Home > Old Kent Bank-Central > Loan Charge- Offs and Recoveries
Old Kent Bank-Central, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $473,000 | 1,905 |
| Loans secured by real estate, total | $197,000 | 1,362 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $197,000 | 1,362 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $174,000 | 827 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $23,000 | 1,789 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $7,000 | 153 |
| Commercial and industrial loans | $10,000 | 6,085 |
| Loans to individuals | $259,000 | 1,108 |
| Credit card loan charge offs | $4,000 | 2,719 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $255,000 | 889 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $325,000 | 1,165 |
| Loans secured by real estate, total | $61,000 | 1,350 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $61,000 | 1,350 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,570 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $56,000 | 745 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $35,000 | 2,931 |
| Loans to individuals | $229,000 | 636 |
| Credit card loan recoveries | $2,000 | 1,785 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $227,000 | 524 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $148,000 | 2,996 |
| Loans secured by real estate, total | $136,000 | 1,356 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $136,000 | 1,357 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $169,000 | 698 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-33,000 | 12,161 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $7,000 | 106 |
| Commercial and industrial loans | $-25,000 | 11,225 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $30,000 | 3,442 |
| Credit card loan net charge offs | $2,000 | 2,885 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $28,000 | 3,068 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $905,000 | 1,517 |
| Loans secured by real estate, total | $386,000 | 1,189 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $386,000 | 1,188 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $95,000 | 1,442 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $291,000 | 766 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $86,000 | 3,395 |
| Loans to individuals | $433,000 | 882 |
| Credit card loan charge offs | $4,000 | 2,919 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $429,000 | 676 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $482,000 | 937 |
| Loans secured by real estate, total | $25,000 | 2,329 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $25,000 | 2,329 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $25,000 | 1,281 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $42,000 | 87 |
| Commercial and industrial loans | $54,000 | 2,468 |
| Loans to individuals | $361,000 | 503 |
| Credit card loan recoveries | $6,000 | 1,249 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $355,000 | 413 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $423,000 | 1,988 |
| Loans secured by real estate, total | $361,000 | 1,066 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $361,000 | 1,064 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $70,000 | 1,479 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $291,000 | 665 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-42,000 | 1,119 |
| Commercial and industrial loans | $32,000 | 4,118 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $72,000 | 2,231 |
| Credit card loan net charge offs | $-2,000 | 13,112 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $74,000 | 1,827 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,003,000 | 1,833 |
| Loans secured by real estate, total | $2,000 | 7,782 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $2,000 | 7,782 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $2,000 | 6,102 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $260,000 | 2,244 |
| Loans to individuals | $741,000 | 772 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $741,000 | 584 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $460,000 | 974 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $136,000 | 1,221 |
| Loans to individuals | $324,000 | 576 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $324,000 | 477 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $543,000 | 2,333 |
| Loans secured by real estate, total | $2,000 | 6,844 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $2,000 | 6,845 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $2,000 | 5,379 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $124,000 | 2,968 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $417,000 | 899 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $417,000 | 656 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.