Home > Old Kent Bank of Ludington > Assets and Liabilities
Old Kent Bank of Ludington, Assets and Liabilities
1994-12-31 | Rank | |
# of Employees: | 38 | 5,090 |
Assets and Liabilities | ||
Total Assets: | $77,987,000 | 5,438 |
Cash and due from depository institutions | $1,798,000 | 5,090 |
Interest-bearing balances | $750,000 | 2,801 |
Securities | $27,531,000 | 4,595 |
Federal funds sold & reverse repurchase agreements | $2,750,000 | 3,008 |
Net loans & leases | $44,061,000 | 5,401 |
Loan loss allowance | $642,000 | 5,141 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $796,000 | 6,941 |
Other real estate owned | $0 | 5,090 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $1,051,000 | 6,506 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $77,987,000 | 5,438 |
Total liabilities | $72,614,000 | 5,313 |
Total deposits | $66,111,000 | 5,484 |
Interest-bearing deposits | $59,699,000 | 5,262 |
Deposits held in domestic offices | $66,111,000 | 5,477 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $6,283,000 | 1,596 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $220,000 | 8,623 |
Total equity capital | $5,373,000 | 6,789 |
Total bank equity capital | $5,373,000 | 6,789 |
Perpetual preferred stock | $0 | 310 |
Common stock | $547,000 | 5,549 |
Surplus | $2,954,000 | 4,228 |
Undivided profits | $1,872,000 | 7,361 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $143,000 | 7,649 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $263,000 | 7,226 |
Earning assets | $75,092,000 | 5,212 |
Long-term assets (5+ years) | $16,902,000 | 2,890 |
Average Assets, year-to-date | $79,740,200 | 5,220 |
Average Assets, quarterly | $79,168,500 | 5,335 |
Volatile liabilities | $10,066,000 | 4,318 |
Insider loans | $462,000 | 5,927 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $4,691,000 | 5,092 |
Tier 1 (core) risk-based capital | $5,373,000 | 6,884 |
Tier 2 risk-based capital | $588,080 | 4,618 |
Total risk weighted assets | $46,992,580 | 5,194 |
Total unused commitments | $4,691,000 | 5,098 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 35 | 5,698 |
Assets and Liabilities | ||
Total Assets: | $82,336,000 | 5,274 |
Cash and due from depository institutions | $2,783,000 | 5,698 |
Interest-bearing balances | $1,745,000 | 2,610 |
Securities | $38,920,000 | 3,558 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $38,717,000 | 5,861 |
Loan loss allowance | $541,000 | 6,025 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $787,000 | 7,075 |
Other real estate owned | $0 | 5,698 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $1,129,000 | 5,561 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $82,336,000 | 5,274 |
Total liabilities | $77,093,000 | 5,128 |
Total deposits | $68,342,000 | 5,512 |
Interest-bearing deposits | $62,357,000 | 5,263 |
Deposits held in domestic offices | $68,342,000 | 5,503 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $8,511,000 | 1,159 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $8,000 | 4,948 |
Subordinated debt | $0 | 413 |
All other liabilities | $232,000 | 8,650 |
Total equity capital | $5,243,000 | 7,009 |
Total bank equity capital | $5,243,000 | 7,009 |
Perpetual preferred stock | $0 | 343 |
Common stock | $547,000 | 5,801 |
Surplus | $2,954,000 | 4,192 |
Undivided profits | $1,742,000 | 7,958 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $162,000 | 8,105 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $232,000 | 7,392 |
Earning assets | $79,382,000 | 5,060 |
Long-term assets (5+ years) | $17,896,000 | 2,895 |
Average Assets, year-to-date | $80,992,000 | 5,226 |
Average Assets, quarterly | $82,119,000 | 5,236 |
Volatile liabilities | $13,303,000 | 3,296 |
Insider loans | $1,090,000 | 3,499 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $216,000 | 1,447 |
Unused loan commitments | $2,968,000 | 6,421 |
Tier 1 (core) risk-based capital | $5,243,000 | 6,931 |
Tier 2 risk-based capital | $537,730 | 4,957 |
Total risk weighted assets | $43,014,830 | 5,566 |
Total unused commitments | $2,968,000 | 6,441 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 36 | 5,656 |
Assets and Liabilities | ||
Total Assets: | $79,146,000 | 5,540 |
Cash and due from depository institutions | $2,881,000 | 5,656 |
Interest-bearing balances | $1,728,000 | 2,942 |
Securities | $40,568,000 | 3,372 |
Federal funds sold & reverse repurchase agreements | $150,000 | 11,017 |
Net loans & leases | $34,056,000 | 6,429 |
Loan loss allowance | $534,000 | 6,152 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $396,000 | 9,694 |
Other real estate owned | $0 | 5,656 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $1,095,000 | 5,912 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $79,146,000 | 5,540 |
Total liabilities | $73,488,000 | 5,441 |
Total deposits | $70,960,000 | 5,437 |
Interest-bearing deposits | $65,303,000 | 5,182 |
Deposits held in domestic offices | $70,960,000 | 5,427 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $2,316,000 | 1,918 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $212,000 | 9,775 |
Total equity capital | $5,658,000 | 6,460 |
Total bank equity capital | $5,658,000 | 6,460 |
Perpetual preferred stock | $0 | 346 |
Common stock | $547,000 | 6,103 |
Surplus | $2,954,000 | 4,090 |
Undivided profits | $2,157,000 | 7,156 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $121,000 | 9,691 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $237,000 | 7,799 |
Earning assets | $76,502,000 | 5,272 |
Long-term assets (5+ years) | $16,368,000 | 3,031 |
Average Assets, year-to-date | $78,134,000 | 5,467 |
Average Assets, quarterly | $79,708,000 | 5,449 |
Volatile liabilities | $7,493,000 | 5,037 |
Insider loans | $13,000 | 8,699 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $135,000 | 1,094 |
Unused loan commitments | $1,857,000 | 7,509 |
Tier 1 (core) risk-based capital | $5,658,000 | 6,384 |
Tier 2 risk-based capital | $479,380 | 5,414 |
Total risk weighted assets | $38,295,680 | 6,122 |
Total unused commitments | $1,857,000 | 7,543 |
Derivatives | $0 | 651 |