Home > Old Kent Bank of Big Rapids > Assets and Liabilities
Old Kent Bank of Big Rapids, Assets and Liabilities
1994-12-31 | Rank | |
# of Employees: | 73 | 2,740 |
Assets and Liabilities | ||
Total Assets: | $125,046,000 | 3,546 |
Cash and due from depository institutions | $10,496,000 | 2,740 |
Interest-bearing balances | $4,500,000 | 797 |
Securities | $41,164,000 | 3,194 |
Federal funds sold & reverse repurchase agreements | $600,000 | 6,455 |
Net loans & leases | $69,587,000 | 3,685 |
Loan loss allowance | $1,443,000 | 2,632 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $1,154,000 | 5,580 |
Other real estate owned | $30,000 | 2,740 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $2,015,000 | 3,817 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $125,046,000 | 3,546 |
Total liabilities | $116,654,000 | 3,464 |
Total deposits | $115,798,000 | 3,287 |
Interest-bearing deposits | $98,139,000 | 3,313 |
Deposits held in domestic offices | $115,798,000 | 3,279 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $267,000 | 4,330 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $589,000 | 4,645 |
Total equity capital | $8,392,000 | 4,739 |
Total bank equity capital | $8,392,000 | 4,739 |
Perpetual preferred stock | $0 | 310 |
Common stock | $1,500,000 | 2,652 |
Surplus | $2,500,000 | 4,708 |
Undivided profits | $4,392,000 | 4,625 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $302,000 | 5,646 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $459,000 | 4,564 |
Earning assets | $115,851,000 | 3,508 |
Long-term assets (5+ years) | $11,407,000 | 3,792 |
Average Assets, year-to-date | $124,342,200 | 3,479 |
Average Assets, quarterly | $124,664,500 | 3,536 |
Volatile liabilities | $3,917,000 | 7,591 |
Insider loans | $942,000 | 3,870 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $243,000 | 1,031 |
Unused loan commitments | $9,373,000 | 3,278 |
Tier 1 (core) risk-based capital | $8,591,000 | 4,700 |
Tier 2 risk-based capital | $853,390 | 3,353 |
Total risk weighted assets | $67,681,290 | 3,792 |
Total unused commitments | $9,373,000 | 3,289 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 72 | 2,907 |
Assets and Liabilities | ||
Total Assets: | $122,410,000 | 3,689 |
Cash and due from depository institutions | $4,130,000 | 2,907 |
Interest-bearing balances | $999,000 | 3,423 |
Securities | $47,720,000 | 2,926 |
Federal funds sold & reverse repurchase agreements | $200,000 | 9,883 |
Net loans & leases | $67,211,000 | 3,741 |
Loan loss allowance | $1,478,000 | 2,664 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $1,222,000 | 5,407 |
Other real estate owned | $0 | 2,907 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $1,927,000 | 3,563 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $122,410,000 | 3,689 |
Total liabilities | $114,304,000 | 3,606 |
Total deposits | $113,689,000 | 3,448 |
Interest-bearing deposits | $96,760,000 | 3,501 |
Deposits held in domestic offices | $113,689,000 | 3,439 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $101,000 | 3,790 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $514,000 | 5,229 |
Total equity capital | $8,106,000 | 4,956 |
Total bank equity capital | $8,106,000 | 4,956 |
Perpetual preferred stock | $0 | 343 |
Common stock | $1,500,000 | 2,712 |
Surplus | $2,500,000 | 4,679 |
Undivided profits | $4,106,000 | 5,021 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $257,000 | 6,824 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $396,000 | 4,707 |
Earning assets | $116,130,000 | 3,566 |
Long-term assets (5+ years) | $18,580,000 | 2,816 |
Average Assets, year-to-date | $123,498,400 | 3,568 |
Average Assets, quarterly | $123,050,500 | 3,648 |
Volatile liabilities | $3,103,000 | 8,276 |
Insider loans | $1,147,000 | 3,371 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $322,000 | 1,353 |
Unused loan commitments | $5,901,000 | 4,436 |
Tier 1 (core) risk-based capital | $8,106,000 | 4,869 |
Tier 2 risk-based capital | $816,350 | 3,474 |
Total risk weighted assets | $64,646,050 | 3,914 |
Total unused commitments | $5,901,000 | 4,460 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 71 | 3,027 |
Assets and Liabilities | ||
Total Assets: | $122,121,000 | 3,783 |
Cash and due from depository institutions | $7,611,000 | 3,027 |
Interest-bearing balances | $2,498,000 | 2,360 |
Securities | $46,644,000 | 2,923 |
Federal funds sold & reverse repurchase agreements | $1,700,000 | 7,040 |
Net loans & leases | $63,012,000 | 4,011 |
Loan loss allowance | $1,293,000 | 3,034 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $1,174,000 | 5,581 |
Other real estate owned | $145,000 | 3,027 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $1,835,000 | 3,872 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $122,121,000 | 3,783 |
Total liabilities | $114,348,000 | 3,711 |
Total deposits | $113,781,000 | 3,568 |
Interest-bearing deposits | $97,867,000 | 3,602 |
Deposits held in domestic offices | $113,781,000 | 3,559 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $567,000 | 5,252 |
Total equity capital | $7,773,000 | 4,920 |
Total bank equity capital | $7,773,000 | 4,920 |
Perpetual preferred stock | $0 | 346 |
Common stock | $1,500,000 | 2,815 |
Surplus | $2,500,000 | 4,610 |
Undivided profits | $3,773,000 | 5,148 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $704,000 | 4,644 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $395,000 | 5,124 |
Earning assets | $113,854,000 | 3,713 |
Long-term assets (5+ years) | $20,770,000 | 2,532 |
Average Assets, year-to-date | $124,652,600 | 3,640 |
Average Assets, quarterly | $122,412,500 | 3,748 |
Volatile liabilities | $2,692,000 | 8,964 |
Insider loans | $51,000 | 7,138 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $6,576,000 | 3,882 |
Tier 1 (core) risk-based capital | $7,773,000 | 4,831 |
Tier 2 risk-based capital | $786,180 | 3,588 |
Total risk weighted assets | $62,387,380 | 4,093 |
Total unused commitments | $6,576,000 | 3,903 |
Derivatives | $0 | 651 |