Home > Omni Bank > Net charge- offs to loans

Omni Bank, Net charge- offs to loans

2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4174%966
Percentage Net Loans Charged-off: Total real estate loans1.5788%760
Percentage Net Loans Charged-off:Construction & development0.1901%1,547
Percentage Net Loans Charged-off: Commercial real estate0.0217%1,829
Percentage Net Loans Charged-off: Multi-family residential5.7811%133
Percentage Net Loans Charged-off: 1-4 family residential3.1744%283
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net3.4433%269
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals0.2633%2,675
Percentage Net Loans Charged-off: Credit card loans0.5742%608
Percentage Net Loans Charged-off: Other loans to individual0.1607%2,700
Percentage Net Loans Charged-off: All other loans and lease-0.5743%6,420
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3060%1,707
Percentage Net Loans Charged-off: Total real estate loans1.3459%1,447
Percentage Net Loans Charged-off:Construction & development2.2001%2,003
Percentage Net Loans Charged-off: Commercial real estate0.2354%2,698
Percentage Net Loans Charged-off: Multi-family residential3.0033%416
Percentage Net Loans Charged-off: 1-4 family residential1.7427%781
Percentage Net Loans Charged-off: Home equity loans0.3333%1,437
All other 1-4 family - Percent of loans charged-off, net1.8334%757
Percentage Net Loans Charged-off: Commercial and industrial0.6412%3,072
Percentage Net Loans Charged-off: Loans to individuals1.4660%1,519
Percentage Net Loans Charged-off: Credit card loans3.6647%434
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.3284%268
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1069%1,837
Percentage Net Loans Charged-off: Total real estate loans1.1741%1,546
Percentage Net Loans Charged-off:Construction & development2.8680%1,626
Percentage Net Loans Charged-off: Commercial real estate0.2069%2,413
Percentage Net Loans Charged-off: Multi-family residential1.1315%554
Percentage Net Loans Charged-off: 1-4 family residential1.3751%915
Percentage Net Loans Charged-off: Home equity loans0.4619%1,143
All other 1-4 family - Percent of loans charged-off, net1.4305%883
Percentage Net Loans Charged-off: Commercial and industrial0.1812%3,699
Percentage Net Loans Charged-off: Loans to individuals1.4712%1,425
Percentage Net Loans Charged-off: Credit card loans2.7400%518
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.3286%276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2562%1,518
Percentage Net Loans Charged-off: Total real estate loans1.3596%1,234
Percentage Net Loans Charged-off:Construction & development3.6869%1,230
Percentage Net Loans Charged-off: Commercial real estate0.2074%1,989
Percentage Net Loans Charged-off: Multi-family residential0.9289%482
Percentage Net Loans Charged-off: 1-4 family residential1.5226%797
Percentage Net Loans Charged-off: Home equity loans0.7296%832
All other 1-4 family - Percent of loans charged-off, net1.5680%784
Percentage Net Loans Charged-off: Commercial and industrial0.0742%3,559
Percentage Net Loans Charged-off: Loans to individuals1.4806%1,338
Percentage Net Loans Charged-off: Credit card loans1.2675%722
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.2616%270
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5813%2,353
Percentage Net Loans Charged-off: Total real estate loans0.5534%1,951
Percentage Net Loans Charged-off:Construction & development1.1560%1,434
Percentage Net Loans Charged-off: Commercial real estate-0.0130%7,384
Percentage Net Loans Charged-off: Multi-family residential-0.5678%6,005
Percentage Net Loans Charged-off: 1-4 family residential1.0477%996
Percentage Net Loans Charged-off: Home equity loans1.5541%448
All other 1-4 family - Percent of loans charged-off, net1.0211%964
Percentage Net Loans Charged-off: Commercial and industrial0.2127%2,384
Percentage Net Loans Charged-off: Loans to individuals2.4854%809
Percentage Net Loans Charged-off: Credit card loans-0.1802%1,471
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease11.9141%129
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0075%2,399
Percentage Net Loans Charged-off: Total real estate loans0.9623%1,972
Percentage Net Loans Charged-off:Construction & development0.7601%2,734
Percentage Net Loans Charged-off: Commercial real estate0.0153%3,307
Percentage Net Loans Charged-off: Multi-family residential2.2771%393
Percentage Net Loans Charged-off: 1-4 family residential1.5520%866
Percentage Net Loans Charged-off: Home equity loans0.2614%1,523
All other 1-4 family - Percent of loans charged-off, net1.6211%818
Percentage Net Loans Charged-off: Commercial and industrial0.5960%3,556
Percentage Net Loans Charged-off: Loans to individuals3.3960%681
Percentage Net Loans Charged-off: Credit card loans5.2373%382
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease13.8627%196
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0787%1,846
Percentage Net Loans Charged-off: Total real estate loans1.0464%1,520
Percentage Net Loans Charged-off:Construction & development0.7343%2,321
Percentage Net Loans Charged-off: Commercial real estate0.0211%2,692
Percentage Net Loans Charged-off: Multi-family residential2.9872%249
Percentage Net Loans Charged-off: 1-4 family residential1.5897%704
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net1.6777%665
Percentage Net Loans Charged-off: Commercial and industrial0.5402%3,065
Percentage Net Loans Charged-off: Loans to individuals3.9354%529
Percentage Net Loans Charged-off: Credit card loans5.6969%345
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.2425%209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1202%1,621
Percentage Net Loans Charged-off: Total real estate loans1.0800%1,295
Percentage Net Loans Charged-off:Construction & development0.4845%2,139
Percentage Net Loans Charged-off: Commercial real estate0.0323%2,078
Percentage Net Loans Charged-off: Multi-family residential4.4490%145
Percentage Net Loans Charged-off: 1-4 family residential1.4780%675
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net1.5540%644
Percentage Net Loans Charged-off: Commercial and industrial0.5969%2,506
Percentage Net Loans Charged-off: Loans to individuals4.7854%406
Percentage Net Loans Charged-off: Credit card loans7.1261%259
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.9369%235
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4628%2,289
Percentage Net Loans Charged-off: Total real estate loans0.3266%1,999
Percentage Net Loans Charged-off:Construction & development0.4127%1,524
Percentage Net Loans Charged-off: Commercial real estate0.0525%1,229
Percentage Net Loans Charged-off: Multi-family residential0.3704%246
Percentage Net Loans Charged-off: 1-4 family residential0.4673%1,278
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.4890%1,182
Percentage Net Loans Charged-off: Commercial and industrial0.7807%1,588
Percentage Net Loans Charged-off: Loans to individuals5.3767%329
Percentage Net Loans Charged-off: Credit card loans11.1654%129
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.5205%234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3930%2,850
Percentage Net Loans Charged-off: Total real estate loans0.2785%2,431
Percentage Net Loans Charged-off:Construction & development0.6817%1,830
Percentage Net Loans Charged-off: Commercial real estate-0.0513%7,881
Percentage Net Loans Charged-off: Multi-family residential0.0022%544
Percentage Net Loans Charged-off: 1-4 family residential0.1191%2,687
Percentage Net Loans Charged-off: Home equity loans0.1746%1,060
All other 1-4 family - Percent of loans charged-off, net0.1168%2,571
Percentage Net Loans Charged-off: Commercial and industrial0.5954%2,486
Percentage Net Loans Charged-off: Loans to individuals2.6377%682
Percentage Net Loans Charged-off: Credit card loans5.4541%239
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease17.9011%136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2441%2,946
Percentage Net Loans Charged-off: Total real estate loans0.1907%2,200
Percentage Net Loans Charged-off:Construction & development0.3878%1,552
Percentage Net Loans Charged-off: Commercial real estate-0.0734%7,955
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1680%1,874
Percentage Net Loans Charged-off: Home equity loans0.2445%756
All other 1-4 family - Percent of loans charged-off, net0.1647%1,766
Percentage Net Loans Charged-off: Commercial and industrial0.3049%2,511
Percentage Net Loans Charged-off: Loans to individuals2.6480%564
Percentage Net Loans Charged-off: Credit card loans6.8381%142
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1498%3,239
Percentage Net Loans Charged-off: Total real estate loans0.1009%2,358
Percentage Net Loans Charged-off:Construction & development0.2353%1,263
Percentage Net Loans Charged-off: Commercial real estate-0.1181%8,045
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0814%2,066
Percentage Net Loans Charged-off: Home equity loans0.3826%513
All other 1-4 family - Percent of loans charged-off, net0.0686%1,986
Percentage Net Loans Charged-off: Commercial and industrial0.0149%3,084
Percentage Net Loans Charged-off: Loans to individuals2.9996%454
Percentage Net Loans Charged-off: Credit card loans6.8003%145
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1542%2,478
Percentage Net Loans Charged-off: Total real estate loans0.0987%1,701
Percentage Net Loans Charged-off:Construction & development0.1491%908
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1209%1,313
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.1260%1,178
Percentage Net Loans Charged-off: Commercial and industrial-0.0242%6,913
Percentage Net Loans Charged-off: Loans to individuals3.3568%388
Percentage Net Loans Charged-off: Credit card loans2.6167%445
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2789%1,956
Percentage Net Loans Charged-off: Total real estate loans0.2683%1,062
Percentage Net Loans Charged-off:Construction & development0.1852%1,023
Percentage Net Loans Charged-off: Commercial real estate0.0279%1,412
Percentage Net Loans Charged-off: Multi-family residential0.0582%247
Percentage Net Loans Charged-off: 1-4 family residential0.6163%436
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.6359%414
Percentage Net Loans Charged-off: Commercial and industrial-0.0030%6,934
Percentage Net Loans Charged-off: Loans to individuals1.7902%763
Percentage Net Loans Charged-off: Credit card loans3.3302%356
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1470%2,505
Percentage Net Loans Charged-off: Total real estate loans0.1185%1,334
Percentage Net Loans Charged-off:Construction & development0.2107%592
Percentage Net Loans Charged-off: Commercial real estate-0.0113%7,868
Percentage Net Loans Charged-off: Multi-family residential0.0774%157
Percentage Net Loans Charged-off: 1-4 family residential0.1055%1,379
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1086%1,268
Percentage Net Loans Charged-off: Commercial and industrial0.0398%2,977
Percentage Net Loans Charged-off: Loans to individuals1.8525%635
Percentage Net Loans Charged-off: Credit card loans3.2599%353
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1073%2,654
Percentage Net Loans Charged-off: Total real estate loans0.0752%1,411
Percentage Net Loans Charged-off:Construction & development0.1224%496
Percentage Net Loans Charged-off: Commercial real estate-0.0163%7,944
Percentage Net Loans Charged-off: Multi-family residential0.1216%108
Percentage Net Loans Charged-off: 1-4 family residential0.0684%1,398
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0704%1,272
Percentage Net Loans Charged-off: Commercial and industrial-0.0118%6,752
Percentage Net Loans Charged-off: Loans to individuals2.0076%541
Percentage Net Loans Charged-off: Credit card loans2.2691%475
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0288%7,465
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.4499%7,855
Percentage Net Loans Charged-off: Loans to individuals0.0379%3,727
Percentage Net Loans Charged-off: Credit card loans0.4938%739
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2924%1,386
Percentage Net Loans Charged-off: Total real estate loans0.2615%556
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0896%810
Percentage Net Loans Charged-off: Multi-family residential0.8959%80
Percentage Net Loans Charged-off: 1-4 family residential0.4745%347
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.4858%339
Percentage Net Loans Charged-off: Commercial and industrial0.2606%2,242
Percentage Net Loans Charged-off: Loans to individuals1.4925%872
Percentage Net Loans Charged-off: Credit card loans8.4483%68
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5185%790
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1552%1,992
Percentage Net Loans Charged-off: Total real estate loans0.1478%767
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0363%801
Percentage Net Loans Charged-off: Multi-family residential0.4859%74
Percentage Net Loans Charged-off: 1-4 family residential0.2661%535
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.2722%521
Percentage Net Loans Charged-off: Commercial and industrial0.0383%2,805
Percentage Net Loans Charged-off: Loans to individuals0.7238%1,859
Percentage Net Loans Charged-off: Credit card loans1.7552%604
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4942%695
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0808%2,790
Percentage Net Loans Charged-off: Total real estate loans0.0844%1,081
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.7847%44
Percentage Net Loans Charged-off: 1-4 family residential0.0663%1,260
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0677%1,192
Percentage Net Loans Charged-off: Commercial and industrial0.0293%2,453
Percentage Net Loans Charged-off: Loans to individuals0.1172%4,154
Percentage Net Loans Charged-off: Credit card loans2.1101%518
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0381%3,095
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.4513%880
Percentage Net Loans Charged-off: Loans to individuals0.0979%3,531
Percentage Net Loans Charged-off: Credit card loans1.4639%602
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1781%2,532
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,553
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial1.7874%676
Percentage Net Loans Charged-off: Loans to individuals0.8714%2,183
Percentage Net Loans Charged-off: Credit card loans2.7353%628
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0991%3,168
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.9244%1,038
Percentage Net Loans Charged-off: Loans to individuals0.6295%2,606
Percentage Net Loans Charged-off: Credit card loans3.3417%444
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1782%2,007
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial1.7499%586
Percentage Net Loans Charged-off: Loans to individuals0.8084%1,949
Percentage Net Loans Charged-off: Credit card loans5.4203%239
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0964%2,479
Percentage Net Loans Charged-off: Total real estate loans0.0181%1,513
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0420%1,191
Percentage Net Loans Charged-off: Home equity loans-0.1327%5,977
All other 1-4 family - Percent of loans charged-off, net0.0458%1,066
Percentage Net Loans Charged-off: Commercial and industrial0.8599%772
Percentage Net Loans Charged-off: Loans to individuals0.0926%4,016
Percentage Net Loans Charged-off: Credit card loans-0.2334%1,990
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1837%2,938
Percentage Net Loans Charged-off: Total real estate loans0.0470%2,365
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1136%1,469
Percentage Net Loans Charged-off: Home equity loans6.0845%23
All other 1-4 family - Percent of loans charged-off, net0.0064%2,899
Percentage Net Loans Charged-off: Commercial and industrial1.2545%1,123
Percentage Net Loans Charged-off: Loans to individuals0.6436%3,200
Percentage Net Loans Charged-off: Credit card loans3.6900%508
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1292%3,199
Percentage Net Loans Charged-off: Total real estate loans0.0207%2,607
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0505%1,852
Percentage Net Loans Charged-off: Home equity loans2.5160%37
All other 1-4 family - Percent of loans charged-off, net0.0087%2,402
Percentage Net Loans Charged-off: Commercial and industrial0.8667%1,265
Percentage Net Loans Charged-off: Loans to individuals0.7521%2,514
Percentage Net Loans Charged-off: Credit card loans4.3570%402
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0469%4,464
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.4807%1,619
Percentage Net Loans Charged-off: Loans to individuals0.0154%5,585
Percentage Net Loans Charged-off: Credit card loans1.5437%995
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0523%3,671
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.2958%1,424
Percentage Net Loans Charged-off: Loans to individuals0.6222%2,601
Percentage Net Loans Charged-off: Credit card loans2.0434%752
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1163%4,483
Percentage Net Loans Charged-off: Total real estate loans0.0256%3,105
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0650%2,148
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0661%2,068
Percentage Net Loans Charged-off: Commercial and industrial0.6369%2,309
Percentage Net Loans Charged-off: Loans to individuals0.7639%3,110
Percentage Net Loans Charged-off: Credit card loans4.3180%534
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1148%4,039
Percentage Net Loans Charged-off: Total real estate loans0.0347%2,403
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0890%1,557
Percentage Net Loans Charged-off: Home equity loans5.5611%20
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.5700%2,067
Percentage Net Loans Charged-off: Loans to individuals0.6810%3,098
Percentage Net Loans Charged-off: Credit card loans4.6036%484
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1208%3,644
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.8942%1,406
Percentage Net Loans Charged-off: Loans to individuals0.6821%2,890
Percentage Net Loans Charged-off: Credit card loans4.3805%533
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0337%8,085
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.1391%7,942
Percentage Net Loans Charged-off: Loans to individuals-0.4301%8,605
Percentage Net Loans Charged-off: Credit card loans0.5000%1,205
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0638%5,850
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.2491%3,601
Percentage Net Loans Charged-off: Loans to individuals0.7440%3,198
Percentage Net Loans Charged-off: Credit card loans2.2211%1,183
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1522%4,254
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.9904%1,821
Percentage Net Loans Charged-off: Loans to individuals0.8336%2,771
Percentage Net Loans Charged-off: Credit card loans4.0876%598
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1768%3,458
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1073%4,678
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0768%5,663
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1282%4,943
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1323%5,127
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0052%8,667
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0300%7,672
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0169%9,337
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4847%4,366
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA