Home > Old Kent Bank of St. Johns > Income and Expense
Old Kent Bank of St. Johns, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,860,000 | 3,388 |
| Total interest expense | $3,157,000 | 3,776 |
| Net interest income | $5,703,000 | 3,143 |
| Provision for loan and lease losses | $307,000 | 2,204 |
| Total noninterest income | $1,171,000 | 2,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $357,000 | 3,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $814,000 | 2,110 |
| Total noninterest expense | $3,446,000 | 3,898 |
| Salaries and employee benefits | $1,458,000 | 4,385 |
| Premises and equipment expense | $295,000 | 5,794 |
| Additional noninterest expense | $1,693,000 | 2,987 |
| Pre-tax net operating income | $3,121,000 | 2,270 |
| Securities gains (losses) | $-17,000 | 10,215 |
| Applicable income taxes | $1,032,000 | 2,165 |
| Income before extraordinary items | $2,072,000 | 2,347 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,072,000 | 2,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,010 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,083,390 | 2,353 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,969,000 | 3,830 |
| Total interest expense | $2,783,000 | 4,400 |
| Net interest income | $5,186,000 | 3,451 |
| Provision for loan and lease losses | $413,000 | 2,407 |
| Total noninterest income | $1,419,000 | 2,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 4,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,104,000 | 1,910 |
| Total noninterest expense | $3,169,000 | 4,295 |
| Salaries and employee benefits | $1,405,000 | 4,532 |
| Premises and equipment expense | $281,000 | 6,163 |
| Additional noninterest expense | $1,483,000 | 3,539 |
| Pre-tax net operating income | $3,023,000 | 2,267 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $977,000 | 2,311 |
| Income before extraordinary items | $2,047,000 | 2,453 |
| Extraordinary gains, net | $-37,000 | 12,619 |
| Net income | $2,010,000 | 2,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,561 |
| Cash dividends | $2,200,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,046,320 | 2,307 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,926,000 | 3,883 |
| Total interest expense | $3,625,000 | 4,428 |
| Net interest income | $5,301,000 | 3,437 |
| Provision for loan and lease losses | $538,000 | 2,844 |
| Total noninterest income | $991,000 | 3,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 4,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $682,000 | 2,587 |
| Total noninterest expense | $3,071,000 | 4,426 |
| Salaries and employee benefits | $1,372,000 | 4,591 |
| Premises and equipment expense | $284,000 | 6,214 |
| Additional noninterest expense | $1,415,000 | 3,769 |
| Pre-tax net operating income | $2,683,000 | 2,303 |
| Securities gains (losses) | $51,000 | 4,091 |
| Applicable income taxes | $851,000 | 2,444 |
| Income before extraordinary items | $1,883,000 | 2,434 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,883,000 | 2,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 5,871 |
| Cash dividends | $1,400,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,847,810 | 2,298 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.