Home > Old Second Bank-Yorkville > Income and Expense
Old Second Bank-Yorkville, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,492,000 | 1,739 |
| Total interest expense | $6,738,000 | 1,488 |
| Net interest income | $5,754,000 | 2,025 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,230,000 | 1,926 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $619,000 | 1,430 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $611,000 | 1,955 |
| Total noninterest expense | $4,706,000 | 1,962 |
| Salaries and employee benefits | $2,947,000 | 1,742 |
| Premises and equipment expense | $622,000 | 2,082 |
| Additional noninterest expense | $1,137,000 | 2,338 |
| Pre-tax net operating income | $2,278,000 | 1,938 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $718,000 | 1,632 |
| Income before extraordinary items | $1,560,000 | 2,150 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,560,000 | 2,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,276 |
| Cash dividends | $2,000,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,560,000 | 2,129 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,124,000 | 1,763 |
| Total interest expense | $3,337,000 | 1,489 |
| Net interest income | $2,787,000 | 2,079 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $649,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $293,000 | 1,465 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $356,000 | 1,737 |
| Total noninterest expense | $2,479,000 | 1,861 |
| Salaries and employee benefits | $1,542,000 | 1,692 |
| Premises and equipment expense | $304,000 | 2,145 |
| Additional noninterest expense | $633,000 | 2,074 |
| Pre-tax net operating income | $957,000 | 2,249 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $275,000 | 1,972 |
| Income before extraordinary items | $682,000 | 2,380 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $682,000 | 2,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,325 |
| Cash dividends | $2,000,000 | 446 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $682,000 | 2,366 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,213,000 | 1,743 |
| Total interest expense | $10,980,000 | 1,541 |
| Net interest income | $12,233,000 | 1,896 |
| Provision for loan and lease losses | $-106,000 | 8,480 |
| Total noninterest income | $1,966,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,126,000 | 1,574 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $840,000 | 2,501 |
| Total noninterest expense | $8,963,000 | 1,965 |
| Salaries and employee benefits | $5,196,000 | 1,871 |
| Premises and equipment expense | $1,050,000 | 2,349 |
| Additional noninterest expense | $2,717,000 | 1,939 |
| Pre-tax net operating income | $5,342,000 | 1,785 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,691,000 | 1,504 |
| Income before extraordinary items | $3,651,000 | 1,937 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,651,000 | 1,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,351 |
| Cash dividends | $775,000 | 3,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,651,000 | 1,927 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,144,000 | 1,751 |
| Total interest expense | $7,795,000 | 1,577 |
| Net interest income | $9,349,000 | 1,867 |
| Provision for loan and lease losses | $-106,000 | 8,583 |
| Total noninterest income | $1,483,000 | 2,248 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $825,000 | 1,614 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $658,000 | 2,418 |
| Total noninterest expense | $6,566,000 | 2,012 |
| Salaries and employee benefits | $3,841,000 | 1,893 |
| Premises and equipment expense | $768,000 | 2,422 |
| Additional noninterest expense | $1,957,000 | 1,998 |
| Pre-tax net operating income | $4,372,000 | 1,709 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,408,000 | 1,463 |
| Income before extraordinary items | $2,964,000 | 1,854 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,964,000 | 1,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,787 |
| Cash dividends | $400,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,964,000 | 1,833 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,062,000 | 1,781 |
| Total interest expense | $4,833,000 | 1,612 |
| Net interest income | $6,229,000 | 1,865 |
| Provision for loan and lease losses | $-106,000 | 8,640 |
| Total noninterest income | $962,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $530,000 | 1,654 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $432,000 | 2,433 |
| Total noninterest expense | $4,282,000 | 2,056 |
| Salaries and employee benefits | $2,526,000 | 1,926 |
| Premises and equipment expense | $495,000 | 2,492 |
| Additional noninterest expense | $1,261,000 | 2,081 |
| Pre-tax net operating income | $3,015,000 | 1,639 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $983,000 | 1,421 |
| Income before extraordinary items | $2,032,000 | 1,800 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,032,000 | 1,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,558 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,032,000 | 1,786 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,404,000 | 1,780 |
| Total interest expense | $2,328,000 | 1,583 |
| Net interest income | $3,076,000 | 1,883 |
| Provision for loan and lease losses | $94,000 | 2,089 |
| Total noninterest income | $469,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $253,000 | 1,664 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $216,000 | 2,382 |
| Total noninterest expense | $2,183,000 | 2,021 |
| Salaries and employee benefits | $1,319,000 | 1,867 |
| Premises and equipment expense | $250,000 | 2,467 |
| Additional noninterest expense | $614,000 | 2,112 |
| Pre-tax net operating income | $1,268,000 | 1,888 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $392,000 | 1,683 |
| Income before extraordinary items | $876,000 | 2,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $876,000 | 2,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $876,000 | 2,002 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,531,000 | 1,646 |
| Total interest expense | $7,690,000 | 1,478 |
| Net interest income | $12,841,000 | 1,715 |
| Provision for loan and lease losses | $1,100,000 | 961 |
| Total noninterest income | $2,071,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,100,000 | 1,588 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $971,000 | 2,259 |
| Total noninterest expense | $7,830,000 | 2,127 |
| Salaries and employee benefits | $4,371,000 | 2,109 |
| Premises and equipment expense | $942,000 | 2,495 |
| Additional noninterest expense | $2,517,000 | 2,008 |
| Pre-tax net operating income | $5,982,000 | 1,586 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,920,000 | 1,411 |
| Income before extraordinary items | $4,062,000 | 1,726 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,062,000 | 1,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $546,000 | 1,092 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,062,000 | 1,698 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,158,000 | 1,635 |
| Total interest expense | $5,489,000 | 1,457 |
| Net interest income | $9,669,000 | 1,678 |
| Provision for loan and lease losses | $550,000 | 1,284 |
| Total noninterest income | $1,537,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $804,000 | 1,608 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $733,000 | 2,246 |
| Total noninterest expense | $5,963,000 | 2,075 |
| Salaries and employee benefits | $3,414,000 | 1,996 |
| Premises and equipment expense | $705,000 | 2,495 |
| Additional noninterest expense | $1,844,000 | 2,021 |
| Pre-tax net operating income | $4,693,000 | 1,527 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,524,000 | 1,366 |
| Income before extraordinary items | $3,169,000 | 1,663 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,169,000 | 1,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $531,000 | 801 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,169,000 | 1,628 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,790,000 | 1,639 |
| Total interest expense | $3,407,000 | 1,476 |
| Net interest income | $6,383,000 | 1,685 |
| Provision for loan and lease losses | $250,000 | 1,767 |
| Total noninterest income | $970,000 | 2,226 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $513,000 | 1,639 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $457,000 | 2,319 |
| Total noninterest expense | $4,113,000 | 2,006 |
| Salaries and employee benefits | $2,358,000 | 1,922 |
| Premises and equipment expense | $468,000 | 2,473 |
| Additional noninterest expense | $1,287,000 | 1,911 |
| Pre-tax net operating income | $2,990,000 | 1,554 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $960,000 | 1,407 |
| Income before extraordinary items | $2,030,000 | 1,685 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,030,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 683 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,030,000 | 1,659 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,723,000 | 1,664 |
| Total interest expense | $1,581,000 | 1,515 |
| Net interest income | $3,142,000 | 1,706 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $441,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $233,000 | 1,747 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $208,000 | 2,427 |
| Total noninterest expense | $2,041,000 | 2,028 |
| Salaries and employee benefits | $1,185,000 | 1,934 |
| Premises and equipment expense | $232,000 | 2,518 |
| Additional noninterest expense | $624,000 | 1,969 |
| Pre-tax net operating income | $1,542,000 | 1,478 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $500,000 | 1,360 |
| Income before extraordinary items | $1,042,000 | 1,602 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,042,000 | 1,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,427 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,042,000 | 1,586 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,622,000 | 1,722 |
| Total interest expense | $4,597,000 | 1,768 |
| Net interest income | $12,025,000 | 1,686 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,850,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $972,000 | 1,810 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $878,000 | 2,329 |
| Total noninterest expense | $9,063,000 | 1,783 |
| Salaries and employee benefits | $4,075,000 | 2,127 |
| Premises and equipment expense | $926,000 | 2,467 |
| Additional noninterest expense | $4,062,000 | 1,213 |
| Pre-tax net operating income | $4,812,000 | 1,761 |
| Securities gains (losses) | $86,000 | 1,349 |
| Applicable income taxes | $1,555,000 | 1,558 |
| Income before extraordinary items | $3,343,000 | 1,891 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,343,000 | 1,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 2,073 |
| Cash dividends | $425,000 | 3,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,284,520 | 1,872 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,093,000 | 1,751 |
| Total interest expense | $3,212,000 | 1,869 |
| Net interest income | $8,881,000 | 1,695 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,366,000 | 2,357 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $718,000 | 1,845 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $648,000 | 2,387 |
| Total noninterest expense | $7,295,000 | 1,654 |
| Salaries and employee benefits | $3,069,000 | 2,122 |
| Premises and equipment expense | $677,000 | 2,504 |
| Additional noninterest expense | $3,549,000 | 1,043 |
| Pre-tax net operating income | $2,952,000 | 2,100 |
| Securities gains (losses) | $75,000 | 1,373 |
| Applicable income taxes | $925,000 | 1,898 |
| Income before extraordinary items | $2,102,000 | 2,217 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,102,000 | 2,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,407 |
| Cash dividends | $425,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,050,250 | 2,211 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,762,000 | 1,809 |
| Total interest expense | $1,995,000 | 1,970 |
| Net interest income | $5,767,000 | 1,727 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $835,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $430,000 | 2,007 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $405,000 | 2,488 |
| Total noninterest expense | $5,393,000 | 1,506 |
| Salaries and employee benefits | $2,011,000 | 2,163 |
| Premises and equipment expense | $440,000 | 2,556 |
| Additional noninterest expense | $2,942,000 | 842 |
| Pre-tax net operating income | $1,209,000 | 3,092 |
| Securities gains (losses) | $63,000 | 1,312 |
| Applicable income taxes | $329,000 | 2,915 |
| Income before extraordinary items | $943,000 | 3,079 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $943,000 | 3,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,088 |
| Cash dividends | $425,000 | 2,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $896,380 | 3,139 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 1,834 |
| Total interest expense | $952,000 | 2,100 |
| Net interest income | $2,882,000 | 1,731 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $340,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $205,000 | 2,031 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $135,000 | 3,125 |
| Total noninterest expense | $1,860,000 | 2,157 |
| Salaries and employee benefits | $1,080,000 | 2,035 |
| Premises and equipment expense | $219,000 | 2,585 |
| Additional noninterest expense | $561,000 | 2,111 |
| Pre-tax net operating income | $1,362,000 | 1,522 |
| Securities gains (losses) | $63,000 | 1,071 |
| Applicable income taxes | $488,000 | 1,319 |
| Income before extraordinary items | $937,000 | 1,687 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $937,000 | 1,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,115 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $895,420 | 1,668 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,949,000 | 2,039 |
| Total interest expense | $3,816,000 | 2,320 |
| Net interest income | $10,133,000 | 1,922 |
| Provision for loan and lease losses | $420,000 | 2,478 |
| Total noninterest income | $1,571,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $790,000 | 2,145 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $781,000 | 2,778 |
| Total noninterest expense | $6,694,000 | 2,344 |
| Salaries and employee benefits | $4,037,000 | 2,107 |
| Premises and equipment expense | $720,000 | 3,014 |
| Additional noninterest expense | $1,937,000 | 2,487 |
| Pre-tax net operating income | $4,590,000 | 1,754 |
| Securities gains (losses) | $12,000 | 3,514 |
| Applicable income taxes | $1,587,000 | 1,547 |
| Income before extraordinary items | $3,015,000 | 2,034 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,015,000 | 2,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,884 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,007,080 | 1,945 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,331,000 | 2,098 |
| Total interest expense | $2,905,000 | 2,368 |
| Net interest income | $7,426,000 | 1,980 |
| Provision for loan and lease losses | $315,000 | 2,407 |
| Total noninterest income | $1,224,000 | 2,738 |
| Gross Fiduciary activities income | $2,000 | 1,482 |
| Service charges on deposit accounts | $583,000 | 2,186 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $639,000 | 2,722 |
| Total noninterest expense | $4,949,000 | 2,384 |
| Salaries and employee benefits | $2,987,000 | 2,142 |
| Premises and equipment expense | $529,000 | 3,062 |
| Additional noninterest expense | $1,433,000 | 2,498 |
| Pre-tax net operating income | $3,386,000 | 1,847 |
| Securities gains (losses) | $11,000 | 3,280 |
| Applicable income taxes | $1,176,000 | 1,641 |
| Income before extraordinary items | $2,221,000 | 2,120 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,221,000 | 2,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,556 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,213,850 | 2,023 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,844,000 | 2,124 |
| Total interest expense | $1,977,000 | 2,396 |
| Net interest income | $4,867,000 | 2,009 |
| Provision for loan and lease losses | $210,000 | 2,412 |
| Total noninterest income | $744,000 | 2,895 |
| Gross Fiduciary activities income | $2,000 | 1,432 |
| Service charges on deposit accounts | $372,000 | 2,228 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $370,000 | 2,916 |
| Total noninterest expense | $3,288,000 | 2,387 |
| Salaries and employee benefits | $1,986,000 | 2,139 |
| Premises and equipment expense | $401,000 | 2,757 |
| Additional noninterest expense | $901,000 | 2,615 |
| Pre-tax net operating income | $2,113,000 | 1,943 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $724,000 | 1,767 |
| Income before extraordinary items | $1,392,000 | 2,250 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,392,000 | 2,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,590 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,390,020 | 2,129 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 2,154 |
| Total interest expense | $1,013,000 | 2,413 |
| Net interest income | $2,401,000 | 2,037 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $367,000 | 2,823 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $181,000 | 2,214 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $185,000 | 2,856 |
| Total noninterest expense | $1,639,000 | 2,372 |
| Salaries and employee benefits | $1,011,000 | 2,092 |
| Premises and equipment expense | $190,000 | 2,882 |
| Additional noninterest expense | $438,000 | 2,633 |
| Pre-tax net operating income | $1,024,000 | 1,992 |
| Securities gains (losses) | $3,000 | 2,514 |
| Applicable income taxes | $347,000 | 1,831 |
| Income before extraordinary items | $680,000 | 2,245 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $680,000 | 2,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 1,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $678,020 | 2,132 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,329,000 | 2,310 |
| Total interest expense | $4,416,000 | 2,521 |
| Net interest income | $8,913,000 | 2,179 |
| Provision for loan and lease losses | $575,000 | 2,140 |
| Total noninterest income | $1,322,000 | 2,870 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $715,000 | 2,217 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $607,000 | 2,945 |
| Total noninterest expense | $5,941,000 | 2,486 |
| Salaries and employee benefits | $3,321,000 | 2,403 |
| Premises and equipment expense | $743,000 | 2,850 |
| Additional noninterest expense | $1,877,000 | 2,455 |
| Pre-tax net operating income | $3,719,000 | 2,110 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $1,202,000 | 1,944 |
| Income before extraordinary items | $2,519,000 | 2,333 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,519,000 | 2,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,530 |
| Cash dividends | $1,307,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,517,640 | 2,258 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,369,000 | 2,566 |
| Total interest expense | $5,802,000 | 2,756 |
| Net interest income | $7,567,000 | 2,371 |
| Provision for loan and lease losses | $950,000 | 1,300 |
| Total noninterest income | $1,128,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $698,000 | 2,148 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $430,000 | 3,395 |
| Total noninterest expense | $4,867,000 | 2,892 |
| Salaries and employee benefits | $2,538,000 | 2,907 |
| Premises and equipment expense | $672,000 | 3,058 |
| Additional noninterest expense | $1,657,000 | 2,640 |
| Pre-tax net operating income | $2,878,000 | 2,355 |
| Securities gains (losses) | $147,000 | 1,423 |
| Applicable income taxes | $913,000 | 2,219 |
| Income before extraordinary items | $2,112,000 | 2,406 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,112,000 | 2,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 1,971 |
| Cash dividends | $857,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,009,100 | 2,435 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,535,000 | 2,792 |
| Total interest expense | $6,311,000 | 2,653 |
| Net interest income | $6,224,000 | 2,847 |
| Provision for loan and lease losses | $310,000 | 2,759 |
| Total noninterest income | $865,000 | 3,489 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $537,000 | 2,520 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $328,000 | 3,731 |
| Total noninterest expense | $4,407,000 | 3,053 |
| Salaries and employee benefits | $2,236,000 | 3,140 |
| Premises and equipment expense | $597,000 | 3,291 |
| Additional noninterest expense | $1,574,000 | 2,687 |
| Pre-tax net operating income | $2,372,000 | 2,892 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $699,000 | 2,788 |
| Income before extraordinary items | $1,673,000 | 2,973 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,673,000 | 2,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,482 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,673,000 | 2,961 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,412,000 | 3,104 |
| Total interest expense | $4,812,000 | 3,040 |
| Net interest income | $5,600,000 | 3,095 |
| Provision for loan and lease losses | $204,000 | 3,511 |
| Total noninterest income | $722,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $450,000 | 2,890 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $272,000 | 4,248 |
| Total noninterest expense | $4,008,000 | 3,309 |
| Salaries and employee benefits | $1,914,000 | 3,581 |
| Premises and equipment expense | $597,000 | 3,268 |
| Additional noninterest expense | $1,497,000 | 2,870 |
| Pre-tax net operating income | $2,110,000 | 3,198 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $625,000 | 3,133 |
| Income before extraordinary items | $1,485,000 | 3,270 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,485,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,685 |
| Cash dividends | $410,000 | 3,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,485,000 | 3,233 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,338,000 | 3,130 |
| Total interest expense | $5,173,000 | 2,897 |
| Net interest income | $5,165,000 | 3,284 |
| Provision for loan and lease losses | $168,000 | 3,936 |
| Total noninterest income | $625,000 | 4,267 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $433,000 | 2,922 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $192,000 | 5,065 |
| Total noninterest expense | $3,857,000 | 3,324 |
| Salaries and employee benefits | $1,796,000 | 3,674 |
| Premises and equipment expense | $571,000 | 3,319 |
| Additional noninterest expense | $1,490,000 | 2,800 |
| Pre-tax net operating income | $1,765,000 | 3,697 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $471,000 | 4,000 |
| Income before extraordinary items | $1,291,000 | 3,717 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,291,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,667 |
| Cash dividends | $620,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,293,190 | 3,611 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,981,000 | 3,238 |
| Total interest expense | $5,309,000 | 2,818 |
| Net interest income | $4,672,000 | 3,707 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $590,000 | 4,462 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $394,000 | 3,256 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $196,000 | 5,008 |
| Total noninterest expense | $3,832,000 | 3,301 |
| Salaries and employee benefits | $1,760,000 | 3,720 |
| Premises and equipment expense | $582,000 | 3,237 |
| Additional noninterest expense | $1,490,000 | 2,753 |
| Pre-tax net operating income | $1,340,000 | 4,862 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $267,000 | 6,072 |
| Income before extraordinary items | $1,073,000 | 4,441 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,073,000 | 4,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 10,327 |
| Cash dividends | $175,000 | 5,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,073,000 | 4,376 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,627,000 | 4,213 |
| Total interest expense | $3,626,000 | 4,060 |
| Net interest income | $4,001,000 | 4,322 |
| Provision for loan and lease losses | $185,000 | 3,579 |
| Total noninterest income | $492,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $291,000 | 4,315 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $201,000 | 5,145 |
| Total noninterest expense | $2,977,000 | 4,336 |
| Salaries and employee benefits | $1,340,000 | 4,756 |
| Premises and equipment expense | $549,000 | 3,494 |
| Additional noninterest expense | $1,088,000 | 4,098 |
| Pre-tax net operating income | $1,331,000 | 4,754 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $385,000 | 5,012 |
| Income before extraordinary items | $946,000 | 4,705 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $946,000 | 4,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $335,000 | 4,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $946,000 | 4,651 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,487,000 | 4,276 |
| Total interest expense | $3,614,000 | 4,034 |
| Net interest income | $3,873,000 | 4,435 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $443,000 | 5,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 5,004 |
| Total noninterest expense | $2,477,000 | 5,037 |
| Salaries and employee benefits | $1,296,000 | 4,872 |
| Premises and equipment expense | $331,000 | 5,238 |
| Additional noninterest expense | $850,000 | 4,992 |
| Pre-tax net operating income | $1,764,000 | 3,908 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $518,000 | 4,089 |
| Income before extraordinary items | $1,246,000 | 3,833 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,246,000 | 3,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $508,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,246,000 | 3,811 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,428,000 | 4,562 |
| Total interest expense | $2,715,000 | 4,320 |
| Net interest income | $3,713,000 | 4,685 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $440,000 | 5,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 5,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,402 |
| Total noninterest expense | $2,503,000 | 5,152 |
| Salaries and employee benefits | $1,225,000 | 5,152 |
| Premises and equipment expense | $335,000 | 5,238 |
| Additional noninterest expense | $943,000 | 4,962 |
| Pre-tax net operating income | $1,635,000 | 4,094 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $478,000 | 4,189 |
| Income before extraordinary items | $1,161,000 | 3,986 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,161,000 | 3,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $959,000 | 1,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,158,160 | 4,033 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,940,000 | 4,994 |
| Total interest expense | $2,507,000 | 4,794 |
| Net interest income | $3,433,000 | 5,040 |
| Provision for loan and lease losses | $41,000 | 7,900 |
| Total noninterest income | $494,000 | 5,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,898 |
| Total noninterest expense | $2,337,000 | 5,585 |
| Salaries and employee benefits | $1,238,000 | 5,096 |
| Premises and equipment expense | $337,000 | 5,376 |
| Additional noninterest expense | $762,000 | 6,159 |
| Pre-tax net operating income | $1,549,000 | 4,198 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $400,000 | 5,007 |
| Income before extraordinary items | $1,149,000 | 4,176 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,149,000 | 4,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $690,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,149,000 | 3,971 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,274,000 | 5,290 |
| Total interest expense | $2,993,000 | 5,176 |
| Net interest income | $3,281,000 | 5,296 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $422,000 | 6,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,558 |
| Total noninterest expense | $2,214,000 | 5,891 |
| Salaries and employee benefits | $1,137,000 | 5,436 |
| Premises and equipment expense | $324,000 | 5,670 |
| Additional noninterest expense | $753,000 | 6,401 |
| Pre-tax net operating income | $1,389,000 | 4,343 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $364,000 | 5,165 |
| Income before extraordinary items | $1,025,000 | 4,393 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,025,000 | 4,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $352,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,025,000 | 4,084 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.