Home > Old Kent Bank-Grand Traverse > Loan Charge- Offs and Recoveries
Old Kent Bank-Grand Traverse, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $631,000 | 1,547 |
| Loans secured by real estate, total | $38,000 | 3,080 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $38,000 | 3,080 |
| Construction and land development | $5,000 | 869 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $33,000 | 1,602 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $42,000 | 3,890 |
| Loans to individuals | $551,000 | 711 |
| Credit card loan charge offs | $9,000 | 2,076 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $542,000 | 536 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $879,000 | 590 |
| Loans secured by real estate, total | $646,000 | 288 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $646,000 | 287 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $646,000 | 165 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 215 |
| Commercial and industrial loans | $143,000 | 1,026 |
| Loans to individuals | $89,000 | 1,205 |
| Credit card loan recoveries | $3,000 | 1,578 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $86,000 | 1,095 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-248,000 | 12,445 |
| Loans secured by real estate, total | $-608,000 | 12,546 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-608,000 | 12,584 |
| Construction and land development | $5,000 | 743 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,088 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-613,000 | 12,557 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-1,000 | 1,049 |
| Commercial and industrial loans | $-101,000 | 12,134 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $462,000 | 596 |
| Credit card loan net charge offs | $6,000 | 2,124 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $456,000 | 396 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,610,000 | 1,034 |
| Loans secured by real estate, total | $1,271,000 | 604 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $1,271,000 | 602 |
| Construction and land development | $10,000 | 1,046 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $68,000 | 1,755 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $1,193,000 | 342 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $31,000 | 5,441 |
| Loans to individuals | $308,000 | 1,107 |
| Credit card loan charge offs | $16,000 | 1,733 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $292,000 | 892 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $303,000 | 1,338 |
| Loans secured by real estate, total | $103,000 | 993 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $103,000 | 992 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $25,000 | 207 |
| Secured by 1-4 family residential properties - total recoveries | $10,000 | 2,146 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $68,000 | 688 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 209 |
| Commercial and industrial loans | $81,000 | 1,818 |
| Loans to individuals | $118,000 | 1,058 |
| Credit card loan recoveries | $13,000 | 872 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $105,000 | 1,018 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,307,000 | 949 |
| Loans secured by real estate, total | $1,168,000 | 562 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $1,168,000 | 561 |
| Construction and land development | $10,000 | 936 |
| Secured by farmland | $-25,000 | 11,402 |
| Secured by 1-4 family residential properties- net charge-offs | $58,000 | 1,630 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $1,125,000 | 317 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-1,000 | 1,052 |
| Commercial and industrial loans | $-50,000 | 12,578 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $190,000 | 1,169 |
| Credit card loan net charge offs | $3,000 | 2,821 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $187,000 | 867 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,139,000 | 1,671 |
| Loans secured by real estate, total | $0 | 8,179 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $0 | 8,166 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $783,000 | 964 |
| Loans to individuals | $356,000 | 1,224 |
| Credit card loan charge offs | $28,000 | 1,508 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $328,000 | 1,050 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $424,000 | 1,030 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $342,000 | 533 |
| Loans to individuals | $82,000 | 1,458 |
| Credit card loan recoveries | $16,000 | 810 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $66,000 | 1,534 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $715,000 | 1,948 |
| Loans secured by real estate, total | $0 | 7,205 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $0 | 7,197 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $441,000 | 1,278 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $274,000 | 1,159 |
| Credit card loan net charge offs | $12,000 | 1,972 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $262,000 | 904 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.