Home > Old Kent Bank > Net charge- offs to loans
Old Kent Bank, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2571% | 3,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 0.1222% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4789% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 1,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0364% | 815 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0525% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0373% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2204% | 3,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0836% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1198% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9346% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2983% | 429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4303% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3942% | 1,297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1713% | 4,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2101% | 390 |
| Percentage Net Loans Charged-off:Construction & development | -1.1197% | 1,387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6913% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9271% | 144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0887% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0100% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2791% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3828% | 916 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5147% | 1,244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 7,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0821% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0332% | 1,368 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0194% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2479% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1452% | 1,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1627% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7916% | 838 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1335% | 83 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3919% | 5,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2401% | 696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0265% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4343% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0348% | 871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0478% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1422% | 543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1108% | 1,321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0259% | 1,173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |