Home > Old Kent Bank of Cadillac > Assets and Liabilities
Old Kent Bank of Cadillac, Assets and Liabilities
1994-12-31 | Rank | |
# of Employees: | 46 | 4,290 |
Assets and Liabilities | ||
Total Assets: | $118,836,000 | 3,726 |
Cash and due from depository institutions | $3,273,000 | 4,290 |
Interest-bearing balances | $500,000 | 3,280 |
Securities | $22,147,000 | 5,468 |
Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,781 |
Net loans & leases | $87,984,000 | 2,957 |
Loan loss allowance | $2,046,000 | 1,924 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $577,000 | 8,055 |
Other real estate owned | $0 | 4,290 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $1,855,000 | 4,113 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $118,836,000 | 3,726 |
Total liabilities | $110,954,000 | 3,635 |
Total deposits | $109,971,000 | 3,460 |
Interest-bearing deposits | $97,430,000 | 3,346 |
Deposits held in domestic offices | $109,971,000 | 3,452 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $270,000 | 4,323 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $2,000 | 5,354 |
Subordinated debt | $0 | 372 |
All other liabilities | $711,000 | 3,972 |
Total equity capital | $7,882,000 | 5,004 |
Total bank equity capital | $7,882,000 | 5,004 |
Perpetual preferred stock | $0 | 310 |
Common stock | $451,000 | 6,215 |
Surplus | $4,549,000 | 2,999 |
Undivided profits | $2,882,000 | 6,040 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,451,000 | 1,993 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $441,000 | 4,761 |
Earning assets | $113,631,000 | 3,576 |
Long-term assets (5+ years) | $18,201,000 | 2,741 |
Average Assets, year-to-date | $115,519,600 | 3,744 |
Average Assets, quarterly | $117,580,500 | 3,747 |
Volatile liabilities | $10,532,000 | 4,182 |
Insider loans | $570,000 | 5,274 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $36,000 | 1,389 |
Unused loan commitments | $10,740,000 | 2,980 |
Tier 1 (core) risk-based capital | $7,989,000 | 5,009 |
Tier 2 risk-based capital | $1,087,220 | 2,708 |
Total risk weighted assets | $86,019,020 | 3,069 |
Total unused commitments | $10,740,000 | 2,990 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 44 | 4,651 |
Assets and Liabilities | ||
Total Assets: | $111,419,000 | 4,047 |
Cash and due from depository institutions | $2,012,000 | 4,651 |
Interest-bearing balances | $1,000,000 | 3,386 |
Securities | $36,982,000 | 3,715 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $69,537,000 | 3,609 |
Loan loss allowance | $2,206,000 | 1,909 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $627,000 | 7,946 |
Other real estate owned | $291,000 | 4,651 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $1,970,000 | 3,500 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $111,419,000 | 4,047 |
Total liabilities | $104,100,000 | 3,933 |
Total deposits | $99,740,000 | 3,904 |
Interest-bearing deposits | $88,783,000 | 3,802 |
Deposits held in domestic offices | $99,740,000 | 3,897 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $2,700,000 | 1,962 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $1,102,000 | 2,608 |
Subordinated debt | $0 | 413 |
All other liabilities | $558,000 | 4,948 |
Total equity capital | $7,319,000 | 5,391 |
Total bank equity capital | $7,319,000 | 5,391 |
Perpetual preferred stock | $0 | 343 |
Common stock | $451,000 | 6,510 |
Surplus | $4,549,000 | 2,937 |
Undivided profits | $2,319,000 | 7,034 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $932,000 | 3,337 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $362,000 | 5,120 |
Earning assets | $107,519,000 | 3,852 |
Long-term assets (5+ years) | $17,651,000 | 2,924 |
Average Assets, year-to-date | $111,309,000 | 3,923 |
Average Assets, quarterly | $111,740,000 | 3,988 |
Volatile liabilities | $12,776,000 | 3,405 |
Insider loans | $702,000 | 4,718 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $566,000 | 1,191 |
Unused loan commitments | $6,941,000 | 3,988 |
Tier 1 (core) risk-based capital | $7,319,000 | 5,310 |
Tier 2 risk-based capital | $876,420 | 3,254 |
Total risk weighted assets | $68,783,920 | 3,687 |
Total unused commitments | $6,941,000 | 4,011 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 43 | 4,867 |
Assets and Liabilities | ||
Total Assets: | $111,728,000 | 4,099 |
Cash and due from depository institutions | $2,895,000 | 4,867 |
Interest-bearing balances | $1,700,000 | 2,964 |
Securities | $35,863,000 | 3,795 |
Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
Net loans & leases | $69,899,000 | 3,661 |
Loan loss allowance | $2,411,000 | 1,814 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $547,000 | 8,587 |
Other real estate owned | $552,000 | 4,867 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $1,972,000 | 3,628 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $111,728,000 | 4,099 |
Total liabilities | $104,137,000 | 4,036 |
Total deposits | $102,013,000 | 3,922 |
Interest-bearing deposits | $90,848,000 | 3,872 |
Deposits held in domestic offices | $102,013,000 | 3,913 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $1,556,000 | 2,162 |
Subordinated debt | $0 | 482 |
All other liabilities | $568,000 | 5,242 |
Total equity capital | $7,591,000 | 5,023 |
Total bank equity capital | $7,591,000 | 5,023 |
Perpetual preferred stock | $0 | 346 |
Common stock | $451,000 | 6,847 |
Surplus | $4,549,000 | 2,813 |
Undivided profits | $2,591,000 | 6,513 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,835,000 | 2,391 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $361,000 | 5,560 |
Earning assets | $107,462,000 | 3,907 |
Long-term assets (5+ years) | $19,972,000 | 2,609 |
Average Assets, year-to-date | $114,115,800 | 3,938 |
Average Assets, quarterly | $112,287,500 | 4,050 |
Volatile liabilities | $10,584,000 | 3,939 |
Insider loans | $37,000 | 7,634 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $980,000 | 730 |
Unused loan commitments | $6,295,000 | 4,005 |
Tier 1 (core) risk-based capital | $7,591,000 | 4,947 |
Tier 2 risk-based capital | $883,550 | 3,243 |
Total risk weighted assets | $69,156,250 | 3,750 |
Total unused commitments | $6,295,000 | 4,027 |
Derivatives | $0 | 651 |