Home > Omaha State Bank > Income and Expense
Omaha State Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,842,000 | 2,119 |
| Total interest expense | $684,000 | 2,440 |
| Net interest income | $5,158,000 | 2,032 |
| Provision for loan and lease losses | $1,564,000 | 464 |
| Total noninterest income | $2,049,000 | 1,338 |
| Gross Fiduciary activities income | $400,000 | 507 |
| Service charges on deposit accounts | $352,000 | 1,804 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,297,000 | 1,323 |
| Total noninterest expense | $6,070,000 | 1,589 |
| Salaries and employee benefits | $3,444,000 | 1,514 |
| Premises and equipment expense | $694,000 | 1,707 |
| Additional noninterest expense | $1,932,000 | 1,653 |
| Pre-tax net operating income | $-427,000 | 6,660 |
| Securities gains (losses) | $664,000 | 287 |
| Applicable income taxes | $20,000 | 3,949 |
| Income before extraordinary items | $217,000 | 5,169 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $217,000 | 5,171 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $217,000 | 5,172 |
| Net charge-offs | $1,268,000 | 659 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-393,880 | 6,661 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 2,141 |
| Total interest expense | $347,000 | 2,465 |
| Net interest income | $2,561,000 | 2,051 |
| Provision for loan and lease losses | $1,374,000 | 292 |
| Total noninterest income | $929,000 | 1,417 |
| Gross Fiduciary activities income | $191,000 | 529 |
| Service charges on deposit accounts | $170,000 | 1,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $568,000 | 1,436 |
| Total noninterest expense | $3,137,000 | 1,556 |
| Salaries and employee benefits | $1,711,000 | 1,539 |
| Premises and equipment expense | $351,000 | 1,715 |
| Additional noninterest expense | $1,075,000 | 1,507 |
| Pre-tax net operating income | $-1,021,000 | 6,934 |
| Securities gains (losses) | $664,000 | 162 |
| Applicable income taxes | $-154,000 | 6,943 |
| Income before extraordinary items | $-203,000 | 6,752 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-203,000 | 6,753 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-203,000 | 6,753 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-627,960 | 6,889 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,756,000 | 1,786 |
| Total interest expense | $1,479,000 | 2,750 |
| Net interest income | $13,277,000 | 1,662 |
| Provision for loan and lease losses | $1,700,000 | 1,213 |
| Total noninterest income | $4,206,000 | 1,279 |
| Gross Fiduciary activities income | $743,000 | 517 |
| Service charges on deposit accounts | $870,000 | 1,578 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,593,000 | 1,298 |
| Total noninterest expense | $12,486,000 | 1,562 |
| Salaries and employee benefits | $6,999,000 | 1,460 |
| Premises and equipment expense | $1,422,000 | 1,656 |
| Additional noninterest expense | $4,065,000 | 1,657 |
| Pre-tax net operating income | $3,297,000 | 1,930 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $884,000 | 1,589 |
| Income before extraordinary items | $2,413,000 | 2,247 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,413,000 | 2,245 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,413,000 | 2,248 |
| Net charge-offs | $3,976,000 | 691 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,413,000 | 2,113 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,071,000 | 1,816 |
| Total interest expense | $679,000 | 3,973 |
| Net interest income | $10,392,000 | 1,603 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $3,171,000 | 1,294 |
| Gross Fiduciary activities income | $551,000 | 520 |
| Service charges on deposit accounts | $681,000 | 1,547 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,939,000 | 1,288 |
| Total noninterest expense | $8,956,000 | 1,623 |
| Salaries and employee benefits | $4,909,000 | 1,534 |
| Premises and equipment expense | $1,055,000 | 1,686 |
| Additional noninterest expense | $2,992,000 | 1,682 |
| Pre-tax net operating income | $4,607,000 | 1,168 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,373,000 | 967 |
| Income before extraordinary items | $3,234,000 | 1,394 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,234,000 | 1,394 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,234,000 | 1,395 |
| Net charge-offs | $232,000 | 3,130 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,234,000 | 1,316 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,538,000 | 1,791 |
| Total interest expense | $530,000 | 3,679 |
| Net interest income | $7,008,000 | 1,585 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $2,109,000 | 1,285 |
| Gross Fiduciary activities income | $370,000 | 521 |
| Service charges on deposit accounts | $468,000 | 1,496 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,271,000 | 1,284 |
| Total noninterest expense | $5,851,000 | 1,658 |
| Salaries and employee benefits | $3,217,000 | 1,563 |
| Premises and equipment expense | $690,000 | 1,711 |
| Additional noninterest expense | $1,944,000 | 1,711 |
| Pre-tax net operating income | $3,266,000 | 1,093 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $973,000 | 914 |
| Income before extraordinary items | $2,293,000 | 1,299 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,293,000 | 1,298 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,293,000 | 1,299 |
| Net charge-offs | $196,000 | 2,778 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,293,000 | 1,222 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 1,716 |
| Total interest expense | $356,000 | 3,104 |
| Net interest income | $3,640,000 | 1,533 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $1,040,000 | 1,292 |
| Gross Fiduciary activities income | $181,000 | 533 |
| Service charges on deposit accounts | $223,000 | 1,556 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $636,000 | 1,270 |
| Total noninterest expense | $2,898,000 | 1,666 |
| Salaries and employee benefits | $1,574,000 | 1,606 |
| Premises and equipment expense | $345,000 | 1,719 |
| Additional noninterest expense | $979,000 | 1,702 |
| Pre-tax net operating income | $1,782,000 | 996 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $535,000 | 830 |
| Income before extraordinary items | $1,247,000 | 1,176 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,247,000 | 1,176 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,247,000 | 1,176 |
| Net charge-offs | $-16,000 | 6,815 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,247,000 | 1,116 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,151,000 | 1,744 |
| Total interest expense | $1,228,000 | 3,903 |
| Net interest income | $14,923,000 | 1,491 |
| Provision for loan and lease losses | $6,900,000 | 604 |
| Total noninterest income | $2,562,000 | 1,683 |
| Gross Fiduciary activities income | $717,000 | 482 |
| Service charges on deposit accounts | $787,000 | 1,806 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,058,000 | 2,064 |
| Total noninterest expense | $12,172,000 | 1,613 |
| Salaries and employee benefits | $6,929,000 | 1,428 |
| Premises and equipment expense | $1,531,000 | 1,618 |
| Additional noninterest expense | $3,712,000 | 1,821 |
| Pre-tax net operating income | $-1,587,000 | 6,719 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-885,000 | 7,150 |
| Income before extraordinary items | $-702,000 | 6,561 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-702,000 | 6,561 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-702,000 | 6,560 |
| Net charge-offs | $3,254,000 | 1,132 |
| Cash dividends | $5,588,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-702,000 | 6,532 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,115,000 | 1,760 |
| Total interest expense | $857,000 | 4,200 |
| Net interest income | $11,258,000 | 1,489 |
| Provision for loan and lease losses | $6,900,000 | 456 |
| Total noninterest income | $1,555,000 | 1,951 |
| Gross Fiduciary activities income | $542,000 | 477 |
| Service charges on deposit accounts | $587,000 | 1,817 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $426,000 | 2,934 |
| Total noninterest expense | $8,959,000 | 1,631 |
| Salaries and employee benefits | $5,076,000 | 1,461 |
| Premises and equipment expense | $1,135,000 | 1,658 |
| Additional noninterest expense | $2,748,000 | 1,848 |
| Pre-tax net operating income | $-3,046,000 | 7,110 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-1,305,000 | 7,328 |
| Income before extraordinary items | $-1,741,000 | 7,023 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,741,000 | 7,024 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,741,000 | 7,024 |
| Net charge-offs | $3,274,000 | 887 |
| Cash dividends | $4,213,000 | 341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,741,000 | 7,006 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,033,000 | 1,790 |
| Total interest expense | $472,000 | 4,770 |
| Net interest income | $7,561,000 | 1,474 |
| Provision for loan and lease losses | $1,500,000 | 1,115 |
| Total noninterest income | $1,854,000 | 1,299 |
| Gross Fiduciary activities income | $351,000 | 487 |
| Service charges on deposit accounts | $383,000 | 1,832 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,120,000 | 1,247 |
| Total noninterest expense | $5,946,000 | 1,643 |
| Salaries and employee benefits | $3,414,000 | 1,464 |
| Premises and equipment expense | $683,000 | 1,856 |
| Additional noninterest expense | $1,849,000 | 1,841 |
| Pre-tax net operating income | $1,969,000 | 1,475 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $477,000 | 1,364 |
| Income before extraordinary items | $1,492,000 | 1,630 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,492,000 | 1,630 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,492,000 | 1,630 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $3,369,000 | 279 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,492,000 | 1,556 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,051,000 | 1,776 |
| Total interest expense | $241,000 | 4,837 |
| Net interest income | $3,810,000 | 1,461 |
| Provision for loan and lease losses | $800,000 | 1,013 |
| Total noninterest income | $830,000 | 1,387 |
| Gross Fiduciary activities income | $179,000 | 486 |
| Service charges on deposit accounts | $189,000 | 1,825 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $462,000 | 1,425 |
| Total noninterest expense | $2,975,000 | 1,669 |
| Salaries and employee benefits | $1,723,000 | 1,461 |
| Premises and equipment expense | $344,000 | 1,877 |
| Additional noninterest expense | $908,000 | 1,861 |
| Pre-tax net operating income | $865,000 | 1,652 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $194,000 | 1,543 |
| Income before extraordinary items | $671,000 | 1,740 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $671,000 | 1,740 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $671,000 | 1,740 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $2,681,000 | 161 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $671,000 | 1,693 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,426,000 | 1,962 |
| Total interest expense | $1,067,000 | 5,081 |
| Net interest income | $14,359,000 | 1,561 |
| Provision for loan and lease losses | $500,000 | 4,120 |
| Total noninterest income | $4,043,000 | 1,260 |
| Gross Fiduciary activities income | $407,000 | 600 |
| Service charges on deposit accounts | $847,000 | 1,733 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,789,000 | 1,117 |
| Total noninterest expense | $12,224,000 | 1,625 |
| Salaries and employee benefits | $7,071,000 | 1,392 |
| Premises and equipment expense | $1,389,000 | 1,854 |
| Additional noninterest expense | $3,764,000 | 1,894 |
| Pre-tax net operating income | $5,678,000 | 913 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,519,000 | 900 |
| Income before extraordinary items | $4,159,000 | 1,040 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,159,000 | 1,042 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,159,000 | 1,043 |
| Net charge-offs | $68,000 | 5,727 |
| Cash dividends | $1,526,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,159,000 | 999 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,544,000 | 2,008 |
| Total interest expense | $816,000 | 5,181 |
| Net interest income | $10,728,000 | 1,578 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $2,764,000 | 1,324 |
| Gross Fiduciary activities income | $231,000 | 654 |
| Service charges on deposit accounts | $647,000 | 1,764 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,886,000 | 1,155 |
| Total noninterest expense | $8,564,000 | 1,727 |
| Salaries and employee benefits | $4,844,000 | 1,523 |
| Premises and equipment expense | $1,041,000 | 1,877 |
| Additional noninterest expense | $2,679,000 | 1,931 |
| Pre-tax net operating income | $4,928,000 | 850 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,369,000 | 804 |
| Income before extraordinary items | $3,559,000 | 974 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,559,000 | 977 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,559,000 | 977 |
| Net charge-offs | $63,000 | 5,341 |
| Cash dividends | $1,526,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,559,000 | 931 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,661,000 | 2,034 |
| Total interest expense | $552,000 | 5,257 |
| Net interest income | $7,109,000 | 1,590 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $1,751,000 | 1,349 |
| Gross Fiduciary activities income | $94,000 | 768 |
| Service charges on deposit accounts | $434,000 | 1,753 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,223,000 | 1,130 |
| Total noninterest expense | $5,602,000 | 1,768 |
| Salaries and employee benefits | $3,190,000 | 1,548 |
| Premises and equipment expense | $690,000 | 1,893 |
| Additional noninterest expense | $1,722,000 | 2,003 |
| Pre-tax net operating income | $3,258,000 | 844 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $910,000 | 782 |
| Income before extraordinary items | $2,348,000 | 966 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,348,000 | 967 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,348,000 | 967 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $1,389,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,348,000 | 925 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 2,129 |
| Total interest expense | $288,000 | 5,277 |
| Net interest income | $3,460,000 | 1,641 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $727,000 | 1,548 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $208,000 | 1,818 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $519,000 | 1,258 |
| Total noninterest expense | $2,731,000 | 1,824 |
| Salaries and employee benefits | $1,586,000 | 1,568 |
| Premises and equipment expense | $345,000 | 1,954 |
| Additional noninterest expense | $800,000 | 2,121 |
| Pre-tax net operating income | $1,456,000 | 923 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $394,000 | 849 |
| Income before extraordinary items | $1,062,000 | 1,026 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,062,000 | 1,028 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,062,000 | 1,029 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $1,389,000 | 254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,062,000 | 1,002 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,455,000 | 2,177 |
| Total interest expense | $1,221,000 | 5,627 |
| Net interest income | $14,234,000 | 1,577 |
| Provision for loan and lease losses | $1,000,000 | 3,503 |
| Total noninterest income | $3,545,000 | 1,429 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $895,000 | 1,854 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,650,000 | 1,126 |
| Total noninterest expense | $11,230,000 | 1,818 |
| Salaries and employee benefits | $6,506,000 | 1,533 |
| Premises and equipment expense | $1,201,000 | 2,217 |
| Additional noninterest expense | $3,523,000 | 2,043 |
| Pre-tax net operating income | $5,549,000 | 762 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,480,000 | 708 |
| Income before extraordinary items | $4,069,000 | 851 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,069,000 | 849 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,069,000 | 850 |
| Net charge-offs | $-1,000 | 7,729 |
| Cash dividends | $859,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,069,000 | 842 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,514,000 | 2,213 |
| Total interest expense | $931,000 | 5,733 |
| Net interest income | $10,583,000 | 1,587 |
| Provision for loan and lease losses | $500,000 | 3,787 |
| Total noninterest income | $2,509,000 | 1,509 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $674,000 | 1,862 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,835,000 | 1,230 |
| Total noninterest expense | $7,990,000 | 1,892 |
| Salaries and employee benefits | $4,571,000 | 1,642 |
| Premises and equipment expense | $866,000 | 2,316 |
| Additional noninterest expense | $2,553,000 | 2,067 |
| Pre-tax net operating income | $4,602,000 | 742 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,262,000 | 698 |
| Income before extraordinary items | $3,340,000 | 816 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,340,000 | 816 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,340,000 | 817 |
| Net charge-offs | $-1,000 | 7,629 |
| Cash dividends | $859,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,340,000 | 805 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,729,000 | 2,234 |
| Total interest expense | $633,000 | 5,809 |
| Net interest income | $7,096,000 | 1,575 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $1,706,000 | 1,508 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $449,000 | 1,833 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,257,000 | 1,226 |
| Total noninterest expense | $5,237,000 | 1,948 |
| Salaries and employee benefits | $3,079,000 | 1,660 |
| Premises and equipment expense | $552,000 | 2,434 |
| Additional noninterest expense | $1,606,000 | 2,195 |
| Pre-tax net operating income | $3,565,000 | 639 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,014,000 | 614 |
| Income before extraordinary items | $2,551,000 | 723 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,551,000 | 719 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,551,000 | 724 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $791,000 | 1,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,551,000 | 704 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,731,000 | 2,330 |
| Total interest expense | $322,000 | 5,869 |
| Net interest income | $3,409,000 | 1,634 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $796,000 | 1,555 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $227,000 | 1,771 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $569,000 | 1,280 |
| Total noninterest expense | $2,617,000 | 1,898 |
| Salaries and employee benefits | $1,529,000 | 1,686 |
| Premises and equipment expense | $274,000 | 2,488 |
| Additional noninterest expense | $814,000 | 1,965 |
| Pre-tax net operating income | $1,588,000 | 804 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $439,000 | 762 |
| Income before extraordinary items | $1,149,000 | 926 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,149,000 | 926 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,149,000 | 928 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $791,000 | 582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,149,000 | 869 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,300,000 | 2,298 |
| Total interest expense | $3,287,000 | 4,001 |
| Net interest income | $13,013,000 | 1,704 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $2,872,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $932,000 | 1,861 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,940,000 | 1,326 |
| Total noninterest expense | $10,327,000 | 1,873 |
| Salaries and employee benefits | $6,105,000 | 1,676 |
| Premises and equipment expense | $1,187,000 | 2,268 |
| Additional noninterest expense | $3,035,000 | 1,991 |
| Pre-tax net operating income | $5,558,000 | 1,006 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,501,000 | 871 |
| Income before extraordinary items | $4,057,000 | 1,030 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,057,000 | 1,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,960 |
| Cash dividends | $3,266,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,057,000 | 1,097 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,575,000 | 2,303 |
| Total interest expense | $2,733,000 | 3,852 |
| Net interest income | $9,842,000 | 1,709 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $2,286,000 | 1,602 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $697,000 | 1,876 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,589,000 | 1,305 |
| Total noninterest expense | $7,243,000 | 1,985 |
| Salaries and employee benefits | $4,235,000 | 1,835 |
| Premises and equipment expense | $890,000 | 2,278 |
| Additional noninterest expense | $2,118,000 | 2,055 |
| Pre-tax net operating income | $4,885,000 | 1,043 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,379,000 | 900 |
| Income before extraordinary items | $3,506,000 | 1,056 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,506,000 | 1,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $3,128,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,506,000 | 1,114 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,548,000 | 2,292 |
| Total interest expense | $1,956,000 | 3,799 |
| Net interest income | $6,592,000 | 1,698 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $1,463,000 | 1,684 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $407,000 | 2,082 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,056,000 | 1,342 |
| Total noninterest expense | $4,802,000 | 1,994 |
| Salaries and employee benefits | $2,815,000 | 1,860 |
| Premises and equipment expense | $595,000 | 2,268 |
| Additional noninterest expense | $1,392,000 | 2,055 |
| Pre-tax net operating income | $3,253,000 | 1,088 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $926,000 | 996 |
| Income before extraordinary items | $2,327,000 | 1,187 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,327,000 | 1,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $2,028,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,327,000 | 1,167 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 2,275 |
| Total interest expense | $1,105,000 | 3,651 |
| Net interest income | $3,323,000 | 1,673 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $682,000 | 1,786 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $194,000 | 2,129 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $488,000 | 1,447 |
| Total noninterest expense | $2,419,000 | 1,983 |
| Salaries and employee benefits | $1,437,000 | 1,826 |
| Premises and equipment expense | $297,000 | 2,291 |
| Additional noninterest expense | $685,000 | 2,046 |
| Pre-tax net operating income | $1,586,000 | 1,194 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $451,000 | 1,094 |
| Income before extraordinary items | $1,135,000 | 1,330 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,135,000 | 1,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $1,031,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,135,000 | 1,292 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,067,000 | 2,284 |
| Total interest expense | $5,615,000 | 3,173 |
| Net interest income | $12,452,000 | 1,821 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $3,298,000 | 1,531 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $841,000 | 2,052 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,457,000 | 1,178 |
| Total noninterest expense | $10,083,000 | 1,833 |
| Salaries and employee benefits | $5,825,000 | 1,725 |
| Premises and equipment expense | $1,248,000 | 2,084 |
| Additional noninterest expense | $3,010,000 | 1,836 |
| Pre-tax net operating income | $5,667,000 | 1,473 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,663,000 | 1,310 |
| Income before extraordinary items | $4,004,000 | 1,591 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,004,000 | 1,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $3,644,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,004,000 | 1,579 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,661,000 | 2,271 |
| Total interest expense | $4,218,000 | 3,173 |
| Net interest income | $9,443,000 | 1,803 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $2,577,000 | 1,484 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $623,000 | 2,040 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,954,000 | 1,139 |
| Total noninterest expense | $7,244,000 | 1,893 |
| Salaries and employee benefits | $4,064,000 | 1,852 |
| Premises and equipment expense | $952,000 | 2,039 |
| Additional noninterest expense | $2,228,000 | 1,809 |
| Pre-tax net operating income | $4,776,000 | 1,418 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,442,000 | 1,263 |
| Income before extraordinary items | $3,334,000 | 1,518 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,334,000 | 1,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $3,437,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,334,000 | 1,512 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,007,000 | 2,311 |
| Total interest expense | $2,689,000 | 3,261 |
| Net interest income | $6,318,000 | 1,821 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,826,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $397,000 | 2,131 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,429,000 | 1,085 |
| Total noninterest expense | $4,796,000 | 1,922 |
| Salaries and employee benefits | $2,688,000 | 1,904 |
| Premises and equipment expense | $627,000 | 2,069 |
| Additional noninterest expense | $1,481,000 | 1,830 |
| Pre-tax net operating income | $3,348,000 | 1,403 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,022,000 | 1,255 |
| Income before extraordinary items | $2,326,000 | 1,502 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,326,000 | 1,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $1,787,000 | 987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,326,000 | 1,483 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,347,000 | 2,390 |
| Total interest expense | $1,214,000 | 3,506 |
| Net interest income | $3,133,000 | 1,834 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,086,000 | 1,223 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $193,000 | 2,112 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $893,000 | 920 |
| Total noninterest expense | $2,433,000 | 1,901 |
| Salaries and employee benefits | $1,357,000 | 1,895 |
| Premises and equipment expense | $331,000 | 1,972 |
| Additional noninterest expense | $745,000 | 1,790 |
| Pre-tax net operating income | $1,786,000 | 1,313 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $546,000 | 1,206 |
| Income before extraordinary items | $1,240,000 | 1,414 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,240,000 | 1,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $1,787,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,240,000 | 1,399 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,096,000 | 2,408 |
| Total interest expense | $4,417,000 | 3,332 |
| Net interest income | $11,679,000 | 1,991 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $2,930,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $935,000 | 1,851 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,995,000 | 1,360 |
| Total noninterest expense | $9,746,000 | 1,832 |
| Salaries and employee benefits | $5,501,000 | 1,778 |
| Premises and equipment expense | $1,369,000 | 1,837 |
| Additional noninterest expense | $2,876,000 | 1,832 |
| Pre-tax net operating income | $4,803,000 | 1,962 |
| Securities gains (losses) | $939,000 | 171 |
| Applicable income taxes | $1,741,000 | 1,475 |
| Income before extraordinary items | $4,001,000 | 1,785 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,001,000 | 1,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,019 |
| Cash dividends | $5,355,000 | 661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,343,700 | 2,076 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,023,000 | 2,407 |
| Total interest expense | $3,208,000 | 3,320 |
| Net interest income | $8,815,000 | 1,993 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $2,239,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $700,000 | 1,856 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,539,000 | 1,343 |
| Total noninterest expense | $7,003,000 | 1,893 |
| Salaries and employee benefits | $3,894,000 | 1,872 |
| Premises and equipment expense | $1,022,000 | 1,850 |
| Additional noninterest expense | $2,087,000 | 1,868 |
| Pre-tax net operating income | $4,006,000 | 1,838 |
| Securities gains (losses) | $939,000 | 148 |
| Applicable income taxes | $1,528,000 | 1,378 |
| Income before extraordinary items | $3,417,000 | 1,624 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,417,000 | 1,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,955 |
| Cash dividends | $5,355,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,769,090 | 1,954 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,971,000 | 2,380 |
| Total interest expense | $2,004,000 | 3,372 |
| Net interest income | $5,967,000 | 1,961 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $1,506,000 | 1,631 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $465,000 | 1,849 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,041,000 | 1,312 |
| Total noninterest expense | $4,600,000 | 1,920 |
| Salaries and employee benefits | $2,557,000 | 1,905 |
| Premises and equipment expense | $667,000 | 1,886 |
| Additional noninterest expense | $1,376,000 | 1,892 |
| Pre-tax net operating income | $2,843,000 | 1,737 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $865,000 | 1,562 |
| Income before extraordinary items | $1,978,000 | 1,855 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,978,000 | 1,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,940 |
| Cash dividends | $3,121,000 | 548 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,978,000 | 1,838 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,846,000 | 2,406 |
| Total interest expense | $923,000 | 3,466 |
| Net interest income | $2,923,000 | 1,984 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $641,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $221,000 | 1,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $420,000 | 1,518 |
| Total noninterest expense | $2,216,000 | 1,995 |
| Salaries and employee benefits | $1,264,000 | 1,943 |
| Premises and equipment expense | $316,000 | 2,006 |
| Additional noninterest expense | $636,000 | 2,047 |
| Pre-tax net operating income | $1,333,000 | 1,810 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $398,000 | 1,659 |
| Income before extraordinary items | $935,000 | 1,909 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $935,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,005 |
| Cash dividends | $1,196,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $935,000 | 1,888 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,174,000 | 2,336 |
| Total interest expense | $2,599,000 | 3,715 |
| Net interest income | $11,575,000 | 1,913 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $3,011,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $991,000 | 1,748 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,020,000 | 1,360 |
| Total noninterest expense | $9,268,000 | 1,828 |
| Salaries and employee benefits | $5,175,000 | 1,803 |
| Premises and equipment expense | $1,303,000 | 1,852 |
| Additional noninterest expense | $2,790,000 | 1,810 |
| Pre-tax net operating income | $5,318,000 | 1,760 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $5,318,000 | 1,345 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,318,000 | 1,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,497 |
| Cash dividends | $2,439,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,318,000 | 1,329 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,488,000 | 2,318 |
| Total interest expense | $1,787,000 | 3,813 |
| Net interest income | $8,701,000 | 1,884 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $2,313,000 | 1,565 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $744,000 | 1,733 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,569,000 | 1,314 |
| Total noninterest expense | $6,646,000 | 1,889 |
| Salaries and employee benefits | $3,662,000 | 1,880 |
| Premises and equipment expense | $956,000 | 1,883 |
| Additional noninterest expense | $2,028,000 | 1,841 |
| Pre-tax net operating income | $4,368,000 | 1,633 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $4,368,000 | 1,245 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,368,000 | 1,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,701 |
| Cash dividends | $2,439,000 | 902 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,368,000 | 1,217 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,766,000 | 2,331 |
| Total interest expense | $1,075,000 | 3,936 |
| Net interest income | $5,691,000 | 1,907 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,463,000 | 1,631 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $478,000 | 1,749 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $985,000 | 1,365 |
| Total noninterest expense | $4,381,000 | 1,889 |
| Salaries and employee benefits | $2,439,000 | 1,866 |
| Premises and equipment expense | $625,000 | 1,905 |
| Additional noninterest expense | $1,317,000 | 1,868 |
| Pre-tax net operating income | $2,773,000 | 1,669 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $2,773,000 | 1,275 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,773,000 | 1,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,677 |
| Cash dividends | $1,215,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,773,000 | 1,249 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 2,348 |
| Total interest expense | $459,000 | 4,276 |
| Net interest income | $2,829,000 | 1,900 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $716,000 | 1,616 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $230,000 | 1,762 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $486,000 | 1,346 |
| Total noninterest expense | $2,174,000 | 1,909 |
| Salaries and employee benefits | $1,219,000 | 1,880 |
| Premises and equipment expense | $310,000 | 1,930 |
| Additional noninterest expense | $645,000 | 1,901 |
| Pre-tax net operating income | $1,371,000 | 1,665 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,371,000 | 1,259 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,371,000 | 1,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,371,000 | 1,235 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,943,000 | 2,600 |
| Total interest expense | $1,286,000 | 4,924 |
| Net interest income | $9,657,000 | 2,106 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $2,851,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,021,000 | 1,726 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,830,000 | 1,409 |
| Total noninterest expense | $8,901,000 | 1,819 |
| Salaries and employee benefits | $5,002,000 | 1,759 |
| Premises and equipment expense | $1,262,000 | 1,818 |
| Additional noninterest expense | $2,637,000 | 1,845 |
| Pre-tax net operating income | $3,607,000 | 2,222 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,200,000 | 1,898 |
| Income before extraordinary items | $2,407,000 | 2,512 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,407,000 | 2,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,214 |
| Cash dividends | $4,476,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,407,000 | 2,458 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,073,000 | 2,607 |
| Total interest expense | $921,000 | 5,023 |
| Net interest income | $7,152,000 | 2,118 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $2,159,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $749,000 | 1,768 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,410,000 | 1,399 |
| Total noninterest expense | $6,422,000 | 1,865 |
| Salaries and employee benefits | $3,617,000 | 1,811 |
| Premises and equipment expense | $914,000 | 1,891 |
| Additional noninterest expense | $1,891,000 | 1,903 |
| Pre-tax net operating income | $2,889,000 | 2,133 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $966,000 | 1,832 |
| Income before extraordinary items | $1,923,000 | 2,402 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,923,000 | 2,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $901,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,923,000 | 2,348 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,311,000 | 2,629 |
| Total interest expense | $584,000 | 5,182 |
| Net interest income | $4,727,000 | 2,118 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,459,000 | 1,646 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $484,000 | 1,806 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $975,000 | 1,348 |
| Total noninterest expense | $4,225,000 | 1,890 |
| Salaries and employee benefits | $2,380,000 | 1,833 |
| Premises and equipment expense | $594,000 | 1,925 |
| Additional noninterest expense | $1,251,000 | 1,905 |
| Pre-tax net operating income | $1,961,000 | 2,076 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $657,000 | 1,793 |
| Income before extraordinary items | $1,304,000 | 2,343 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,304,000 | 2,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $901,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,304,000 | 2,275 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 2,554 |
| Total interest expense | $288,000 | 5,292 |
| Net interest income | $2,445,000 | 2,047 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $664,000 | 1,735 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $235,000 | 1,811 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $429,000 | 1,454 |
| Total noninterest expense | $2,093,000 | 1,914 |
| Salaries and employee benefits | $1,207,000 | 1,828 |
| Premises and equipment expense | $290,000 | 1,993 |
| Additional noninterest expense | $596,000 | 1,984 |
| Pre-tax net operating income | $1,016,000 | 1,978 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $345,000 | 1,743 |
| Income before extraordinary items | $671,000 | 2,259 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $671,000 | 2,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $660,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $671,000 | 2,173 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,555,000 | 2,463 |
| Total interest expense | $1,451,000 | 4,968 |
| Net interest income | $10,104,000 | 1,933 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $4,058,000 | 1,323 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,005,000 | 1,714 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,053,000 | 1,076 |
| Total noninterest expense | $8,493,000 | 1,871 |
| Salaries and employee benefits | $4,792,000 | 1,802 |
| Premises and equipment expense | $1,054,000 | 2,157 |
| Additional noninterest expense | $2,647,000 | 1,822 |
| Pre-tax net operating income | $5,669,000 | 1,454 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,929,000 | 1,323 |
| Income before extraordinary items | $3,740,000 | 1,658 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,740,000 | 1,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $3,437,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,740,000 | 1,580 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,894,000 | 2,446 |
| Total interest expense | $1,139,000 | 4,965 |
| Net interest income | $7,755,000 | 1,896 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $3,350,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $753,000 | 1,727 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,597,000 | 1,022 |
| Total noninterest expense | $6,147,000 | 1,934 |
| Salaries and employee benefits | $3,386,000 | 1,908 |
| Premises and equipment expense | $772,000 | 2,214 |
| Additional noninterest expense | $1,989,000 | 1,814 |
| Pre-tax net operating income | $4,958,000 | 1,298 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,713,000 | 1,202 |
| Income before extraordinary items | $3,244,000 | 1,513 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,244,000 | 1,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $3,437,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,244,000 | 1,440 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 2,430 |
| Total interest expense | $795,000 | 4,943 |
| Net interest income | $5,226,000 | 1,872 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $2,307,000 | 1,226 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $491,000 | 1,727 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,816,000 | 976 |
| Total noninterest expense | $4,085,000 | 1,930 |
| Salaries and employee benefits | $2,277,000 | 1,884 |
| Premises and equipment expense | $502,000 | 2,255 |
| Additional noninterest expense | $1,306,000 | 1,847 |
| Pre-tax net operating income | $3,448,000 | 1,242 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,190,000 | 1,188 |
| Income before extraordinary items | $2,258,000 | 1,456 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,258,000 | 1,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $3,437,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,258,000 | 1,364 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,035,000 | 2,422 |
| Total interest expense | $396,000 | 5,067 |
| Net interest income | $2,639,000 | 1,850 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $1,079,000 | 1,274 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $232,000 | 1,759 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $847,000 | 1,001 |
| Total noninterest expense | $2,002,000 | 1,959 |
| Salaries and employee benefits | $1,142,000 | 1,867 |
| Premises and equipment expense | $244,000 | 2,295 |
| Additional noninterest expense | $616,000 | 1,911 |
| Pre-tax net operating income | $1,716,000 | 1,254 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $593,000 | 1,200 |
| Income before extraordinary items | $1,123,000 | 1,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,123,000 | 1,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $3,437,000 | 252 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,123,000 | 1,361 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,224,000 | 2,160 |
| Total interest expense | $2,256,000 | 4,444 |
| Net interest income | $11,968,000 | 1,615 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $3,559,000 | 1,364 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $963,000 | 1,673 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,596,000 | 1,103 |
| Total noninterest expense | $7,896,000 | 1,906 |
| Salaries and employee benefits | $4,443,000 | 1,813 |
| Premises and equipment expense | $1,031,000 | 2,121 |
| Additional noninterest expense | $2,422,000 | 1,907 |
| Pre-tax net operating income | $7,631,000 | 1,106 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,475,000 | 1,083 |
| Income before extraordinary items | $5,156,000 | 1,218 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,156,000 | 1,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,321 |
| Cash dividends | $3,589,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,156,000 | 1,166 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,851,000 | 2,175 |
| Total interest expense | $5,060,000 | 3,122 |
| Net interest income | $10,791,000 | 1,658 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $2,679,000 | 1,609 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $906,000 | 1,670 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,773,000 | 1,348 |
| Total noninterest expense | $7,332,000 | 1,958 |
| Salaries and employee benefits | $4,120,000 | 1,813 |
| Premises and equipment expense | $973,000 | 2,201 |
| Additional noninterest expense | $2,239,000 | 2,010 |
| Pre-tax net operating income | $6,138,000 | 1,222 |
| Securities gains (losses) | $121,000 | 1,598 |
| Applicable income taxes | $2,041,000 | 1,159 |
| Income before extraordinary items | $4,218,000 | 1,291 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,218,000 | 1,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $1,279,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,136,930 | 1,261 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,397,000 | 2,418 |
| Total interest expense | $5,822,000 | 2,867 |
| Net interest income | $8,575,000 | 2,067 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,794,000 | 2,036 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $763,000 | 1,824 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,031,000 | 1,819 |
| Total noninterest expense | $6,162,000 | 2,225 |
| Salaries and employee benefits | $3,419,000 | 2,087 |
| Premises and equipment expense | $938,000 | 2,200 |
| Additional noninterest expense | $1,805,000 | 2,374 |
| Pre-tax net operating income | $4,207,000 | 1,744 |
| Securities gains (losses) | $8,000 | 1,222 |
| Applicable income taxes | $1,395,000 | 1,604 |
| Income before extraordinary items | $2,820,000 | 1,843 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,820,000 | 1,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $1,100,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,814,640 | 1,851 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,712,000 | 2,762 |
| Total interest expense | $4,155,000 | 3,475 |
| Net interest income | $7,557,000 | 2,333 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,155,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $724,000 | 1,837 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $431,000 | 3,246 |
| Total noninterest expense | $4,932,000 | 2,740 |
| Salaries and employee benefits | $2,703,000 | 2,604 |
| Premises and equipment expense | $822,000 | 2,471 |
| Additional noninterest expense | $1,407,000 | 3,028 |
| Pre-tax net operating income | $3,780,000 | 1,946 |
| Securities gains (losses) | $476,000 | 350 |
| Applicable income taxes | $1,442,000 | 1,649 |
| Income before extraordinary items | $2,814,000 | 1,885 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,814,000 | 1,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $2,317,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,499,840 | 2,075 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,950,000 | 2,950 |
| Total interest expense | $3,772,000 | 3,861 |
| Net interest income | $7,178,000 | 2,374 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,021,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $729,000 | 1,749 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $292,000 | 4,099 |
| Total noninterest expense | $4,442,000 | 2,920 |
| Salaries and employee benefits | $2,372,000 | 2,862 |
| Premises and equipment expense | $791,000 | 2,481 |
| Additional noninterest expense | $1,279,000 | 3,190 |
| Pre-tax net operating income | $3,757,000 | 1,939 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,257,000 | 1,906 |
| Income before extraordinary items | $2,500,000 | 2,085 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,500,000 | 2,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $1,244,000 | 1,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,500,000 | 2,014 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,249,000 | 3,493 |
| Total interest expense | $3,152,000 | 4,512 |
| Net interest income | $6,097,000 | 2,859 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $940,000 | 3,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $700,000 | 1,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 4,480 |
| Total noninterest expense | $4,057,000 | 3,132 |
| Salaries and employee benefits | $2,210,000 | 2,994 |
| Premises and equipment expense | $739,000 | 2,609 |
| Additional noninterest expense | $1,108,000 | 3,578 |
| Pre-tax net operating income | $2,980,000 | 2,509 |
| Securities gains (losses) | $101,000 | 979 |
| Applicable income taxes | $1,007,000 | 2,427 |
| Income before extraordinary items | $2,074,000 | 2,503 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,074,000 | 2,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $963,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,006,330 | 2,532 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,134,000 | 3,974 |
| Total interest expense | $2,760,000 | 5,136 |
| Net interest income | $5,374,000 | 3,297 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $884,000 | 3,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $640,000 | 2,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 4,606 |
| Total noninterest expense | $3,876,000 | 3,439 |
| Salaries and employee benefits | $2,172,000 | 3,078 |
| Premises and equipment expense | $721,000 | 2,710 |
| Additional noninterest expense | $983,000 | 4,462 |
| Pre-tax net operating income | $2,382,000 | 2,908 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $756,000 | 3,000 |
| Income before extraordinary items | $1,626,000 | 2,957 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,626,000 | 2,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $800,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,626,000 | 2,923 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,638,000 | 4,191 |
| Total interest expense | $2,700,000 | 5,229 |
| Net interest income | $4,938,000 | 3,584 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $748,000 | 3,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $556,000 | 2,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,250 |
| Total noninterest expense | $3,805,000 | 3,476 |
| Salaries and employee benefits | $2,075,000 | 3,194 |
| Premises and equipment expense | $639,000 | 3,054 |
| Additional noninterest expense | $1,091,000 | 4,056 |
| Pre-tax net operating income | $1,758,000 | 3,916 |
| Securities gains (losses) | $1,307,000 | 181 |
| Applicable income taxes | $985,000 | 2,416 |
| Income before extraordinary items | $2,083,000 | 2,410 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,083,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $784,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,194,240 | 3,965 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,676,000 | 4,416 |
| Total interest expense | $1,762,000 | 6,170 |
| Net interest income | $4,914,000 | 3,622 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $880,000 | 3,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $539,000 | 2,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 3,776 |
| Total noninterest expense | $3,351,000 | 3,996 |
| Salaries and employee benefits | $1,797,000 | 3,622 |
| Premises and equipment expense | $597,000 | 3,285 |
| Additional noninterest expense | $957,000 | 4,894 |
| Pre-tax net operating income | $2,443,000 | 2,889 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $790,000 | 2,800 |
| Income before extraordinary items | $1,654,000 | 2,915 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,654,000 | 2,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $721,000 | 2,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,653,320 | 2,942 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 4,917 |
| Total interest expense | $1,631,000 | 6,795 |
| Net interest income | $4,413,000 | 4,016 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $762,000 | 4,148 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $546,000 | 2,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 5,429 |
| Total noninterest expense | $2,953,000 | 4,583 |
| Salaries and employee benefits | $1,555,000 | 4,146 |
| Premises and equipment expense | $540,000 | 3,632 |
| Additional noninterest expense | $858,000 | 5,589 |
| Pre-tax net operating income | $2,042,000 | 3,246 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $668,000 | 3,256 |
| Income before extraordinary items | $1,377,000 | 3,507 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,377,000 | 3,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $553,000 | 2,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,374,990 | 3,316 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,128,000 | 5,390 |
| Total interest expense | $2,068,000 | 6,954 |
| Net interest income | $4,060,000 | 4,383 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $660,000 | 4,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $496,000 | 2,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 6,333 |
| Total noninterest expense | $2,534,000 | 5,251 |
| Salaries and employee benefits | $1,356,000 | 4,639 |
| Premises and equipment expense | $439,000 | 4,443 |
| Additional noninterest expense | $739,000 | 6,491 |
| Pre-tax net operating income | $2,006,000 | 3,100 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $641,000 | 3,250 |
| Income before extraordinary items | $1,366,000 | 3,360 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,366,000 | 3,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $41,000 | 7,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,365,320 | 3,116 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.