Home > Old National Bank > Income and Expense
Old National Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $181,022,000 | 239 |
| Total interest expense | $91,566,000 | 232 |
| Net interest income | $89,456,000 | 247 |
| Provision for loan and lease losses | $6,400,000 | 271 |
| Total noninterest income | $19,874,000 | 379 |
| Gross Fiduciary activities income | $2,227,000 | 302 |
| Service charges on deposit accounts | $7,054,000 | 216 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $10,593,000 | 420 |
| Total noninterest expense | $55,154,000 | 320 |
| Salaries and employee benefits | $25,644,000 | 304 |
| Premises and equipment expense | $5,986,000 | 379 |
| Additional noninterest expense | $23,524,000 | 321 |
| Pre-tax net operating income | $47,776,000 | 239 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $13,645,000 | 276 |
| Income before extraordinary items | $34,130,000 | 238 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $34,130,000 | 239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,258,000 | 310 |
| Cash dividends | $34,480,000 | 186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $34,130,710 | 234 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $125,438,000 | 334 |
| Total interest expense | $60,929,000 | 339 |
| Net interest income | $64,509,000 | 325 |
| Provision for loan and lease losses | $3,900,000 | 367 |
| Total noninterest income | $13,581,000 | 461 |
| Gross Fiduciary activities income | $1,713,000 | 355 |
| Service charges on deposit accounts | $5,347,000 | 270 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $6,521,000 | 525 |
| Total noninterest expense | $38,777,000 | 411 |
| Salaries and employee benefits | $17,674,000 | 402 |
| Premises and equipment expense | $4,315,000 | 511 |
| Additional noninterest expense | $16,788,000 | 385 |
| Pre-tax net operating income | $35,413,000 | 292 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $11,047,000 | 336 |
| Income before extraordinary items | $24,365,000 | 293 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $24,365,000 | 293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,311,000 | 463 |
| Cash dividends | $26,941,000 | 183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $24,365,690 | 282 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $104,049,000 | 415 |
| Total interest expense | $48,401,000 | 438 |
| Net interest income | $55,648,000 | 403 |
| Provision for loan and lease losses | $3,387,000 | 427 |
| Total noninterest income | $11,999,000 | 529 |
| Gross Fiduciary activities income | $1,492,000 | 411 |
| Service charges on deposit accounts | $4,528,000 | 339 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $5,979,000 | 574 |
| Total noninterest expense | $34,954,000 | 502 |
| Salaries and employee benefits | $15,593,000 | 466 |
| Premises and equipment expense | $3,990,000 | 564 |
| Additional noninterest expense | $15,371,000 | 485 |
| Pre-tax net operating income | $29,306,000 | 352 |
| Securities gains (losses) | $37,000 | 1,547 |
| Applicable income taxes | $8,922,000 | 388 |
| Income before extraordinary items | $20,421,000 | 336 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $20,421,000 | 336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,490,000 | 412 |
| Cash dividends | $5,880,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $20,395,100 | 327 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $91,846,000 | 477 |
| Total interest expense | $43,601,000 | 498 |
| Net interest income | $48,245,000 | 462 |
| Provision for loan and lease losses | $2,300,000 | 533 |
| Total noninterest income | $10,926,000 | 569 |
| Gross Fiduciary activities income | $2,066,000 | 369 |
| Service charges on deposit accounts | $3,724,000 | 415 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,136,000 | 649 |
| Total noninterest expense | $31,699,000 | 560 |
| Salaries and employee benefits | $13,915,000 | 519 |
| Premises and equipment expense | $3,578,000 | 645 |
| Additional noninterest expense | $14,206,000 | 525 |
| Pre-tax net operating income | $25,172,000 | 400 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $7,734,000 | 438 |
| Income before extraordinary items | $17,438,000 | 389 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $17,438,000 | 387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,164,000 | 543 |
| Cash dividends | $15,800,000 | 306 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $17,438,000 | 386 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $79,137,000 | 478 |
| Total interest expense | $33,561,000 | 494 |
| Net interest income | $45,576,000 | 471 |
| Provision for loan and lease losses | $2,150,000 | 549 |
| Total noninterest income | $11,866,000 | 519 |
| Gross Fiduciary activities income | $3,715,000 | 267 |
| Service charges on deposit accounts | $3,359,000 | 442 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $4,792,000 | 655 |
| Total noninterest expense | $34,036,000 | 531 |
| Salaries and employee benefits | $14,852,000 | 502 |
| Premises and equipment expense | $3,559,000 | 658 |
| Additional noninterest expense | $15,625,000 | 515 |
| Pre-tax net operating income | $21,256,000 | 444 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $5,996,000 | 499 |
| Income before extraordinary items | $15,260,000 | 408 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $15,260,000 | 409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,844,000 | 358 |
| Cash dividends | $7,900,000 | 417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $15,260,000 | 413 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $75,897,000 | 492 |
| Total interest expense | $30,721,000 | 523 |
| Net interest income | $45,176,000 | 473 |
| Provision for loan and lease losses | $2,250,000 | 743 |
| Total noninterest income | $11,236,000 | 558 |
| Gross Fiduciary activities income | $3,177,000 | 291 |
| Service charges on deposit accounts | $3,382,000 | 433 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,677,000 | 704 |
| Total noninterest expense | $32,599,000 | 578 |
| Salaries and employee benefits | $14,382,000 | 524 |
| Premises and equipment expense | $3,239,000 | 724 |
| Additional noninterest expense | $14,978,000 | 577 |
| Pre-tax net operating income | $21,563,000 | 385 |
| Securities gains (losses) | $-37,000 | 13,044 |
| Applicable income taxes | $6,318,000 | 456 |
| Income before extraordinary items | $15,208,000 | 386 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $15,208,000 | 392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $10,000,000 | 279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $15,234,270 | 362 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $76,054,000 | 554 |
| Total interest expense | $33,661,000 | 605 |
| Net interest income | $42,393,000 | 506 |
| Provision for loan and lease losses | $3,600,000 | 736 |
| Total noninterest income | $9,709,000 | 608 |
| Gross Fiduciary activities income | $2,588,000 | 332 |
| Service charges on deposit accounts | $2,994,000 | 476 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,127,000 | 770 |
| Total noninterest expense | $30,481,000 | 600 |
| Salaries and employee benefits | $13,534,000 | 544 |
| Premises and equipment expense | $2,801,000 | 848 |
| Additional noninterest expense | $14,146,000 | 594 |
| Pre-tax net operating income | $18,021,000 | 379 |
| Securities gains (losses) | $33,000 | 4,829 |
| Applicable income taxes | $5,302,000 | 453 |
| Income before extraordinary items | $12,752,000 | 398 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $12,752,000 | 403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,511,000 | 660 |
| Cash dividends | $16,142,000 | 149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $12,728,570 | 361 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.