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Old Kent Bank of Holland, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$23,609,0001,326
Total interest expense$9,437,0001,381
Net interest income$14,172,0001,278
Provision for loan and lease losses$390,0001,859
Total noninterest income$2,246,0001,683
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,083,0001,226
Trading account gains and fees$0475
Additional Noninterest Income$1,163,0001,668
Total noninterest expense$9,153,0001,603
Salaries and employee benefits$3,967,0001,692
Premises and equipment expense$1,097,0001,862
Additional noninterest expense$4,089,0001,392
Pre-tax net operating income$6,875,0001,101
Securities gains (losses)$19,0001,821
Applicable income taxes$2,302,0001,064
Income before extraordinary items$4,592,0001,107
Extraordinary gains, net$0249
Net income$4,592,0001,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0002,540
Cash dividends$800,0002,270
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,579,2701,115
1993-12-31 (YTD Data)Rank
Total interest income$22,051,0001,434
Total interest expense$8,760,0001,529
Net interest income$13,291,0001,361
Provision for loan and lease losses$705,0001,653
Total noninterest income$2,962,0001,479
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,073,0001,264
Trading account gains and fees$0532
Additional Noninterest Income$1,889,0001,307
Total noninterest expense$9,186,0001,645
Salaries and employee benefits$4,073,0001,657
Premises and equipment expense$915,0002,237
Additional noninterest expense$4,198,0001,458
Pre-tax net operating income$6,362,0001,101
Securities gains (losses)$9,0005,582
Applicable income taxes$2,087,0001,162
Income before extraordinary items$4,284,0001,191
Extraordinary gains, net$-154,00013,009
Net income$4,130,0001,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,0002,249
Cash dividends$3,201,000675
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,277,9701,111
1992-12-31 (YTD Data)Rank
Total interest income$23,730,0001,532
Total interest expense$10,345,0001,674
Net interest income$13,385,0001,382
Provision for loan and lease losses$875,0002,027
Total noninterest income$2,570,0001,622
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$982,0001,360
Trading account gains and fees$0504
Additional Noninterest Income$1,588,0001,455
Total noninterest expense$8,412,0001,806
Salaries and employee benefits$3,794,0001,757
Premises and equipment expense$921,0002,257
Additional noninterest expense$3,697,0001,687
Pre-tax net operating income$6,668,000972
Securities gains (losses)$-1,00012,730
Applicable income taxes$2,111,0001,071
Income before extraordinary items$4,556,0001,041
Extraordinary gains, net$01,422
Net income$4,556,0001,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,00010,255
Cash dividends$5,300,000359
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,556,680947

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.