Home > Omega Bank > Income and Expense
Omega Bank, Income and Expense
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $21,746,000 | 484 |
| Total interest expense | $6,970,000 | 661 |
| Net interest income | $14,776,000 | 405 |
| Provision for loan and lease losses | $3,435,000 | 279 |
| Total noninterest income | $5,875,000 | 354 |
| Gross Fiduciary activities income | $992,000 | 188 |
| Service charges on deposit accounts | $2,550,000 | 191 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,333,000 | 458 |
| Total noninterest expense | $14,930,000 | 353 |
| Salaries and employee benefits | $6,692,000 | 387 |
| Premises and equipment expense | $2,228,000 | 329 |
| Additional noninterest expense | $6,010,000 | 303 |
| Pre-tax net operating income | $2,286,000 | 838 |
| Securities gains (losses) | $166,000 | 506 |
| Applicable income taxes | $305,000 | 1,457 |
| Income before extraordinary items | $2,147,000 | 721 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,147,000 | 722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,384,000 | 262 |
| Cash dividends | $6,537,000 | 150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,000,920 | 725 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $93,580,000 | 466 |
| Total interest expense | $30,607,000 | 646 |
| Net interest income | $62,973,000 | 387 |
| Provision for loan and lease losses | $2,155,000 | 796 |
| Total noninterest income | $24,138,000 | 332 |
| Gross Fiduciary activities income | $4,310,000 | 172 |
| Service charges on deposit accounts | $10,410,000 | 186 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $9,418,000 | 424 |
| Total noninterest expense | $54,756,000 | 370 |
| Salaries and employee benefits | $26,688,000 | 382 |
| Premises and equipment expense | $8,547,000 | 329 |
| Additional noninterest expense | $19,521,000 | 351 |
| Pre-tax net operating income | $30,200,000 | 348 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,812,000 | 395 |
| Income before extraordinary items | $22,388,000 | 333 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $22,388,000 | 330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,429,000 | 255 |
| Cash dividends | $20,176,000 | 245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $22,388,000 | 331 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $70,341,000 | 466 |
| Total interest expense | $23,112,000 | 641 |
| Net interest income | $47,229,000 | 386 |
| Provision for loan and lease losses | $1,560,000 | 633 |
| Total noninterest income | $18,052,000 | 339 |
| Gross Fiduciary activities income | $3,255,000 | 172 |
| Service charges on deposit accounts | $7,691,000 | 186 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,106,000 | 428 |
| Total noninterest expense | $40,293,000 | 376 |
| Salaries and employee benefits | $19,461,000 | 388 |
| Premises and equipment expense | $6,434,000 | 326 |
| Additional noninterest expense | $14,398,000 | 339 |
| Pre-tax net operating income | $23,428,000 | 363 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $6,094,000 | 407 |
| Income before extraordinary items | $17,334,000 | 354 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $17,334,000 | 352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,915,000 | 172 |
| Cash dividends | $15,124,000 | 246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $17,334,000 | 351 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $46,665,000 | 481 |
| Total interest expense | $15,238,000 | 658 |
| Net interest income | $31,427,000 | 398 |
| Provision for loan and lease losses | $1,355,000 | 465 |
| Total noninterest income | $11,769,000 | 357 |
| Gross Fiduciary activities income | $2,192,000 | 178 |
| Service charges on deposit accounts | $5,051,000 | 189 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,526,000 | 461 |
| Total noninterest expense | $26,781,000 | 382 |
| Salaries and employee benefits | $12,878,000 | 401 |
| Premises and equipment expense | $4,347,000 | 331 |
| Additional noninterest expense | $9,556,000 | 349 |
| Pre-tax net operating income | $15,060,000 | 404 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,937,000 | 454 |
| Income before extraordinary items | $11,123,000 | 386 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,123,000 | 385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,684,000 | 127 |
| Cash dividends | $10,078,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $11,123,000 | 384 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $23,251,000 | 482 |
| Total interest expense | $7,543,000 | 659 |
| Net interest income | $15,708,000 | 395 |
| Provision for loan and lease losses | $610,000 | 444 |
| Total noninterest income | $5,803,000 | 349 |
| Gross Fiduciary activities income | $1,091,000 | 175 |
| Service charges on deposit accounts | $2,397,000 | 191 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,315,000 | 450 |
| Total noninterest expense | $13,267,000 | 381 |
| Salaries and employee benefits | $6,638,000 | 397 |
| Premises and equipment expense | $2,124,000 | 338 |
| Additional noninterest expense | $4,505,000 | 359 |
| Pre-tax net operating income | $7,634,000 | 397 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,980,000 | 450 |
| Income before extraordinary items | $5,654,000 | 382 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,654,000 | 381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 614 |
| Cash dividends | $5,045,000 | 241 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $5,654,000 | 375 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $94,342,000 | 439 |
| Total interest expense | $30,175,000 | 570 |
| Net interest income | $64,167,000 | 372 |
| Provision for loan and lease losses | $3,896,000 | 305 |
| Total noninterest income | $26,527,000 | 302 |
| Gross Fiduciary activities income | $5,204,000 | 151 |
| Service charges on deposit accounts | $10,130,000 | 182 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,193,000 | 385 |
| Total noninterest expense | $57,276,000 | 337 |
| Salaries and employee benefits | $27,650,000 | 354 |
| Premises and equipment expense | $8,619,000 | 306 |
| Additional noninterest expense | $21,007,000 | 310 |
| Pre-tax net operating income | $29,522,000 | 415 |
| Securities gains (losses) | $-425,000 | 8,497 |
| Applicable income taxes | $7,562,000 | 470 |
| Income before extraordinary items | $21,535,000 | 400 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $21,535,000 | 399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,898,000 | 404 |
| Cash dividends | $20,128,000 | 236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $21,849,500 | 391 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $70,322,000 | 447 |
| Total interest expense | $22,390,000 | 572 |
| Net interest income | $47,932,000 | 390 |
| Provision for loan and lease losses | $1,120,000 | 680 |
| Total noninterest income | $19,220,000 | 325 |
| Gross Fiduciary activities income | $4,210,000 | 149 |
| Service charges on deposit accounts | $7,546,000 | 186 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,464,000 | 428 |
| Total noninterest expense | $43,063,000 | 347 |
| Salaries and employee benefits | $21,035,000 | 355 |
| Premises and equipment expense | $6,384,000 | 319 |
| Additional noninterest expense | $15,644,000 | 327 |
| Pre-tax net operating income | $22,969,000 | 424 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $6,277,000 | 470 |
| Income before extraordinary items | $16,693,000 | 405 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $16,693,000 | 404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $679,000 | 632 |
| Cash dividends | $15,087,000 | 234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $16,692,270 | 397 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $46,411,000 | 444 |
| Total interest expense | $14,494,000 | 561 |
| Net interest income | $31,917,000 | 393 |
| Provision for loan and lease losses | $220,000 | 1,956 |
| Total noninterest income | $12,920,000 | 327 |
| Gross Fiduciary activities income | $2,868,000 | 154 |
| Service charges on deposit accounts | $4,951,000 | 189 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,101,000 | 424 |
| Total noninterest expense | $28,981,000 | 350 |
| Salaries and employee benefits | $14,101,000 | 359 |
| Premises and equipment expense | $4,325,000 | 314 |
| Additional noninterest expense | $10,555,000 | 326 |
| Pre-tax net operating income | $15,636,000 | 407 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $4,320,000 | 460 |
| Income before extraordinary items | $11,317,000 | 401 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,317,000 | 400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $846,000 | 384 |
| Cash dividends | $10,059,000 | 220 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $11,316,280 | 393 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $22,934,000 | 438 |
| Total interest expense | $7,063,000 | 540 |
| Net interest income | $15,871,000 | 396 |
| Provision for loan and lease losses | $120,000 | 1,730 |
| Total noninterest income | $6,097,000 | 336 |
| Gross Fiduciary activities income | $1,479,000 | 145 |
| Service charges on deposit accounts | $2,354,000 | 189 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,264,000 | 458 |
| Total noninterest expense | $14,430,000 | 348 |
| Salaries and employee benefits | $7,192,000 | 356 |
| Premises and equipment expense | $2,162,000 | 317 |
| Additional noninterest expense | $5,076,000 | 331 |
| Pre-tax net operating income | $7,418,000 | 420 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,796,000 | 503 |
| Income before extraordinary items | $5,622,000 | 398 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,622,000 | 397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 393 |
| Cash dividends | $5,045,000 | 201 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $5,622,000 | 394 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $90,475,000 | 397 |
| Total interest expense | $25,650,000 | 467 |
| Net interest income | $64,825,000 | 378 |
| Provision for loan and lease losses | $1,202,000 | 869 |
| Total noninterest income | $24,453,000 | 345 |
| Gross Fiduciary activities income | $5,965,000 | 143 |
| Service charges on deposit accounts | $9,345,000 | 195 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,143,000 | 456 |
| Total noninterest expense | $57,396,000 | 343 |
| Salaries and employee benefits | $27,947,000 | 344 |
| Premises and equipment expense | $8,131,000 | 314 |
| Additional noninterest expense | $21,318,000 | 317 |
| Pre-tax net operating income | $30,680,000 | 400 |
| Securities gains (losses) | $397,000 | 335 |
| Applicable income taxes | $7,255,000 | 486 |
| Income before extraordinary items | $23,822,000 | 369 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $23,822,000 | 370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,364,000 | 539 |
| Cash dividends | $42,125,000 | 143 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $23,516,310 | 367 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $67,334,000 | 389 |
| Total interest expense | $18,694,000 | 449 |
| Net interest income | $48,640,000 | 369 |
| Provision for loan and lease losses | $612,000 | 1,184 |
| Total noninterest income | $18,407,000 | 341 |
| Gross Fiduciary activities income | $4,639,000 | 136 |
| Service charges on deposit accounts | $6,857,000 | 193 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,911,000 | 453 |
| Total noninterest expense | $42,846,000 | 338 |
| Salaries and employee benefits | $20,996,000 | 341 |
| Premises and equipment expense | $6,028,000 | 315 |
| Additional noninterest expense | $15,822,000 | 316 |
| Pre-tax net operating income | $23,589,000 | 390 |
| Securities gains (losses) | $397,000 | 308 |
| Applicable income taxes | $5,680,000 | 479 |
| Income before extraordinary items | $18,306,000 | 362 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $18,306,000 | 363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,048,000 | 482 |
| Cash dividends | $37,219,000 | 130 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $18,004,280 | 360 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $44,374,000 | 383 |
| Total interest expense | $12,042,000 | 440 |
| Net interest income | $32,332,000 | 364 |
| Provision for loan and lease losses | $322,000 | 1,428 |
| Total noninterest income | $12,212,000 | 339 |
| Gross Fiduciary activities income | $3,075,000 | 138 |
| Service charges on deposit accounts | $4,448,000 | 195 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,689,000 | 451 |
| Total noninterest expense | $28,508,000 | 338 |
| Salaries and employee benefits | $13,904,000 | 341 |
| Premises and equipment expense | $4,059,000 | 310 |
| Additional noninterest expense | $10,545,000 | 313 |
| Pre-tax net operating income | $15,714,000 | 386 |
| Securities gains (losses) | $397,000 | 259 |
| Applicable income taxes | $3,817,000 | 473 |
| Income before extraordinary items | $12,294,000 | 353 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $12,294,000 | 353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $662,000 | 495 |
| Cash dividends | $32,327,000 | 93 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $11,992,280 | 352 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $21,930,000 | 376 |
| Total interest expense | $5,742,000 | 437 |
| Net interest income | $16,188,000 | 358 |
| Provision for loan and lease losses | $142,000 | 1,537 |
| Total noninterest income | $6,407,000 | 321 |
| Gross Fiduciary activities income | $1,622,000 | 137 |
| Service charges on deposit accounts | $2,140,000 | 198 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,645,000 | 410 |
| Total noninterest expense | $13,876,000 | 337 |
| Salaries and employee benefits | $6,839,000 | 344 |
| Premises and equipment expense | $2,070,000 | 307 |
| Additional noninterest expense | $4,967,000 | 330 |
| Pre-tax net operating income | $8,577,000 | 354 |
| Securities gains (losses) | $374,000 | 176 |
| Applicable income taxes | $2,252,000 | 432 |
| Income before extraordinary items | $6,699,000 | 320 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $6,699,000 | 320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 511 |
| Cash dividends | $5,447,000 | 165 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $6,418,500 | 327 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $61,808,000 | 473 |
| Total interest expense | $15,751,000 | 527 |
| Net interest income | $46,057,000 | 455 |
| Provision for loan and lease losses | $-300,000 | 8,873 |
| Total noninterest income | $17,893,000 | 421 |
| Gross Fiduciary activities income | $4,027,000 | 175 |
| Service charges on deposit accounts | $7,076,000 | 248 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,790,000 | 531 |
| Total noninterest expense | $41,284,000 | 440 |
| Salaries and employee benefits | $21,239,000 | 427 |
| Premises and equipment expense | $5,724,000 | 412 |
| Additional noninterest expense | $14,321,000 | 414 |
| Pre-tax net operating income | $22,966,000 | 452 |
| Securities gains (losses) | $654,000 | 381 |
| Applicable income taxes | $6,202,000 | 517 |
| Income before extraordinary items | $17,418,000 | 426 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $17,418,000 | 427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,539,000 | 297 |
| Cash dividends | $12,420,000 | 302 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $16,934,040 | 422 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $38,486,000 | 563 |
| Total interest expense | $9,057,000 | 661 |
| Net interest income | $29,429,000 | 519 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $10,748,000 | 483 |
| Gross Fiduciary activities income | $2,589,000 | 188 |
| Service charges on deposit accounts | $4,568,000 | 287 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,591,000 | 707 |
| Total noninterest expense | $25,470,000 | 515 |
| Salaries and employee benefits | $13,622,000 | 494 |
| Premises and equipment expense | $3,644,000 | 487 |
| Additional noninterest expense | $8,204,000 | 498 |
| Pre-tax net operating income | $14,707,000 | 495 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $3,691,000 | 618 |
| Income before extraordinary items | $11,018,000 | 483 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $11,018,000 | 484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $575,000 | 847 |
| Cash dividends | $8,537,000 | 314 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $11,016,500 | 469 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $25,688,000 | 551 |
| Total interest expense | $5,973,000 | 661 |
| Net interest income | $19,715,000 | 515 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $7,161,000 | 481 |
| Gross Fiduciary activities income | $1,799,000 | 187 |
| Service charges on deposit accounts | $2,915,000 | 295 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,447,000 | 694 |
| Total noninterest expense | $17,063,000 | 510 |
| Salaries and employee benefits | $9,030,000 | 493 |
| Premises and equipment expense | $2,463,000 | 481 |
| Additional noninterest expense | $5,570,000 | 492 |
| Pre-tax net operating income | $9,813,000 | 491 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $2,443,000 | 623 |
| Income before extraordinary items | $7,372,000 | 484 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,372,000 | 484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 949 |
| Cash dividends | $5,677,000 | 299 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $7,370,500 | 457 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $12,953,000 | 550 |
| Total interest expense | $3,016,000 | 670 |
| Net interest income | $9,937,000 | 513 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $3,428,000 | 495 |
| Gross Fiduciary activities income | $915,000 | 182 |
| Service charges on deposit accounts | $1,339,000 | 315 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,174,000 | 702 |
| Total noninterest expense | $8,613,000 | 507 |
| Salaries and employee benefits | $4,618,000 | 493 |
| Premises and equipment expense | $1,247,000 | 485 |
| Additional noninterest expense | $2,748,000 | 491 |
| Pre-tax net operating income | $4,752,000 | 503 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $1,164,000 | 657 |
| Income before extraordinary items | $3,590,000 | 499 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,590,000 | 498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,163 |
| Cash dividends | $2,845,000 | 283 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,588,480 | 467 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $56,343,000 | 508 |
| Total interest expense | $13,702,000 | 650 |
| Net interest income | $42,641,000 | 468 |
| Provision for loan and lease losses | $350,000 | 2,851 |
| Total noninterest income | $14,543,000 | 503 |
| Gross Fiduciary activities income | $3,623,000 | 182 |
| Service charges on deposit accounts | $5,754,000 | 291 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,166,000 | 746 |
| Total noninterest expense | $34,907,000 | 509 |
| Salaries and employee benefits | $18,698,000 | 475 |
| Premises and equipment expense | $4,754,000 | 496 |
| Additional noninterest expense | $11,455,000 | 495 |
| Pre-tax net operating income | $21,927,000 | 450 |
| Securities gains (losses) | $20,000 | 3,211 |
| Applicable income taxes | $5,218,000 | 599 |
| Income before extraordinary items | $16,729,000 | 433 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $16,729,000 | 434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $833,000 | 1,059 |
| Cash dividends | $12,718,000 | 328 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $16,713,800 | 413 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $42,905,000 | 515 |
| Total interest expense | $10,567,000 | 665 |
| Net interest income | $32,338,000 | 478 |
| Provision for loan and lease losses | $350,000 | 2,253 |
| Total noninterest income | $11,165,000 | 516 |
| Gross Fiduciary activities income | $2,738,000 | 189 |
| Service charges on deposit accounts | $4,318,000 | 307 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,109,000 | 740 |
| Total noninterest expense | $27,185,000 | 509 |
| Salaries and employee benefits | $14,644,000 | 473 |
| Premises and equipment expense | $3,560,000 | 503 |
| Additional noninterest expense | $8,981,000 | 486 |
| Pre-tax net operating income | $15,968,000 | 466 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $4,053,000 | 604 |
| Income before extraordinary items | $11,915,000 | 471 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $11,915,000 | 472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $526,000 | 1,117 |
| Cash dividends | $9,473,000 | 320 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $11,915,000 | 435 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $28,984,000 | 511 |
| Total interest expense | $7,329,000 | 658 |
| Net interest income | $21,655,000 | 475 |
| Provision for loan and lease losses | $250,000 | 2,117 |
| Total noninterest income | $7,575,000 | 500 |
| Gross Fiduciary activities income | $1,804,000 | 192 |
| Service charges on deposit accounts | $2,867,000 | 310 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,904,000 | 688 |
| Total noninterest expense | $18,473,000 | 494 |
| Salaries and employee benefits | $9,721,000 | 472 |
| Premises and equipment expense | $2,370,000 | 507 |
| Additional noninterest expense | $6,382,000 | 466 |
| Pre-tax net operating income | $10,507,000 | 475 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,636,000 | 616 |
| Income before extraordinary items | $7,871,000 | 479 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,871,000 | 480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,184 |
| Cash dividends | $6,320,000 | 281 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $7,871,000 | 442 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $14,625,000 | 517 |
| Total interest expense | $3,741,000 | 656 |
| Net interest income | $10,884,000 | 475 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $3,601,000 | 520 |
| Gross Fiduciary activities income | $892,000 | 198 |
| Service charges on deposit accounts | $1,404,000 | 312 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,305,000 | 733 |
| Total noninterest expense | $8,885,000 | 511 |
| Salaries and employee benefits | $4,830,000 | 475 |
| Premises and equipment expense | $1,239,000 | 490 |
| Additional noninterest expense | $2,816,000 | 512 |
| Pre-tax net operating income | $5,500,000 | 453 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,330,000 | 616 |
| Income before extraordinary items | $4,170,000 | 450 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,170,000 | 449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,345 |
| Cash dividends | $3,165,000 | 267 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,170,000 | 420 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $64,281,000 | 505 |
| Total interest expense | $19,315,000 | 594 |
| Net interest income | $44,966,000 | 468 |
| Provision for loan and lease losses | $630,000 | 1,978 |
| Total noninterest income | $13,896,000 | 512 |
| Gross Fiduciary activities income | $3,585,000 | 206 |
| Service charges on deposit accounts | $5,099,000 | 328 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,212,000 | 666 |
| Total noninterest expense | $34,966,000 | 497 |
| Salaries and employee benefits | $19,630,000 | 444 |
| Premises and equipment expense | $4,273,000 | 535 |
| Additional noninterest expense | $11,063,000 | 518 |
| Pre-tax net operating income | $23,266,000 | 414 |
| Securities gains (losses) | $82,000 | 1,935 |
| Applicable income taxes | $5,758,000 | 527 |
| Income before extraordinary items | $17,590,000 | 405 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $17,590,000 | 406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $802,000 | 1,158 |
| Cash dividends | $32,198,000 | 172 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $17,528,500 | 388 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $75,529,000 | 482 |
| Total interest expense | $30,887,000 | 561 |
| Net interest income | $44,642,000 | 442 |
| Provision for loan and lease losses | $500,000 | 2,196 |
| Total noninterest income | $12,824,000 | 515 |
| Gross Fiduciary activities income | $3,357,000 | 218 |
| Service charges on deposit accounts | $4,138,000 | 364 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,329,000 | 634 |
| Total noninterest expense | $34,430,000 | 492 |
| Salaries and employee benefits | $11,545,000 | 658 |
| Premises and equipment expense | $2,817,000 | 752 |
| Additional noninterest expense | $20,068,000 | 357 |
| Pre-tax net operating income | $22,536,000 | 389 |
| Securities gains (losses) | $210,000 | 1,157 |
| Applicable income taxes | $5,716,000 | 496 |
| Income before extraordinary items | $17,030,000 | 373 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $17,030,000 | 374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $898,000 | 1,016 |
| Cash dividends | $21,821,000 | 222 |
| Sale, conversion, retirement of capital stock, net | $59,516,000 | 16 |
| Net operating income | $16,872,500 | 358 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,539,000 | 2,790 |
| Total interest expense | $5,553,000 | 2,999 |
| Net interest income | $6,986,000 | 2,550 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,791,000 | 2,037 |
| Gross Fiduciary activities income | $690,000 | 506 |
| Service charges on deposit accounts | $562,000 | 2,433 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $539,000 | 2,830 |
| Total noninterest expense | $5,853,000 | 2,332 |
| Salaries and employee benefits | $2,038,000 | 3,408 |
| Premises and equipment expense | $341,000 | 5,025 |
| Additional noninterest expense | $3,474,000 | 1,312 |
| Pre-tax net operating income | $2,924,000 | 2,438 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $609,000 | 3,073 |
| Income before extraordinary items | $2,315,000 | 2,227 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,315,000 | 2,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,408 |
| Cash dividends | $3,432,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,315,000 | 2,234 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,406,000 | 2,621 |
| Total interest expense | $5,009,000 | 2,917 |
| Net interest income | $7,397,000 | 2,385 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,672,000 | 2,130 |
| Gross Fiduciary activities income | $633,000 | 574 |
| Service charges on deposit accounts | $581,000 | 2,304 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $458,000 | 3,124 |
| Total noninterest expense | $5,789,000 | 2,348 |
| Salaries and employee benefits | $2,008,000 | 3,429 |
| Premises and equipment expense | $418,000 | 4,372 |
| Additional noninterest expense | $3,363,000 | 1,374 |
| Pre-tax net operating income | $3,280,000 | 2,228 |
| Securities gains (losses) | $-24,000 | 9,608 |
| Applicable income taxes | $760,000 | 2,745 |
| Income before extraordinary items | $2,496,000 | 2,108 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,496,000 | 2,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,354 |
| Cash dividends | $2,155,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,514,480 | 2,064 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,777,000 | 2,557 |
| Total interest expense | $5,241,000 | 2,867 |
| Net interest income | $7,536,000 | 2,265 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,557,000 | 2,209 |
| Gross Fiduciary activities income | $614,000 | 575 |
| Service charges on deposit accounts | $560,000 | 2,301 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $383,000 | 3,522 |
| Total noninterest expense | $5,619,000 | 2,335 |
| Salaries and employee benefits | $1,962,000 | 3,403 |
| Premises and equipment expense | $429,000 | 4,186 |
| Additional noninterest expense | $3,228,000 | 1,361 |
| Pre-tax net operating income | $3,474,000 | 2,081 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $887,000 | 2,523 |
| Income before extraordinary items | $2,587,000 | 2,022 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,587,000 | 2,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-126,000 | 10,296 |
| Cash dividends | $1,893,000 | 1,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,587,000 | 1,944 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,580,000 | 2,399 |
| Total interest expense | $5,442,000 | 2,752 |
| Net interest income | $8,138,000 | 2,148 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $1,388,000 | 2,344 |
| Gross Fiduciary activities income | $548,000 | 620 |
| Service charges on deposit accounts | $554,000 | 2,375 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $286,000 | 4,041 |
| Total noninterest expense | $5,628,000 | 2,288 |
| Salaries and employee benefits | $2,015,000 | 3,281 |
| Premises and equipment expense | $482,000 | 3,833 |
| Additional noninterest expense | $3,131,000 | 1,390 |
| Pre-tax net operating income | $3,838,000 | 1,956 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $1,093,000 | 2,260 |
| Income before extraordinary items | $2,747,000 | 1,922 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,747,000 | 1,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 10,609 |
| Cash dividends | $3,194,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,745,560 | 1,866 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,753,000 | 2,429 |
| Total interest expense | $5,505,000 | 2,765 |
| Net interest income | $8,248,000 | 2,183 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $1,286,000 | 2,554 |
| Gross Fiduciary activities income | $497,000 | 706 |
| Service charges on deposit accounts | $452,000 | 2,990 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $337,000 | 3,792 |
| Total noninterest expense | $5,711,000 | 2,408 |
| Salaries and employee benefits | $1,999,000 | 3,336 |
| Premises and equipment expense | $513,000 | 3,701 |
| Additional noninterest expense | $3,199,000 | 1,626 |
| Pre-tax net operating income | $3,773,000 | 1,920 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,080,000 | 2,184 |
| Income before extraordinary items | $2,693,000 | 1,831 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,693,000 | 1,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,795 |
| Cash dividends | $1,537,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,693,000 | 1,796 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,721,000 | 2,435 |
| Total interest expense | $5,424,000 | 2,817 |
| Net interest income | $8,297,000 | 2,171 |
| Provision for loan and lease losses | $92,000 | 4,795 |
| Total noninterest income | $1,252,000 | 2,621 |
| Gross Fiduciary activities income | $478,000 | 751 |
| Service charges on deposit accounts | $454,000 | 2,980 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $320,000 | 3,857 |
| Total noninterest expense | $6,039,000 | 2,259 |
| Salaries and employee benefits | $2,248,000 | 2,959 |
| Premises and equipment expense | $452,000 | 4,098 |
| Additional noninterest expense | $3,339,000 | 1,551 |
| Pre-tax net operating income | $3,418,000 | 2,153 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $926,000 | 2,541 |
| Income before extraordinary items | $2,492,000 | 2,030 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,492,000 | 2,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $1,630,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,492,000 | 2,001 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,328,000 | 2,946 |
| Total interest expense | $3,649,000 | 3,339 |
| Net interest income | $6,679,000 | 2,716 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $1,002,000 | 3,113 |
| Gross Fiduciary activities income | $442,000 | 774 |
| Service charges on deposit accounts | $348,000 | 3,860 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $212,000 | 5,083 |
| Total noninterest expense | $5,211,000 | 2,667 |
| Salaries and employee benefits | $2,096,000 | 3,142 |
| Premises and equipment expense | $360,000 | 4,994 |
| Additional noninterest expense | $2,755,000 | 1,965 |
| Pre-tax net operating income | $2,370,000 | 2,975 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $591,000 | 3,559 |
| Income before extraordinary items | $1,779,000 | 2,723 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,779,000 | 2,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,174 |
| Cash dividends | $852,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,779,000 | 2,741 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,871,000 | 2,852 |
| Total interest expense | $4,210,000 | 3,013 |
| Net interest income | $6,661,000 | 2,711 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $1,198,000 | 2,909 |
| Gross Fiduciary activities income | $516,000 | 752 |
| Service charges on deposit accounts | $410,000 | 3,367 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $272,000 | 4,747 |
| Total noninterest expense | $5,490,000 | 2,615 |
| Salaries and employee benefits | $2,613,000 | 2,542 |
| Premises and equipment expense | $442,000 | 4,326 |
| Additional noninterest expense | $2,435,000 | 2,294 |
| Pre-tax net operating income | $2,279,000 | 2,947 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $548,000 | 3,860 |
| Income before extraordinary items | $1,737,000 | 2,840 |
| Extraordinary gains, net | $199,000 | 1,024 |
| Net income | $1,936,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 1,863 |
| Cash dividends | $708,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,732,440 | 2,698 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,012,000 | 2,917 |
| Total interest expense | $5,677,000 | 2,936 |
| Net interest income | $6,335,000 | 2,884 |
| Provision for loan and lease losses | $1,097,000 | 1,733 |
| Total noninterest income | $1,928,000 | 1,982 |
| Gross Fiduciary activities income | $451,000 | 803 |
| Service charges on deposit accounts | $443,000 | 3,161 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,034,000 | 1,949 |
| Total noninterest expense | $5,071,000 | 2,823 |
| Salaries and employee benefits | $2,568,000 | 2,514 |
| Premises and equipment expense | $435,000 | 4,476 |
| Additional noninterest expense | $2,068,000 | 2,715 |
| Pre-tax net operating income | $2,095,000 | 2,969 |
| Securities gains (losses) | $40,000 | 4,499 |
| Applicable income taxes | $270,000 | 6,362 |
| Income before extraordinary items | $1,865,000 | 2,460 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,865,000 | 2,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 5,927 |
| Cash dividends | $611,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,830,200 | 2,325 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.