Omni Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,042,000 | 813 |
| Total interest expense | $1,480,000 | 1,134 |
| Net interest income | $7,562,000 | 731 |
| Provision for loan and lease losses | $750,000 | 1,063 |
| Total noninterest income | $1,116,000 | 1,123 |
| Gross Fiduciary activities income | $22,000 | 866 |
| Service charges on deposit accounts | $742,000 | 508 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $352,000 | 1,722 |
| Total noninterest expense | $8,211,000 | 626 |
| Salaries and employee benefits | $3,768,000 | 655 |
| Premises and equipment expense | $1,612,000 | 422 |
| Additional noninterest expense | $2,831,000 | 637 |
| Pre-tax net operating income | $-283,000 | 6,915 |
| Securities gains (losses) | $17,000 | 1,151 |
| Applicable income taxes | $-85,000 | 7,263 |
| Income before extraordinary items | $-181,000 | 6,858 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-181,000 | 6,858 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-181,000 | 6,858 |
| Net charge-offs | $1,834,000 | 571 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-192,560 | 6,863 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $38,537,000 | 794 |
| Total interest expense | $7,380,000 | 1,120 |
| Net interest income | $31,157,000 | 694 |
| Provision for loan and lease losses | $3,705,000 | 1,403 |
| Total noninterest income | $5,195,000 | 1,064 |
| Gross Fiduciary activities income | $116,000 | 852 |
| Service charges on deposit accounts | $3,275,000 | 465 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,804,000 | 1,505 |
| Total noninterest expense | $33,424,000 | 616 |
| Salaries and employee benefits | $15,178,000 | 633 |
| Premises and equipment expense | $6,602,000 | 395 |
| Additional noninterest expense | $11,644,000 | 658 |
| Pre-tax net operating income | $-777,000 | 6,385 |
| Securities gains (losses) | $718,000 | 654 |
| Applicable income taxes | $-213,000 | 6,981 |
| Income before extraordinary items | $154,000 | 5,435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $154,000 | 5,434 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $154,000 | 5,436 |
| Net charge-offs | $7,142,000 | 777 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-305,520 | 6,193 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $28,872,000 | 795 |
| Total interest expense | $5,726,000 | 1,119 |
| Net interest income | $23,146,000 | 700 |
| Provision for loan and lease losses | $2,720,000 | 1,349 |
| Total noninterest income | $4,131,000 | 972 |
| Gross Fiduciary activities income | $76,000 | 858 |
| Service charges on deposit accounts | $2,474,000 | 460 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,581,000 | 1,289 |
| Total noninterest expense | $24,952,000 | 600 |
| Salaries and employee benefits | $11,353,000 | 624 |
| Premises and equipment expense | $5,038,000 | 387 |
| Additional noninterest expense | $8,561,000 | 636 |
| Pre-tax net operating income | $-395,000 | 6,471 |
| Securities gains (losses) | $625,000 | 614 |
| Applicable income taxes | $25,000 | 3,894 |
| Income before extraordinary items | $205,000 | 5,273 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $205,000 | 5,275 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $205,000 | 5,276 |
| Net charge-offs | $4,586,000 | 834 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-351,250 | 6,500 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $19,206,000 | 803 |
| Total interest expense | $3,951,000 | 1,135 |
| Net interest income | $15,255,000 | 714 |
| Provision for loan and lease losses | $1,720,000 | 1,400 |
| Total noninterest income | $3,042,000 | 884 |
| Gross Fiduciary activities income | $38,000 | 911 |
| Service charges on deposit accounts | $1,644,000 | 465 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,360,000 | 1,056 |
| Total noninterest expense | $16,335,000 | 615 |
| Salaries and employee benefits | $7,525,000 | 625 |
| Premises and equipment expense | $3,352,000 | 390 |
| Additional noninterest expense | $5,458,000 | 670 |
| Pre-tax net operating income | $242,000 | 4,690 |
| Securities gains (losses) | $127,000 | 1,254 |
| Applicable income taxes | $73,000 | 3,042 |
| Income before extraordinary items | $296,000 | 4,334 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $296,000 | 4,333 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $296,000 | 4,333 |
| Net charge-offs | $3,482,000 | 730 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $194,400 | 4,778 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,634,000 | 819 |
| Total interest expense | $1,972,000 | 1,198 |
| Net interest income | $7,662,000 | 716 |
| Provision for loan and lease losses | $900,000 | 1,245 |
| Total noninterest income | $1,767,000 | 788 |
| Gross Fiduciary activities income | $28,000 | 866 |
| Service charges on deposit accounts | $832,000 | 456 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $907,000 | 862 |
| Total noninterest expense | $8,226,000 | 616 |
| Salaries and employee benefits | $3,873,000 | 626 |
| Premises and equipment expense | $1,718,000 | 390 |
| Additional noninterest expense | $2,635,000 | 701 |
| Pre-tax net operating income | $303,000 | 3,333 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $98,000 | 2,145 |
| Income before extraordinary items | $205,000 | 3,833 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $205,000 | 3,830 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $205,000 | 3,832 |
| Net charge-offs | $813,000 | 1,183 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $205,000 | 3,715 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $41,627,000 | 799 |
| Total interest expense | $10,167,000 | 1,175 |
| Net interest income | $31,460,000 | 677 |
| Provision for loan and lease losses | $11,442,000 | 777 |
| Total noninterest income | $6,636,000 | 875 |
| Gross Fiduciary activities income | $155,000 | 812 |
| Service charges on deposit accounts | $3,590,000 | 459 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,891,000 | 1,072 |
| Total noninterest expense | $35,675,000 | 597 |
| Salaries and employee benefits | $16,606,000 | 569 |
| Premises and equipment expense | $7,037,000 | 383 |
| Additional noninterest expense | $12,032,000 | 672 |
| Pre-tax net operating income | $-9,021,000 | 7,446 |
| Securities gains (losses) | $826,000 | 589 |
| Applicable income taxes | $-3,565,000 | 7,670 |
| Income before extraordinary items | $-4,630,000 | 7,224 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,630,000 | 7,223 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,630,000 | 7,223 |
| Net charge-offs | $5,754,000 | 1,027 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,158,640 | 7,293 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $31,451,000 | 812 |
| Total interest expense | $7,809,000 | 1,197 |
| Net interest income | $23,642,000 | 677 |
| Provision for loan and lease losses | $6,811,000 | 843 |
| Total noninterest income | $5,347,000 | 828 |
| Gross Fiduciary activities income | $126,000 | 789 |
| Service charges on deposit accounts | $2,702,000 | 459 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,519,000 | 985 |
| Total noninterest expense | $25,925,000 | 614 |
| Salaries and employee benefits | $12,468,000 | 589 |
| Premises and equipment expense | $5,435,000 | 381 |
| Additional noninterest expense | $8,022,000 | 715 |
| Pre-tax net operating income | $-3,747,000 | 7,384 |
| Securities gains (losses) | $811,000 | 455 |
| Applicable income taxes | $-1,130,000 | 7,591 |
| Income before extraordinary items | $-1,806,000 | 7,111 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,806,000 | 7,110 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,806,000 | 7,110 |
| Net charge-offs | $4,631,000 | 863 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,325,040 | 7,251 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $21,128,000 | 827 |
| Total interest expense | $5,354,000 | 1,230 |
| Net interest income | $15,774,000 | 680 |
| Provision for loan and lease losses | $5,416,000 | 701 |
| Total noninterest income | $4,025,000 | 768 |
| Gross Fiduciary activities income | $95,000 | 776 |
| Service charges on deposit accounts | $1,798,000 | 461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,132,000 | 841 |
| Total noninterest expense | $17,385,000 | 620 |
| Salaries and employee benefits | $8,357,000 | 596 |
| Premises and equipment expense | $3,662,000 | 379 |
| Additional noninterest expense | $5,366,000 | 724 |
| Pre-tax net operating income | $-3,002,000 | 7,569 |
| Securities gains (losses) | $811,000 | 349 |
| Applicable income taxes | $-352,000 | 7,477 |
| Income before extraordinary items | $-1,839,000 | 7,431 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,839,000 | 7,430 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,839,000 | 7,429 |
| Net charge-offs | $3,220,000 | 813 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,520,240 | 7,587 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,583,000 | 829 |
| Total interest expense | $2,599,000 | 1,324 |
| Net interest income | $7,984,000 | 661 |
| Provision for loan and lease losses | $825,000 | 1,321 |
| Total noninterest income | $1,833,000 | 790 |
| Gross Fiduciary activities income | $63,000 | 722 |
| Service charges on deposit accounts | $898,000 | 453 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $872,000 | 944 |
| Total noninterest expense | $8,607,000 | 593 |
| Salaries and employee benefits | $4,131,000 | 598 |
| Premises and equipment expense | $1,828,000 | 388 |
| Additional noninterest expense | $2,648,000 | 645 |
| Pre-tax net operating income | $385,000 | 2,874 |
| Securities gains (losses) | $225,000 | 618 |
| Applicable income taxes | $194,000 | 1,493 |
| Income before extraordinary items | $416,000 | 2,479 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $416,000 | 2,479 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $416,000 | 2,481 |
| Net charge-offs | $672,000 | 1,175 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $263,000 | 3,203 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $48,575,000 | 765 |
| Total interest expense | $14,786,000 | 1,101 |
| Net interest income | $33,789,000 | 641 |
| Provision for loan and lease losses | $2,805,000 | 1,464 |
| Total noninterest income | $5,239,000 | 1,014 |
| Gross Fiduciary activities income | $201,000 | 778 |
| Service charges on deposit accounts | $3,673,000 | 467 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,365,000 | 1,710 |
| Total noninterest expense | $35,627,000 | 558 |
| Salaries and employee benefits | $17,543,000 | 548 |
| Premises and equipment expense | $8,237,000 | 341 |
| Additional noninterest expense | $9,847,000 | 690 |
| Pre-tax net operating income | $596,000 | 4,624 |
| Securities gains (losses) | $166,000 | 807 |
| Applicable income taxes | $-393,000 | 7,402 |
| Income before extraordinary items | $1,155,000 | 3,005 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,155,000 | 3,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,302,000 | 1,181 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $989,000 | 3,458 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $37,555,000 | 763 |
| Total interest expense | $11,883,000 | 1,059 |
| Net interest income | $25,672,000 | 642 |
| Provision for loan and lease losses | $1,807,000 | 1,262 |
| Total noninterest income | $3,414,000 | 1,182 |
| Gross Fiduciary activities income | $148,000 | 785 |
| Service charges on deposit accounts | $2,656,000 | 495 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $610,000 | 2,512 |
| Total noninterest expense | $26,148,000 | 562 |
| Salaries and employee benefits | $13,132,000 | 567 |
| Premises and equipment expense | $6,094,000 | 355 |
| Additional noninterest expense | $6,922,000 | 687 |
| Pre-tax net operating income | $1,131,000 | 3,437 |
| Securities gains (losses) | $114,000 | 882 |
| Applicable income taxes | $-239,000 | 7,693 |
| Income before extraordinary items | $1,484,000 | 2,345 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,484,000 | 2,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,073,000 | 1,246 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,370,000 | 2,621 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $25,869,000 | 747 |
| Total interest expense | $8,611,000 | 1,006 |
| Net interest income | $17,258,000 | 634 |
| Provision for loan and lease losses | $1,415,000 | 990 |
| Total noninterest income | $2,156,000 | 1,251 |
| Gross Fiduciary activities income | $102,000 | 802 |
| Service charges on deposit accounts | $1,652,000 | 516 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $402,000 | 2,585 |
| Total noninterest expense | $17,352,000 | 565 |
| Salaries and employee benefits | $8,702,000 | 575 |
| Premises and equipment expense | $4,066,000 | 350 |
| Additional noninterest expense | $4,584,000 | 673 |
| Pre-tax net operating income | $647,000 | 3,851 |
| Securities gains (losses) | $96,000 | 997 |
| Applicable income taxes | $-402,000 | 8,133 |
| Income before extraordinary items | $1,145,000 | 2,298 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,145,000 | 2,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 1,425 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,049,000 | 2,432 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $12,825,000 | 783 |
| Total interest expense | $4,656,000 | 994 |
| Net interest income | $8,169,000 | 678 |
| Provision for loan and lease losses | $265,000 | 1,526 |
| Total noninterest income | $937,000 | 1,398 |
| Gross Fiduciary activities income | $45,000 | 824 |
| Service charges on deposit accounts | $731,000 | 582 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $161,000 | 2,929 |
| Total noninterest expense | $7,724,000 | 624 |
| Salaries and employee benefits | $3,861,000 | 651 |
| Premises and equipment expense | $1,827,000 | 391 |
| Additional noninterest expense | $2,036,000 | 713 |
| Pre-tax net operating income | $1,117,000 | 1,616 |
| Securities gains (losses) | $56,000 | 1,025 |
| Applicable income taxes | $354,000 | 1,302 |
| Income before extraordinary items | $819,000 | 1,775 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $819,000 | 1,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,212 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $779,800 | 1,791 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $55,330,000 | 748 |
| Total interest expense | $20,421,000 | 967 |
| Net interest income | $34,909,000 | 640 |
| Provision for loan and lease losses | $-26,000 | 8,272 |
| Total noninterest income | $3,742,000 | 1,368 |
| Gross Fiduciary activities income | $147,000 | 855 |
| Service charges on deposit accounts | $2,645,000 | 663 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $950,000 | 2,289 |
| Total noninterest expense | $32,315,000 | 583 |
| Salaries and employee benefits | $16,451,000 | 588 |
| Premises and equipment expense | $6,468,000 | 412 |
| Additional noninterest expense | $9,396,000 | 616 |
| Pre-tax net operating income | $6,362,000 | 1,324 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,095,000 | 1,091 |
| Income before extraordinary items | $4,267,000 | 1,494 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,267,000 | 1,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,525,000 | 743 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,267,000 | 1,479 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $41,297,000 | 747 |
| Total interest expense | $15,119,000 | 979 |
| Net interest income | $26,178,000 | 637 |
| Provision for loan and lease losses | $-221,000 | 8,479 |
| Total noninterest income | $2,692,000 | 1,428 |
| Gross Fiduciary activities income | $97,000 | 877 |
| Service charges on deposit accounts | $1,945,000 | 664 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $650,000 | 2,441 |
| Total noninterest expense | $23,498,000 | 585 |
| Salaries and employee benefits | $12,739,000 | 576 |
| Premises and equipment expense | $4,491,000 | 447 |
| Additional noninterest expense | $6,268,000 | 661 |
| Pre-tax net operating income | $5,593,000 | 1,222 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,752,000 | 1,069 |
| Income before extraordinary items | $3,841,000 | 1,328 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,841,000 | 1,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $599,000 | 938 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,841,000 | 1,322 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $27,272,000 | 763 |
| Total interest expense | $9,885,000 | 1,008 |
| Net interest income | $17,387,000 | 658 |
| Provision for loan and lease losses | $-168,000 | 8,513 |
| Total noninterest income | $1,738,000 | 1,487 |
| Gross Fiduciary activities income | $69,000 | 874 |
| Service charges on deposit accounts | $1,204,000 | 724 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $465,000 | 2,358 |
| Total noninterest expense | $15,573,000 | 600 |
| Salaries and employee benefits | $8,651,000 | 580 |
| Premises and equipment expense | $2,914,000 | 477 |
| Additional noninterest expense | $4,008,000 | 713 |
| Pre-tax net operating income | $3,720,000 | 1,278 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,164,000 | 1,135 |
| Income before extraordinary items | $2,556,000 | 1,386 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,556,000 | 1,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 1,056 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,556,000 | 1,364 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,448,000 | 764 |
| Total interest expense | $4,953,000 | 994 |
| Net interest income | $8,495,000 | 660 |
| Provision for loan and lease losses | $-200,000 | 8,581 |
| Total noninterest income | $912,000 | 1,402 |
| Gross Fiduciary activities income | $36,000 | 880 |
| Service charges on deposit accounts | $579,000 | 730 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $297,000 | 1,974 |
| Total noninterest expense | $7,618,000 | 612 |
| Salaries and employee benefits | $4,315,000 | 584 |
| Premises and equipment expense | $1,462,000 | 468 |
| Additional noninterest expense | $1,841,000 | 756 |
| Pre-tax net operating income | $1,989,000 | 1,185 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $622,000 | 1,084 |
| Income before extraordinary items | $1,367,000 | 1,283 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,367,000 | 1,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,320 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,367,000 | 1,267 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $45,859,000 | 840 |
| Total interest expense | $14,521,000 | 1,153 |
| Net interest income | $31,338,000 | 703 |
| Provision for loan and lease losses | $-2,276,000 | 8,656 |
| Total noninterest income | $3,196,000 | 1,530 |
| Gross Fiduciary activities income | $135,000 | 884 |
| Service charges on deposit accounts | $2,072,000 | 850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $989,000 | 2,241 |
| Total noninterest expense | $26,674,000 | 671 |
| Salaries and employee benefits | $14,600,000 | 645 |
| Premises and equipment expense | $4,406,000 | 573 |
| Additional noninterest expense | $7,668,000 | 706 |
| Pre-tax net operating income | $10,136,000 | 964 |
| Securities gains (losses) | $19,000 | 922 |
| Applicable income taxes | $2,932,000 | 963 |
| Income before extraordinary items | $7,223,000 | 1,033 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,223,000 | 1,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,367,000 | 527 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 311 |
| Net operating income | $7,209,510 | 1,023 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $33,113,000 | 881 |
| Total interest expense | $10,098,000 | 1,214 |
| Net interest income | $23,015,000 | 730 |
| Provision for loan and lease losses | $-1,114,000 | 8,700 |
| Total noninterest income | $1,913,000 | 1,871 |
| Gross Fiduciary activities income | $68,000 | 944 |
| Service charges on deposit accounts | $1,485,000 | 897 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $360,000 | 3,382 |
| Total noninterest expense | $18,616,000 | 727 |
| Salaries and employee benefits | $10,012,000 | 709 |
| Premises and equipment expense | $3,426,000 | 565 |
| Additional noninterest expense | $5,178,000 | 789 |
| Pre-tax net operating income | $7,426,000 | 1,031 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,368,000 | 950 |
| Income before extraordinary items | $5,058,000 | 1,143 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,058,000 | 1,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $529,000 | 770 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,058,000 | 1,130 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $21,315,000 | 893 |
| Total interest expense | $6,584,000 | 1,179 |
| Net interest income | $14,731,000 | 763 |
| Provision for loan and lease losses | $-401,000 | 8,701 |
| Total noninterest income | $1,134,000 | 2,032 |
| Gross Fiduciary activities income | $48,000 | 952 |
| Service charges on deposit accounts | $837,000 | 1,058 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $249,000 | 3,332 |
| Total noninterest expense | $11,544,000 | 781 |
| Salaries and employee benefits | $6,082,000 | 801 |
| Premises and equipment expense | $2,097,000 | 617 |
| Additional noninterest expense | $3,365,000 | 809 |
| Pre-tax net operating income | $4,722,000 | 1,074 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,490,000 | 999 |
| Income before extraordinary items | $3,232,000 | 1,181 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,232,000 | 1,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 1,190 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,232,000 | 1,168 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,260,000 | 903 |
| Total interest expense | $3,297,000 | 1,105 |
| Net interest income | $6,963,000 | 806 |
| Provision for loan and lease losses | $-359,000 | 8,738 |
| Total noninterest income | $561,000 | 2,031 |
| Gross Fiduciary activities income | $27,000 | 937 |
| Service charges on deposit accounts | $402,000 | 1,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $132,000 | 3,209 |
| Total noninterest expense | $5,421,000 | 824 |
| Salaries and employee benefits | $2,902,000 | 847 |
| Premises and equipment expense | $962,000 | 679 |
| Additional noninterest expense | $1,557,000 | 856 |
| Pre-tax net operating income | $2,462,000 | 1,015 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $746,000 | 993 |
| Income before extraordinary items | $1,716,000 | 1,092 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,716,000 | 1,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,662 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,716,000 | 1,078 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $33,762,000 | 974 |
| Total interest expense | $9,980,000 | 1,129 |
| Net interest income | $23,782,000 | 904 |
| Provision for loan and lease losses | $5,891,000 | 209 |
| Total noninterest income | $2,686,000 | 1,764 |
| Gross Fiduciary activities income | $111,000 | 929 |
| Service charges on deposit accounts | $1,884,000 | 914 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $691,000 | 2,802 |
| Total noninterest expense | $20,321,000 | 830 |
| Salaries and employee benefits | $10,837,000 | 844 |
| Premises and equipment expense | $3,674,000 | 675 |
| Additional noninterest expense | $5,810,000 | 886 |
| Pre-tax net operating income | $256,000 | 7,534 |
| Securities gains (losses) | $14,000 | 1,379 |
| Applicable income taxes | $122,000 | 5,202 |
| Income before extraordinary items | $148,000 | 7,799 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $148,000 | 7,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $735,000 | 850 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $139,040 | 7,795 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $24,655,000 | 969 |
| Total interest expense | $6,883,000 | 1,156 |
| Net interest income | $17,772,000 | 898 |
| Provision for loan and lease losses | $914,000 | 815 |
| Total noninterest income | $2,212,000 | 1,634 |
| Gross Fiduciary activities income | $65,000 | 962 |
| Service charges on deposit accounts | $1,577,000 | 823 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $570,000 | 2,631 |
| Total noninterest expense | $14,824,000 | 853 |
| Salaries and employee benefits | $8,199,000 | 823 |
| Premises and equipment expense | $2,606,000 | 697 |
| Additional noninterest expense | $4,019,000 | 956 |
| Pre-tax net operating income | $4,246,000 | 1,676 |
| Securities gains (losses) | $14,000 | 1,366 |
| Applicable income taxes | $1,418,000 | 1,444 |
| Income before extraordinary items | $2,842,000 | 1,841 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,842,000 | 1,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 1,248 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,832,620 | 1,812 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $15,934,000 | 977 |
| Total interest expense | $4,167,000 | 1,194 |
| Net interest income | $11,767,000 | 890 |
| Provision for loan and lease losses | $596,000 | 850 |
| Total noninterest income | $1,589,000 | 1,522 |
| Gross Fiduciary activities income | $42,000 | 962 |
| Service charges on deposit accounts | $1,130,000 | 748 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $417,000 | 2,476 |
| Total noninterest expense | $9,724,000 | 863 |
| Salaries and employee benefits | $5,298,000 | 842 |
| Premises and equipment expense | $1,699,000 | 703 |
| Additional noninterest expense | $2,727,000 | 924 |
| Pre-tax net operating income | $3,036,000 | 1,532 |
| Securities gains (losses) | $14,000 | 1,233 |
| Applicable income taxes | $986,000 | 1,391 |
| Income before extraordinary items | $2,064,000 | 1,657 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,064,000 | 1,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 797 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,054,480 | 1,635 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,672,000 | 995 |
| Total interest expense | $1,926,000 | 1,227 |
| Net interest income | $5,746,000 | 905 |
| Provision for loan and lease losses | $272,000 | 855 |
| Total noninterest income | $701,000 | 1,645 |
| Gross Fiduciary activities income | $22,000 | 967 |
| Service charges on deposit accounts | $541,000 | 752 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $138,000 | 3,128 |
| Total noninterest expense | $4,791,000 | 870 |
| Salaries and employee benefits | $2,605,000 | 853 |
| Premises and equipment expense | $836,000 | 715 |
| Additional noninterest expense | $1,350,000 | 927 |
| Pre-tax net operating income | $1,384,000 | 1,646 |
| Securities gains (losses) | $14,000 | 908 |
| Applicable income taxes | $457,000 | 1,447 |
| Income before extraordinary items | $941,000 | 1,791 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $941,000 | 1,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 1,187 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $931,620 | 1,776 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $28,324,000 | 998 |
| Total interest expense | $6,887,000 | 1,183 |
| Net interest income | $21,437,000 | 921 |
| Provision for loan and lease losses | $1,159,000 | 927 |
| Total noninterest income | $3,526,000 | 1,414 |
| Gross Fiduciary activities income | $97,000 | 944 |
| Service charges on deposit accounts | $2,862,000 | 608 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $567,000 | 3,077 |
| Total noninterest expense | $17,131,000 | 946 |
| Salaries and employee benefits | $9,167,000 | 939 |
| Premises and equipment expense | $2,862,000 | 791 |
| Additional noninterest expense | $5,102,000 | 988 |
| Pre-tax net operating income | $6,673,000 | 1,294 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $2,368,000 | 1,099 |
| Income before extraordinary items | $4,312,000 | 1,494 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,312,000 | 1,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $654,000 | 1,081 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 287 |
| Net operating income | $4,307,450 | 1,445 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $21,016,000 | 993 |
| Total interest expense | $5,037,000 | 1,190 |
| Net interest income | $15,979,000 | 927 |
| Provision for loan and lease losses | $762,000 | 999 |
| Total noninterest income | $2,657,000 | 1,418 |
| Gross Fiduciary activities income | $63,000 | 974 |
| Service charges on deposit accounts | $2,217,000 | 594 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $377,000 | 3,306 |
| Total noninterest expense | $12,889,000 | 951 |
| Salaries and employee benefits | $6,732,000 | 946 |
| Premises and equipment expense | $2,289,000 | 746 |
| Additional noninterest expense | $3,868,000 | 967 |
| Pre-tax net operating income | $4,985,000 | 1,316 |
| Securities gains (losses) | $8,000 | 2,829 |
| Applicable income taxes | $1,786,000 | 1,120 |
| Income before extraordinary items | $3,207,000 | 1,517 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,207,000 | 1,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,314 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 205 |
| Net operating income | $3,201,880 | 1,472 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,808,000 | 997 |
| Total interest expense | $3,258,000 | 1,212 |
| Net interest income | $10,550,000 | 923 |
| Provision for loan and lease losses | $533,000 | 932 |
| Total noninterest income | $1,751,000 | 1,421 |
| Gross Fiduciary activities income | $41,000 | 987 |
| Service charges on deposit accounts | $1,446,000 | 602 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $264,000 | 3,211 |
| Total noninterest expense | $8,305,000 | 976 |
| Salaries and employee benefits | $4,381,000 | 972 |
| Premises and equipment expense | $1,481,000 | 770 |
| Additional noninterest expense | $2,443,000 | 1,018 |
| Pre-tax net operating income | $3,463,000 | 1,240 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $1,259,000 | 1,071 |
| Income before extraordinary items | $2,206,000 | 1,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,206,000 | 1,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,427 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 133 |
| Net operating income | $2,204,720 | 1,404 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,834,000 | 1,009 |
| Total interest expense | $1,591,000 | 1,253 |
| Net interest income | $5,243,000 | 942 |
| Provision for loan and lease losses | $268,000 | 903 |
| Total noninterest income | $862,000 | 1,405 |
| Gross Fiduciary activities income | $22,000 | 988 |
| Service charges on deposit accounts | $703,000 | 613 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $137,000 | 3,091 |
| Total noninterest expense | $4,048,000 | 1,009 |
| Salaries and employee benefits | $2,111,000 | 1,022 |
| Premises and equipment expense | $729,000 | 791 |
| Additional noninterest expense | $1,208,000 | 1,017 |
| Pre-tax net operating income | $1,789,000 | 1,179 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $658,000 | 1,036 |
| Income before extraordinary items | $1,131,000 | 1,421 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,131,000 | 1,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,070 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 68 |
| Net operating income | $1,131,000 | 1,347 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $25,760,000 | 1,103 |
| Total interest expense | $6,531,000 | 1,363 |
| Net interest income | $19,229,000 | 1,006 |
| Provision for loan and lease losses | $1,140,000 | 1,049 |
| Total noninterest income | $2,707,000 | 1,824 |
| Gross Fiduciary activities income | $61,000 | 1,051 |
| Service charges on deposit accounts | $2,189,000 | 787 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $457,000 | 3,734 |
| Total noninterest expense | $14,466,000 | 1,118 |
| Salaries and employee benefits | $7,411,000 | 1,148 |
| Premises and equipment expense | $2,568,000 | 872 |
| Additional noninterest expense | $4,487,000 | 1,131 |
| Pre-tax net operating income | $6,330,000 | 1,303 |
| Securities gains (losses) | $76,000 | 2,141 |
| Applicable income taxes | $2,209,000 | 1,194 |
| Income before extraordinary items | $4,197,000 | 1,492 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,197,000 | 1,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 2,055 |
| Cash dividends | $194,000 | 4,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,146,840 | 1,447 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,073,000 | 1,141 |
| Total interest expense | $4,909,000 | 1,417 |
| Net interest income | $14,164,000 | 1,040 |
| Provision for loan and lease losses | $815,000 | 1,068 |
| Total noninterest income | $1,978,000 | 1,921 |
| Gross Fiduciary activities income | $5,000 | 1,384 |
| Service charges on deposit accounts | $1,596,000 | 815 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $377,000 | 3,638 |
| Total noninterest expense | $10,842,000 | 1,125 |
| Salaries and employee benefits | $5,349,000 | 1,204 |
| Premises and equipment expense | $1,886,000 | 907 |
| Additional noninterest expense | $3,607,000 | 1,074 |
| Pre-tax net operating income | $4,485,000 | 1,435 |
| Securities gains (losses) | $58,000 | 2,190 |
| Applicable income taxes | $1,772,000 | 1,161 |
| Income before extraordinary items | $2,771,000 | 1,733 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,771,000 | 1,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 1,936 |
| Cash dividends | $194,000 | 4,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,733,880 | 1,668 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,440,000 | 1,186 |
| Total interest expense | $3,276,000 | 1,475 |
| Net interest income | $9,164,000 | 1,066 |
| Provision for loan and lease losses | $524,000 | 1,101 |
| Total noninterest income | $1,199,000 | 2,065 |
| Gross Fiduciary activities income | $5,000 | 1,338 |
| Service charges on deposit accounts | $1,050,000 | 818 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $144,000 | 4,641 |
| Total noninterest expense | $6,908,000 | 1,178 |
| Salaries and employee benefits | $3,473,000 | 1,234 |
| Premises and equipment expense | $1,201,000 | 955 |
| Additional noninterest expense | $2,234,000 | 1,134 |
| Pre-tax net operating income | $2,931,000 | 1,450 |
| Securities gains (losses) | $58,000 | 1,914 |
| Applicable income taxes | $1,189,000 | 1,189 |
| Income before extraordinary items | $1,800,000 | 1,790 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,800,000 | 1,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 1,832 |
| Cash dividends | $158,000 | 3,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,762,880 | 1,702 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,055,000 | 1,226 |
| Total interest expense | $1,658,000 | 1,496 |
| Net interest income | $4,397,000 | 1,114 |
| Provision for loan and lease losses | $235,000 | 1,184 |
| Total noninterest income | $558,000 | 2,111 |
| Gross Fiduciary activities income | $2,000 | 1,343 |
| Service charges on deposit accounts | $482,000 | 854 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 4,499 |
| Total noninterest expense | $3,507,000 | 1,143 |
| Salaries and employee benefits | $1,723,000 | 1,247 |
| Premises and equipment expense | $598,000 | 967 |
| Additional noninterest expense | $1,186,000 | 1,042 |
| Pre-tax net operating income | $1,213,000 | 1,733 |
| Securities gains (losses) | $58,000 | 1,308 |
| Applicable income taxes | $474,000 | 1,437 |
| Income before extraordinary items | $797,000 | 1,983 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $797,000 | 1,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,905 |
| Cash dividends | $36,000 | 3,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $759,880 | 1,944 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $24,151,000 | 1,271 |
| Total interest expense | $7,861,000 | 1,431 |
| Net interest income | $16,290,000 | 1,187 |
| Provision for loan and lease losses | $1,000,000 | 1,347 |
| Total noninterest income | $1,937,000 | 2,184 |
| Gross Fiduciary activities income | $2,000 | 1,605 |
| Service charges on deposit accounts | $1,782,000 | 906 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 5,555 |
| Total noninterest expense | $12,120,000 | 1,270 |
| Salaries and employee benefits | $6,386,000 | 1,269 |
| Premises and equipment expense | $1,921,000 | 1,147 |
| Additional noninterest expense | $3,813,000 | 1,265 |
| Pre-tax net operating income | $5,107,000 | 1,600 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $1,932,000 | 1,321 |
| Income before extraordinary items | $3,177,000 | 1,890 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,177,000 | 1,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,393 |
| Cash dividends | $319,000 | 4,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,175,720 | 1,831 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,806,000 | 1,435 |
| Total interest expense | $10,693,000 | 1,525 |
| Net interest income | $13,113,000 | 1,354 |
| Provision for loan and lease losses | $1,335,000 | 1,001 |
| Total noninterest income | $1,933,000 | 2,068 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,585,000 | 934 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $348,000 | 3,824 |
| Total noninterest expense | $10,311,000 | 1,418 |
| Salaries and employee benefits | $5,630,000 | 1,323 |
| Premises and equipment expense | $1,635,000 | 1,309 |
| Additional noninterest expense | $3,046,000 | 1,527 |
| Pre-tax net operating income | $3,400,000 | 2,018 |
| Securities gains (losses) | $861,000 | 434 |
| Applicable income taxes | $1,611,000 | 1,406 |
| Income before extraordinary items | $2,650,000 | 1,977 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,650,000 | 1,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 2,129 |
| Cash dividends | $286,000 | 4,476 |
| Sale, conversion, retirement of capital stock, net | $3,550,000 | 233 |
| Net operating income | $2,098,960 | 2,341 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,116,000 | 1,719 |
| Total interest expense | $9,536,000 | 1,805 |
| Net interest income | $10,580,000 | 1,659 |
| Provision for loan and lease losses | $643,000 | 1,521 |
| Total noninterest income | $1,463,000 | 2,392 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,294,000 | 1,046 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $169,000 | 5,202 |
| Total noninterest expense | $9,137,000 | 1,532 |
| Salaries and employee benefits | $4,935,000 | 1,435 |
| Premises and equipment expense | $1,668,000 | 1,216 |
| Additional noninterest expense | $2,534,000 | 1,755 |
| Pre-tax net operating income | $2,263,000 | 3,023 |
| Securities gains (losses) | $38,000 | 779 |
| Applicable income taxes | $753,000 | 2,630 |
| Income before extraordinary items | $1,548,000 | 3,171 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,548,000 | 3,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 1,825 |
| Cash dividends | $154,000 | 5,460 |
| Sale, conversion, retirement of capital stock, net | $967,000 | 462 |
| Net operating income | $1,522,540 | 3,208 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,039,000 | 2,168 |
| Total interest expense | $6,389,000 | 2,303 |
| Net interest income | $8,650,000 | 2,043 |
| Provision for loan and lease losses | $385,000 | 2,170 |
| Total noninterest income | $1,215,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,105,000 | 1,204 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $110,000 | 6,406 |
| Total noninterest expense | $7,598,000 | 1,819 |
| Salaries and employee benefits | $4,107,000 | 1,675 |
| Premises and equipment expense | $1,300,000 | 1,574 |
| Additional noninterest expense | $2,191,000 | 1,987 |
| Pre-tax net operating income | $1,882,000 | 3,489 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $679,000 | 2,963 |
| Income before extraordinary items | $1,203,000 | 3,869 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,203,000 | 3,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,974 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $1,600,000 | 456 |
| Net operating income | $1,203,000 | 3,837 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,821,000 | 2,549 |
| Total interest expense | $5,471,000 | 2,758 |
| Net interest income | $7,350,000 | 2,324 |
| Provision for loan and lease losses | $283,000 | 2,757 |
| Total noninterest income | $1,036,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $864,000 | 1,453 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $172,000 | 5,341 |
| Total noninterest expense | $6,206,000 | 2,117 |
| Salaries and employee benefits | $3,451,000 | 1,924 |
| Premises and equipment expense | $966,000 | 2,022 |
| Additional noninterest expense | $1,789,000 | 2,335 |
| Pre-tax net operating income | $1,897,000 | 3,482 |
| Securities gains (losses) | $40,000 | 1,906 |
| Applicable income taxes | $690,000 | 3,067 |
| Income before extraordinary items | $1,247,000 | 3,807 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,247,000 | 3,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,028 |
| Cash dividends | $229,000 | 5,115 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 377 |
| Net operating income | $1,221,400 | 3,781 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,051,000 | 3,218 |
| Total interest expense | $4,319,000 | 3,413 |
| Net interest income | $5,732,000 | 3,043 |
| Provision for loan and lease losses | $190,000 | 3,550 |
| Total noninterest income | $831,000 | 3,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $752,000 | 1,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,409 |
| Total noninterest expense | $4,956,000 | 2,591 |
| Salaries and employee benefits | $2,759,000 | 2,412 |
| Premises and equipment expense | $738,000 | 2,612 |
| Additional noninterest expense | $1,459,000 | 2,800 |
| Pre-tax net operating income | $1,417,000 | 4,688 |
| Securities gains (losses) | $24,000 | 1,768 |
| Applicable income taxes | $511,000 | 4,152 |
| Income before extraordinary items | $930,000 | 4,945 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $930,000 | 4,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,667 |
| Cash dividends | $169,000 | 5,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $914,400 | 4,941 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,694,000 | 3,721 |
| Total interest expense | $3,641,000 | 4,039 |
| Net interest income | $5,053,000 | 3,501 |
| Provision for loan and lease losses | $80,000 | 5,594 |
| Total noninterest income | $750,000 | 3,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $666,000 | 2,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,617 |
| Total noninterest expense | $4,170,000 | 3,221 |
| Salaries and employee benefits | $2,337,000 | 2,861 |
| Premises and equipment expense | $579,000 | 3,327 |
| Additional noninterest expense | $1,255,000 | 3,638 |
| Pre-tax net operating income | $1,552,000 | 4,212 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $363,000 | 5,207 |
| Income before extraordinary items | $1,195,000 | 3,885 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,195,000 | 3,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,035 |
| Cash dividends | $124,000 | 6,359 |
| Sale, conversion, retirement of capital stock, net | $800,000 | 412 |
| Net operating income | $1,190,380 | 3,851 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,161,000 | 4,463 |
| Total interest expense | $2,768,000 | 5,104 |
| Net interest income | $4,393,000 | 3,991 |
| Provision for loan and lease losses | $126,000 | 3,989 |
| Total noninterest income | $751,000 | 3,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $563,000 | 2,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,298 |
| Total noninterest expense | $3,755,000 | 3,514 |
| Salaries and employee benefits | $2,109,000 | 3,141 |
| Premises and equipment expense | $434,000 | 4,232 |
| Additional noninterest expense | $1,212,000 | 3,704 |
| Pre-tax net operating income | $1,263,000 | 5,075 |
| Securities gains (losses) | $13,000 | 2,193 |
| Applicable income taxes | $176,000 | 7,824 |
| Income before extraordinary items | $1,100,000 | 4,255 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,100,000 | 4,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $137,000 | 6,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,088,820 | 4,276 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,182,000 | 5,506 |
| Total interest expense | $1,438,000 | 7,079 |
| Net interest income | $3,744,000 | 4,648 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $622,000 | 4,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $531,000 | 2,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,803 |
| Total noninterest expense | $3,405,000 | 3,939 |
| Salaries and employee benefits | $1,791,000 | 3,636 |
| Premises and equipment expense | $472,000 | 3,993 |
| Additional noninterest expense | $1,142,000 | 4,236 |
| Pre-tax net operating income | $840,000 | 6,679 |
| Securities gains (losses) | $31,000 | 1,448 |
| Applicable income taxes | $-131,000 | 12,336 |
| Income before extraordinary items | $1,003,000 | 4,537 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,003,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $57,000 | 7,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $972,000 | 4,673 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,202,000 | 6,635 |
| Total interest expense | $993,000 | 9,143 |
| Net interest income | $3,209,000 | 5,340 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $447,000 | 6,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $2,660,000 | 4,998 |
| Salaries and employee benefits | $1,370,000 | 4,648 |
| Premises and equipment expense | $381,000 | 4,908 |
| Additional noninterest expense | $909,000 | 5,324 |
| Pre-tax net operating income | $876,000 | 6,449 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $11,000 | 11,805 |
| Income before extraordinary items | $889,000 | 5,146 |
| Extraordinary gains, net | $340,000 | 635 |
| Net income | $1,229,000 | 4,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $58,000 | 7,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $865,240 | 5,023 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,832,000 | 7,727 |
| Total interest expense | $1,287,000 | 9,290 |
| Net interest income | $2,545,000 | 6,507 |
| Provision for loan and lease losses | $334,000 | 3,890 |
| Total noninterest income | $564,000 | 5,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 4,666 |
| Total noninterest expense | $2,113,000 | 6,119 |
| Salaries and employee benefits | $1,057,000 | 5,757 |
| Premises and equipment expense | $289,000 | 6,140 |
| Additional noninterest expense | $767,000 | 6,299 |
| Pre-tax net operating income | $662,000 | 7,309 |
| Securities gains (losses) | $106,000 | 2,913 |
| Applicable income taxes | $261,000 | 6,499 |
| Income before extraordinary items | $507,000 | 7,260 |
| Extraordinary gains, net | $248,000 | 362 |
| Net income | $755,000 | 5,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 4,970 |
| Cash dividends | $42,000 | 7,917 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 863 |
| Net operating income | $437,040 | 7,509 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.