Home > Old Kent Bank-Southwest > Income and Expense
Old Kent Bank-Southwest, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $86,009,000 | 452 |
| Total interest expense | $33,253,000 | 497 |
| Net interest income | $52,756,000 | 422 |
| Provision for loan and lease losses | $1,200,000 | 820 |
| Total noninterest income | $10,393,000 | 578 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $4,914,000 | 326 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $5,479,000 | 610 |
| Total noninterest expense | $35,318,000 | 510 |
| Salaries and employee benefits | $15,169,000 | 487 |
| Premises and equipment expense | $3,379,000 | 685 |
| Additional noninterest expense | $16,770,000 | 489 |
| Pre-tax net operating income | $26,631,000 | 365 |
| Securities gains (losses) | $-77,000 | 11,356 |
| Applicable income taxes | $9,019,000 | 372 |
| Income before extraordinary items | $17,535,000 | 355 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $17,535,000 | 354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-683,000 | 12,559 |
| Cash dividends | $13,000,000 | 289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $17,585,820 | 355 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $85,039,000 | 448 |
| Total interest expense | $33,441,000 | 490 |
| Net interest income | $51,598,000 | 428 |
| Provision for loan and lease losses | $3,000,000 | 608 |
| Total noninterest income | $11,030,000 | 566 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $4,826,000 | 326 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $6,204,000 | 581 |
| Total noninterest expense | $36,305,000 | 524 |
| Salaries and employee benefits | $15,346,000 | 497 |
| Premises and equipment expense | $3,470,000 | 677 |
| Additional noninterest expense | $17,489,000 | 519 |
| Pre-tax net operating income | $23,323,000 | 362 |
| Securities gains (losses) | $245,000 | 1,475 |
| Applicable income taxes | $7,767,000 | 380 |
| Income before extraordinary items | $15,801,000 | 372 |
| Extraordinary gains, net | $-599,000 | 13,180 |
| Net income | $15,202,000 | 393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,637,000 | 818 |
| Cash dividends | $13,500,000 | 231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $15,636,850 | 352 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $93,912,000 | 456 |
| Total interest expense | $40,711,000 | 527 |
| Net interest income | $53,201,000 | 426 |
| Provision for loan and lease losses | $6,460,000 | 506 |
| Total noninterest income | $9,272,000 | 626 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $4,603,000 | 338 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,669,000 | 709 |
| Total noninterest expense | $34,445,000 | 547 |
| Salaries and employee benefits | $15,232,000 | 487 |
| Premises and equipment expense | $3,348,000 | 717 |
| Additional noninterest expense | $15,865,000 | 552 |
| Pre-tax net operating income | $21,568,000 | 325 |
| Securities gains (losses) | $224,000 | 1,852 |
| Applicable income taxes | $7,029,000 | 358 |
| Income before extraordinary items | $14,763,000 | 352 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $14,763,000 | 353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,196,000 | 909 |
| Cash dividends | $10,700,000 | 201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $14,610,680 | 320 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.