Home > Old Stone Bank of North Carolina, A FSB > Income and Expense
Old Stone Bank of North Carolina, A FSB, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,088,000 | 3,389 |
| Total interest expense | $4,725,000 | 2,728 |
| Net interest income | $4,363,000 | 4,062 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $1,111,000 | 3,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,111,000 | 1,896 |
| Total noninterest expense | $3,015,000 | 4,489 |
| Salaries and employee benefits | $1,560,000 | 4,133 |
| Premises and equipment expense | $382,000 | 4,901 |
| Additional noninterest expense | $1,073,000 | 4,638 |
| Pre-tax net operating income | $2,409,000 | 2,804 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,045,000 | 2,148 |
| Income before extraordinary items | $1,364,000 | 3,547 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,364,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $605,000 | 1,574 |
| Cash dividends | $3,855,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $23,437,000 | 63 |
| Net operating income | $1,364,000 | 3,347 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $46,717,000 | 831 |
| Total interest expense | $26,130,000 | 726 |
| Net interest income | $20,587,000 | 914 |
| Provision for loan and lease losses | $2,474,000 | 983 |
| Total noninterest income | $5,063,000 | 967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,063,000 | 673 |
| Total noninterest expense | $13,159,000 | 1,209 |
| Salaries and employee benefits | $6,325,000 | 1,065 |
| Premises and equipment expense | $1,783,000 | 1,225 |
| Additional noninterest expense | $5,051,000 | 1,308 |
| Pre-tax net operating income | $10,017,000 | 634 |
| Securities gains (losses) | $80,000 | 3,372 |
| Applicable income taxes | $3,877,000 | 614 |
| Income before extraordinary items | $6,220,000 | 763 |
| Extraordinary gains, net | $790,000 | 149 |
| Net income | $7,010,000 | 671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 3,309 |
| Cash dividends | $6,000,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,168,800 | 708 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.