Home > Old Southern Bank > Net charge- offs to loans
Old Southern Bank, Net charge- offs to loans
2009-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 4.8909% | 277 |
Percentage Net Loans Charged-off: Total real estate loans | 5.1724% | 231 |
Percentage Net Loans Charged-off:Construction & development | 7.8842% | 792 |
Percentage Net Loans Charged-off: Commercial real estate | 1.4666% | 800 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
Percentage Net Loans Charged-off: 1-4 family residential | 6.8131% | 94 |
Percentage Net Loans Charged-off: Home equity loans | 2.5901% | 385 |
All other 1-4 family - Percent of loans charged-off, net | 10.0673% | 58 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.8445% | 1,402 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,954 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 5.2006% | 403 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2009-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.4990% | 1,367 |
Percentage Net Loans Charged-off: Total real estate loans | 1.3254% | 1,256 |
Percentage Net Loans Charged-off:Construction & development | 2.2348% | 1,644 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
Percentage Net Loans Charged-off: 1-4 family residential | 1.7992% | 611 |
Percentage Net Loans Charged-off: Home equity loans | 0.4487% | 1,086 |
All other 1-4 family - Percent of loans charged-off, net | 2.8845% | 356 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.7174% | 1,185 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 5.8410% | 311 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2009-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 2.0566% | 902 |
Percentage Net Loans Charged-off: Total real estate loans | 1.7573% | 871 |
Percentage Net Loans Charged-off:Construction & development | 2.8930% | 1,218 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
Percentage Net Loans Charged-off: 1-4 family residential | 2.7463% | 351 |
Percentage Net Loans Charged-off: Home equity loans | 0.6791% | 746 |
All other 1-4 family - Percent of loans charged-off, net | 4.4330% | 200 |
Percentage Net Loans Charged-off: Commercial and industrial | 4.1773% | 683 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 8.9360% | 212 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2009-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 3.9779% | 304 |
Percentage Net Loans Charged-off: Total real estate loans | 3.3397% | 300 |
Percentage Net Loans Charged-off:Construction & development | 5.9200% | 484 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
Percentage Net Loans Charged-off: 1-4 family residential | 1.7510% | 455 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
All other 1-4 family - Percent of loans charged-off, net | 3.1575% | 239 |
Percentage Net Loans Charged-off: Commercial and industrial | 8.5798% | 248 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 5.2288% | 266 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.8202% | 1,528 |
Percentage Net Loans Charged-off: Total real estate loans | 0.8257% | 1,108 |
Percentage Net Loans Charged-off:Construction & development | 0.5671% | 1,934 |
Percentage Net Loans Charged-off: Commercial real estate | 0.5205% | 845 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
Percentage Net Loans Charged-off: 1-4 family residential | 4.5010% | 80 |
Percentage Net Loans Charged-off: Home equity loans | 0.7139% | 568 |
All other 1-4 family - Percent of loans charged-off, net | 7.2068% | 45 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.5287% | 2,649 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 58.5106% | 39 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.9995% | 848 |
Percentage Net Loans Charged-off: Total real estate loans | 1.0808% | 594 |
Percentage Net Loans Charged-off:Construction & development | 0.6913% | 1,286 |
Percentage Net Loans Charged-off: Commercial real estate | 0.7536% | 405 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
Percentage Net Loans Charged-off: 1-4 family residential | 6.0037% | 37 |
Percentage Net Loans Charged-off: Home equity loans | 1.0252% | 344 |
All other 1-4 family - Percent of loans charged-off, net | 9.4959% | 18 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 83.3125% | 25 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.4721% | 428 |
Percentage Net Loans Charged-off: Total real estate loans | 1.6317% | 281 |
Percentage Net Loans Charged-off:Construction & development | 1.0778% | 738 |
Percentage Net Loans Charged-off: Commercial real estate | 1.1531% | 238 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
Percentage Net Loans Charged-off: 1-4 family residential | 9.0712% | 21 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
All other 1-4 family - Percent of loans charged-off, net | 15.2419% | 11 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.9751% | 547 |
Percentage Net Loans Charged-off: Total real estate loans | 1.0748% | 320 |
Percentage Net Loans Charged-off:Construction & development | 0.5489% | 605 |
Percentage Net Loans Charged-off: Commercial real estate | 2.3226% | 88 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0000% | 6,600 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0000% | 6,076 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0000% | 5,517 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0000% | 4,509 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0000% | 6,377 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0000% | 5,858 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0000% | 5,361 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |