Home > Olde Port Bank and Trust > Income and Expense
Olde Port Bank and Trust, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $4,052,000 | 6,439 |
Total interest expense | $1,731,000 | 6,698 |
Net interest income | $2,321,000 | 6,102 |
Provision for loan and lease losses | $135,000 | 4,381 |
Total noninterest income | $268,000 | 6,800 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $175,000 | 5,504 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $93,000 | 6,799 |
Total noninterest expense | $1,549,000 | 6,547 |
Salaries and employee benefits | $785,000 | 6,754 |
Premises and equipment expense | $232,000 | 6,228 |
Additional noninterest expense | $532,000 | 6,219 |
Pre-tax net operating income | $905,000 | 5,717 |
Securities gains (losses) | $-7,000 | 10,141 |
Applicable income taxes | $348,000 | 4,774 |
Income before extraordinary items | $550,000 | 6,322 |
Extraordinary gains, net | $0 | 32 |
Net income | $550,000 | 6,322 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $122,000 | 3,306 |
Cash dividends | $67,000 | 6,672 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $554,480 | 6,182 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $3,638,000 | 7,014 |
Total interest expense | $1,565,000 | 7,197 |
Net interest income | $2,073,000 | 6,768 |
Provision for loan and lease losses | $20,000 | 7,880 |
Total noninterest income | $266,000 | 7,038 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $179,000 | 5,677 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $87,000 | 7,166 |
Total noninterest expense | $1,355,000 | 7,161 |
Salaries and employee benefits | $737,000 | 7,104 |
Premises and equipment expense | $215,000 | 6,570 |
Additional noninterest expense | $403,000 | 7,321 |
Pre-tax net operating income | $964,000 | 5,942 |
Securities gains (losses) | $-14,000 | 10,204 |
Applicable income taxes | $307,000 | 5,662 |
Income before extraordinary items | $643,000 | 6,147 |
Extraordinary gains, net | $0 | 44 |
Net income | $643,000 | 6,148 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $74,000 | 4,391 |
Cash dividends | $20,000 | 7,601 |
Sale, conversion, retirement of capital stock, net | $66,000 | 817 |
Net operating income | $652,520 | 6,061 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,144,000 | 7,820 |
Total interest expense | $1,264,000 | 8,201 |
Net interest income | $1,880,000 | 7,404 |
Provision for loan and lease losses | $18,000 | 8,074 |
Total noninterest income | $272,000 | 7,296 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $171,000 | 6,101 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $101,000 | 7,088 |
Total noninterest expense | $1,239,000 | 7,866 |
Salaries and employee benefits | $637,000 | 7,913 |
Premises and equipment expense | $181,000 | 7,400 |
Additional noninterest expense | $421,000 | 7,707 |
Pre-tax net operating income | $895,000 | 6,102 |
Securities gains (losses) | $-6,000 | 10,029 |
Applicable income taxes | $318,000 | 5,629 |
Income before extraordinary items | $571,000 | 6,451 |
Extraordinary gains, net | $0 | 53 |
Net income | $571,000 | 6,454 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-37,000 | 10,927 |
Cash dividends | $17,000 | 8,106 |
Sale, conversion, retirement of capital stock, net | $47,000 | 731 |
Net operating income | $574,840 | 6,360 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,846,000 | 8,441 |
Total interest expense | $1,148,000 | 8,763 |
Net interest income | $1,698,000 | 8,023 |
Provision for loan and lease losses | $-15,000 | 11,445 |
Total noninterest income | $271,000 | 7,416 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $168,000 | 6,292 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $103,000 | 7,140 |
Total noninterest expense | $1,263,000 | 7,978 |
Salaries and employee benefits | $720,000 | 7,590 |
Premises and equipment expense | $136,000 | 8,625 |
Additional noninterest expense | $407,000 | 8,122 |
Pre-tax net operating income | $721,000 | 7,216 |
Securities gains (losses) | $-40,000 | 11,046 |
Applicable income taxes | $67,000 | 9,845 |
Income before extraordinary items | $614,000 | 6,536 |
Extraordinary gains, net | $0 | 65 |
Net income | $614,000 | 6,534 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $67,000 | 4,590 |
Cash dividends | $13,000 | 8,511 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $650,000 | 6,293 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,208,000 | 9,414 |
Total interest expense | $870,000 | 9,256 |
Net interest income | $1,338,000 | 9,346 |
Provision for loan and lease losses | $105,000 | 4,433 |
Total noninterest income | $220,000 | 8,385 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $163,000 | 6,588 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $57,000 | 9,251 |
Total noninterest expense | $1,047,000 | 9,180 |
Salaries and employee benefits | $537,000 | 9,064 |
Premises and equipment expense | $141,000 | 8,799 |
Additional noninterest expense | $369,000 | 9,130 |
Pre-tax net operating income | $406,000 | 9,318 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $-42,000 | 12,188 |
Income before extraordinary items | $448,000 | 7,737 |
Extraordinary gains, net | $0 | 249 |
Net income | $448,000 | 7,749 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-42,000 | 11,786 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $448,000 | 7,781 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,148,000 | 9,895 |
Total interest expense | $882,000 | 9,627 |
Net interest income | $1,266,000 | 9,849 |
Provision for loan and lease losses | $210,000 | 3,794 |
Total noninterest income | $252,000 | 8,332 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $177,000 | 6,433 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $75,000 | 8,845 |
Total noninterest expense | $1,127,000 | 9,214 |
Salaries and employee benefits | $510,000 | 9,576 |
Premises and equipment expense | $146,000 | 9,019 |
Additional noninterest expense | $471,000 | 8,505 |
Pre-tax net operating income | $181,000 | 11,206 |
Securities gains (losses) | $21,000 | 4,601 |
Applicable income taxes | $40,000 | 11,152 |
Income before extraordinary items | $162,000 | 11,059 |
Extraordinary gains, net | $251,000 | 836 |
Net income | $413,000 | 8,463 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $136,000 | 3,888 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $145,200 | 11,061 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,622,000 | 9,679 |
Total interest expense | $1,273,000 | 9,347 |
Net interest income | $1,349,000 | 9,803 |
Provision for loan and lease losses | $253,000 | 4,557 |
Total noninterest income | $257,000 | 8,380 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $163,000 | 6,783 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $94,000 | 8,290 |
Total noninterest expense | $1,236,000 | 8,892 |
Salaries and employee benefits | $528,000 | 9,501 |
Premises and equipment expense | $106,000 | 10,520 |
Additional noninterest expense | $602,000 | 7,489 |
Pre-tax net operating income | $117,000 | 11,845 |
Securities gains (losses) | $15,000 | 5,962 |
Applicable income taxes | $34,000 | 11,696 |
Income before extraordinary items | $98,000 | 11,965 |
Extraordinary gains, net | $34,000 | 1,101 |
Net income | $132,000 | 11,598 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $552,000 | 2,310 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $744,000 | 470 |
Net operating income | $86,900 | 11,830 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.