Home > Old Kent Bank of Gaylord > Assets and Liabilities
Old Kent Bank of Gaylord, Assets and Liabilities
1994-12-31 | Rank | |
# of Employees: | 69 | 2,924 |
Assets and Liabilities | ||
Total Assets: | $171,372,000 | 2,675 |
Cash and due from depository institutions | $3,699,000 | 2,924 |
Interest-bearing balances | $0 | 7,034 |
Securities | $65,986,000 | 1,986 |
Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,474 |
Net loans & leases | $95,935,000 | 2,749 |
Loan loss allowance | $1,872,000 | 2,094 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $1,619,000 | 4,369 |
Other real estate owned | $15,000 | 2,924 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $2,618,000 | 3,029 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $171,372,000 | 2,675 |
Total liabilities | $159,901,000 | 2,607 |
Total deposits | $155,144,000 | 2,478 |
Interest-bearing deposits | $133,045,000 | 2,485 |
Deposits held in domestic offices | $155,144,000 | 2,467 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $4,064,000 | 1,975 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $693,000 | 4,054 |
Total equity capital | $11,471,000 | 3,539 |
Total bank equity capital | $11,471,000 | 3,539 |
Perpetual preferred stock | $0 | 310 |
Common stock | $1,500,000 | 2,652 |
Surplus | $3,500,000 | 3,707 |
Undivided profits | $6,471,000 | 3,434 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $488,000 | 4,344 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $563,000 | 3,730 |
Earning assets | $163,421,000 | 2,567 |
Long-term assets (5+ years) | $22,136,000 | 2,341 |
Average Assets, year-to-date | $163,233,600 | 2,709 |
Average Assets, quarterly | $168,150,500 | 2,700 |
Volatile liabilities | $14,761,000 | 3,238 |
Insider loans | $3,087,000 | 1,366 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $12,468,000 | 2,684 |
Tier 1 (core) risk-based capital | $11,602,000 | 3,556 |
Tier 2 risk-based capital | $1,249,300 | 2,374 |
Total risk weighted assets | $99,321,500 | 2,660 |
Total unused commitments | $12,468,000 | 2,695 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 75 | 2,793 |
Assets and Liabilities | ||
Total Assets: | $159,413,000 | 2,874 |
Cash and due from depository institutions | $1,638,000 | 2,793 |
Interest-bearing balances | $0 | 7,655 |
Securities | $67,886,000 | 2,018 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $85,783,000 | 2,969 |
Loan loss allowance | $1,785,000 | 2,269 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $1,457,000 | 4,783 |
Other real estate owned | $43,000 | 2,793 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $2,606,000 | 2,753 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $159,413,000 | 2,874 |
Total liabilities | $149,005,000 | 2,808 |
Total deposits | $147,145,000 | 2,686 |
Interest-bearing deposits | $130,029,000 | 2,649 |
Deposits held in domestic offices | $147,145,000 | 2,676 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,298,000 | 2,567 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $562,000 | 4,925 |
Total equity capital | $10,408,000 | 3,927 |
Total bank equity capital | $10,408,000 | 3,927 |
Perpetual preferred stock | $0 | 343 |
Common stock | $1,500,000 | 2,712 |
Surplus | $3,500,000 | 3,654 |
Undivided profits | $5,408,000 | 4,086 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $641,000 | 4,230 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $475,000 | 3,929 |
Earning assets | $153,669,000 | 2,752 |
Long-term assets (5+ years) | $31,796,000 | 1,809 |
Average Assets, year-to-date | $159,356,000 | 2,807 |
Average Assets, quarterly | $160,219,500 | 2,836 |
Volatile liabilities | $7,120,000 | 5,231 |
Insider loans | $3,145,000 | 1,321 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $10,120,000 | 3,074 |
Tier 1 (core) risk-based capital | $10,408,000 | 3,837 |
Tier 2 risk-based capital | $1,105,110 | 2,638 |
Total risk weighted assets | $87,729,210 | 2,949 |
Total unused commitments | $10,120,000 | 3,095 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 72 | 2,976 |
Assets and Liabilities | ||
Total Assets: | $160,365,000 | 2,942 |
Cash and due from depository institutions | $1,850,000 | 2,976 |
Interest-bearing balances | $0 | 8,059 |
Securities | $63,114,000 | 2,138 |
Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,970 |
Net loans & leases | $87,440,000 | 2,993 |
Loan loss allowance | $1,721,000 | 2,403 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $1,468,000 | 4,740 |
Other real estate owned | $81,000 | 2,976 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $2,412,000 | 3,056 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $160,365,000 | 2,942 |
Total liabilities | $150,010,000 | 2,881 |
Total deposits | $149,023,000 | 2,769 |
Interest-bearing deposits | $132,887,000 | 2,708 |
Deposits held in domestic offices | $149,023,000 | 2,763 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $315,000 | 3,247 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $672,000 | 4,576 |
Total equity capital | $10,355,000 | 3,751 |
Total bank equity capital | $10,355,000 | 3,751 |
Perpetual preferred stock | $0 | 346 |
Common stock | $1,500,000 | 2,815 |
Surplus | $3,500,000 | 3,527 |
Undivided profits | $5,355,000 | 3,950 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,714,000 | 2,510 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $555,000 | 3,680 |
Earning assets | $154,554,000 | 2,797 |
Long-term assets (5+ years) | $28,536,000 | 1,948 |
Average Assets, year-to-date | $160,342,000 | 2,864 |
Average Assets, quarterly | $160,963,500 | 2,905 |
Volatile liabilities | $6,988,000 | 5,303 |
Insider loans | $7,000 | 9,040 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $8,636,000 | 3,240 |
Tier 1 (core) risk-based capital | $10,355,000 | 3,689 |
Tier 2 risk-based capital | $1,123,710 | 2,629 |
Total risk weighted assets | $89,299,410 | 2,975 |
Total unused commitments | $8,636,000 | 3,262 |
Derivatives | $0 | 651 |