | $6,646,000 | 773 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $10,708,000 | 1,098 |
| Other real estate owned | $3,378,000 | 931 |
| Goodwill and other intangibles | $5,792,000 | 814 |
| All other assets | $25,757,000 | 733 |
| Life insurance assets | $1,201,000 | 2,760 |
| Total liabilities and capital | $705,877,000 | 930 |
| Total liabilities | $648,544,000 | 909 |
| Total deposits | $580,515,000 | 872 |
| Interest-bearing deposits | $536,354,000 | 807 |
| Deposits held in domestic offices | $580,515,000 | 868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $57,500,000 | 783 |
| Subordinated debt | $2,000,000 | 221 |
| All other liabilities | $8,529,000 | 765 |
| Total equity capital | $57,333,000 | 1,145 |
| Total bank equity capital | $57,333,000 | 1,145 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,674,000 | 1,241 |
| Surplus | $44,482,000 | 701 |
| Undivided profits | $9,177,000 | 3,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,085,000 | 630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,781,000 | 811 |
| Earning assets | $654,368,000 | 910 |
| Long-term assets (5+ years) | $107,476,000 | 1,018 |
| Average Assets, year-to-date | $585,034,200 | 1,066 |
| Average Assets, quarterly | $672,267,000 | 963 |
| Volatile liabilities | $239,545,000 | 687 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $57,500,000 | 715 |
| Loans and leases held for sale | $9,635,000 | 267 |
| Unused loan commitments | $52,694,000 | 1,766 |
| Tier 1 (core) risk-based capital | $50,406,000 | 1,218 |
| Tier 2 risk-based capital | $8,646,000 | 631 |
| Total risk weighted assets | $563,071,000 | 838 |
| Total unused commitments | $52,694,000 | 1,766 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 171 | 1,005 |
| Assets and Liabilities | ||
| Total Assets: | $638,657,000 | 1,014 |
| Cash and due from depository institutions | $7,230,000 | 1,005 |
| Interest-bearing balances | $168,000 | 4,230 |
| Securities | $127,631,000 | 972 |
| Federal funds sold & reverse repurchase agreements | $2,084,000 | 3,822 |
| Net loans & leases | $463,250,000 | 963 |
| Loan loss allowance | $6,236,000 | 821 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,328,000 | 904 |
| Other real estate owned | $2,250,000 | 1,005 |
| Goodwill and other intangibles | $5,799,000 | 814 |
| All other assets | $18,085,000 | 1,030 |
| Life insurance assets | $1,189,000 | 2,741 |
| Total liabilities and capital | $638,657,000 | 1,014 |
| Total liabilities | $588,216,000 | 998 |
| Total deposits | $496,405,000 | 1,008 |
| Interest-bearing deposits | $464,721,000 | 924 |
| Deposits held in domestic offices | $496,405,000 | 1,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $82,500,000 | 603 |
| Subordinated debt | $2,000,000 | 226 |
| All other liabilities | $7,311,000 | 838 |
| Total equity capital | $50,441,000 | 1,293 |
| Total bank equity capital | $50,441,000 | 1,293 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,674,000 | 1,229 |
| Surplus | $39,482,000 | 755 |
| Undivided profits | $7,285,000 | 3,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,795,000 | 639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,371,000 | 881 |
| Earning assets | $593,133,000 | 1,001 |
| Long-term assets (5+ years) | $127,857,000 | 862 |
| Average Assets, year-to-date | $554,823,500 | 1,132 |
| Average Assets, quarterly | $609,926,000 | 1,047 |
| Volatile liabilities | $234,002,000 | 724 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $82,500,000 | 539 |
| Loans and leases held for sale | $4,866,000 | 391 |
| Unused loan commitments | $43,898,000 | 2,032 |
| Tier 1 (core) risk-based capital | $43,964,000 | 1,405 |
| Tier 2 risk-based capital | $8,236,000 | 663 |
| Total risk weighted assets | $504,880,000 | 921 |
| Total unused commitments | $43,898,000 | 2,034 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 155 | 1,110 |
| Assets and Liabilities | ||
| Total Assets: | $581,195,000 | 1,092 |
| Cash and due from depository institutions | $8,659,000 | 1,110 |
| Interest-bearing balances | $1,906,000 | 1,852 |
| Securities | $118,685,000 | 1,038 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $416,052,000 | 1,054 |
| Loan loss allowance | $5,544,000 | 909 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $11,912,000 | 935 |
| Other real estate owned | $1,787,000 | 1,110 |
| Goodwill and other intangibles | $5,805,000 | 803 |
| All other assets | $18,295,000 | 1,015 |
| Life insurance assets | $1,177,000 | 2,713 |
| Total liabilities and capital | $581,195,000 | 1,092 |
| Total liabilities | $533,129,000 | 1,072 |
| Total deposits | $430,467,000 | 1,157 |
| Interest-bearing deposits | $399,693,000 | 1,060 |
| Deposits held in domestic offices | $430,467,000 | 1,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,842,000 | 2,502 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $92,000,000 | 572 |
| Subordinated debt | $2,000,000 | 224 |
| All other liabilities | $6,820,000 | 832 |
| Total equity capital | $48,066,000 | 1,304 |
| Total bank equity capital | $48,066,000 | 1,304 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,674,000 | 1,217 |
| Surplus | $39,482,000 | 744 |
| Undivided profits | $4,910,000 | 4,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,717,000 | 421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,474,000 | 1,022 |
| Earning assets | $536,643,000 | 1,087 |
| Long-term assets (5+ years) | $115,713,000 | 922 |
| Average Assets, year-to-date | $526,879,000 | 1,195 |
| Average Assets, quarterly | $551,956,500 | 1,149 |
| Volatile liabilities | $231,143,000 | 716 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $92,000,000 | 507 |
| Loans and leases held for sale | $3,728,000 | 464 |
| Unused loan commitments | $26,874,000 | 2,806 |
| Tier 1 (core) risk-based capital | $42,331,000 | 1,433 |
| Tier 2 risk-based capital | $7,544,000 | 702 |
| Total risk weighted assets | $447,954,000 | 1,029 |
| Total unused commitments | $26,874,000 | 2,808 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 145 | 1,179 |
| Assets and Liabilities | ||
| Total Assets: | $522,718,000 | 1,212 |
| Cash and due from depository institutions | $5,659,000 | 1,179 |
| Interest-bearing balances | $246,000 | 3,983 |
| Securities | $114,888,000 | 1,094 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $367,765,000 | 1,170 |
| Loan loss allowance | $4,993,000 | 1,004 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,106,000 | 992 |
| Other real estate owned | $1,173,000 | 1,179 |
| Goodwill and other intangibles | $5,820,000 | 775 |
| All other assets | $16,307,000 | 1,088 |
| Life insurance assets | $1,166,000 | 2,687 |
| Total liabilities and capital | $522,718,000 | 1,212 |
| Total liabilities | $476,056,000 | 1,195 |
| Total deposits | $376,169,000 | 1,323 |
| Interest-bearing deposits | $351,078,000 | 1,200 |
| Deposits held in domestic offices | $376,169,000 | 1,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,148,000 | 1,739 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $86,000,000 | 579 |
| Subordinated debt | $2,000,000 | 219 |
| All other liabilities | $7,739,000 | 759 |
| Total equity capital | $46,662,000 | 1,324 |
| Total bank equity capital | $46,662,000 | 1,324 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,674,000 | 1,203 |
| Surplus | $39,483,000 | 720 |
| Undivided profits | $3,505,000 | 5,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,134,000 | 403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,250,000 | 1,026 |
| Earning assets | $482,899,000 | 1,207 |
| Long-term assets (5+ years) | $91,416,000 | 1,118 |
| Average Assets, year-to-date | $499,721,000 | 1,256 |
| Average Assets, quarterly | $499,721,000 | 1,256 |
| Volatile liabilities | $178,029,000 | 840 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $86,000,000 | 521 |
| Loans and leases held for sale | $4,420,000 | 355 |
| Unused loan commitments | $50,240,000 | 1,833 |
| Tier 1 (core) risk-based capital | $40,718,000 | 1,451 |
| Tier 2 risk-based capital | $6,850,000 | 747 |
| Total risk weighted assets | $387,552,000 | 1,162 |
| Total unused commitments | $50,240,000 | 1,833 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 134 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $476,724,000 | 1,313 |
| Cash and due from depository institutions | $9,383,000 | 1,283 |
| Interest-bearing balances | $1,698,000 | 2,082 |
| Securities | $105,823,000 | 1,182 |
| Federal funds sold & reverse repurchase agreements | $1,818,000 | 4,141 |
| Net loans & leases | $330,395,000 | 1,284 |
| Loan loss allowance | $4,791,000 | 1,027 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $11,170,000 | 957 |
| Other real estate owned | $1,179,000 | 1,283 |
| Goodwill and other intangibles | $5,820,000 | 760 |
| All other assets | $11,136,000 | 1,528 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $476,724,000 | 1,313 |
| Total liabilities | $437,775,000 | 1,281 |
| Total deposits | $359,845,000 | 1,371 |
| Interest-bearing deposits | $337,445,000 | 1,220 |
| Deposits held in domestic offices | $359,845,000 | 1,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $69,500,000 | 702 |
| Subordinated debt | $2,000,000 | 219 |
| All other liabilities | $6,430,000 | 834 |
| Total equity capital | $38,949,000 | 1,580 |
| Total bank equity capital | $38,949,000 | 1,580 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,674,000 | 1,190 |
| Surplus | $22,349,000 | 1,155 |
| Undivided profits | $12,926,000 | 2,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,988,000 | 401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,842,000 | 1,169 |
| Earning assets | $439,734,000 | 1,298 |
| Long-term assets (5+ years) | $84,899,000 | 1,165 |
| Average Assets, year-to-date | $396,836,200 | 1,521 |
| Average Assets, quarterly | $468,011,500 | 1,325 |
| Volatile liabilities | $163,468,000 | 911 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $69,500,000 | 628 |
| Loans and leases held for sale | $8,205,000 | 276 |
| Unused loan commitments | $51,397,000 | 1,748 |
| Tier 1 (core) risk-based capital | $34,441,000 | 1,720 |
| Tier 2 risk-based capital | $6,392,000 | 776 |
| Total risk weighted assets | $350,898,000 | 1,293 |
| Total unused commitments | $51,397,000 | 1,748 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 122 | 1,402 |
| Assets and Liabilities | ||
| Total Assets: | $459,299,000 | 1,332 |
| Cash and due from depository institutions | $6,920,000 | 1,402 |
| Interest-bearing balances | $1,383,000 | 2,357 |
| Securities | $97,035,000 | 1,269 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $325,075,000 | 1,282 |
| Loan loss allowance | $4,755,000 | 1,021 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $11,023,000 | 943 |
| Other real estate owned | $1,645,000 | 1,402 |
| Goodwill and other intangibles | $5,772,000 | 740 |
| All other assets | $11,829,000 | 1,404 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $459,299,000 | 1,332 |
| Total liabilities | $420,855,000 | 1,313 |
| Total deposits | $336,964,000 | 1,432 |
| Interest-bearing deposits | $317,219,000 | 1,285 |
| Deposits held in domestic offices | $336,964,000 | 1,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,419,000 | 2,212 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $71,000,000 | 683 |
| Subordinated debt | $2,000,000 | 209 |
| All other liabilities | $8,472,000 | 661 |
| Total equity capital | $38,444,000 | 1,582 |
| Total bank equity capital | $38,444,000 | 1,582 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,674,000 | 1,158 |
| Surplus | $22,349,000 | 1,123 |
| Undivided profits | $12,421,000 | 2,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,440,000 | 439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,685,000 | 1,184 |
| Earning assets | $423,493,000 | 1,324 |
| Long-term assets (5+ years) | $79,458,000 | 1,215 |
| Average Assets, year-to-date | $376,864,250 | 1,599 |
| Average Assets, quarterly | $422,982,500 | 1,444 |
| Volatile liabilities | $167,791,000 | 851 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $71,000,000 | 615 |
| Loans and leases held for sale | $17,386,000 | 205 |
| Unused loan commitments | $42,152,000 | 1,975 |
| Tier 1 (core) risk-based capital | $33,119,000 | 1,751 |
| Tier 2 risk-based capital | $6,330,000 | 775 |
| Total risk weighted assets | $346,017,000 | 1,270 |
| Total unused commitments | $42,152,000 | 1,977 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 114 | 1,509 |
| Assets and Liabilities | ||
| Total Assets: | $386,666,000 | 1,589 |
| Cash and due from depository institutions | $4,419,000 | 1,509 |
| Interest-bearing balances | $119,000 | 4,768 |
| Securities | $82,652,000 | 1,490 |
| Federal funds sold & reverse repurchase agreements | $2,583,000 | 3,154 |
| Net loans & leases | $273,787,000 | 1,502 |
| Loan loss allowance | $4,008,000 | 1,202 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,902,000 | 1,052 |
| Other real estate owned | $1,093,000 | 1,509 |
| Goodwill and other intangibles | $2,458,000 | 1,142 |
| All other assets | $9,772,000 | 1,614 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $386,666,000 | 1,589 |
| Total liabilities | $360,356,000 | 1,516 |
| Total deposits | $287,884,000 | 1,669 |
| Interest-bearing deposits | $272,381,000 | 1,495 |
| Deposits held in domestic offices | $287,884,000 | 1,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $67,000,000 | 732 |
| Subordinated debt | $2,000,000 | 205 |
| All other liabilities | $3,472,000 | 1,267 |
| Total equity capital | $26,310,000 | 2,284 |
| Total bank equity capital | $26,310,000 | 2,284 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,674,000 | 1,139 |
| Surplus | $11,675,000 | 1,906 |
| Undivided profits | $10,961,000 | 2,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,576,000 | 1,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,167,000 | 1,374 |
| Earning assets | $359,141,000 | 1,554 |
| Long-term assets (5+ years) | $69,705,000 | 1,367 |
| Average Assets, year-to-date | $349,386,000 | 1,705 |
| Average Assets, quarterly | $366,346,000 | 1,650 |
| Volatile liabilities | $138,302,000 | 963 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $67,000,000 | 667 |
| Loans and leases held for sale | $14,412,000 | 231 |
| Unused loan commitments | $33,311,000 | 2,271 |
| Tier 1 (core) risk-based capital | $24,181,000 | 2,364 |
| Tier 2 risk-based capital | $5,655,000 | 832 |
| Total risk weighted assets | $292,019,000 | 1,483 |
| Total unused commitments | $33,311,000 | 2,271 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 92 | 1,853 |
| Assets and Liabilities | ||
| Total Assets: | $346,026,000 | 1,730 |
| Cash and due from depository institutions | $2,857,000 | 1,853 |
| Interest-bearing balances | $188,000 | 4,459 |
| Securities | $71,512,000 | 1,724 |
| Federal funds sold & reverse repurchase agreements | $159,000 | 6,075 |
| Net loans & leases | $251,888,000 | 1,593 |
| Loan loss allowance | $3,782,000 | 1,263 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,636,000 | 2,282 |
| Other real estate owned | $1,038,000 | 1,853 |
| Goodwill and other intangibles | $2,458,000 | 1,129 |
| All other assets | $11,478,000 | 1,389 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $346,026,000 | 1,730 |
| Total liabilities | $321,605,000 | 1,683 |
| Total deposits | $249,218,000 | 1,904 |
| Interest-bearing deposits | $232,779,000 | 1,737 |
| Deposits held in domestic offices | $249,218,000 | 1,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,712 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $62,800,000 | 745 |
| Subordinated debt | $2,000,000 | 216 |
| All other liabilities | $3,587,000 | 1,219 |
| Total equity capital | $24,421,000 | 2,374 |
| Total bank equity capital | $24,421,000 | 2,374 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,674,000 | 1,129 |
| Surplus | $11,675,000 | 1,856 |
| Undivided profits | $9,072,000 | 3,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,922,000 | 1,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,022,000 | 1,448 |
| Earning assets | $323,747,000 | 1,698 |
| Long-term assets (5+ years) | $59,972,000 | 1,589 |
| Average Assets, year-to-date | $330,746,000 | 1,772 |
| Average Assets, quarterly | $330,746,000 | 1,772 |
| Volatile liabilities | $118,975,000 | 1,045 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $5,609,000 | 359 |
| Unused loan commitments | $31,394,000 | 2,325 |
| Tier 1 (core) risk-based capital | $22,583,000 | 2,470 |
| Tier 2 risk-based capital | $5,329,000 | 875 |
| Total risk weighted assets | $265,848,000 | 1,589 |
| Total unused commitments | $31,394,000 | 2,329 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 91 | 1,876 |
| Assets and Liabilities | ||
| Total Assets: | $315,466,000 | 1,864 |
| Cash and due from depository institutions | $4,128,000 | 1,876 |
| Interest-bearing balances | $1,080,000 | 2,708 |
| Securities | $66,239,000 | 1,889 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $223,775,000 | 1,761 |
| Loan loss allowance | $3,463,000 | 1,375 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,085,000 | 2,529 |
| Other real estate owned | $892,000 | 1,876 |
| Goodwill and other intangibles | $2,458,000 | 1,123 |
| All other assets | $13,889,000 | 1,131 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $315,466,000 | 1,864 |
| Total liabilities | $292,282,000 | 1,808 |
| Total deposits | $238,137,000 | 1,968 |
| Interest-bearing deposits | $223,651,000 | 1,785 |
| Deposits held in domestic offices | $238,137,000 | 1,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,970,000 | 1,780 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $45,300,000 | 966 |
| Subordinated debt | $2,000,000 | 220 |
| All other liabilities | $2,875,000 | 1,426 |
| Total equity capital | $23,184,000 | 2,489 |
| Total bank equity capital | $23,184,000 | 2,489 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,674,000 | 1,106 |
| Surplus | $11,175,000 | 1,883 |
| Undivided profits | $8,335,000 | 3,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,796,000 | 1,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,775,000 | 1,628 |
| Earning assets | $291,094,000 | 1,864 |
| Long-term assets (5+ years) | $54,959,000 | 1,740 |
| Average Assets, year-to-date | $265,446,400 | 2,096 |
| Average Assets, quarterly | $306,948,500 | 1,890 |
| Volatile liabilities | $122,755,000 | 1,002 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $45,300,000 | 880 |
| Loans and leases held for sale | $4,435,000 | 379 |
| Unused loan commitments | $24,663,000 | 2,623 |
| Tier 1 (core) risk-based capital | $20,878,000 | 2,614 |
| Tier 2 risk-based capital | $4,987,000 | 926 |
| Total risk weighted assets | $238,454,000 | 1,733 |
| Total unused commitments | $24,663,000 | 2,624 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 87 | 1,963 |
| Assets and Liabilities | ||
| Total Assets: | $298,431,000 | 1,951 |
| Cash and due from depository institutions | $4,372,000 | 1,963 |
| Interest-bearing balances | $1,323,000 | 2,557 |
| Securities | $58,839,000 | 2,089 |
| Federal funds sold & reverse repurchase agreements | $1,159,000 | 4,364 |
| Net loans & leases | $215,662,000 | 1,775 |
| Loan loss allowance | $3,105,000 | 1,515 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,097,000 | 2,496 |
| Other real estate owned | $930,000 | 1,963 |
| Goodwill and other intangibles | $2,451,000 | 1,100 |
| All other assets | $10,921,000 | 1,392 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $298,431,000 | 1,951 |
| Total liabilities | $276,226,000 | 1,895 |
| Total deposits | $228,487,000 | 2,021 |
| Interest-bearing deposits | $213,702,000 | 1,823 |
| Deposits held in domestic offices | $228,487,000 | 2,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,507 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $36,000,000 | 1,149 |
| Subordinated debt | $2,000,000 | 224 |
| All other liabilities | $3,739,000 | 1,164 |
| Total equity capital | $22,205,000 | 2,584 |
| Total bank equity capital | $22,205,000 | 2,584 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,674,000 | 1,091 |
| Surplus | $11,169,000 | 1,843 |
| Undivided profits | $7,362,000 | 3,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $959,000 | 2,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,753,000 | 1,717 |
| Earning assets | $276,983,000 | 1,919 |
| Long-term assets (5+ years) | $51,727,000 | 1,832 |
| Average Assets, year-to-date | $252,941,500 | 2,195 |
| Average Assets, quarterly | $284,125,000 | 2,002 |
| Volatile liabilities | $113,561,000 | 1,038 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $36,000,000 | 1,046 |
| Loans and leases held for sale | $3,397,000 | 442 |
| Unused loan commitments | $23,359,000 | 2,702 |
| Tier 1 (core) risk-based capital | $19,765,000 | 2,728 |
| Tier 2 risk-based capital | $4,854,000 | 932 |
| Total risk weighted assets | $228,072,000 | 1,772 |
| Total unused commitments | $23,359,000 | 2,706 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 91 | 1,891 |
| Assets and Liabilities | ||
| Total Assets: | $269,819,000 | 2,103 |
| Cash and due from depository institutions | $2,513,000 | 1,891 |
| Interest-bearing balances | $148,000 | 4,820 |
| Securities | $53,980,000 | 2,283 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $195,410,000 | 1,905 |
| Loan loss allowance | $2,817,000 | 1,629 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,064,000 | 2,470 |
| Other real estate owned | $867,000 | 1,891 |
| Goodwill and other intangibles | $2,448,000 | 1,082 |
| All other assets | $10,537,000 | 1,447 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $269,819,000 | 2,103 |
| Total liabilities | $250,856,000 | 2,043 |
| Total deposits | $210,204,000 | 2,180 |
| Interest-bearing deposits | $194,652,000 | 1,994 |
| Deposits held in domestic offices | $210,204,000 | 2,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,619,000 | 928 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $18,800,000 | 1,782 |
| Subordinated debt | $2,000,000 | 236 |
| All other liabilities | $5,233,000 | 835 |
| Total equity capital | $18,963,000 | 2,857 |
| Total bank equity capital | $18,963,000 | 2,857 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,724,000 | 1,076 |
| Surplus | $10,117,000 | 1,953 |
| Undivided profits | $5,122,000 | 4,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,084,000 | 2,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,443,000 | 1,982 |
| Earning assets | $249,538,000 | 2,090 |
| Long-term assets (5+ years) | $45,700,000 | 2,053 |
| Average Assets, year-to-date | $237,778,330 | 2,338 |
| Average Assets, quarterly | $250,845,500 | 2,242 |
| Volatile liabilities | $99,426,000 | 1,143 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $18,800,000 | 1,674 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $21,638,000 | 2,848 |
| Tier 1 (core) risk-based capital | $17,503,000 | 3,001 |
| Tier 2 risk-based capital | $4,580,000 | 979 |
| Total risk weighted assets | $206,168,000 | 1,883 |
| Total unused commitments | $21,638,000 | 2,851 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 90 | 1,898 |
| Assets and Liabilities | ||
| Total Assets: | $231,872,000 | 2,421 |
| Cash and due from depository institutions | $2,839,000 | 1,898 |
| Interest-bearing balances | $1,000 | 6,934 |
| Securities | $38,497,000 | 3,025 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $171,532,000 | 2,104 |
| Loan loss allowance | $2,526,000 | 1,815 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,961,000 | 2,503 |
| Other real estate owned | $4,100,000 | 1,898 |
| Goodwill and other intangibles | $1,608,000 | 1,323 |
| All other assets | $9,335,000 | 1,515 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $231,872,000 | 2,421 |
| Total liabilities | $214,569,000 | 2,366 |
| Total deposits | $191,571,000 | 2,375 |
| Interest-bearing deposits | $178,946,000 | 2,165 |
| Deposits held in domestic offices | $191,571,000 | 2,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,993,000 | 931 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,113,000 | 3,105 |
| Subordinated debt | $2,000,000 | 234 |
| All other liabilities | $1,892,000 | 2,050 |
| Total equity capital | $17,303,000 | 3,177 |
| Total bank equity capital | $17,303,000 | 3,177 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,725,000 | 1,065 |
| Surplus | $8,277,000 | 2,313 |
| Undivided profits | $5,301,000 | 4,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,855,000 | 1,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,287,000 | 2,229 |
| Earning assets | $210,030,000 | 2,455 |
| Long-term assets (5+ years) | $37,645,000 | 2,346 |
| Average Assets, year-to-date | $221,758,000 | 2,503 |
| Average Assets, quarterly | $221,758,000 | 2,503 |
| Volatile liabilities | $78,563,000 | 1,328 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $4,800,000 | 3,350 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $19,146,000 | 3,030 |
| Tier 1 (core) risk-based capital | $15,810,000 | 3,258 |
| Tier 2 risk-based capital | $4,319,000 | 1,022 |
| Total risk weighted assets | $185,347,000 | 2,039 |
| Total unused commitments | $19,146,000 | 3,036 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 85 | 2,036 |
| Assets and Liabilities | ||
| Total Assets: | $211,644,000 | 2,636 |
| Cash and due from depository institutions | $2,849,000 | 2,036 |
| Interest-bearing balances | $147,000 | 4,873 |
| Securities | $37,950,000 | 3,106 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $152,596,000 | 2,335 |
| Loan loss allowance | $2,204,000 | 2,060 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,026,000 | 2,458 |
| Other real estate owned | $3,932,000 | 2,036 |
| Goodwill and other intangibles | $1,608,000 | 1,322 |
| All other assets | $8,683,000 | 1,625 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,644,000 | 2,636 |
| Total liabilities | $196,104,000 | 2,559 |
| Total deposits | $182,535,000 | 2,480 |
| Interest-bearing deposits | $170,436,000 | 2,256 |
| Deposits held in domestic offices | $182,535,000 | 2,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,755,000 | 2,023 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,477,000 | 3,864 |
| Subordinated debt | $2,000,000 | 238 |
| All other liabilities | $5,337,000 | 881 |
| Total equity capital | $15,540,000 | 3,423 |
| Total bank equity capital | $15,540,000 | 3,423 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,894,000 | 1,018 |
| Surplus | $7,107,000 | 2,600 |
| Undivided profits | $4,539,000 | 4,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,457,000 | 2,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,267,000 | 2,366 |
| Earning assets | $190,693,000 | 2,681 |
| Long-term assets (5+ years) | $38,688,000 | 2,325 |
| Average Assets, year-to-date | $180,891,200 | 2,919 |
| Average Assets, quarterly | $203,867,000 | 2,695 |
| Volatile liabilities | $58,582,000 | 1,706 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $1,800,000 | 4,350 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $13,840,000 | 3,579 |
| Tier 1 (core) risk-based capital | $14,270,000 | 3,544 |
| Tier 2 risk-based capital | $4,097,000 | 1,067 |
| Total risk weighted assets | $167,670,000 | 2,212 |
| Total unused commitments | $13,840,000 | 3,581 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 85 | 2,053 |
| Assets and Liabilities | ||
| Total Assets: | $196,090,000 | 2,802 |
| Cash and due from depository institutions | $3,102,000 | 2,053 |
| Interest-bearing balances | $536,000 | 3,715 |
| Securities | $30,657,000 | 3,577 |
| Federal funds sold & reverse repurchase agreements | $3,403,000 | 3,388 |
| Net loans & leases | $141,665,000 | 2,493 |
| Loan loss allowance | $2,102,000 | 2,168 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,076,000 | 2,399 |
| Other real estate owned | $4,098,000 | 2,053 |
| Goodwill and other intangibles | $1,581,000 | 1,316 |
| All other assets | $7,508,000 | 1,821 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,090,000 | 2,802 |
| Total liabilities | $181,527,000 | 2,729 |
| Total deposits | $172,611,000 | 2,609 |
| Interest-bearing deposits | $162,732,000 | 2,351 |
| Deposits held in domestic offices | $172,611,000 | 2,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,461,000 | 3,830 |
| Subordinated debt | $2,000,000 | 236 |
| All other liabilities | $3,455,000 | 1,283 |
| Total equity capital | $14,563,000 | 3,603 |
| Total bank equity capital | $14,563,000 | 3,603 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,894,000 | 1,012 |
| Surplus | $7,107,000 | 2,555 |
| Undivided profits | $3,562,000 | 5,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,728,000 | 1,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,173,000 | 2,689 |
| Earning assets | $176,261,000 | 2,847 |
| Long-term assets (5+ years) | $35,106,000 | 2,485 |
| Average Assets, year-to-date | $173,203,000 | 3,060 |
| Average Assets, quarterly | $189,254,500 | 2,872 |
| Volatile liabilities | $53,388,000 | 1,802 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $1,800,000 | 4,311 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $11,377,000 | 3,997 |
| Tier 1 (core) risk-based capital | $13,392,000 | 3,721 |
| Tier 2 risk-based capital | $3,987,000 | 1,104 |
| Total risk weighted assets | $158,843,000 | 2,323 |
| Total unused commitments | $11,377,000 | 4,002 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 81 | 2,155 |
| Assets and Liabilities | ||
| Total Assets: | $182,419,000 | 2,971 |
| Cash and due from depository institutions | $5,749,000 | 2,155 |
| Interest-bearing balances | $2,985,000 | 2,064 |
| Securities | $26,028,000 | 3,939 |
| Federal funds sold & reverse repurchase agreements | $10,000 | 6,867 |
| Net loans & leases | $132,267,000 | 2,595 |
| Loan loss allowance | $1,930,000 | 2,302 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,123,000 | 2,331 |
| Other real estate owned | $4,274,000 | 2,155 |
| Goodwill and other intangibles | $1,581,000 | 1,285 |
| All other assets | $8,387,000 | 1,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,419,000 | 2,971 |
| Total liabilities | $168,685,000 | 2,899 |
| Total deposits | $151,129,000 | 2,930 |
| Interest-bearing deposits | $141,188,000 | 2,687 |
| Deposits held in domestic offices | $151,129,000 | 2,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,500,000 | 1,082 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,343,000 | 3,815 |
| Subordinated debt | $1,000,000 | 239 |
| All other liabilities | $3,713,000 | 1,255 |
| Total equity capital | $13,734,000 | 3,797 |
| Total bank equity capital | $13,734,000 | 3,797 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,894,000 | 1,002 |
| Surplus | $6,607,000 | 2,683 |
| Undivided profits | $3,233,000 | 5,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,597,000 | 1,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,025,000 | 2,965 |
| Earning assets | $161,290,000 | 3,048 |
| Long-term assets (5+ years) | $29,452,000 | 2,683 |
| Average Assets, year-to-date | $165,574,000 | 3,156 |
| Average Assets, quarterly | $176,056,000 | 3,029 |
| Volatile liabilities | $50,677,000 | 1,860 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $1,800,000 | 4,262 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $13,775,000 | 3,531 |
| Tier 1 (core) risk-based capital | $12,290,000 | 3,950 |
| Tier 2 risk-based capital | $2,869,000 | 1,474 |
| Total risk weighted assets | $149,423,000 | 2,399 |
| Total unused commitments | $13,775,000 | 3,544 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 80 | 2,155 |
| Assets and Liabilities | ||
| Total Assets: | $169,693,000 | 3,118 |
| Cash and due from depository institutions | $6,177,000 | 2,155 |
| Interest-bearing balances | $1,323,000 | 2,924 |
| Securities | $22,202,000 | 4,357 |
| Federal funds sold & reverse repurchase agreements | $6,123,000 | 2,702 |
| Net loans & leases | $117,263,000 | 2,832 |
| Loan loss allowance | $1,860,000 | 2,323 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,007,000 | 2,377 |
| Other real estate owned | $4,467,000 | 2,155 |
| Goodwill and other intangibles | $1,581,000 | 1,273 |
| All other assets | $7,873,000 | 1,644 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,693,000 | 3,118 |
| Total liabilities | $156,953,000 | 3,039 |
| Total deposits | $143,719,000 | 3,035 |
| Interest-bearing deposits | $128,585,000 | 2,911 |
| Deposits held in domestic offices | $143,719,000 | 3,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 1,964 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,257,000 | 2,881 |
| Subordinated debt | $1,000,000 | 230 |
| All other liabilities | $3,977,000 | 1,207 |
| Total equity capital | $12,740,000 | 3,969 |
| Total bank equity capital | $12,740,000 | 3,969 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,894,000 | 992 |
| Surplus | $6,107,000 | 2,782 |
| Undivided profits | $2,739,000 | 6,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,021,000 | 1,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $906,000 | 3,343 |
| Earning assets | $146,911,000 | 3,249 |
| Long-term assets (5+ years) | $24,919,000 | 2,957 |
| Average Assets, year-to-date | $157,151,500 | 3,274 |
| Average Assets, quarterly | $157,151,500 | 3,274 |
| Volatile liabilities | $42,677,000 | 2,100 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $4,800,000 | 3,173 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,242,000 | 3,560 |
| Tier 1 (core) risk-based capital | $11,330,000 | 4,157 |
| Tier 2 risk-based capital | $2,691,000 | 1,539 |
| Total risk weighted assets | $135,088,000 | 2,603 |
| Total unused commitments | $13,242,000 | 3,574 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 78 | 2,210 |
| Assets and Liabilities | ||
| Total Assets: | $144,610,000 | 3,477 |
| Cash and due from depository institutions | $2,960,000 | 2,210 |
| Interest-bearing balances | $593,000 | 3,607 |
| Securities | $23,067,000 | 4,224 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $102,625,000 | 3,144 |
| Loan loss allowance | $1,737,000 | 2,421 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,988,000 | 2,357 |
| Other real estate owned | $5,524,000 | 2,210 |
| Goodwill and other intangibles | $1,581,000 | 1,257 |
| All other assets | $4,865,000 | 2,384 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,610,000 | 3,477 |
| Total liabilities | $132,041,000 | 3,427 |
| Total deposits | $124,057,000 | 3,383 |
| Interest-bearing deposits | $113,326,000 | 3,167 |
| Deposits held in domestic offices | $124,057,000 | 3,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $4,898,000 | 3,366 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,086,000 | 1,455 |
| Total equity capital | $12,569,000 | 3,965 |
| Total bank equity capital | $12,569,000 | 3,965 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,393,000 | 852 |
| Surplus | $5,608,000 | 2,945 |
| Undivided profits | $2,568,000 | 6,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,195,000 | 1,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $852,000 | 3,685 |
| Earning assets | $126,285,000 | 3,635 |
| Long-term assets (5+ years) | $22,687,000 | 3,074 |
| Average Assets, year-to-date | $127,798,200 | 3,721 |
| Average Assets, quarterly | $139,879,500 | 3,556 |
| Volatile liabilities | $36,042,000 | 2,419 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $1,800,000 | 4,248 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,395,000 | 3,604 |
| Tier 1 (core) risk-based capital | $11,193,000 | 4,124 |
| Tier 2 risk-based capital | $1,464,000 | 2,580 |
| Total risk weighted assets | $116,867,000 | 2,955 |
| Total unused commitments | $12,395,000 | 3,608 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 64 | 2,670 |
| Assets and Liabilities | ||
| Total Assets: | $104,544,000 | 4,408 |
| Cash and due from depository institutions | $3,486,000 | 2,670 |
| Interest-bearing balances | $1,000,000 | 2,984 |
| Securities | $20,753,000 | 4,417 |
| Federal funds sold & reverse repurchase agreements | $1,703,000 | 5,088 |
| Net loans & leases | $68,454,000 | 4,242 |
| Loan loss allowance | $1,494,000 | 2,601 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,987,000 | 2,268 |
| Other real estate owned | $2,968,000 | 2,670 |
| Goodwill and other intangibles | $1,581,000 | 1,194 |
| All other assets | $1,612,000 | 5,134 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,544,000 | 4,408 |
| Total liabilities | $95,669,000 | 4,345 |
| Total deposits | $89,409,000 | 4,296 |
| Interest-bearing deposits | $78,878,000 | 4,201 |
| Deposits held in domestic offices | $89,409,000 | 4,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,153,000 | 3,286 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,107,000 | 1,919 |
| Total equity capital | $8,875,000 | 4,944 |
| Total bank equity capital | $8,875,000 | 4,944 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,393,000 | 857 |
| Surplus | $3,408,000 | 4,060 |
| Undivided profits | $1,074,000 | 7,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,458,000 | 2,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $770,000 | 4,360 |
| Earning assets | $91,910,000 | 4,531 |
| Long-term assets (5+ years) | $21,967,000 | 3,105 |
| Average Assets, year-to-date | $82,526,200 | 5,030 |
| Average Assets, quarterly | $100,700,500 | 4,474 |
| Volatile liabilities | $22,545,000 | 3,345 |
| Insider loans | $5,000 | 8,563 |
| FHLB advances | $2,022,000 | 3,823 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,628,000 | 5,259 |
| Tier 1 (core) risk-based capital | $7,570,000 | 5,389 |
| Tier 2 risk-based capital | $987,000 | 3,400 |
| Total risk weighted assets | $78,594,000 | 3,950 |
| Total unused commitments | $5,628,000 | 5,267 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 54 | 3,129 |
| Assets and Liabilities | ||
| Total Assets: | $57,146,000 | 6,400 |
| Cash and due from depository institutions | $1,559,000 | 3,129 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $7,956,000 | 7,371 |
| Federal funds sold & reverse repurchase agreements | $5,520,000 | 2,159 |
| Net loans & leases | $36,994,000 | 6,184 |
| Loan loss allowance | $1,442,000 | 2,542 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,470,000 | 3,434 |
| Other real estate owned | $152,000 | 3,129 |
| Goodwill and other intangibles | $1,915,000 | 1,071 |
| All other assets | $580,000 | 7,735 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,146,000 | 6,400 |
| Total liabilities | $51,113,000 | 6,371 |
| Total deposits | $48,969,000 | 6,274 |
| Interest-bearing deposits | $41,812,000 | 6,284 |
| Deposits held in domestic offices | $48,969,000 | 6,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $317,000 | 5,169 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,827,000 | 2,218 |
| Total equity capital | $6,033,000 | 6,337 |
| Total bank equity capital | $6,033,000 | 6,337 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,393,000 | 855 |
| Surplus | $986,000 | 7,184 |
| Undivided profits | $654,000 | 8,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,052,000 | 2,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $333,000 | 6,549 |
| Earning assets | $50,470,000 | 6,522 |
| Long-term assets (5+ years) | $4,075,000 | 6,367 |
| Average Assets, year-to-date | $42,743,200 | 7,200 |
| Average Assets, quarterly | $52,738,500 | 6,619 |
| Volatile liabilities | $9,295,000 | 5,822 |
| Insider loans | $26,000 | 8,561 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $304,000 | 1,092 |
| Unused loan commitments | $3,586,000 | 6,146 |
| Tier 1 (core) risk-based capital | $3,981,000 | 7,780 |
| Tier 2 risk-based capital | $518,380 | 5,274 |
| Total risk weighted assets | $40,546,380 | 6,027 |
| Total unused commitments | $3,586,000 | 6,149 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 33 | 4,901 |
| Assets and Liabilities | ||
| Total Assets: | $30,530,000 | 8,487 |
| Cash and due from depository institutions | $2,305,000 | 4,901 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $9,128,000 | 7,343 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,716 |
| Net loans & leases | $16,780,000 | 8,391 |
| Loan loss allowance | $1,648,000 | 2,195 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,188,000 | 5,541 |
| Other real estate owned | $167,000 | 4,901 |
| Goodwill and other intangibles | $96,000 | 2,701 |
| All other assets | $366,000 | 8,971 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,530,000 | 8,487 |
| Total liabilities | $30,989,000 | 8,066 |
| Total deposits | $30,570,000 | 7,943 |
| Interest-bearing deposits | $22,923,000 | 8,300 |
| Deposits held in domestic offices | $30,570,000 | 7,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $419,000 | 5,930 |
| Total equity capital | $-459,000 | 10,238 |
| Total bank equity capital | $-459,000 | 10,238 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,307,000 | 1,694 |
| Surplus | $1,196,000 | 6,841 |
| Undivided profits | $-3,962,000 | 10,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,008,000 | 1,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $117,000 | 8,919 |
| Earning assets | $26,408,000 | 8,597 |
| Long-term assets (5+ years) | $1,696,000 | 7,859 |
| Average Assets, year-to-date | $36,342,000 | 7,811 |
| Average Assets, quarterly | $32,565,500 | 8,247 |
| Volatile liabilities | $4,440,000 | 7,627 |
| Insider loans | $419,000 | 5,788 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,638,000 | 7,831 |
| Tier 1 (core) risk-based capital | $-442,000 | 10,239 |
| Tier 2 risk-based capital | $0 | 10,113 |
| Total risk weighted assets | $17,977,900 | 8,488 |
| Total unused commitments | $1,638,000 | 7,837 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 33 | 4,974 |
| Assets and Liabilities | ||
| Total Assets: | $40,796,000 | 7,708 |
| Cash and due from depository institutions | $3,204,000 | 4,974 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $6,921,000 | 8,042 |
| Federal funds sold & reverse repurchase agreements | $8,415,000 | 2,039 |
| Net loans & leases | $19,667,000 | 8,040 |
| Loan loss allowance | $989,000 | 3,384 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,317,000 | 5,164 |
| Other real estate owned | $291,000 | 4,974 |
| Goodwill and other intangibles | $175,000 | 2,419 |
| All other assets | $806,000 | 6,658 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,796,000 | 7,708 |
| Total liabilities | $38,511,000 | 7,485 |
| Total deposits | $38,139,000 | 7,344 |
| Interest-bearing deposits | $28,573,000 | 7,772 |
| Deposits held in domestic offices | $38,139,000 | 7,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $372,000 | 6,753 |
| Total equity capital | $2,285,000 | 9,441 |
| Total bank equity capital | $2,285,000 | 9,441 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,307,000 | 1,639 |
| Surplus | $1,196,000 | 6,839 |
| Undivided profits | $-1,218,000 | 10,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,374,000 | 790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $529,000 | 280 |
| Income earned, not collected on loans | $290,000 | 6,694 |
| Earning assets | $35,003,000 | 7,915 |
| Long-term assets (5+ years) | $1,944,000 | 7,769 |
| Average Assets, year-to-date | $42,868,600 | 7,324 |
| Average Assets, quarterly | $42,007,000 | 7,533 |
| Volatile liabilities | $6,448,000 | 6,292 |
| Insider loans | $873,000 | 3,888 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,757,000 | 7,713 |
| Tier 1 (core) risk-based capital | $2,097,000 | 9,552 |
| Tier 2 risk-based capital | $295,980 | 7,052 |
| Total risk weighted assets | $22,985,380 | 7,793 |
| Total unused commitments | $1,757,000 | 7,723 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 34 | 5,035 |
| Assets and Liabilities | ||
| Total Assets: | $45,571,000 | 7,422 |
| Cash and due from depository institutions | $3,740,000 | 5,035 |
| Interest-bearing balances | $1,000 | 6,547 |
| Securities | $7,903,000 | 8,130 |
| Federal funds sold & reverse repurchase agreements | $4,890,000 | 2,775 |
| Net loans & leases | $26,247,000 | 7,342 |
| Loan loss allowance | $735,000 | 4,326 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,367,000 | 5,014 |
| Other real estate owned | $236,000 | 5,035 |
| Goodwill and other intangibles | $202,000 | 2,259 |
| All other assets | $986,000 | 6,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,571,000 | 7,422 |
| Total liabilities | $42,487,000 | 7,240 |
| Total deposits | $41,791,000 | 7,095 |
| Interest-bearing deposits | $30,247,000 | 7,733 |
| Deposits held in domestic offices | $41,791,000 | 7,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $25,000 | 258 |
| All other liabilities | $671,000 | 4,812 |
| Total equity capital | $3,084,000 | 8,946 |
| Total bank equity capital | $3,084,000 | 8,946 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,307,000 | 1,627 |
| Surplus | $1,197,000 | 6,990 |
| Undivided profits | $-420,000 | 10,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,598,000 | 1,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $574,000 | 245 |
| Income earned, not collected on loans | $370,000 | 5,984 |
| Earning assets | $39,041,000 | 7,668 |
| Long-term assets (5+ years) | $928,000 | 8,576 |
| Average Assets, year-to-date | $46,581,800 | 7,151 |
| Average Assets, quarterly | $45,484,000 | 7,368 |
| Volatile liabilities | $7,942,000 | 5,737 |
| Insider loans | $1,859,000 | 2,197 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,686,000 | 6,778 |
| Tier 1 (core) risk-based capital | $2,877,000 | 9,060 |
| Tier 2 risk-based capital | $367,700 | 6,325 |
| Total risk weighted assets | $29,048,500 | 7,127 |
| Total unused commitments | $2,686,000 | 6,785 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 30 | 5,814 |
| Assets and Liabilities | ||
| Total Assets: | $46,160,000 | 7,583 |
| Cash and due from depository institutions | $3,890,000 | 5,814 |
| Interest-bearing balances | $47,000 | 5,444 |
| Securities | $9,634,000 | 8,071 |
| Federal funds sold & reverse repurchase agreements | $1,435,000 | 5,699 |
| Net loans & leases | $28,227,000 | 7,209 |
| Loan loss allowance | $761,000 | 4,403 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,384,000 | 4,959 |
| Other real estate owned | $519,000 | 5,814 |
| Goodwill and other intangibles | $229,000 | 2,068 |
| All other assets | $842,000 | 6,941 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,160,000 | 7,583 |
| Total liabilities | $42,400,000 | 7,454 |
| Total deposits | $41,675,000 | 7,340 |
| Interest-bearing deposits | $31,591,000 | 7,834 |
| Deposits held in domestic offices | $41,675,000 | 7,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $74,000 | 294 |
| All other liabilities | $651,000 | 4,943 |
| Total equity capital | $3,760,000 | 8,423 |
| Total bank equity capital | $3,760,000 | 8,423 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,307,000 | 1,695 |
| Surplus | $1,196,000 | 7,206 |
| Undivided profits | $257,000 | 10,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $934,000 | 2,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,749 |
| Income earned, not collected on loans | $368,000 | 6,011 |
| Earning assets | $39,343,000 | 7,859 |
| Long-term assets (5+ years) | $1,525,000 | 8,249 |
| Average Assets, year-to-date | $46,049,000 | 7,433 |
| Average Assets, quarterly | $46,471,500 | 7,504 |
| Volatile liabilities | $8,381,000 | 5,451 |
| Insider loans | $1,947,000 | 2,173 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,338,000 | 6,116 |
| Tier 1 (core) risk-based capital | $3,531,000 | 8,568 |
| Tier 2 risk-based capital | $397,650 | 6,156 |
| Total risk weighted assets | $31,059,450 | 6,981 |
| Total unused commitments | $3,338,000 | 6,133 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $46,274,000 | 7,743 |
| Cash and due from depository institutions | $3,719,000 | 5,851 |
| Interest-bearing balances | $96,000 | 5,351 |
| Securities | $10,158,000 | 8,235 |
| Federal funds sold & reverse repurchase agreements | $3,740,000 | 3,729 |
| Net loans & leases | $25,688,000 | 7,603 |
| Loan loss allowance | $482,000 | 6,218 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,332,000 | 5,039 |
| Other real estate owned | $581,000 | 5,851 |
| Goodwill and other intangibles | $256,000 | 1,893 |
| All other assets | $800,000 | 7,312 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,274,000 | 7,743 |
| Total liabilities | $42,602,000 | 7,628 |
| Total deposits | $41,972,000 | 7,509 |
| Interest-bearing deposits | $31,350,000 | 8,109 |
| Deposits held in domestic offices | $41,972,000 | 7,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $124,000 | 324 |
| All other liabilities | $506,000 | 6,176 |
| Total equity capital | $3,672,000 | 8,722 |
| Total bank equity capital | $3,672,000 | 8,722 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,307,000 | 1,734 |
| Surplus | $1,196,000 | 7,333 |
| Undivided profits | $169,000 | 11,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $492,000 | 4,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $288,000 | 7,305 |
| Earning assets | $39,682,000 | 8,026 |
| Long-term assets (5+ years) | $1,583,000 | 8,316 |
| Average Assets, year-to-date | $38,516,600 | 8,345 |
| Average Assets, quarterly | $45,034,500 | 7,812 |
| Volatile liabilities | $9,152,000 | 4,836 |
| Insider loans | $1,608,000 | 2,613 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,307,000 | 7,054 |
| Tier 1 (core) risk-based capital | $3,416,000 | 8,882 |
| Tier 2 risk-based capital | $391,430 | 6,282 |
| Total risk weighted assets | $29,636,030 | 7,226 |
| Total unused commitments | $2,307,000 | 7,069 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 20 | 8,087 |
| Assets and Liabilities | ||
| Total Assets: | $32,335,000 | 9,481 |
| Cash and due from depository institutions | $1,740,000 | 8,087 |
| Interest-bearing balances | $96,000 | 5,724 |
| Securities | $5,651,000 | 10,550 |
| Federal funds sold & reverse repurchase agreements | $2,640,000 | 3,100 |
| Net loans & leases | $19,758,000 | 8,785 |
| Loan loss allowance | $464,000 | 6,518 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,258,000 | 5,253 |
| Other real estate owned | $572,000 | 8,087 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $716,000 | 8,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,335,000 | 9,481 |
| Total liabilities | $29,104,000 | 9,469 |
| Total deposits | $28,570,000 | 9,383 |
| Interest-bearing deposits | $23,196,000 | 9,570 |
| Deposits held in domestic offices | $28,570,000 | 9,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $174,000 | 353 |
| All other liabilities | $360,000 | 6,522 |
| Total equity capital | $3,231,000 | 9,169 |
| Total bank equity capital | $3,231,000 | 9,169 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,257,000 | 1,811 |
| Surplus | $1,191,000 | 7,488 |
| Undivided profits | $-217,000 | 11,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $651,000 | 3,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $211,000 | 8,234 |
| Earning assets | $28,145,000 | 9,642 |
| Long-term assets (5+ years) | $1,160,000 | 9,213 |
| Average Assets, year-to-date | $31,283,200 | 9,530 |
| Average Assets, quarterly | $32,248,500 | 9,466 |
| Volatile liabilities | $5,704,000 | 6,262 |
| Insider loans | $2,291,000 | 1,826 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,876,000 | 7,644 |
| Tier 1 (core) risk-based capital | $3,236,000 | 9,244 |
| Tier 2 risk-based capital | $327,090 | 7,123 |
| Total risk weighted assets | $22,433,590 | 8,497 |
| Total unused commitments | $1,876,000 | 7,656 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $29,916,000 | 10,178 |
| Cash and due from depository institutions | $1,669,000 | 7,348 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $4,046,000 | 11,712 |
| Federal funds sold & reverse repurchase agreements | $2,330,000 | 5,236 |
| Net loans & leases | $19,550,000 | 8,928 |
| Loan loss allowance | $421,000 | 7,150 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,323,000 | 5,127 |
| Other real estate owned | $537,000 | 7,348 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $461,000 | 9,684 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,916,000 | 10,178 |
| Total liabilities | $26,895,000 | 10,185 |
| Total deposits | $26,464,000 | 10,110 |
| Interest-bearing deposits | $21,602,000 | 10,283 |
| Deposits held in domestic offices | $26,464,000 | 10,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $211,000 | 376 |
| All other liabilities | $220,000 | 8,845 |
| Total equity capital | $3,021,000 | 9,742 |
| Total bank equity capital | $3,021,000 | 9,742 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,257,000 | 1,836 |
| Surplus | $1,191,000 | 7,576 |
| Undivided profits | $-427,000 | 12,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $644,000 | 4,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $179,000 | 8,682 |
| Earning assets | $25,926,000 | 10,384 |
| Long-term assets (5+ years) | $1,366,000 | 9,467 |
| Average Assets, year-to-date | $29,349,600 | 10,119 |
| Average Assets, quarterly | $29,394,500 | 10,195 |
| Volatile liabilities | $5,526,000 | 6,169 |
| Insider loans | $1,862,000 | 2,197 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,671,000 | 8,010 |
| Tier 1 (core) risk-based capital | $3,021,000 | 9,684 |
| Tier 2 risk-based capital | $356,650 | 6,775 |
| Total risk weighted assets | $22,052,650 | 8,720 |
| Total unused commitments | $1,671,000 | 8,035 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $28,940,000 | 10,583 |
| Cash and due from depository institutions | $1,464,000 | 7,484 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $3,270,000 | 12,455 |
| Federal funds sold & reverse repurchase agreements | $1,580,000 | 7,340 |
| Net loans & leases | $20,175,000 | 8,884 |
| Loan loss allowance | $392,000 | 7,578 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,409,000 | 4,900 |
| Other real estate owned | $591,000 | 7,484 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $454,000 | 10,129 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,940,000 | 10,583 |
| Total liabilities | $26,029,000 | 10,612 |
| Total deposits | $25,598,000 | 10,553 |
| Interest-bearing deposits | $21,052,000 | 10,734 |
| Deposits held in domestic offices | $25,598,000 | 10,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $237,000 | 422 |
| All other liabilities | $194,000 | 10,167 |
| Total equity capital | $2,911,000 | 9,903 |
| Total bank equity capital | $2,911,000 | 9,903 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,257,000 | 1,891 |
| Surplus | $1,191,000 | 7,570 |
| Undivided profits | $-537,000 | 13,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $790,000 | 4,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $170,000 | 9,460 |
| Earning assets | $25,025,000 | 10,777 |
| Long-term assets (5+ years) | $1,370,000 | 9,711 |
| Average Assets, year-to-date | $27,800,600 | 10,612 |
| Average Assets, quarterly | $28,698,500 | 10,556 |
| Volatile liabilities | $5,160,000 | 6,439 |
| Insider loans | $618,000 | 1,454 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,236,000 | 7,004 |
| Tier 1 (core) risk-based capital | $2,911,000 | 9,838 |
| Tier 2 risk-based capital | $402,120 | 6,219 |
| Total risk weighted assets | $22,330,320 | 8,811 |
| Total unused commitments | $2,236,000 | 7,033 |
| Derivatives | $0 | 651 |