Home > Olde Cypress Community Bank > Income and Expense
Olde Cypress Community Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,523,000 | 4,005 |
| Total interest expense | $1,396,000 | 2,947 |
| Net interest income | $2,127,000 | 4,454 |
| Provision for loan and lease losses | $3,844,000 | 785 |
| Total noninterest income | $16,000 | 7,367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $16,000 | 6,606 |
| Total noninterest expense | $2,448,000 | 3,683 |
| Salaries and employee benefits | $1,078,000 | 4,073 |
| Premises and equipment expense | $541,000 | 2,376 |
| Additional noninterest expense | $829,000 | 3,708 |
| Pre-tax net operating income | $-4,149,000 | 7,503 |
| Securities gains (losses) | $65,000 | 1,719 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-4,084,000 | 7,529 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,084,000 | 7,528 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,084,000 | 7,529 |
| Net charge-offs | $2,482,000 | 959 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,149,000 | 7,531 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 3,987 |
| Total interest expense | $793,000 | 2,771 |
| Net interest income | $1,013,000 | 4,634 |
| Provision for loan and lease losses | $715,000 | 1,458 |
| Total noninterest income | $-322,000 | 7,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-322,000 | 7,840 |
| Total noninterest expense | $1,166,000 | 3,834 |
| Salaries and employee benefits | $550,000 | 4,075 |
| Premises and equipment expense | $265,000 | 2,468 |
| Additional noninterest expense | $351,000 | 4,147 |
| Pre-tax net operating income | $-1,190,000 | 7,467 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,189,000 | 7,513 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,189,000 | 7,514 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,189,000 | 7,514 |
| Net charge-offs | $782,000 | 1,226 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,190,000 | 7,510 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,864,000 | 3,865 |
| Total interest expense | $4,096,000 | 2,681 |
| Net interest income | $3,768,000 | 4,741 |
| Provision for loan and lease losses | $4,250,000 | 1,607 |
| Total noninterest income | $-1,217,000 | 7,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,217,000 | 7,900 |
| Total noninterest expense | $4,824,000 | 3,801 |
| Salaries and employee benefits | $2,283,000 | 3,970 |
| Premises and equipment expense | $1,125,000 | 2,341 |
| Additional noninterest expense | $1,416,000 | 4,241 |
| Pre-tax net operating income | $-6,523,000 | 7,316 |
| Securities gains (losses) | $135,000 | 1,873 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-6,388,000 | 7,383 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,388,000 | 7,382 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,388,000 | 7,382 |
| Net charge-offs | $4,222,000 | 1,294 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,523,000 | 7,407 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,997,000 | 3,871 |
| Total interest expense | $3,208,000 | 2,696 |
| Net interest income | $2,789,000 | 4,791 |
| Provision for loan and lease losses | $3,000,000 | 1,475 |
| Total noninterest income | $67,000 | 7,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $67,000 | 5,918 |
| Total noninterest expense | $3,745,000 | 3,694 |
| Salaries and employee benefits | $1,844,000 | 3,769 |
| Premises and equipment expense | $865,000 | 2,318 |
| Additional noninterest expense | $1,036,000 | 4,273 |
| Pre-tax net operating income | $-3,889,000 | 7,402 |
| Securities gains (losses) | $133,000 | 1,611 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,756,000 | 7,458 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,756,000 | 7,458 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,756,000 | 7,458 |
| Net charge-offs | $2,881,000 | 1,209 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,889,000 | 7,483 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,072,000 | 3,851 |
| Total interest expense | $2,213,000 | 2,726 |
| Net interest income | $1,859,000 | 4,788 |
| Provision for loan and lease losses | $1,200,000 | 1,856 |
| Total noninterest income | $-40,000 | 8,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-40,000 | 7,891 |
| Total noninterest expense | $2,553,000 | 3,658 |
| Salaries and employee benefits | $1,312,000 | 3,633 |
| Premises and equipment expense | $581,000 | 2,324 |
| Additional noninterest expense | $660,000 | 4,431 |
| Pre-tax net operating income | $-1,934,000 | 7,367 |
| Securities gains (losses) | $128,000 | 1,306 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,806,000 | 7,422 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,806,000 | 7,421 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,806,000 | 7,420 |
| Net charge-offs | $1,686,000 | 1,254 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,934,000 | 7,463 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,108,000 | 3,789 |
| Total interest expense | $1,148,000 | 2,732 |
| Net interest income | $960,000 | 4,687 |
| Provision for loan and lease losses | $200,000 | 2,838 |
| Total noninterest income | $147,000 | 4,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $147,000 | 3,000 |
| Total noninterest expense | $1,296,000 | 3,535 |
| Salaries and employee benefits | $715,000 | 3,400 |
| Premises and equipment expense | $296,000 | 2,325 |
| Additional noninterest expense | $285,000 | 4,567 |
| Pre-tax net operating income | $-389,000 | 7,189 |
| Securities gains (losses) | $116,000 | 925 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-273,000 | 7,155 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-273,000 | 7,155 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-273,000 | 7,156 |
| Net charge-offs | $180,000 | 2,232 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-389,000 | 7,286 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,551,000 | 3,390 |
| Total interest expense | $5,380,000 | 2,786 |
| Net interest income | $5,171,000 | 3,851 |
| Provision for loan and lease losses | $4,625,000 | 1,056 |
| Total noninterest income | $1,514,000 | 2,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,514,000 | 1,584 |
| Total noninterest expense | $7,557,000 | 2,500 |
| Salaries and employee benefits | $3,706,000 | 2,679 |
| Premises and equipment expense | $1,209,000 | 2,226 |
| Additional noninterest expense | $2,642,000 | 2,242 |
| Pre-tax net operating income | $-5,497,000 | 7,832 |
| Securities gains (losses) | $817,000 | 252 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-4,680,000 | 7,795 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,680,000 | 7,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,380,000 | 768 |
| Cash dividends | $308,000 | 4,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-5,497,000 | 7,893 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,148,000 | 3,375 |
| Total interest expense | $4,151,000 | 2,816 |
| Net interest income | $3,997,000 | 3,807 |
| Provision for loan and lease losses | $1,225,000 | 1,628 |
| Total noninterest income | $1,383,000 | 2,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,383,000 | 1,440 |
| Total noninterest expense | $4,633,000 | 2,968 |
| Salaries and employee benefits | $2,958,000 | 2,577 |
| Premises and equipment expense | $924,000 | 2,191 |
| Additional noninterest expense | $751,000 | 4,743 |
| Pre-tax net operating income | $-478,000 | 7,246 |
| Securities gains (losses) | $636,000 | 264 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $158,000 | 5,902 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $158,000 | 5,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,177,000 | 1,170 |
| Cash dividends | $308,000 | 3,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-478,000 | 7,307 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,582,000 | 3,353 |
| Total interest expense | $2,875,000 | 2,813 |
| Net interest income | $2,707,000 | 3,769 |
| Provision for loan and lease losses | $725,000 | 1,494 |
| Total noninterest income | $1,038,000 | 2,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,038,000 | 1,360 |
| Total noninterest expense | $3,094,000 | 2,971 |
| Salaries and employee benefits | $1,972,000 | 2,605 |
| Premises and equipment expense | $618,000 | 2,188 |
| Additional noninterest expense | $504,000 | 4,710 |
| Pre-tax net operating income | $-74,000 | 7,142 |
| Securities gains (losses) | $419,000 | 364 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $345,000 | 4,761 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $345,000 | 4,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,101,000 | 806 |
| Cash dividends | $308,000 | 2,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-74,000 | 7,169 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,881,000 | 3,339 |
| Total interest expense | $1,527,000 | 2,841 |
| Net interest income | $1,354,000 | 3,757 |
| Provision for loan and lease losses | $426,000 | 1,096 |
| Total noninterest income | $656,000 | 1,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $656,000 | 1,173 |
| Total noninterest expense | $1,552,000 | 2,953 |
| Salaries and employee benefits | $976,000 | 2,642 |
| Premises and equipment expense | $313,000 | 2,172 |
| Additional noninterest expense | $263,000 | 4,531 |
| Pre-tax net operating income | $32,000 | 6,827 |
| Securities gains (losses) | $168,000 | 503 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $200,000 | 4,661 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $200,000 | 4,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,100,000 | 434 |
| Cash dividends | $230,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $32,000 | 6,750 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,831,000 | 3,325 |
| Total interest expense | $5,694,000 | 3,135 |
| Net interest income | $6,137,000 | 3,446 |
| Provision for loan and lease losses | $387,000 | 2,749 |
| Total noninterest income | $1,693,000 | 2,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,693,000 | 1,536 |
| Total noninterest expense | $5,960,000 | 2,980 |
| Salaries and employee benefits | $3,690,000 | 2,676 |
| Premises and equipment expense | $1,171,000 | 2,214 |
| Additional noninterest expense | $1,099,000 | 4,340 |
| Pre-tax net operating income | $1,483,000 | 3,925 |
| Securities gains (losses) | $614,000 | 240 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,097,000 | 2,716 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,097,000 | 2,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,668 |
| Cash dividends | $933,000 | 2,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,483,000 | 3,463 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,828,000 | 3,340 |
| Total interest expense | $4,159,000 | 3,203 |
| Net interest income | $4,669,000 | 3,411 |
| Provision for loan and lease losses | $125,000 | 3,799 |
| Total noninterest income | $1,317,000 | 2,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,317,000 | 1,506 |
| Total noninterest expense | $4,439,000 | 2,983 |
| Salaries and employee benefits | $2,733,000 | 2,696 |
| Premises and equipment expense | $853,000 | 2,267 |
| Additional noninterest expense | $853,000 | 4,182 |
| Pre-tax net operating income | $1,422,000 | 3,587 |
| Securities gains (losses) | $459,000 | 246 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,881,000 | 2,504 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,881,000 | 2,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,079 |
| Cash dividends | $888,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,422,000 | 3,070 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,777,000 | 3,402 |
| Total interest expense | $2,678,000 | 3,272 |
| Net interest income | $3,099,000 | 3,451 |
| Provision for loan and lease losses | $110,000 | 3,149 |
| Total noninterest income | $1,021,000 | 2,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,021,000 | 1,378 |
| Total noninterest expense | $2,915,000 | 3,038 |
| Salaries and employee benefits | $1,805,000 | 2,751 |
| Premises and equipment expense | $547,000 | 2,359 |
| Additional noninterest expense | $563,000 | 4,205 |
| Pre-tax net operating income | $1,095,000 | 3,330 |
| Securities gains (losses) | $353,000 | 226 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,448,000 | 2,263 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,448,000 | 2,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $626,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,095,000 | 2,816 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 3,458 |
| Total interest expense | $1,287,000 | 3,351 |
| Net interest income | $1,525,000 | 3,502 |
| Provision for loan and lease losses | $65,000 | 2,671 |
| Total noninterest income | $598,000 | 1,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $598,000 | 1,203 |
| Total noninterest expense | $1,449,000 | 3,071 |
| Salaries and employee benefits | $887,000 | 2,817 |
| Premises and equipment expense | $272,000 | 2,394 |
| Additional noninterest expense | $290,000 | 4,064 |
| Pre-tax net operating income | $609,000 | 3,089 |
| Securities gains (losses) | $180,000 | 218 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $789,000 | 2,088 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $789,000 | 2,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $315,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $609,000 | 2,578 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,769,000 | 3,643 |
| Total interest expense | $3,786,000 | 3,723 |
| Net interest income | $5,983,000 | 3,528 |
| Provision for loan and lease losses | $224,000 | 3,327 |
| Total noninterest income | $1,779,000 | 2,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,779,000 | 1,471 |
| Total noninterest expense | $5,626,000 | 3,028 |
| Salaries and employee benefits | $3,454,000 | 2,762 |
| Premises and equipment expense | $1,047,000 | 2,357 |
| Additional noninterest expense | $1,125,000 | 4,139 |
| Pre-tax net operating income | $1,912,000 | 3,739 |
| Securities gains (losses) | $949,000 | 169 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,861,000 | 2,353 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,861,000 | 2,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $1,141,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,912,000 | 3,178 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,106,000 | 3,706 |
| Total interest expense | $2,588,000 | 3,872 |
| Net interest income | $4,518,000 | 3,528 |
| Provision for loan and lease losses | $224,000 | 2,697 |
| Total noninterest income | $1,347,000 | 2,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,347,000 | 1,469 |
| Total noninterest expense | $4,124,000 | 3,095 |
| Salaries and employee benefits | $2,497,000 | 2,853 |
| Premises and equipment expense | $773,000 | 2,409 |
| Additional noninterest expense | $854,000 | 4,068 |
| Pre-tax net operating income | $1,517,000 | 3,757 |
| Securities gains (losses) | $729,000 | 175 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,246,000 | 2,358 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,246,000 | 2,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $853,000 | 2,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,517,000 | 3,177 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,603,000 | 3,736 |
| Total interest expense | $1,608,000 | 3,938 |
| Net interest income | $2,995,000 | 3,551 |
| Provision for loan and lease losses | $192,000 | 2,179 |
| Total noninterest income | $922,000 | 2,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $922,000 | 1,441 |
| Total noninterest expense | $2,703,000 | 3,135 |
| Salaries and employee benefits | $1,642,000 | 2,888 |
| Premises and equipment expense | $499,000 | 2,471 |
| Additional noninterest expense | $562,000 | 4,116 |
| Pre-tax net operating income | $1,022,000 | 3,753 |
| Securities gains (losses) | $549,000 | 154 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,571,000 | 2,257 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,571,000 | 2,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $573,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,022,000 | 3,151 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 3,741 |
| Total interest expense | $763,000 | 3,942 |
| Net interest income | $1,493,000 | 3,548 |
| Provision for loan and lease losses | $96,000 | 2,063 |
| Total noninterest income | $401,000 | 2,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $401,000 | 1,576 |
| Total noninterest expense | $1,308,000 | 3,244 |
| Salaries and employee benefits | $794,000 | 2,987 |
| Premises and equipment expense | $240,000 | 2,556 |
| Additional noninterest expense | $274,000 | 4,183 |
| Pre-tax net operating income | $490,000 | 3,780 |
| Securities gains (losses) | $272,000 | 147 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $762,000 | 2,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $762,000 | 2,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $283,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $490,000 | 3,187 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,264,000 | 4,032 |
| Total interest expense | $2,487,000 | 3,838 |
| Net interest income | $4,777,000 | 4,093 |
| Provision for loan and lease losses | $24,000 | 6,374 |
| Total noninterest income | $1,706,000 | 2,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,706,000 | 1,511 |
| Total noninterest expense | $4,944,000 | 3,268 |
| Salaries and employee benefits | $2,935,000 | 3,026 |
| Premises and equipment expense | $960,000 | 2,457 |
| Additional noninterest expense | $1,049,000 | 4,257 |
| Pre-tax net operating income | $1,515,000 | 4,353 |
| Securities gains (losses) | $1,074,000 | 188 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,589,000 | 2,530 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,589,000 | 2,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,024 |
| Cash dividends | $1,206,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,515,000 | 3,733 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,105,000 | 4,175 |
| Total interest expense | $1,697,000 | 3,955 |
| Net interest income | $3,408,000 | 4,227 |
| Provision for loan and lease losses | $24,000 | 6,042 |
| Total noninterest income | $1,287,000 | 2,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,287,000 | 1,507 |
| Total noninterest expense | $3,663,000 | 3,274 |
| Salaries and employee benefits | $2,165,000 | 3,039 |
| Premises and equipment expense | $719,000 | 2,447 |
| Additional noninterest expense | $779,000 | 4,262 |
| Pre-tax net operating income | $1,008,000 | 4,748 |
| Securities gains (losses) | $801,000 | 200 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,809,000 | 2,685 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,809,000 | 2,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $908,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,008,000 | 4,095 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,191,000 | 4,310 |
| Total interest expense | $1,073,000 | 3,942 |
| Net interest income | $2,118,000 | 4,434 |
| Provision for loan and lease losses | $24,000 | 5,514 |
| Total noninterest income | $812,000 | 2,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $812,000 | 1,562 |
| Total noninterest expense | $2,404,000 | 3,301 |
| Salaries and employee benefits | $1,401,000 | 3,111 |
| Premises and equipment expense | $478,000 | 2,430 |
| Additional noninterest expense | $525,000 | 4,210 |
| Pre-tax net operating income | $502,000 | 5,481 |
| Securities gains (losses) | $559,000 | 207 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,061,000 | 2,951 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,061,000 | 2,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $674,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $502,000 | 4,834 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 4,343 |
| Total interest expense | $528,000 | 3,880 |
| Net interest income | $1,038,000 | 4,503 |
| Provision for loan and lease losses | $23,000 | 4,505 |
| Total noninterest income | $385,000 | 2,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $385,000 | 1,595 |
| Total noninterest expense | $1,205,000 | 3,299 |
| Salaries and employee benefits | $710,000 | 3,089 |
| Premises and equipment expense | $236,000 | 2,482 |
| Additional noninterest expense | $259,000 | 4,244 |
| Pre-tax net operating income | $195,000 | 6,017 |
| Securities gains (losses) | $340,000 | 189 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $535,000 | 2,889 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $535,000 | 2,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $366,000 | 1,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $195,000 | 5,448 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,460,000 | 4,561 |
| Total interest expense | $1,922,000 | 3,770 |
| Net interest income | $3,538,000 | 4,864 |
| Provision for loan and lease losses | $97,000 | 5,064 |
| Total noninterest income | $1,522,000 | 2,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,522,000 | 1,621 |
| Total noninterest expense | $4,653,000 | 3,325 |
| Salaries and employee benefits | $2,816,000 | 3,008 |
| Premises and equipment expense | $821,000 | 2,723 |
| Additional noninterest expense | $1,016,000 | 4,285 |
| Pre-tax net operating income | $310,000 | 7,402 |
| Securities gains (losses) | $1,731,000 | 197 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,041,000 | 2,857 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,041,000 | 2,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $1,323,000 | 1,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $310,000 | 7,130 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 4,596 |
| Total interest expense | $1,465,000 | 3,689 |
| Net interest income | $2,567,000 | 4,971 |
| Provision for loan and lease losses | $74,000 | 4,848 |
| Total noninterest income | $1,131,000 | 2,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,131,000 | 1,622 |
| Total noninterest expense | $3,586,000 | 3,228 |
| Salaries and employee benefits | $2,266,000 | 2,798 |
| Premises and equipment expense | $589,000 | 2,826 |
| Additional noninterest expense | $731,000 | 4,372 |
| Pre-tax net operating income | $38,000 | 8,342 |
| Securities gains (losses) | $1,345,000 | 211 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,383,000 | 3,180 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,383,000 | 3,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $1,141,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $38,000 | 8,317 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,671,000 | 4,613 |
| Total interest expense | $1,009,000 | 3,570 |
| Net interest income | $1,662,000 | 5,067 |
| Provision for loan and lease losses | $49,000 | 4,763 |
| Total noninterest income | $727,000 | 2,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $727,000 | 1,670 |
| Total noninterest expense | $2,350,000 | 3,287 |
| Salaries and employee benefits | $1,489,000 | 2,852 |
| Premises and equipment expense | $387,000 | 2,864 |
| Additional noninterest expense | $474,000 | 4,509 |
| Pre-tax net operating income | $-10,000 | 8,556 |
| Securities gains (losses) | $964,000 | 220 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $954,000 | 3,053 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $954,000 | 3,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $790,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-10,000 | 8,559 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 4,582 |
| Total interest expense | $527,000 | 3,476 |
| Net interest income | $831,000 | 5,084 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $294,000 | 3,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $294,000 | 1,913 |
| Total noninterest expense | $1,168,000 | 3,299 |
| Salaries and employee benefits | $746,000 | 2,852 |
| Premises and equipment expense | $191,000 | 2,938 |
| Additional noninterest expense | $231,000 | 4,582 |
| Pre-tax net operating income | $-68,000 | 8,752 |
| Securities gains (losses) | $482,000 | 270 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $414,000 | 3,415 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $414,000 | 3,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $424,000 | 1,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-68,000 | 8,753 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,262,000 | 4,188 |
| Total interest expense | $2,080,000 | 3,908 |
| Net interest income | $4,182,000 | 4,222 |
| Provision for loan and lease losses | $86,000 | 5,552 |
| Total noninterest income | $1,148,000 | 3,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,148,000 | 2,183 |
| Total noninterest expense | $4,984,000 | 3,056 |
| Salaries and employee benefits | $3,256,000 | 2,571 |
| Premises and equipment expense | $733,000 | 2,969 |
| Additional noninterest expense | $995,000 | 4,293 |
| Pre-tax net operating income | $260,000 | 7,597 |
| Securities gains (losses) | $2,413,000 | 264 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,673,000 | 2,252 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,673,000 | 2,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $1,813,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $260,000 | 7,325 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,890,000 | 4,078 |
| Total interest expense | $1,571,000 | 4,000 |
| Net interest income | $3,319,000 | 4,064 |
| Provision for loan and lease losses | $47,000 | 5,836 |
| Total noninterest income | $754,000 | 3,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $754,000 | 2,452 |
| Total noninterest expense | $3,752,000 | 3,044 |
| Salaries and employee benefits | $2,487,000 | 2,534 |
| Premises and equipment expense | $524,000 | 3,095 |
| Additional noninterest expense | $741,000 | 4,301 |
| Pre-tax net operating income | $274,000 | 7,314 |
| Securities gains (losses) | $1,922,000 | 285 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,196,000 | 2,144 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,196,000 | 2,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $1,363,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $274,000 | 6,931 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,254,000 | 4,139 |
| Total interest expense | $1,061,000 | 4,060 |
| Net interest income | $2,193,000 | 4,102 |
| Provision for loan and lease losses | $108,000 | 3,738 |
| Total noninterest income | $466,000 | 3,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $466,000 | 2,548 |
| Total noninterest expense | $2,487,000 | 3,059 |
| Salaries and employee benefits | $1,581,000 | 2,660 |
| Premises and equipment expense | $351,000 | 3,071 |
| Additional noninterest expense | $555,000 | 3,929 |
| Pre-tax net operating income | $64,000 | 8,278 |
| Securities gains (losses) | $1,400,000 | 290 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,464,000 | 2,154 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,464,000 | 2,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $913,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $64,000 | 8,158 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 4,122 |
| Total interest expense | $542,000 | 4,097 |
| Net interest income | $1,107,000 | 4,085 |
| Provision for loan and lease losses | $47,000 | 3,775 |
| Total noninterest income | $261,000 | 3,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $261,000 | 2,304 |
| Total noninterest expense | $1,257,000 | 3,018 |
| Salaries and employee benefits | $799,000 | 2,625 |
| Premises and equipment expense | $171,000 | 3,140 |
| Additional noninterest expense | $287,000 | 3,789 |
| Pre-tax net operating income | $64,000 | 7,772 |
| Securities gains (losses) | $564,000 | 322 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $628,000 | 2,423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $628,000 | 2,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $113,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $64,000 | 7,450 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,837,000 | 4,123 |
| Total interest expense | $2,323,000 | 4,332 |
| Net interest income | $4,514,000 | 3,980 |
| Provision for loan and lease losses | $107,000 | 5,612 |
| Total noninterest income | $1,159,000 | 3,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,159,000 | 1,984 |
| Total noninterest expense | $4,733,000 | 3,071 |
| Salaries and employee benefits | $3,113,000 | 2,534 |
| Premises and equipment expense | $677,000 | 3,086 |
| Additional noninterest expense | $943,000 | 4,379 |
| Pre-tax net operating income | $833,000 | 5,668 |
| Securities gains (losses) | $1,555,000 | 324 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,388,000 | 2,439 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,388,000 | 2,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $1,577,000 | 1,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $833,000 | 4,960 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,553,000 | 4,650 |
| Total interest expense | $3,207,000 | 4,484 |
| Net interest income | $3,346,000 | 4,699 |
| Provision for loan and lease losses | $57,000 | 6,529 |
| Total noninterest income | $799,000 | 3,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $799,000 | 2,389 |
| Total noninterest expense | $3,924,000 | 3,483 |
| Salaries and employee benefits | $2,372,000 | 3,093 |
| Premises and equipment expense | $645,000 | 3,166 |
| Additional noninterest expense | $907,000 | 4,382 |
| Pre-tax net operating income | $164,000 | 8,047 |
| Securities gains (losses) | $1,603,000 | 291 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,767,000 | 2,845 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,767,000 | 2,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $1,240,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $164,000 | 7,830 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,691,000 | 4,751 |
| Total interest expense | $3,438,000 | 4,448 |
| Net interest income | $3,253,000 | 4,867 |
| Provision for loan and lease losses | $44,000 | 6,751 |
| Total noninterest income | $695,000 | 4,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $695,000 | 2,373 |
| Total noninterest expense | $2,287,000 | 5,182 |
| Salaries and employee benefits | $1,131,000 | 5,456 |
| Premises and equipment expense | $462,000 | 4,041 |
| Additional noninterest expense | $694,000 | 5,208 |
| Pre-tax net operating income | $1,617,000 | 3,865 |
| Securities gains (losses) | $9,000 | 1,192 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,626,000 | 3,040 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,626,000 | 3,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $1,205,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,617,000 | 3,053 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,913,000 | 4,996 |
| Total interest expense | $3,123,000 | 4,455 |
| Net interest income | $2,790,000 | 5,439 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $653,000 | 4,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $653,000 | 2,484 |
| Total noninterest expense | $2,163,000 | 5,381 |
| Salaries and employee benefits | $1,080,000 | 5,579 |
| Premises and equipment expense | $442,000 | 4,191 |
| Additional noninterest expense | $641,000 | 5,571 |
| Pre-tax net operating income | $1,220,000 | 4,716 |
| Securities gains (losses) | $29,000 | 1,221 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,249,000 | 3,746 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,249,000 | 3,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $1,118,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,220,000 | 3,799 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,956,000 | 5,033 |
| Total interest expense | $3,419,000 | 4,220 |
| Net interest income | $2,537,000 | 5,798 |
| Provision for loan and lease losses | $78,000 | 5,647 |
| Total noninterest income | $616,000 | 4,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $616,000 | 2,600 |
| Total noninterest expense | $2,026,000 | 5,546 |
| Salaries and employee benefits | $957,000 | 5,953 |
| Premises and equipment expense | $421,000 | 4,248 |
| Additional noninterest expense | $648,000 | 5,458 |
| Pre-tax net operating income | $1,049,000 | 5,278 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,049,000 | 4,333 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,049,000 | 4,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,759 |
| Cash dividends | $1,030,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,049,000 | 4,241 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,386,000 | 5,495 |
| Total interest expense | $2,964,000 | 4,769 |
| Net interest income | $2,422,000 | 6,175 |
| Provision for loan and lease losses | $39,000 | 7,061 |
| Total noninterest income | $515,000 | 4,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $515,000 | 2,768 |
| Total noninterest expense | $1,917,000 | 5,809 |
| Salaries and employee benefits | $917,000 | 6,203 |
| Premises and equipment expense | $388,000 | 4,549 |
| Additional noninterest expense | $612,000 | 5,733 |
| Pre-tax net operating income | $981,000 | 5,891 |
| Securities gains (losses) | $160,000 | 805 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $1,141,000 | 4,232 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,141,000 | 4,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,945 |
| Cash dividends | $910,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $981,000 | 4,704 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,089,000 | 9,266 |
| Total interest expense | $1,069,000 | 8,787 |
| Net interest income | $1,020,000 | 9,504 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $188,000 | 8,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $188,000 | 5,346 |
| Total noninterest expense | $1,136,000 | 8,207 |
| Salaries and employee benefits | $369,000 | 9,823 |
| Premises and equipment expense | $135,000 | 8,405 |
| Additional noninterest expense | $632,000 | 6,148 |
| Pre-tax net operating income | $72,000 | 10,503 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $23,000 | 10,151 |
| Income before extraordinary items | $47,000 | 10,602 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $47,000 | 10,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $225,000 | 5,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $48,340 | 10,539 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,983,000 | 6,000 |
| Total interest expense | $2,461,000 | 5,638 |
| Net interest income | $2,522,000 | 6,273 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $442,000 | 5,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $442,000 | 3,110 |
| Total noninterest expense | $1,498,000 | 7,281 |
| Salaries and employee benefits | $746,000 | 7,427 |
| Premises and equipment expense | $307,000 | 5,528 |
| Additional noninterest expense | $445,000 | 7,748 |
| Pre-tax net operating income | $1,446,000 | 4,592 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $542,000 | 3,951 |
| Income before extraordinary items | $904,000 | 4,975 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $904,000 | 4,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $650,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $904,000 | 4,961 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,446,000 | 6,198 |
| Total interest expense | $1,908,000 | 5,818 |
| Net interest income | $2,538,000 | 6,396 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $420,000 | 5,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $420,000 | 3,305 |
| Total noninterest expense | $1,502,000 | 7,589 |
| Salaries and employee benefits | $755,000 | 7,486 |
| Premises and equipment expense | $289,000 | 5,879 |
| Additional noninterest expense | $458,000 | 8,249 |
| Pre-tax net operating income | $1,456,000 | 4,516 |
| Securities gains (losses) | $-112,000 | 11,610 |
| Applicable income taxes | $501,000 | 4,046 |
| Income before extraordinary items | $843,000 | 5,153 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $843,000 | 5,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $835,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 835 |
| Net operating income | $914,680 | 4,903 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 6,306 |
| Total interest expense | $2,031,000 | 5,756 |
| Net interest income | $2,476,000 | 6,595 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $503,000 | 5,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $503,000 | 3,256 |
| Total noninterest expense | $1,550,000 | 7,649 |
| Salaries and employee benefits | $767,000 | 7,518 |
| Premises and equipment expense | $296,000 | 5,922 |
| Additional noninterest expense | $487,000 | 8,354 |
| Pre-tax net operating income | $1,399,000 | 4,598 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $497,000 | 4,218 |
| Income before extraordinary items | $916,000 | 5,029 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $916,000 | 5,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $452,000 | 3,351 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 859 |
| Net operating income | $906,900 | 4,840 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,035,000 | 6,351 |
| Total interest expense | $2,545,000 | 5,907 |
| Net interest income | $2,490,000 | 6,624 |
| Provision for loan and lease losses | $38,000 | 9,593 |
| Total noninterest income | $370,000 | 6,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $370,000 | 3,888 |
| Total noninterest expense | $1,633,000 | 7,455 |
| Salaries and employee benefits | $818,000 | 7,144 |
| Premises and equipment expense | $311,000 | 5,817 |
| Additional noninterest expense | $504,000 | 8,419 |
| Pre-tax net operating income | $1,189,000 | 4,948 |
| Securities gains (losses) | $43,000 | 4,369 |
| Applicable income taxes | $480,000 | 4,127 |
| Income before extraordinary items | $752,000 | 5,619 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $752,000 | 5,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 8,127 |
| Cash dividends | $676,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,025 |
| Net operating income | $724,480 | 5,440 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.