Home > Old Stone Bank of California, A FSB > Income and Expense
Old Stone Bank of California, A FSB, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,889,000 | 1,748 |
| Total interest expense | $10,241,000 | 1,309 |
| Net interest income | $7,648,000 | 2,339 |
| Provision for loan and lease losses | $480,000 | 2,158 |
| Total noninterest income | $1,668,000 | 2,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,668,000 | 1,423 |
| Total noninterest expense | $8,142,000 | 1,833 |
| Salaries and employee benefits | $3,158,000 | 2,102 |
| Premises and equipment expense | $1,656,000 | 1,291 |
| Additional noninterest expense | $3,328,000 | 1,759 |
| Pre-tax net operating income | $694,000 | 7,397 |
| Securities gains (losses) | $738,000 | 682 |
| Applicable income taxes | $26,000 | 11,482 |
| Income before extraordinary items | $1,406,000 | 3,433 |
| Extraordinary gains, net | $985,000 | 237 |
| Net income | $2,391,000 | 2,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,910 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $682,760 | 5,968 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,475,000 | 1,734 |
| Total interest expense | $11,958,000 | 1,476 |
| Net interest income | $8,517,000 | 2,137 |
| Provision for loan and lease losses | $1,352,000 | 1,512 |
| Total noninterest income | $1,788,000 | 2,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,788,000 | 1,338 |
| Total noninterest expense | $8,139,000 | 1,861 |
| Salaries and employee benefits | $2,719,000 | 2,379 |
| Premises and equipment expense | $1,803,000 | 1,213 |
| Additional noninterest expense | $3,617,000 | 1,713 |
| Pre-tax net operating income | $814,000 | 6,501 |
| Securities gains (losses) | $571,000 | 976 |
| Applicable income taxes | $64,000 | 10,889 |
| Income before extraordinary items | $1,321,000 | 3,462 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,321,000 | 3,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-654,000 | 13,919 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 408 |
| Net operating income | $778,550 | 5,156 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.