Omni Bank, Income and Expense
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,640,000 | 10,925 |
Total interest expense | $601,000 | 11,142 |
Net interest income | $1,039,000 | 10,637 |
Provision for loan and lease losses | $122,000 | 5,164 |
Total noninterest income | $443,000 | 6,056 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $207,000 | 5,846 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $236,000 | 5,167 |
Total noninterest expense | $1,255,000 | 8,676 |
Salaries and employee benefits | $624,000 | 8,606 |
Premises and equipment expense | $236,000 | 6,969 |
Additional noninterest expense | $395,000 | 9,316 |
Pre-tax net operating income | $105,000 | 11,833 |
Securities gains (losses) | $84,000 | 2,738 |
Applicable income taxes | $61,000 | 10,680 |
Income before extraordinary items | $128,000 | 11,484 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $128,000 | 11,544 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $105,000 | 4,450 |
Cash dividends | $62,000 | 7,666 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $70,880 | 11,926 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,791,000 | 11,328 |
Total interest expense | $755,000 | 11,547 |
Net interest income | $1,036,000 | 10,955 |
Provision for loan and lease losses | $119,000 | 6,863 |
Total noninterest income | $207,000 | 9,281 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $181,000 | 6,372 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $26,000 | 12,093 |
Total noninterest expense | $847,000 | 10,764 |
Salaries and employee benefits | $457,000 | 10,236 |
Premises and equipment expense | $144,000 | 9,299 |
Additional noninterest expense | $246,000 | 11,589 |
Pre-tax net operating income | $277,000 | 10,360 |
Securities gains (losses) | $14,000 | 6,053 |
Applicable income taxes | $69,000 | 10,752 |
Income before extraordinary items | $222,000 | 10,292 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $222,000 | 10,432 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $73,000 | 6,676 |
Cash dividends | $237,000 | 4,647 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $211,360 | 10,093 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.