Home > Old Second National Bank > Net charge- offs to loans
Old Second National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5835% | 168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7873% | 25 |
| Percentage Net Loans Charged-off:Construction & development | -0.0548% | 4,418 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2064% | 40 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0558% | 4,401 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0659% | 4,419 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0524% | 4,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0245% | 1,481 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1686% | 4,425 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0440% | 4,252 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2627% | 339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3188% | 58 |
| Percentage Net Loans Charged-off:Construction & development | -0.0714% | 4,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5004% | 72 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0647% | 4,453 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0695% | 4,449 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0630% | 4,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0236% | 1,201 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0680% | 4,269 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0194% | 2,426 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0245% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0643% | 4,464 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0667% | 4,475 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0635% | 4,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0338% | 1,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0746% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1343% | 1,741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0752% | 700 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 4,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0603% | 4,494 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0794% | 4,588 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0536% | 4,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0478% | 4,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3103% | 1,226 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3793% | 1,045 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 1,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0806% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0199% | 4,671 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1019% | 4,526 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1119% | 4,565 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0980% | 4,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0061% | 1,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7614% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9647% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0167% | 2,506 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 1,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0472% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0271% | 4,716 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1174% | 4,563 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0845% | 4,564 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1308% | 4,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0094% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0317% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3204% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0498% | 4,168 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 1,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0286% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0683% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0949% | 4,419 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0891% | 3,389 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0972% | 4,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0100% | 867 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8462% | 244 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5657% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1481% | 1,529 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0343% | 958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0839% | 99 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0132% | 3,846 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1185% | 4,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1675% | 4,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8339% | 150 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2970% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7395% | 586 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1980% | 486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2287% | 168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4196% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0919% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2304% | 4,634 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1992% | 3,515 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2467% | 4,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1081% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6773% | 4,598 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1512% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2400% | 4,622 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0192% | 3,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0453% | 4,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0218% | 4,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1421% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2691% | 4,707 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1417% | 3,542 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3405% | 4,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0475% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9622% | 4,756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.9622% | 4,720 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0524% | 4,394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0965% | 4,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0508% | 4,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3538% | 4,771 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1568% | 3,573 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4648% | 4,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0713% | 768 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2740% | 4,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.2740% | 4,741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1160% | 4,678 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1515% | 4,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1014% | 4,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4782% | 4,813 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0284% | 3,457 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7314% | 4,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 3,737 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0214% | 4,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.0214% | 4,754 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0487% | 2,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0553% | 940 |
| Percentage Net Loans Charged-off:Construction & development | -0.1326% | 4,441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1639% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1549% | 4,759 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0416% | 3,497 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2142% | 4,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 3,781 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7593% | 4,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7593% | 4,760 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 1,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0972% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1337% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1029% | 4,727 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0012% | 3,305 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1555% | 4,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0204% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6515% | 4,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6515% | 4,763 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1297% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1574% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3251% | 208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1351% | 4,802 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0408% | 3,548 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1839% | 4,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0345% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2805% | 4,665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2805% | 4,625 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2301% | 618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2729% | 181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5215% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1208% | 4,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0830% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2285% | 4,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0762% | 893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2169% | 1,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2169% | 1,695 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 2,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0087% | 364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0407% | 804 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0077% | 4,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0572% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1741% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 4,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0086% | 2,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8203% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8203% | 910 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 2,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0096% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0048% | 4,147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2664% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0556% | 4,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0174% | 1,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3432% | 544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3429% | 477 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 1,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0580% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0081% | 4,190 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1061% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3906% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0625% | 4,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0218% | 1,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2708% | 1,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2708% | 1,772 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0294% | 1,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0353% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0078% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1012% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0161% | 4,256 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0797% | 4,992 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0635% | 3,791 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0894% | 5,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0187% | 4,008 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2615% | 4,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2615% | 4,795 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0099% | 4,487 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 4,482 |
| Percentage Net Loans Charged-off:Construction & development | -0.0350% | 4,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1569% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1127% | 4,332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3557% | 5,249 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1730% | 3,903 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4621% | 5,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0361% | 4,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2416% | 2,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2416% | 2,174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0768% | 5,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0980% | 5,144 |
| Percentage Net Loans Charged-off:Construction & development | -0.0460% | 4,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0508% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1456% | 4,372 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4410% | 5,322 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1688% | 3,937 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5968% | 5,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0442% | 4,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3972% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3972% | 1,534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1169% | 5,209 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1445% | 5,264 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0328% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2167% | 4,416 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5705% | 5,394 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1348% | 3,934 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8266% | 5,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0518% | 4,436 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1197% | 4,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1197% | 4,757 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3241% | 5,455 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4191% | 5,469 |
| Percentage Net Loans Charged-off:Construction & development | -0.0136% | 4,568 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2010% | 5,356 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4770% | 4,472 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0407% | 5,483 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0792% | 3,937 |
| All other 1-4 family - Percent of loans charged-off, net | -1.6250% | 5,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0100% | 3,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 3,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 2,237 |
| Percentage Net Loans Charged-off:Construction & development | -0.4160% | 5,029 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0207% | 1,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0834% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0941% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4135% | 4,160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3888% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0017% | 4,116 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1840% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1840% | 5,164 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0648% | 2,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0485% | 1,304 |
| Percentage Net Loans Charged-off:Construction & development | -0.1034% | 4,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1340% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1024% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5609% | 4,214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4892% | 186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0032% | 2,005 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1558% | 5,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1558% | 5,108 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1423% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1521% | 560 |
| Percentage Net Loans Charged-off:Construction & development | -0.1834% | 4,962 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0560% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2523% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4532% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2391% | 4,166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8506% | 102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0007% | 1,691 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0332% | 4,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0332% | 4,717 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1121% | 1,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0939% | 684 |
| Percentage Net Loans Charged-off:Construction & development | -0.0791% | 4,942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1346% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0339% | 4,567 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0856% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1529% | 4,180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2185% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3315% | 1,732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3315% | 1,610 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0664% | 2,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0644% | 1,573 |
| Percentage Net Loans Charged-off:Construction & development | -0.2342% | 5,095 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1607% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0846% | 4,656 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0679% | 5,419 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3499% | 4,322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1003% | 1,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0468% | 2,126 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3336% | 5,546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3336% | 5,507 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3915% | 751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1421% | 1,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1496% | 790 |
| Percentage Net Loans Charged-off:Construction & development | -0.3628% | 5,222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2768% | 398 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0908% | 4,684 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 4,700 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1553% | 4,276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0887% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0769% | 1,646 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4540% | 5,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4540% | 5,576 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3852% | 628 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 2,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0758% | 1,211 |
| Percentage Net Loans Charged-off:Construction & development | -0.1059% | 5,029 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1578% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1054% | 4,723 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 5,239 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2625% | 4,366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1127% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0281% | 1,572 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4831% | 5,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4831% | 5,593 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1995% | 710 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0081% | 4,449 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 5,074 |
| Percentage Net Loans Charged-off:Construction & development | -0.0997% | 5,117 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0550% | 5,578 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0151% | 4,680 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 1,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0946% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 1,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0594% | 1,050 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3864% | 5,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3864% | 5,490 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1903% | 584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0880% | 2,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 2,514 |
| Percentage Net Loans Charged-off:Construction & development | -0.8581% | 5,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 1,558 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0100% | 4,716 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2003% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4743% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 2,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4466% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4662% | 5,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4662% | 5,789 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6792% | 506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0720% | 2,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 3,004 |
| Percentage Net Loans Charged-off:Construction & development | -1.0221% | 5,551 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 5,124 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0100% | 4,758 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1413% | 1,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2984% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0415% | 2,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6195% | 708 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5185% | 5,878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5185% | 5,834 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4948% | 541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1748% | 1,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0623% | 1,796 |
| Percentage Net Loans Charged-off:Construction & development | -0.3299% | 5,403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0779% | 830 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0075% | 4,794 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1045% | 1,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4127% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0889% | 5,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1261% | 410 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4238% | 5,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4238% | 5,781 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3876% | 533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1571% | 1,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2178% | 731 |
| Percentage Net Loans Charged-off:Construction & development | -0.0380% | 5,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1118% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0103% | 4,856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5374% | 377 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2215% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1062% | 1,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3781% | 5,762 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5852% | 5,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5852% | 5,876 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2844% | 495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2069% | 2,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1715% | 1,667 |
| Percentage Net Loans Charged-off:Construction & development | -1.2724% | 5,761 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1093% | 1,506 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6175% | 5,133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6765% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2602% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2936% | 1,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4885% | 1,219 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1399% | 5,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1399% | 5,712 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5262% | 610 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2312% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1821% | 1,459 |
| Percentage Net Loans Charged-off:Construction & development | -1.3100% | 5,812 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1237% | 1,238 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8248% | 5,185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7293% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2653% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3758% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5944% | 944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0775% | 3,252 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0772% | 3,108 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8030% | 448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2548% | 1,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2857% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | -2.1211% | 5,903 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3056% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9381% | 5,210 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8325% | 377 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1924% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5950% | 572 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0841% | 5,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2381% | 2,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2381% | 2,121 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4478% | 529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2902% | 1,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3317% | 827 |
| Percentage Net Loans Charged-off:Construction & development | 0.4041% | 388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1359% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3247% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7015% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4804% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1824% | 1,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0446% | 5,029 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4753% | 6,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4753% | 6,399 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1887% | 601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2482% | 2,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2484% | 2,019 |
| Percentage Net Loans Charged-off:Construction & development | -0.7072% | 5,913 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4296% | 6,528 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8997% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6471% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2785% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2191% | 2,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2148% | 2,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0299% | 4,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0299% | 3,958 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4159% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3582% | 1,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3609% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | -1.1252% | 6,044 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3364% | 6,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1880% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8474% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5800% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3489% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2992% | 1,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1574% | 3,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1577% | 2,947 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5182% | 613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1320% | 6,569 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2049% | 6,670 |
| Percentage Net Loans Charged-off:Construction & development | -1.7924% | 6,149 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6227% | 6,697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3983% | 278 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5260% | 1,029 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3489% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 6,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5155% | 1,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9150% | 1,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9150% | 1,019 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4274% | 599 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8904% | 6,921 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.0913% | 6,898 |
| Percentage Net Loans Charged-off:Construction & development | -7.3951% | 6,268 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6192% | 6,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3298% | 208 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1385% | 1,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8614% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3574% | 6,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0407% | 663 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1262% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1262% | 432 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2093% | 642 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5553% | 562 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6743% | 459 |
| Percentage Net Loans Charged-off:Construction & development | 2.7704% | 900 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6249% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6947% | 270 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4733% | 553 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2553% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6236% | 500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2483% | 2,641 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0500% | 6,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0500% | 5,999 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9327% | 575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8599% | 413 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0158% | 327 |
| Percentage Net Loans Charged-off:Construction & development | 1.9725% | 1,030 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3435% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9880% | 226 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3988% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1931% | 530 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5403% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1119% | 2,787 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4247% | 6,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4247% | 6,619 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0540% | 487 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7299% | 234 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9674% | 187 |
| Percentage Net Loans Charged-off:Construction & development | 6.8967% | 393 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3679% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0991% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6078% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1828% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8991% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2009% | 2,227 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3343% | 6,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3343% | 6,466 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8361% | 498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0904% | 231 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3810% | 184 |
| Percentage Net Loans Charged-off:Construction & development | 1.4151% | 851 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.9306% | 131 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6858% | 147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2951% | 653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9984% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4975% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0160% | 1,996 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2782% | 6,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2782% | 6,249 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5699% | 469 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1674% | 599 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4040% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 9.5868% | 478 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1600% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6463% | 5,724 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1731% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2976% | 685 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7705% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1501% | 3,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2405% | 3,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0385% | 6,370 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3889% | 6,457 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0355% | 616 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2423% | 495 |
| Percentage Net Loans Charged-off:Construction & development | 7.8873% | 552 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1545% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8780% | 5,739 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0393% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4954% | 544 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4111% | 411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1411% | 3,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0260% | 4,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0246% | 4,348 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6730% | 660 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8322% | 751 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0250% | 613 |
| Percentage Net Loans Charged-off:Construction & development | 8.3604% | 516 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1295% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3686% | 5,781 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2898% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1594% | 1,292 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0609% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1501% | 2,828 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1143% | 6,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1066% | 6,425 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5721% | 647 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7376% | 756 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9165% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 6.6771% | 491 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6747% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.2421% | 5,796 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8157% | 1,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3364% | 824 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1397% | 821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2868% | 1,880 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0741% | 6,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0666% | 6,052 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1093% | 301 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4930% | 210 |
| Percentage Net Loans Charged-off:Construction & development | 18.4738% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4455% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0385% | 275 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0264% | 1,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3690% | 1,388 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4505% | 964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0765% | 2,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5796% | 3,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4704% | 1,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9401% | 181 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.4422% | 132 |
| Percentage Net Loans Charged-off:Construction & development | 21.4618% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1351% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.5422% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1484% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3666% | 1,238 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6496% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9669% | 2,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4052% | 3,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3896% | 1,064 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7820% | 228 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.2112% | 168 |
| Percentage Net Loans Charged-off:Construction & development | 19.2093% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3489% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.9112% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3054% | 918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5179% | 953 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8057% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4251% | 1,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1465% | 4,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3110% | 1,002 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3546% | 434 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5166% | 375 |
| Percentage Net Loans Charged-off:Construction & development | 16.4630% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6340% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1155% | 421 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6985% | 653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8409% | 602 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2383% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3612% | 951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3326% | 2,980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2027% | 894 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3279% | 602 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5272% | 497 |
| Percentage Net Loans Charged-off:Construction & development | 17.7219% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4700% | 1,799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0541% | 889 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1259% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2598% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0515% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8336% | 2,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9013% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4443% | 1,316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9666% | 569 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1381% | 460 |
| Percentage Net Loans Charged-off:Construction & development | 15.7020% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3503% | 1,597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0553% | 670 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8742% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2891% | 587 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6499% | 1,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6218% | 1,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1243% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3786% | 1,195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0868% | 885 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1609% | 700 |
| Percentage Net Loans Charged-off:Construction & development | 10.6865% | 400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1586% | 1,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6184% | 1,358 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1968% | 534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3149% | 1,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7999% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4020% | 3,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3038% | 1,116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7729% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8576% | 1,140 |
| Percentage Net Loans Charged-off:Construction & development | 3.9827% | 657 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1639% | 999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1949% | 1,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1474% | 743 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2190% | 1,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0880% | 2,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1696% | 979 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4099% | 2,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4547% | 1,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5661% | 380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2541% | 956 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1575% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1058% | 3,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3936% | 4,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0080% | 6,698 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2982% | 2,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3331% | 1,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1454% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2048% | 803 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5608% | 267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0583% | 3,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3675% | 3,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0077% | 6,695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1036% | 3,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1063% | 2,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3632% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2588% | 602 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4071% | 860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0907% | 2,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3480% | 3,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0077% | 6,727 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1222% | 2,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1333% | 1,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4524% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0027% | 5,909 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6268% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0331% | 2,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3832% | 2,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0082% | 6,787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0296% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 3,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1168% | 1,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4399% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 2,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0674% | 7,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6126% | 2,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0370% | 6,983 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 5,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 2,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 1,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2694% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 7,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1520% | 7,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2512% | 3,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0460% | 7,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 4,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 2,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0804% | 1,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3783% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 7,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0136% | 6,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2375% | 3,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2922% | 7,296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 4,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 1,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 1,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1838% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 7,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 6,768 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2190% | 7,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5089% | 7,320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 7,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 3,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 2,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1652% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0258% | 8,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0496% | 3,289 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9099% | 8,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2482% | 7,373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0049% | 7,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 2,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 2,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0759% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 7,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0703% | 2,583 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1586% | 8,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2879% | 7,422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0238% | 7,611 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 7,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0174% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0185% | 8,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1882% | 7,644 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0754% | 7,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3296% | 7,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0347% | 7,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 1,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0345% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3720% | 7,870 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5228% | 7,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 6,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 3,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0353% | 2,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0954% | 427 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 2,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1190% | 7,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2323% | 4,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0156% | 6,974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 7,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 2,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 2,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0015% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 2,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0896% | 7,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2505% | 4,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0136% | 6,975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0051% | 7,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 2,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 2,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0023% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0771% | 7,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2191% | 4,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0207% | 7,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 4,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 1,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 1,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0047% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0519% | 1,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4631% | 2,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0228% | 7,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0369% | 8,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 3,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0037% | 3,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0025% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 2,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3075% | 8,084 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0298% | 8,032 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0418% | 7,233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0008% | 7,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 3,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 2,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0244% | 478 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 7,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0011% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0838% | 8,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0610% | 7,287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0263% | 7,962 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 7,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0027% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 8,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1592% | 7,730 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2190% | 8,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0808% | 7,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0290% | 7,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 1,951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 1,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0058% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1496% | 7,700 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1907% | 7,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6208% | 7,650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 5,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 3,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 2,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0579% | 2,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2527% | 3,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0532% | 6,709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2451% | 7,727 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0826% | 4,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 2,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0606% | 1,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0781% | 1,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3940% | 2,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2351% | 5,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3149% | 7,780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1152% | 3,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0296% | 2,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0932% | 1,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1177% | 1,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5609% | 1,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1660% | 5,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4832% | 7,849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1561% | 2,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0502% | 1,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1615% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2033% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6930% | 1,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0432% | 4,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0530% | 7,453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0173% | 7,005 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0198% | 8,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0665% | 8,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0802% | 8,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1446% | 4,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3644% | 5,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8659% | 8,051 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1542% | 4,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 2,761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1076% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1271% | 1,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5339% | 2,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3523% | 4,970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9117% | 8,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 5,753 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 1,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 1,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1743% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1088% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7722% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 6,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0620% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2175% | 1,130 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7127% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 5,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0204% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0636% | 1,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0755% | 1,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1672% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3189% | 1,003 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9129% | 630 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3261% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0474% | 553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0546% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1940% | 144 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0022% | 1,427 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3438% | 950 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0204% | 10,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1096% | 1,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0494% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1831% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0359% | 7,414 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 1,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0453% | 723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1076% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0450% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2356% | 11,976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4128% | 1,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9899% | 1,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 1,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 1,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0813% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0086% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5564% | 1,268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2755% | 4,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2757% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6240% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0301% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1861% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3876% | 50 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0597% | 12,770 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1474% | 1,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3089% | 1,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1282% | 1,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2461% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0450% | 425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |