Home > Old Kent Bank-Central > Income and Expense
Old Kent Bank-Central, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $29,905,000 | 1,053 |
| Total interest expense | $11,348,000 | 1,160 |
| Net interest income | $18,557,000 | 991 |
| Provision for loan and lease losses | $1,200,000 | 820 |
| Total noninterest income | $3,033,000 | 1,357 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,921,000 | 706 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,112,000 | 1,716 |
| Total noninterest expense | $11,420,000 | 1,299 |
| Salaries and employee benefits | $4,631,000 | 1,457 |
| Premises and equipment expense | $1,340,000 | 1,555 |
| Additional noninterest expense | $5,449,000 | 1,092 |
| Pre-tax net operating income | $8,970,000 | 866 |
| Securities gains (losses) | $-62,000 | 11,197 |
| Applicable income taxes | $2,960,000 | 885 |
| Income before extraordinary items | $5,948,000 | 880 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,948,000 | 878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,996 |
| Cash dividends | $5,000,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,989,540 | 880 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $29,512,000 | 1,074 |
| Total interest expense | $11,940,000 | 1,129 |
| Net interest income | $17,572,000 | 1,047 |
| Provision for loan and lease losses | $1,264,000 | 1,119 |
| Total noninterest income | $2,858,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,775,000 | 752 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,083,000 | 1,928 |
| Total noninterest expense | $11,162,000 | 1,374 |
| Salaries and employee benefits | $4,601,000 | 1,470 |
| Premises and equipment expense | $1,097,000 | 1,890 |
| Additional noninterest expense | $5,464,000 | 1,185 |
| Pre-tax net operating income | $8,004,000 | 909 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $2,583,000 | 975 |
| Income before extraordinary items | $5,433,000 | 956 |
| Extraordinary gains, net | $-247,000 | 13,080 |
| Net income | $5,186,000 | 1,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 1,988 |
| Cash dividends | $5,100,000 | 467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,424,840 | 903 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $33,218,000 | 1,092 |
| Total interest expense | $15,231,000 | 1,169 |
| Net interest income | $17,987,000 | 1,029 |
| Provision for loan and lease losses | $1,450,000 | 1,436 |
| Total noninterest income | $2,494,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,453,000 | 897 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,041,000 | 1,942 |
| Total noninterest expense | $10,858,000 | 1,430 |
| Salaries and employee benefits | $4,444,000 | 1,492 |
| Premises and equipment expense | $1,032,000 | 2,035 |
| Additional noninterest expense | $5,382,000 | 1,235 |
| Pre-tax net operating income | $8,173,000 | 786 |
| Securities gains (losses) | $235,000 | 1,803 |
| Applicable income taxes | $2,678,000 | 866 |
| Income before extraordinary items | $5,730,000 | 837 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,730,000 | 842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $543,000 | 2,333 |
| Cash dividends | $6,300,000 | 309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,570,200 | 783 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.