Home > Old Southern Bank > Assets and Liabilities
Old Southern Bank, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 62 | 2,606 |
| Assets and Liabilities | ||
| Total Assets: | $336,390,000 | 2,053 |
| Cash and due from depository institutions | $6,181,000 | 2,606 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $41,915,000 | 2,753 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $254,269,000 | 1,841 |
| Loan loss allowance | $20,821,000 | 447 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $10,478,000 | 1,208 |
| Other real estate owned | $7,619,000 | 2,606 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $15,928,000 | 1,457 |
| Life insurance assets | $6,590,000 | 1,008 |
| Total liabilities and capital | $336,390,000 | 2,053 |
| Total liabilities | $327,370,000 | 1,911 |
| Total deposits | $319,746,000 | 1,770 |
| Interest-bearing deposits | $292,654,000 | 1,700 |
| Deposits held in domestic offices | $319,746,000 | 1,767 |
| % insured | 86.18% | 4,974 |
| Federal funds purchased & repurchase agreements | $6,005,000 | 1,342 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,619,000 | 2,513 |
| Total equity capital | $9,020,000 | 5,544 |
| Total bank equity capital | $9,020,000 | 5,543 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $16,510,000 | 280 |
| Surplus | $34,259,000 | 1,004 |
| Undivided profits | $-41,749,000 | 7,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $38,111,000 | 510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,150,000 | 2,940 |
| Earning assets | $296,184,000 | 2,128 |
| Long-term assets (5+ years) | $74,511,000 | 1,746 |
| Average Assets, year-to-date | $366,023,400 | 1,855 |
| Average Assets, quarterly | $360,011,000 | 1,916 |
| Volatile liabilities | $106,433,000 | 1,412 |
| Insider loans | $10,248,000 | 708 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $23,165,000 | 2,484 |
| Tier 1 (core) risk-based capital | $2,186,000 | 7,753 |
| Tier 2 risk-based capital | $2,186,000 | 2,478 |
| Total risk weighted assets | $290,046,000 | 1,703 |
| Total unused commitments | $23,165,000 | 2,484 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 62 | 2,626 |
| Assets and Liabilities | ||
| Total Assets: | $383,632,000 | 1,820 |
| Cash and due from depository institutions | $10,524,000 | 2,626 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $56,547,000 | 2,149 |
| Federal funds sold & reverse repurchase agreements | $3,523,000 | 2,211 |
| Net loans & leases | $276,344,000 | 1,733 |
| Loan loss allowance | $11,169,000 | 754 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $10,566,000 | 1,206 |
| Other real estate owned | $7,184,000 | 2,626 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $18,944,000 | 1,109 |
| Life insurance assets | $6,553,000 | 1,008 |
| Total liabilities and capital | $383,632,000 | 1,820 |
| Total liabilities | $348,121,000 | 1,810 |
| Total deposits | $347,235,000 | 1,645 |
| Interest-bearing deposits | $316,277,000 | 1,579 |
| Deposits held in domestic offices | $347,235,000 | 1,642 |
| % insured | 95.64% | 1,613 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $886,000 | 4,042 |
| Total equity capital | $35,511,000 | 1,954 |
| Total bank equity capital | $35,511,000 | 1,953 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $16,510,000 | 278 |
| Surplus | $34,259,000 | 997 |
| Undivided profits | $-15,258,000 | 7,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $41,431,000 | 475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,834,000 | 1,996 |
| Earning assets | $336,414,000 | 1,889 |
| Long-term assets (5+ years) | $90,066,000 | 1,495 |
| Average Assets, year-to-date | $373,431,750 | 1,841 |
| Average Assets, quarterly | $394,995,000 | 1,769 |
| Volatile liabilities | $88,013,000 | 1,718 |
| Insider loans | $19,098,000 | 327 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $23,933,000 | 2,511 |
| Tier 1 (core) risk-based capital | $27,911,000 | 2,282 |
| Tier 2 risk-based capital | $4,065,000 | 1,467 |
| Total risk weighted assets | $317,526,000 | 1,600 |
| Total unused commitments | $23,933,000 | 2,512 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 65 | 2,551 |
| Assets and Liabilities | ||
| Total Assets: | $406,358,000 | 1,742 |
| Cash and due from depository institutions | $8,068,000 | 2,551 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $60,538,000 | 2,002 |
| Federal funds sold & reverse repurchase agreements | $30,325,000 | 271 |
| Net loans & leases | $272,126,000 | 1,797 |
| Loan loss allowance | $10,321,000 | 788 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,447,000 | 1,237 |
| Other real estate owned | $6,805,000 | 2,551 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $18,049,000 | 1,194 |
| Life insurance assets | $6,511,000 | 1,018 |
| Total liabilities and capital | $406,358,000 | 1,742 |
| Total liabilities | $370,771,000 | 1,727 |
| Total deposits | $369,930,000 | 1,550 |
| Interest-bearing deposits | $333,367,000 | 1,505 |
| Deposits held in domestic offices | $369,930,000 | 1,546 |
| % insured | 58.03% | 7,373 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $841,000 | 4,193 |
| Total equity capital | $35,587,000 | 1,929 |
| Total bank equity capital | $35,587,000 | 1,928 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $16,510,000 | 274 |
| Surplus | $34,276,000 | 1,002 |
| Undivided profits | $-15,199,000 | 8,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $30,735,000 | 579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,116,000 | 3,102 |
| Earning assets | $362,989,000 | 1,783 |
| Long-term assets (5+ years) | $86,913,000 | 1,534 |
| Average Assets, year-to-date | $370,031,670 | 1,880 |
| Average Assets, quarterly | $389,854,500 | 1,814 |
| Volatile liabilities | $75,872,000 | 1,969 |
| Insider loans | $17,256,000 | 387 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $39,103,000 | 1,812 |
| Tier 1 (core) risk-based capital | $29,004,000 | 2,230 |
| Tier 2 risk-based capital | $4,222,000 | 1,412 |
| Total risk weighted assets | $331,678,000 | 1,570 |
| Total unused commitments | $39,103,000 | 1,814 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 65 | 2,550 |
| Assets and Liabilities | ||
| Total Assets: | $373,351,000 | 1,884 |
| Cash and due from depository institutions | $7,542,000 | 2,550 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $39,906,000 | 2,789 |
| Federal funds sold & reverse repurchase agreements | $29,750,000 | 379 |
| Net loans & leases | $264,367,000 | 1,853 |
| Loan loss allowance | $9,180,000 | 830 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $9,910,000 | 1,309 |
| Other real estate owned | $4,822,000 | 2,550 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $17,054,000 | 1,221 |
| Life insurance assets | $6,463,000 | 1,022 |
| Total liabilities and capital | $373,351,000 | 1,884 |
| Total liabilities | $335,993,000 | 1,891 |
| Total deposits | $334,874,000 | 1,719 |
| Interest-bearing deposits | $307,128,000 | 1,631 |
| Deposits held in domestic offices | $334,874,000 | 1,716 |
| % insured | 63.81% | 6,914 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,119,000 | 3,479 |
| Total equity capital | $37,358,000 | 1,848 |
| Total bank equity capital | $37,358,000 | 1,847 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $16,510,000 | 268 |
| Surplus | $34,679,000 | 987 |
| Undivided profits | $-13,831,000 | 8,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $25,828,000 | 584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,118,000 | 3,102 |
| Earning assets | $334,023,000 | 1,923 |
| Long-term assets (5+ years) | $62,349,000 | 1,965 |
| Average Assets, year-to-date | $351,868,500 | 1,974 |
| Average Assets, quarterly | $351,868,500 | 1,974 |
| Volatile liabilities | $66,035,000 | 2,204 |
| Insider loans | $16,996,000 | 409 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $49,798,000 | 1,549 |
| Tier 1 (core) risk-based capital | $29,857,000 | 2,200 |
| Tier 2 risk-based capital | $4,092,000 | 1,430 |
| Total risk weighted assets | $321,709,000 | 1,623 |
| Total unused commitments | $49,798,000 | 1,552 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 63 | 2,661 |
| Assets and Liabilities | ||
| Total Assets: | $330,386,000 | 2,101 |
| Cash and due from depository institutions | $7,346,000 | 2,661 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $33,094,000 | 3,231 |
| Federal funds sold & reverse repurchase agreements | $13,773,000 | 687 |
| Net loans & leases | $249,402,000 | 1,950 |
| Loan loss allowance | $5,371,000 | 1,308 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $9,411,000 | 1,386 |
| Other real estate owned | $3,343,000 | 2,661 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $14,017,000 | 1,453 |
| Life insurance assets | $6,429,000 | 1,020 |
| Total liabilities and capital | $330,386,000 | 2,101 |
| Total liabilities | $294,813,000 | 2,110 |
| Total deposits | $294,203,000 | 1,861 |
| Interest-bearing deposits | $268,699,000 | 1,796 |
| Deposits held in domestic offices | $294,203,000 | 1,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $610,000 | 4,855 |
| Total equity capital | $35,573,000 | 1,899 |
| Total bank equity capital | $35,573,000 | 1,899 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $16,510,000 | 271 |
| Surplus | $28,093,000 | 1,159 |
| Undivided profits | $-9,030,000 | 8,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,042,000 | 2,174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $985,000 | 3,736 |
| Earning assets | $296,269,000 | 2,137 |
| Long-term assets (5+ years) | $46,691,000 | 2,432 |
| Average Assets, year-to-date | $266,236,000 | 2,409 |
| Average Assets, quarterly | $306,336,500 | 2,213 |
| Volatile liabilities | $49,866,000 | 2,730 |
| Insider loans | $9,790,000 | 775 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $59,963,000 | 1,355 |
| Tier 1 (core) risk-based capital | $30,255,000 | 2,124 |
| Tier 2 risk-based capital | $3,826,000 | 1,519 |
| Total risk weighted assets | $304,308,000 | 1,701 |
| Total unused commitments | $59,963,000 | 1,358 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 63 | 2,693 |
| Assets and Liabilities | ||
| Total Assets: | $282,287,000 | 2,368 |
| Cash and due from depository institutions | $7,126,000 | 2,693 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $22,392,000 | 4,096 |
| Federal funds sold & reverse repurchase agreements | $13,074,000 | 911 |
| Net loans & leases | $214,609,000 | 2,223 |
| Loan loss allowance | $2,639,000 | 2,177 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $9,335,000 | 1,388 |
| Other real estate owned | $3,290,000 | 2,693 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $12,461,000 | 1,586 |
| Life insurance assets | $6,359,000 | 1,022 |
| Total liabilities and capital | $282,287,000 | 2,368 |
| Total liabilities | $244,767,000 | 2,431 |
| Total deposits | $243,523,000 | 2,179 |
| Interest-bearing deposits | $206,715,000 | 2,210 |
| Deposits held in domestic offices | $243,523,000 | 2,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,244,000 | 3,330 |
| Total equity capital | $37,520,000 | 1,814 |
| Total bank equity capital | $37,520,000 | 1,814 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $16,509,000 | 264 |
| Surplus | $27,893,000 | 1,146 |
| Undivided profits | $-6,882,000 | 8,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,834,000 | 1,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $945,000 | 4,033 |
| Earning assets | $250,075,000 | 2,428 |
| Long-term assets (5+ years) | $28,522,000 | 3,304 |
| Average Assets, year-to-date | $250,198,500 | 2,569 |
| Average Assets, quarterly | $266,574,000 | 2,457 |
| Volatile liabilities | $32,178,000 | 3,645 |
| Insider loans | $8,697,000 | 888 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $59,750,000 | 1,456 |
| Tier 1 (core) risk-based capital | $33,875,000 | 1,939 |
| Tier 2 risk-based capital | $2,639,000 | 2,005 |
| Total risk weighted assets | $265,371,000 | 1,913 |
| Total unused commitments | $59,750,000 | 1,458 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 55 | 3,084 |
| Assets and Liabilities | ||
| Total Assets: | $250,861,000 | 2,617 |
| Cash and due from depository institutions | $5,585,000 | 3,084 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $22,504,000 | 4,140 |
| Federal funds sold & reverse repurchase agreements | $8,375,000 | 1,453 |
| Net loans & leases | $192,264,000 | 2,408 |
| Loan loss allowance | $2,337,000 | 2,354 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,559,000 | 1,710 |
| Other real estate owned | $2,608,000 | 3,084 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $11,966,000 | 1,594 |
| Life insurance assets | $6,228,000 | 1,042 |
| Total liabilities and capital | $250,861,000 | 2,617 |
| Total liabilities | $213,006,000 | 2,748 |
| Total deposits | $212,044,000 | 2,451 |
| Interest-bearing deposits | $188,400,000 | 2,409 |
| Deposits held in domestic offices | $212,044,000 | 2,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $962,000 | 3,927 |
| Total equity capital | $37,855,000 | 1,812 |
| Total bank equity capital | $37,855,000 | 1,812 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $16,510,000 | 258 |
| Surplus | $27,737,000 | 1,139 |
| Undivided profits | $-6,392,000 | 8,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,980,000 | 2,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $788,000 | 4,502 |
| Earning assets | $223,143,000 | 2,677 |
| Long-term assets (5+ years) | $22,310,000 | 3,736 |
| Average Assets, year-to-date | $239,502,330 | 2,682 |
| Average Assets, quarterly | $250,447,000 | 2,601 |
| Volatile liabilities | $19,546,000 | 4,864 |
| Insider loans | $1,644,000 | 3,533 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $49,331,000 | 1,754 |
| Tier 1 (core) risk-based capital | $34,587,000 | 1,900 |
| Tier 2 risk-based capital | $2,337,000 | 2,179 |
| Total risk weighted assets | $235,334,000 | 2,095 |
| Total unused commitments | $49,331,000 | 1,754 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 55 | 3,099 |
| Assets and Liabilities | ||
| Total Assets: | $250,033,000 | 2,608 |
| Cash and due from depository institutions | $3,604,000 | 3,099 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $23,240,000 | 4,033 |
| Federal funds sold & reverse repurchase agreements | $23,301,000 | 663 |
| Net loans & leases | $178,703,000 | 2,509 |
| Loan loss allowance | $2,600,000 | 2,061 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,494,000 | 1,717 |
| Other real estate owned | $2,567,000 | 3,099 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $11,124,000 | 1,634 |
| Life insurance assets | $6,218,000 | 1,028 |
| Total liabilities and capital | $250,033,000 | 2,608 |
| Total liabilities | $211,264,000 | 2,744 |
| Total deposits | $210,452,000 | 2,481 |
| Interest-bearing deposits | $186,629,000 | 2,428 |
| Deposits held in domestic offices | $210,452,000 | 2,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $812,000 | 4,503 |
| Total equity capital | $38,769,000 | 1,822 |
| Total bank equity capital | $38,769,000 | 1,822 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $16,510,000 | 258 |
| Surplus | $27,584,000 | 1,138 |
| Undivided profits | $-5,325,000 | 8,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,861,000 | 1,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $820,000 | 4,372 |
| Earning assets | $225,244,000 | 2,652 |
| Long-term assets (5+ years) | $16,816,000 | 4,216 |
| Average Assets, year-to-date | $233,823,000 | 2,734 |
| Average Assets, quarterly | $233,823,000 | 2,734 |
| Volatile liabilities | $20,848,000 | 4,677 |
| Insider loans | $1,694,000 | 3,415 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $69,902,000 | 1,362 |
| Tier 1 (core) risk-based capital | $35,561,000 | 1,837 |
| Tier 2 risk-based capital | $2,600,000 | 1,948 |
| Total risk weighted assets | $227,092,000 | 2,146 |
| Total unused commitments | $69,902,000 | 1,363 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 51 | 3,300 |
| Assets and Liabilities | ||
| Total Assets: | $217,613,000 | 2,901 |
| Cash and due from depository institutions | $2,692,000 | 3,300 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $26,344,000 | 3,746 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $170,282,000 | 2,589 |
| Loan loss allowance | $2,826,000 | 1,907 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,214,000 | 1,786 |
| Other real estate owned | $0 | 3,300 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $11,081,000 | 1,648 |
| Life insurance assets | $6,146,000 | 1,030 |
| Total liabilities and capital | $217,613,000 | 2,901 |
| Total liabilities | $188,636,000 | 2,977 |
| Total deposits | $185,281,000 | 2,764 |
| Interest-bearing deposits | $158,254,000 | 2,775 |
| Deposits held in domestic offices | $185,281,000 | 2,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,627,000 | 2,204 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $728,000 | 4,731 |
| Total equity capital | $28,977,000 | 2,403 |
| Total bank equity capital | $28,977,000 | 2,403 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $16,510,000 | 257 |
| Surplus | $17,450,000 | 1,675 |
| Undivided profits | $-4,983,000 | 8,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,073,000 | 733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,027,000 | 3,932 |
| Earning assets | $196,626,000 | 2,937 |
| Long-term assets (5+ years) | $14,264,000 | 4,328 |
| Average Assets, year-to-date | $154,268,800 | 3,748 |
| Average Assets, quarterly | $199,712,000 | 3,104 |
| Volatile liabilities | $57,040,000 | 2,335 |
| Insider loans | $1,694,000 | 3,379 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $56,995,000 | 1,591 |
| Tier 1 (core) risk-based capital | $26,114,000 | 2,486 |
| Tier 2 risk-based capital | $2,741,000 | 1,876 |
| Total risk weighted assets | $219,174,000 | 2,196 |
| Total unused commitments | $56,995,000 | 1,591 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 46 | 3,568 |
| Assets and Liabilities | ||
| Total Assets: | $181,811,000 | 3,363 |
| Cash and due from depository institutions | $1,724,000 | 3,568 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $26,697,000 | 3,712 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $135,962,000 | 3,098 |
| Loan loss allowance | $1,493,000 | 3,187 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,667,000 | 1,890 |
| Other real estate owned | $0 | 3,568 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $10,761,000 | 1,667 |
| Life insurance assets | $6,071,000 | 1,018 |
| Total liabilities and capital | $181,811,000 | 3,363 |
| Total liabilities | $152,131,000 | 3,535 |
| Total deposits | $142,929,000 | 3,447 |
| Interest-bearing deposits | $135,305,000 | 3,171 |
| Deposits held in domestic offices | $142,929,000 | 3,445 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,931,000 | 1,412 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,271,000 | 3,497 |
| Total equity capital | $29,680,000 | 2,320 |
| Total bank equity capital | $29,680,000 | 2,320 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $16,510,000 | 247 |
| Surplus | $17,277,000 | 1,649 |
| Undivided profits | $-4,107,000 | 8,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,083,000 | 915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,036,000 | 4,108 |
| Earning assets | $162,659,000 | 3,433 |
| Long-term assets (5+ years) | $9,724,000 | 4,894 |
| Average Assets, year-to-date | $138,432,750 | 4,042 |
| Average Assets, quarterly | $167,118,500 | 3,562 |
| Volatile liabilities | $35,648,000 | 3,333 |
| Insider loans | $1,694,000 | 3,343 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $49,707,000 | 1,799 |
| Tier 1 (core) risk-based capital | $27,404,000 | 2,375 |
| Tier 2 risk-based capital | $1,493,000 | 3,055 |
| Total risk weighted assets | $176,689,000 | 2,584 |
| Total unused commitments | $49,707,000 | 1,799 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 45 | 3,670 |
| Assets and Liabilities | ||
| Total Assets: | $152,426,000 | 3,844 |
| Cash and due from depository institutions | $3,152,000 | 3,670 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $26,438,000 | 3,745 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $112,793,000 | 3,578 |
| Loan loss allowance | $1,191,000 | 3,719 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,161,000 | 2,039 |
| Other real estate owned | $0 | 3,670 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,882,000 | 3,604 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $152,426,000 | 3,844 |
| Total liabilities | $122,475,000 | 4,130 |
| Total deposits | $119,289,000 | 3,961 |
| Interest-bearing deposits | $110,265,000 | 3,723 |
| Deposits held in domestic offices | $119,289,000 | 3,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,536,000 | 2,129 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $650,000 | 4,912 |
| Total equity capital | $29,951,000 | 2,264 |
| Total bank equity capital | $29,951,000 | 2,264 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $16,510,000 | 246 |
| Surplus | $17,191,000 | 1,653 |
| Undivided profits | $-3,750,000 | 8,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 6,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $820,000 | 4,639 |
| Earning assets | $139,231,000 | 3,855 |
| Long-term assets (5+ years) | $10,564,000 | 4,690 |
| Average Assets, year-to-date | $123,973,330 | 4,372 |
| Average Assets, quarterly | $134,340,500 | 4,186 |
| Volatile liabilities | $16,059,000 | 5,210 |
| Insider loans | $839,000 | 4,603 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $49,351,000 | 1,833 |
| Tier 1 (core) risk-based capital | $28,079,000 | 2,333 |
| Tier 2 risk-based capital | $1,191,000 | 3,577 |
| Total risk weighted assets | $147,973,000 | 3,027 |
| Total unused commitments | $49,351,000 | 1,834 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 39 | 4,102 |
| Assets and Liabilities | ||
| Total Assets: | $116,255,000 | 4,624 |
| Cash and due from depository institutions | $608,000 | 4,102 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $26,607,000 | 3,739 |
| Federal funds sold & reverse repurchase agreements | $10,168,000 | 1,963 |
| Net loans & leases | $70,937,000 | 4,761 |
| Loan loss allowance | $802,000 | 4,815 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,880,000 | 2,485 |
| Other real estate owned | $0 | 4,102 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,055,000 | 4,127 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $116,255,000 | 4,624 |
| Total liabilities | $85,995,000 | 5,156 |
| Total deposits | $85,544,000 | 4,941 |
| Interest-bearing deposits | $79,623,000 | 4,631 |
| Deposits held in domestic offices | $85,544,000 | 4,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $451,000 | 5,814 |
| Total equity capital | $30,260,000 | 2,251 |
| Total bank equity capital | $30,260,000 | 2,251 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $16,326,000 | 241 |
| Surplus | $16,922,000 | 1,639 |
| Undivided profits | $-2,988,000 | 8,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $453,000 | 6,252 |
| Earning assets | $107,712,000 | 4,609 |
| Long-term assets (5+ years) | $6,772,000 | 5,400 |
| Average Assets, year-to-date | $109,747,000 | 4,755 |
| Average Assets, quarterly | $109,747,000 | 4,755 |
| Volatile liabilities | $416,000 | 8,452 |
| Insider loans | $759,000 | 4,786 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $37,596,000 | 2,231 |
| Tier 1 (core) risk-based capital | $29,304,000 | 2,212 |
| Tier 2 risk-based capital | $802,000 | 4,611 |
| Total risk weighted assets | $100,613,000 | 3,995 |
| Total unused commitments | $37,596,000 | 2,231 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 35 | 4,432 |
| Assets and Liabilities | ||
| Total Assets: | $103,239,000 | 4,963 |
| Cash and due from depository institutions | $1,957,000 | 4,432 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $25,445,000 | 3,886 |
| Federal funds sold & reverse repurchase agreements | $29,152,000 | 530 |
| Net loans & leases | $40,333,000 | 6,184 |
| Loan loss allowance | $490,000 | 6,079 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,500,000 | 3,206 |
| Other real estate owned | $0 | 4,432 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,852,000 | 4,339 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $103,239,000 | 4,963 |
| Total liabilities | $73,957,000 | 5,603 |
| Total deposits | $73,684,000 | 5,380 |
| Interest-bearing deposits | $70,914,000 | 4,943 |
| Deposits held in domestic offices | $73,684,000 | 5,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $273,000 | 6,808 |
| Total equity capital | $29,282,000 | 2,290 |
| Total bank equity capital | $29,282,000 | 2,290 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $15,513,000 | 249 |
| Surplus | $16,033,000 | 1,682 |
| Undivided profits | $-2,264,000 | 8,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $606,000 | 5,600 |
| Earning assets | $94,930,000 | 4,956 |
| Long-term assets (5+ years) | $5,343,000 | 5,714 |
| Average Assets, year-to-date | $72,656,670 | 5,899 |
| Average Assets, quarterly | $91,179,500 | 5,294 |
| Volatile liabilities | $514,000 | 8,509 |
| Insider loans | $654,000 | 5,038 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $27,355,000 | 2,759 |
| Tier 1 (core) risk-based capital | $28,597,000 | 2,232 |
| Tier 2 risk-based capital | $490,000 | 5,870 |
| Total risk weighted assets | $64,167,000 | 5,194 |
| Total unused commitments | $27,355,000 | 2,760 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 33 | 4,641 |
| Assets and Liabilities | ||
| Total Assets: | $79,120,000 | 5,759 |
| Cash and due from depository institutions | $868,000 | 4,641 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $22,490,000 | 4,253 |
| Federal funds sold & reverse repurchase agreements | $31,200,000 | 422 |
| Net loans & leases | $20,212,000 | 7,518 |
| Loan loss allowance | $246,000 | 7,510 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,353,000 | 4,084 |
| Other real estate owned | $0 | 4,641 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,997,000 | 5,225 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $79,120,000 | 5,759 |
| Total liabilities | $49,256,000 | 6,610 |
| Total deposits | $48,921,000 | 6,444 |
| Interest-bearing deposits | $46,525,000 | 6,131 |
| Deposits held in domestic offices | $48,921,000 | 6,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $335,000 | 6,519 |
| Total equity capital | $29,864,000 | 2,213 |
| Total bank equity capital | $29,864,000 | 2,213 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $15,513,000 | 238 |
| Surplus | $15,610,000 | 1,699 |
| Undivided profits | $-1,259,000 | 8,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $192,000 | 8,006 |
| Earning assets | $73,902,000 | 5,694 |
| Long-term assets (5+ years) | $5,111,000 | 5,791 |
| Average Assets, year-to-date | $57,365,500 | 6,499 |
| Average Assets, quarterly | $57,365,500 | 6,537 |
| Volatile liabilities | $508,000 | 8,578 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $17,080,000 | 3,657 |
| Tier 1 (core) risk-based capital | $29,933,000 | 2,119 |
| Tier 2 risk-based capital | $246,000 | 7,349 |
| Total risk weighted assets | $30,379,000 | 6,995 |
| Total unused commitments | $17,080,000 | 3,658 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 22 | 5,935 |
| Assets and Liabilities | ||
| Total Assets: | $35,611,000 | 7,599 |
| Cash and due from depository institutions | $119,000 | 5,935 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $6,946,000 | 6,916 |
| Federal funds sold & reverse repurchase agreements | $16,567,000 | 742 |
| Net loans & leases | $8,779,000 | 8,368 |
| Loan loss allowance | $107,000 | 8,310 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,812,000 | 4,680 |
| Other real estate owned | $0 | 5,935 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,388,000 | 6,000 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $35,611,000 | 7,599 |
| Total liabilities | $5,254,000 | 8,699 |
| Total deposits | $5,161,000 | 8,671 |
| Interest-bearing deposits | $3,780,000 | 8,642 |
| Deposits held in domestic offices | $5,161,000 | 8,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $93,000 | 8,171 |
| Total equity capital | $30,357,000 | 2,117 |
| Total bank equity capital | $30,357,000 | 2,117 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $15,513,000 | 226 |
| Surplus | $15,513,000 | 1,657 |
| Undivided profits | $-669,000 | 8,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $26,000 | 8,666 |
| Earning assets | $32,292,000 | 7,610 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $35,611,000 | 7,571 |
| Average Assets, quarterly | $35,611,000 | 7,589 |
| Volatile liabilities | $403,000 | 8,653 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $5,585,000 | 5,939 |
| Tier 1 (core) risk-based capital | $30,355,000 | 2,067 |
| Tier 2 risk-based capital | $107,000 | 8,265 |
| Total risk weighted assets | $9,606,000 | 8,453 |
| Total unused commitments | $5,585,000 | 5,939 |
| Derivatives | $0 | 1,000 |