Home > Old Kent Bank > Loan Charge- Offs and Recoveries
Old Kent Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,806,000 | 476 |
| Loans secured by real estate, total | $175,000 | 1,151 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $175,000 | 1,151 |
| Construction and land development | $67,000 | 281 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $10,000 | 2,940 |
| Secured by multifamily residential properties | $98,000 | 233 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | $0 | 8 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $501,000 | 641 |
| Loans to individuals | $3,130,000 | 325 |
| Credit card loan charge offs | $0 | 4,125 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,130,000 | 192 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $850,000 | 549 |
| Loans secured by real estate, total | $91,000 | 882 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $91,000 | 882 |
| Construction and land development | $28,000 | 246 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $41,000 | 744 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $22,000 | 918 |
| Real estate loans in foreign offices | $0 | 7 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $397,000 | 360 |
| Loans to individuals | $348,000 | 491 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $348,000 | 388 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $14,000 | 225 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,956,000 | 455 |
| Loans secured by real estate, total | $84,000 | 1,347 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $84,000 | 1,346 |
| Construction and land development | $39,000 | 313 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-31,000 | 11,230 |
| Secured by multifamily residential properties | $98,000 | 200 |
| Secured by nonfarm nonresidential properties | $-22,000 | 10,966 |
| Real estate loans in foreign offices | $0 | 6 |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $104,000 | 1,788 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,782,000 | 294 |
| Credit card loan net charge offs | $0 | 3,910 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,782,000 | 160 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $-14,000 | 1,141 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,871,000 | 493 |
| Loans secured by real estate, total | $1,158,000 | 439 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $1,158,000 | 437 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $54,000 | 1,507 |
| Secured by multifamily residential properties | $196,000 | 234 |
| Secured by nonfarm nonresidential properties | $908,000 | 264 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $818,000 | 423 |
| Loans to individuals | $1,895,000 | 398 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,895,000 | 245 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,566,000 | 385 |
| Loans secured by real estate, total | $730,000 | 234 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $729,000 | 233 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $729,000 | 149 |
| Real estate loans in foreign offices | $1,000 | 12 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $282,000 | 503 |
| Loans to individuals | $433,000 | 442 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $433,000 | 341 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $121,000 | 100 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,305,000 | 526 |
| Loans secured by real estate, total | $428,000 | 631 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $429,000 | 629 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $54,000 | 1,294 |
| Secured by multifamily residential properties | $196,000 | 212 |
| Secured by nonfarm nonresidential properties | $179,000 | 558 |
| Real estate loans in foreign offices | $-1,000 | 194 |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $536,000 | 399 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,462,000 | 369 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,462,000 | 211 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-121,000 | 1,190 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,000,000 | 577 |
| Loans secured by real estate, total | $1,321,000 | 445 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,320,000 | 446 |
| Construction and land development | $30,000 | 612 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $108,000 | 1,086 |
| Secured by multifamily residential properties | $241,000 | 244 |
| Secured by nonfarm nonresidential properties | $941,000 | 303 |
| Real estate loans in foreign offices | $1,000 | 13 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $644,000 | 569 |
| Loans to individuals | $827,000 | 551 |
| Credit card loan charge offs | $10,000 | 1,980 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $817,000 | 388 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $208,000 | 95 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,590,000 | 411 |
| Loans secured by real estate, total | $358,000 | 421 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $358,000 | 420 |
| Construction and land development | $254,000 | 122 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $46,000 | 781 |
| Secured by multifamily residential properties | $29,000 | 224 |
| Secured by nonfarm nonresidential properties | $29,000 | 1,030 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $629,000 | 326 |
| Loans to individuals | $267,000 | 572 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $267,000 | 466 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $336,000 | 56 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,410,000 | 717 |
| Loans secured by real estate, total | $963,000 | 449 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $962,000 | 450 |
| Construction and land development | $-224,000 | 12,542 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $62,000 | 1,289 |
| Secured by multifamily residential properties | $212,000 | 238 |
| Secured by nonfarm nonresidential properties | $912,000 | 258 |
| Real estate loans in foreign offices | $1,000 | 9 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $15,000 | 4,009 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $560,000 | 533 |
| Credit card loan net charge offs | $10,000 | 1,762 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $550,000 | 333 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-128,000 | 1,150 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,698,000 | 985 |
| Loans secured by real estate, total | $799,000 | 784 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $799,000 | 783 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $196,000 | 917 |
| Secured by multifamily residential properties | $563,000 | 151 |
| Secured by nonfarm nonresidential properties | $40,000 | 1,887 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $280,000 | 1,578 |
| Loans to individuals | $369,000 | 985 |
| Credit card loan charge offs | $33,000 | 1,236 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $336,000 | 811 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $250,000 | 126 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,115,000 | 526 |
| Loans secured by real estate, total | $429,000 | 393 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $429,000 | 392 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $40,000 | 908 |
| Secured by multifamily residential properties | $308,000 | 55 |
| Secured by nonfarm nonresidential properties | $81,000 | 620 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $459,000 | 429 |
| Loans to individuals | $226,000 | 682 |
| Credit card loan recoveries | $12,000 | 908 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $214,000 | 580 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $1,000 | 335 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $583,000 | 1,615 |
| Loans secured by real estate, total | $370,000 | 1,052 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $370,000 | 1,050 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $156,000 | 938 |
| Secured by multifamily residential properties | $255,000 | 229 |
| Secured by nonfarm nonresidential properties | $-41,000 | 12,969 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-179,000 | 13,067 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $143,000 | 1,425 |
| Credit card loan net charge offs | $21,000 | 1,338 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $122,000 | 1,235 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $249,000 | 92 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,374,000 | 785 |
| Loans secured by real estate, total | $1,030,000 | 852 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,030,000 | 852 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $100,000 | 1,627 |
| Secured by multifamily residential properties | $870,000 | 153 |
| Secured by nonfarm nonresidential properties | $60,000 | 2,052 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $1,947,000 | 467 |
| Loans to individuals | $394,000 | 1,137 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $394,000 | 905 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $3,000 | 362 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $925,000 | 591 |
| Loans secured by real estate, total | $51,000 | 1,528 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $51,000 | 1,528 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $22,000 | 1,403 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $29,000 | 1,002 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $556,000 | 360 |
| Loans to individuals | $309,000 | 596 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $309,000 | 488 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $9,000 | 255 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,449,000 | 847 |
| Loans secured by real estate, total | $979,000 | 801 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $979,000 | 801 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $78,000 | 1,636 |
| Secured by multifamily residential properties | $870,000 | 151 |
| Secured by nonfarm nonresidential properties | $31,000 | 2,375 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $1,391,000 | 519 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $85,000 | 2,643 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $85,000 | 2,246 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-6,000 | 1,122 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.